List of Card projects on Optimism (2026)

Bitget Wallet is a self-custody wallet application that lets users store, send, and manage digital assets across multiple blockchain networks. Built-in features let users swap tokens, spend crypto via a linked card, earn yield on stablecoin balances, and access onchain prediction markets, all from the same wallet interface. The wallet is aimed at users who want direct control of their private keys while retaining access to everyday crypto financial services.

SpritzCard is a crypto-funded payment card that enables spending cryptocurrency at any merchant accepting Visa. It converts crypto balances from a connected wallet into fiat automatically at the point of sale, and is available as both a virtual card usable through mobile wallets and a physical card. Cardholders can fund it from multiple supported blockchains and tokens and earn cashback rewards on select spending categories.

Zypto is a self-custody multichain crypto wallet that lets users store, send, and manage a wide range of digital assets across numerous blockchains. It provides built-in decentralized exchange swaps, cross-chain swap routing, and WalletConnect integration alongside an in-app Web3 browser for direct dApp access. Users can also spend crypto through physical and virtual Visa cards, pay bills, buy gift cards, top up mobile phones, and convert USDC to cash through a partnered cash network, with an optional tap-to-pair hardware accessory available for cold storage.

EMCD Account is a custodial multi-asset platform account that stores, sends, receives, and swaps digital assets across multiple blockchain networks through a single login and dashboard. From the same account, users access savings under the Coinhold or Grow brand for daily-credited yield, peer-to-peer crypto-to-fiat trading, a centralized exchange for instant swaps, fiat on and off ramps, a crypto-backed lending product called OnLock, and a linked spending card. The account also provides delegated staking for select proof-of-stake assets, an index and real-world-asset investment offering marketed as Indesk or Portfolio, and tokenized U.S. equities and pre-IPO exposure branded xStocks, all settled through the same trading account. Every capability is reached through the shared web and mobile sign-in rather than a separate account or standalone application.

El Dorado is a consumer super app that lets users in Latin America hold, send, and spend money through a set of mini apps. It provides peer-to-peer stablecoin trading with instant local payments, a dollar-denominated account, an international payment card, and a feature for buying and holding crypto, plus a yield-earning option, all managed from one account. Users can exchange between local currencies and stablecoins, pay through local QR codes and instant payment networks, and top up an international card funded from their balance. The app targets people seeking dollar access, remittances, and everyday spending without relying on a traditional bank.

Laso Prepaid Cards provide instantly issued Visa prepaid cards through cryptocurrency deposits without KYC verification. The system supports multiple blockchains and integrates with mobile payment platforms including Apple Pay, Google Pay, and Samsung Pay while maintaining user privacy through advanced compliance technology.

The International Prepaid Card is a cryptocurrency-funded prepaid card for spending crypto without a bank account or credit check. It is issued instantly from a crypto wallet deposit, without identity document upload, and loads directly onto a card usable online and in-store. The card integrates with mobile payment wallets for contactless tap-to-pay, and is usable across a wide range of countries.

The USA Prepaid Card is a cryptocurrency-funded prepaid card for spending crypto instantly inside the United States. It is delivered immediately after ordering, with no identity verification, bank account, or credit check required, and charges no deposit fee. The card integrates with mobile wallet apps for contactless payment and works at merchants across the country that accept prepaid cards.

CoinJar Card is a prepaid Mastercard that converts cryptocurrency holdings to fiat currency at the point of sale for merchant transactions. The card lives inside the CoinJar app, letting users select which crypto asset funds their spending and manage balances, spend history, and card controls from their device. It integrates with Apple Pay and Google Pay for contactless payments and is also available as a physical card usable anywhere Mastercard is accepted, including ATM withdrawals. Users earn reward points on purchases that can be applied toward future trades or redeemed in a rewards store.

Holyheld Card is a crypto debit card that enables users to spend cryptocurrency at any Mastercard-accepting merchant directly from self-custodial wallets. Users can top up from multiple blockchain networks without bridging, use Apple Pay and Google Pay for contactless payments, and send SEPA transfers via a personal IBAN. The card operates through gasless transactions, allowing users to approve payments without paying gas fees.

Utorg App is a self-custody crypto wallet and payment hub for consumers. It lets users store crypto assets, buy crypto through an integrated purchase flow, and swap between tokens directly within the application. The app also serves as the access point for obtaining a non-custodial Visa card that converts crypto balances to fiat at the point of sale, letting holders spend at physical terminals, online stores, and through mobile pay wallets, with the card currently available to users in EEA countries. The app is available on Android with an iOS release pending.

OrbitX Business is a corporate banking platform built for stablecoin-native treasury and expense operations. It provides multi-currency business accounts, self-custodial corporate cards for teams, vendor and payroll payment tools, and a unified dashboard for managing finances across entities. Companies use it to convert between crypto and fiat, control spending, and manage global treasury from a single balance.

Endl Cards are stablecoin-backed Visa corporate cards that let businesses issue unlimited virtual and physical cards for team spend. Each card draws from a unified stablecoin or fiat wallet, with administrators setting per-card spend limits, locking categories, and viewing real-time transaction activity. The product is designed for global teams needing per-user accountability and controlled corporate spending funded by fiat or stablecoin balances.

Nevermined Pay is a merchant payment gateway that lets AI agents transact autonomously using delegated virtual cards and usage-based billing. Users set spending mandates with amount caps, expiry, and transaction limits, after which agents authorize purchases through the x402 protocol without manual card entry. Enrolled cards are issued as virtual card credentials, including Visa-powered virtual cards, usable at any merchant accepting that card network rather than a single platform. The system meters usage in real time and settles payments across fiat and crypto rails, while also billing AI service providers for agent consumption on their APIs.

Kredete Spend Card is a stablecoin-backed payment card that enables users to spend USDC through the Visa network across 41+ African countries and 150+ million merchants worldwide. The system provides real-time blockchain settlement on Stellar network with instant FX conversion at point of purchase, allowing users to store value in digital dollars and spend globally.

Accrue Business is a financial services platform that provides businesses with dedicated USD and EUR accounts, local collections, and cross-border vendor payouts across Africa and the United States. It lets companies issue virtual USD cards for employees and vendors, send invoices, and pay contractors through bank transfer, mobile money, or stablecoins. An application programming interface allows other businesses to embed wallets, cards, and stablecoin deposit and withdrawal rails into their own products. Businesses manage funds through a single balance across fiat and stablecoin rails without needing crypto expertise.

HoneyCoin is a payment orchestration platform aggregating multiple payment providers, processors, and blockchain rails into unified API infrastructure for cross-border business payments. Users hold funds in multi-currency wallets supporting fiat and stablecoins, collect payments via bank transfers and mobile money, execute payouts across various markets, convert currencies through an OTC desk, issue virtual cards for expenses, and process bulk payouts for payroll operations.

Novacrust Business is a financial services platform providing businesses with APIs for card issuance, payment collections, and payouts across multiple countries and currencies. It lets companies issue virtual USD cards for team or customer spending, accept payments via bank transfer, mobile money, cards, or stablecoins, and send payouts to vendors and staff in multiple currencies. The platform provides multi-currency wallets holding several fiat currencies and stablecoins alongside currency exchange, letting businesses build payment workflows into their own operations through a single dashboard and API.

Kolan Card is a consumer virtual payment card issued by a bank partner under a card network license, funded directly from a user's Kolan account balance. It is collateralized by stablecoins held across multiple blockchains, letting users spend online and pay for subscriptions without prior transfers to a separate bank account. Users can freeze or unfreeze the card, set spending limits, and track transactions in real time.

SFx Money App is a neobank offering stablecoin-based accounts, transfers, and payments for users moving money between Africa, Turkey, the US, Europe, and the UK. It provides multi-currency virtual accounts, a self-custodial style wallet holding stablecoins, and a virtual Visa card for online and offline spending. Users fund and settle balances through bank transfers, mobile money, or stablecoin deposits, with transfers routed across multiple blockchains for onchain settlement. The app also offers basic savings functionality alongside its transfer and card features.