List of On/Off Ramp projects on Optimism (2026)

Onramper Onramp is a fiat-to-crypto aggregation product that connects business integrations to dozens of underlying onramp providers through a single API. The product routes end users to the optimal provider based on country, payment method, KYC requirements, and provider success rates, surfacing the best available conversion rate and fees. Businesses integrate once and gain global coverage across credit cards, bank transfers, and local payment methods.

Onramper Offramp is a crypto-to-fiat aggregation product that connects business integrations to multiple offramp providers through a single API. The product supports payouts to bank accounts, debit cards, and PayPal across multiple fiat currencies and jurisdictions, routing each withdrawal to the optimal provider based on cost, settlement speed, and recipient country. Businesses offer end users a unified withdrawal experience without integrating each offramp.

Onramper Headless Ramps is an SDK for embedding fiat-to-crypto onramp functionality directly into applications, rendering all purchase screens within the host app's own UI without iFrames or external redirects. The SDK accepts a fiat amount, crypto asset, and wallet address, then routes each transaction to the optimal provider. It supports native Apple Pay and other express payment methods, with automatic retry logic to handle provider failures.

Crossmint Onramps and Offramps converts fiat currency to stablecoins and stablecoins back to local currency through headless APIs and hosted, white-labeled widgets. The system handles payment processing, chargeback protection, KYC verification, and AML screening across a wide range of countries and payment methods. Businesses use it to let their users top up wallets with fiat or cash out stablecoin balances into local currency.

Kraken Ramp is a fiat-to-crypto on/off-ramp API that enables third-party platforms to embed compliant buy and sell flows through a single integration. The API supports various digital assets across multiple blockchains with several payment methods including ACH, SEPA, PIX, Apple Pay, and Google Pay across multiple markets.

Mt Pelerin Exchange is an on/off-ramp service for buying, selling, and swapping cryptocurrencies using bank transfers or card payments, delivered directly to a user's own wallet. It supports transactions up to certain limits without requiring identity verification and settles in a range of fiat currencies. A built-in cross-chain bridge lets users transfer supported assets between multiple blockchains with guaranteed delivery, and an embeddable version of the same exchange functionality can be integrated into third-party websites and apps through direct links, an embedded frame, or a mobile package. The service also lets users pay everyday invoices and bills, including rent, insurance, taxes, and utilities, directly with cryptocurrency, with automatic conversion and settlement to the recipient. It operates as a non-custodial intermediary that never holds user funds itself.

Mt Pelerin Bridge Wallet is a self-custodial mobile wallet for storing, buying, selling, and swapping cryptocurrencies across multiple blockchains. It provides users with a personal crypto-linked IBAN for sending and receiving fiat and crypto, while keeping private keys under user control at all times. The app supports cross-chain swaps directly from a single interface, letting users move supported assets between networks without leaving the app.

TransFi Ramp is an on/off ramp product that enables users to buy and sell digital assets and stablecoins using local payment methods across multiple countries. The platform supports credit cards, debit cards, bank transfers, and mobile wallets with instant transaction processing. It is designed for users converting between fiat currencies and digital assets.

On/Off Ramp is a bidirectional conversion service that lets users and businesses move funds between stablecoins and local African currencies. It supports cash-in and cash-out flows through mobile money channels, including STK push prompts, alongside bank transfer options. Blockchain protocols, decentralized applications, and fintechs use the service to onboard users and settle stablecoin transactions into local currency and back.

Stablecoin Settlement Solution is a cross-border settlement service that lets businesses convert between fiat currencies and stablecoins to move funds across jurisdictions. Clients submit an order, receive daily rates through an automated dashboard, and confirm the transaction before receiving stablecoin or fiat at their preferred destination. The service targets businesses that need faster cross-border settlement than traditional bank transfers, which can take several days.

Swapped Ramp is an on/off-ramp service that lets individuals and businesses convert between fiat currency and cryptocurrency. Users select an asset, pay through a supported local payment method, and receive funds directly in their own wallet without the provider holding custody. The service also offers a business integration enabling platforms to embed buy and sell flows for their customers. It supports multiple payment methods and a range of cryptocurrencies across numerous countries.

ChangeNOW Exchange is a decentralised exchange that lets users swap cryptocurrencies without creating an account. It matches trades using liquidity sourced from multiple venues and offers both fixed and floating rate options for each swap. The service also includes a fiat-to-crypto on-ramp so users can acquire assets using traditional payment methods, trading directly from their own wallets across multiple supported blockchains.

Topper is a fiat-to-crypto on-ramp and crypto-to-fiat off-ramp delivered through an embeddable widget and developer APIs for business partners and wallets. Consumers buy crypto directly to a self-custodial wallet using cards, digital wallets, or bank transfers, and sell crypto to receive fiat on a linked debit card. The product supports recurring purchases and integrates via a web SDK, mobile SDK, REST API, webhooks, and single sign-on for partner applications.

Alchemy Pay On/Off Ramp is an on/off ramp service that lets users buy cryptocurrency with fiat and convert crypto back into fiat. It supports a wide range of fiat payment rails, including cards, mobile wallets, and bank transfers, alongside multiple fiat currencies and cryptocurrencies for both directions of conversion. The service includes instant identity verification and integrates into partner platforms such as exchanges, DeFi protocols, wallets, NFT marketplaces, and play-to-earn games through a hosted page, embedded widget, or API.

CoinGate Personal Crypto Exchange enables individual users to buy cryptocurrency with credit cards and manage digital assets. It provides deposit, swap, and withdrawal functionality alongside a multi-currency account for holding and converting crypto and fiat balances in one place.

Guardarian On/Off Ramp is a fiat-to-crypto and crypto-to-fiat exchange that lets users buy, sell, and swap cryptocurrencies using bank transfers, cards, and digital wallets across multiple fiat currencies. The service also supports transactions in tokens backed by real-world assets such as treasuries and real estate. Users select a currency pair, submit a wallet address, and receive funds through a compliance-integrated conversion process. It serves individual users seeking straightforward crypto access without requiring an account for basic exchanges.

G-OnePay provides users with a single permanent cryptocurrency deposit address that automatically converts incoming crypto to fiat and settles the proceeds to a linked bank account. Users complete verification once, connect their bank details, and reuse the same address indefinitely instead of generating new addresses for each transfer. It is designed for individuals and businesses handling recurring or high-volume settlements.

OnMeta On/Off Ramps is a fiat-to-crypto conversion service that lets platforms offer compliant buy and sell flows for virtual digital assets. It processes INR and PHP payments through local bank rails and mobile payment methods, converting them to digital assets and back. Wallets, exchanges, decentralized applications, and gaming platforms integrate the service through a hosted widget, software development kit, or direct API to add regulated fiat top-up and withdrawal functionality across multiple blockchains.

Spritz Off-Ramp is a fiat conversion service that lets users convert cryptocurrency into fiat currency deposited directly to a bank account. It processes outbound transactions from a connected wallet to traditional banking rails while handling identity verification and compliance checks. An address book feature stores repeat payment destinations, and the service works across multiple supported blockchains and stablecoins.

Spritz On-Ramp is a fiat-to-crypto conversion service that lets users buy cryptocurrency directly from a connected bank account. It processes transfers from traditional banking rails into a blockchain wallet while performing identity verification and compliance checks. The service supports multiple blockchains and stablecoins, and allows users to set up automatic recurring purchases.

Peer Protocol is a peer-to-peer onramp and offramp that lets users trade crypto directly with other users through everyday payment apps. Sellers deposit stablecoins into onchain escrow and set rates, while buyers pay through their preferred payment method and receive crypto once payment is verified through privacy-preserving proofs. The protocol keeps funds non-custodial throughout, releasing assets directly to a buyer wallet without a middleman holding funds. It supports trading across multiple blockchains and a range of payment applications and fiat currencies.

Simplex Payment Gateway enables exchanges and wallets to accept credit and debit card payments for cryptocurrency purchases through an embeddable checkout integration. Businesses integrate the gateway to allow their users to buy digital assets directly with fiat payment methods.

Simplex is a fiat-to-crypto on/off-ramp enabling users to purchase cryptocurrencies using credit and debit cards through exchange and wallet integrations. Platforms embed Simplex to allow customers to buy digital assets directly with traditional payment methods.

Bitnovo is an on-ramp and off-ramp platform enabling users to buy cryptocurrencies via card, bank transfer, or retail vouchers, sell cryptocurrencies for euro withdrawals, exchange between digital assets, and purchase retail gift cards with cryptocurrency. The platform operates through a self-custody wallet application where users maintain control of private keys.

Bitnovo Ramp is a B2B on/off ramp API enabling platforms and fintechs to embed crypto-to-fiat and fiat-to-crypto conversion into their own products. Businesses connect to Bitnovo's payment rails, compliance infrastructure, and European liquidity network through a single API integration.

AvanChange is an on/off-ramp exchange service that lets users buy, sell, and swap cryptocurrencies with fiat through bank cards, bank transfers, e-wallets, and cash, as well as crypto-to-crypto exchanges.

TryBit Crypto Payment Gateway is a merchant payment gateway that lets businesses accept cryptocurrency payments online through API integration, CMS plugins, and HTML widgets. It generates invoices, supports donation links, offers a white label solution for platforms embedding the checkout flow, and automatically withdraws settled funds to merchant wallets while mitigating stablecoin volatility. Users can also connect via WalletConnect and access built-in balance conversion or a card-based option to acquire crypto within the same account. The gateway serves e-commerce, SaaS, education, gaming, and other online businesses across multiple blockchains and stablecoins.

DashX Gateway is a payments infrastructure and orchestration platform that helps businesses and independent contractors move money across borders. It provides virtual bank accounts in multiple currencies and routes payouts to local bank accounts in dozens of countries, alongside conversion between stablecoins and fiat currency handled through licensed partners. The platform connects to domestic transfer networks and international wire systems through a single application programming interface, letting payroll, remittance, and fintech companies route payments without building their own banking relationships. Identity verification and compliance monitoring, performed by regulated partners, screen users and transactions before funds settle. Developers integrate the platform through application programming interfaces and software development kits to embed cross-border payment flows into their own products.

Interlace CryptoConnect is an on/off-ramp wallet product that lets enterprise and Web3 businesses convert between cryptocurrency and fiat, transfer funds, and make payments from a single account. It supports multiple crypto assets alongside fiat storage held at insured commercial banks, combined with anti-theft monitoring and risk controls for crypto holdings. Businesses use it to manage on-chain and fiat transactions together without operating separate systems for each.

Banxa Checkout is an on/off-ramp product that lets users convert between fiat currencies and cryptocurrencies through a hosted checkout interface. It processes buy and sell orders with integrated payment methods, wallet handling, and KYC/AML compliance checks. Businesses embed the checkout via iframe, redirect, or SDK to offer fiat-to-crypto and crypto-to-fiat conversion to their own users across multiple blockchain networks.

Swipelux OnRamp is a fiat-to-crypto payment gateway that lets businesses accept card, mobile wallet, and open banking payments and convert them into digital assets. It routes each transaction across multiple payment providers, selecting the best available path by country and method with automatic fallback. Merchants embed the widget into checkout flows to collect funds locally across a range of currencies and settle into crypto or stablecoins on multiple blockchains.

INBESTGO App is a self-custody cryptocurrency wallet and investment platform for individuals and businesses in Latin America. It lets users buy, sell, send, and receive a wide range of cryptocurrencies across multiple blockchains, fund accounts with local currency or dollars, and earn rewards on holdings through an integrated yield feature. A membership tier offers preferential withdrawal fees, and the app also manages linked crypto-funded payment cards. Businesses can access on and off-ramp services to convert stablecoins into local currency for payments.

Meru Wallet is a neobank for Latin American freelancers and remote workers that provides US bank accounts with ACH and Wire routing, European IBANs with SEPA, and self-custodial crypto storage across multiple tokens. Users receive payments from freelance and payment platforms, deposit through local rails or crypto, and earn yield on stablecoin balances through DeFi. The app also enables cash withdrawals through a global remittance network and spending via an integrated Visa card.

B2BinPay is a cryptocurrency payment platform that lets merchants, financial institutions, and other businesses accept, hold, and move digital assets under a single account and dashboard. It provides merchant checkout integration with automatic settlement, wallet infrastructure for storing and transferring assets, and crypto-to-fiat conversion tools accessible through a unified API. The platform also offers custody, staking, and instant crypto-to-crypto conversion services, and can be deployed under a client's own branding as a white-label solution. Businesses across industries such as e-commerce, gaming, and gambling use the platform to accept payments across multiple blockchains and hold or grow digital asset balances.

Abarai is a non-custodial cryptocurrency exchange that lets users buy, sell, and swap digital assets without an account or platform-held funds. Purchases route through multiple payment methods, including credit and debit cards, bank transfers, Revolut Pay, and Apple Pay, with assets delivered directly to a wallet address the user controls. A built-in swap module converts between numerous crypto pairs, and the site bundles reference tools such as live price tracking, a converter, a profit and loss simulator, a tax calculator, a Bitcoin dominance tracker, and a transaction verifier alongside an educational academy.

Abarai POS is a point-of-sale device that lets partner retail businesses exchange cash for Bitcoin and Bitcoin for cash at a physical location. Partners purchase the device and set their own transaction commission while operating under Abarai's regulatory authorization. The unit includes a 3G modem, Wi-Fi connectivity, and a 5.5-inch IPS display, with 48 hours of continuous operation and 30-day standby.

EMCD Account is a custodial multi-asset platform account that stores, sends, receives, and swaps digital assets across multiple blockchain networks through a single login and dashboard. From the same account, users access savings under the Coinhold or Grow brand for daily-credited yield, peer-to-peer crypto-to-fiat trading, a centralized exchange for instant swaps, fiat on and off ramps, a crypto-backed lending product called OnLock, and a linked spending card. The account also provides delegated staking for select proof-of-stake assets, an index and real-world-asset investment offering marketed as Indesk or Portfolio, and tokenized U.S. equities and pre-IPO exposure branded xStocks, all settled through the same trading account. Every capability is reached through the shared web and mobile sign-in rather than a separate account or standalone application.

El Dorado is a consumer super app that lets users in Latin America hold, send, and spend money through a set of mini apps. It provides peer-to-peer stablecoin trading with instant local payments, a dollar-denominated account, an international payment card, and a feature for buying and holding crypto, plus a yield-earning option, all managed from one account. Users can exchange between local currencies and stablecoins, pay through local QR codes and instant payment networks, and top up an international card funded from their balance. The app targets people seeking dollar access, remittances, and everyday spending without relying on a traditional bank.

El Dorado API and Widget is a developer integration product that lets businesses embed cryptocurrency onramp and offramp functionality into their own websites and applications. It provides a prebuilt widget for no-code embedding alongside a full API for custom integrations, both connecting to local payment methods and multiple blockchain networks across Latin America. Businesses use it to let their customers convert between local currencies and stablecoins without building their own compliance or liquidity infrastructure.

Ramp Network is a payment infrastructure that enables buying cryptocurrencies with fiat currency, selling cryptocurrencies back to fiat, and swapping between digital assets across multiple blockchains. It operates through a single embeddable widget that businesses integrate into their applications, and a consumer application that individuals use directly. The platform also provides a self-custodial wallet built into its mobile application, allowing users to store and manage supported digital assets without giving up control of their private keys.

Unlimit Fiat On/Off-Ramp is a service that converts fiat currency to cryptocurrency and back for businesses and their customers. It processes transactions through a single API, a customizable widget, or a white-label integration, drawing on a large portfolio of payment methods including e-wallets, instant bank transfers, QR codes, and cards. The service applies modular KYC checks and handles fraud and anti-money-laundering screening directly, supporting multiple digital assets and blockchain networks.

Onboard Exchange is a peer-to-peer marketplace that connects crypto holders with local currency traders through smart contract escrow. It matches users with verified merchants to buy or sell digital assets across multiple currencies and local payment methods, with funds held non-custodially in escrow until trade completion. The service works with self-custody wallets, including Onboard Wallet, and offers a low-code and API-based integration option for third-party apps and merchants seeking access to crypto liquidity.

On/Off-Ramp is a wholesale fiat-to-stablecoin and stablecoin-to-fiat conversion service built for institutions. It converts fiat currencies into dollar stablecoins and back using firm wholesale foreign exchange rates and institutional liquidity, moving funds between local bank rails and stablecoin balances. Payment service providers, fintechs, and other institutions use it to settle across multiple currencies and corridors.

Onramp Money is a fiat-to-crypto payment infrastructure that lets individuals and businesses convert between local currencies and cryptocurrencies. It processes fiat purchases and sales of digital assets through local payment methods, and also lets users swap between supported tokens across multiple blockchains, spend crypto through gift cards at a range of merchants, and move value through stablecoin-based payouts. The service is accessible through a website widget, mobile applications, and an API or SDK that other wallets and exchanges embed for their own users. Identity verification and compliance checks are built into the transaction flow across the countries it serves.

Koywe Payments is a payments infrastructure product that lets businesses collect and pay funds internationally across multiple Latin American markets and beyond. It processes pay-ins through payment links, hosted checkout, and in-person QR payments, and pay-outs to suppliers and other third parties, using local payment methods in each country. Companies, fintechs and payment service providers access the service through a single platform or API, receiving fee and exchange-rate quotes before confirming each transaction. The product also enables merchants to accept point-of-sale payments from foreign customers in the customer's local currency while settling in the merchant's own currency.

Koywe Stablecoins is an on/off-ramp product that lets businesses convert local currency to and from stablecoins for cross-border treasury operations. It offers a self-serve Ramp for smaller, instant conversions and a dedicated OTC desk with specialist-assisted execution for high-volume trades, both accessed through the same platform and API. Users can buy or sell stablecoins across multiple supported blockchain networks, hold balances for operational use, and withdraw converted funds to local bank accounts. The service targets companies needing faster and cheaper alternatives to traditional wire transfers for moving money across Latin America and other regions.

Mesh Payment Network is a payments infrastructure and orchestration platform that connects merchants, wallets, and financial platforms through a single API integration. It enables customers to pay, deposit, and receive payouts directly from their existing exchange and wallet accounts, converting between crypto, stablecoins, and fiat currencies across multiple blockchains. The platform also verifies wallet and exchange account ownership for compliance purposes and routes stablecoin-based settlement to reduce cost and latency compared to legacy payment rails. Businesses use it to accept crypto payments, fund user accounts, send global payouts, and offer embedded on- and off-ramp conversion without building separate integrations for each function.

ChainRails is a merchant payment gateway that lets businesses accept cryptocurrency and fiat payments from any supported blockchain, token, or currency through a single integration. It processes transactions with an intent-based architecture that escrows funds on-chain, automatically routes and swaps or bridges them, and settles to the recipient's preferred chain, token, or bank account. Businesses integrate through an embeddable payment modal, direct API and SDK calls, or contract-level integration, and can generate shareable payment links, manage deposits and withdrawals, and sponsor network fees for end users through a paymaster feature. A dashboard provides visibility into volume, revenue, and API configuration. Fiat conversion and identity verification are handled through integrated ramp and KYC flows.

UTORG On-Ramp is a fiat-to-crypto purchase service for consumers and a merchant integration for Web3 apps. It supports card and local payment methods with built-in KYC/AML and fraud protection, while businesses embed a widget or API and rely on UTORG for compliance, verification, and user support. The service also offers embedded on/off-ramp infrastructure that lets partner platforms give their own users access to multiple local payment methods for fiat-to-crypto onboarding.

Utorg App is a self-custody crypto wallet and payment hub for consumers. It lets users store crypto assets, buy crypto through an integrated purchase flow, and swap between tokens directly within the application. The app also serves as the access point for obtaining a non-custodial Visa card that converts crypto balances to fiat at the point of sale, letting holders spend at physical terminals, online stores, and through mobile pay wallets, with the card currently available to users in EEA countries. The app is available on Android with an iOS release pending.

CCPayment Payment Gateway is a merchant payment gateway that lets businesses accept cryptocurrency payments through an API or no-code checkout links. It converts incoming payments across multiple blockchains and tokens, applies volume-based service fees, and settles funds to merchant balances without exposure to chargebacks. Merchants can also access built-in token swaps, crypto-to-fiat settlement, discounted network-fee funding for withdrawals, and invoicing tools from the same account. The gateway is used by e-commerce, SaaS, and forex brokerage businesses seeking to accept and manage crypto payments alongside traditional settlement needs.

A platform that enables users to buy and sell cryptocurrencies using local fiat currencies in Latin America. The service processes transactions between bank accounts and crypto wallets with minimal friction.

An API solution for businesses to integrate cryptocurrency on/off ramp capabilities into their applications, allowing their users to convert between fiat and crypto assets seamlessly with local currency support in Latin America.

Daimo Pay is a payments infrastructure product that lets stablecoin applications accept deposits from users across multiple countries and payment methods. It routes incoming funds from bank transfers, card payments, exchanges, and self-custody wallets, converting and bridging them automatically to a destination stablecoin on a chosen blockchain. Neobanks and stablecoin apps use it to onboard users through localized payment rails without building country-specific integrations themselves.

Azza AI is a WhatsApp-based agent that lets users buy, sell, swap, and bridge crypto through chat commands. It converts crypto to local currency and back, enabling instant cashouts to bank accounts or mobile money, and lets users send crypto to contacts using a phone number instead of a wallet address. The agent also lets users track balances and manage assets without leaving WhatsApp, requiring a brief identity verification step before trading.

Fonbnk Pay Widget is an on/off-ramp product that converts mobile money, airtime, and bank payments into stablecoins and back. Users select a funding source such as bank transfer, mobile money, or airtime, provide a wallet address, and the system routes the order to an agent who settles the transaction. The widget supports on-ramp and off-ramp flows across many countries and blockchains, and can be embedded by third-party wallets or apps.

Fonbnk Server-to-Server API is a developer tooling product that lets businesses integrate on-ramp and off-ramp crypto conversion directly into their own applications. Developers authenticate through the merchant dashboard, sign requests, and call endpoints to create orders, check statuses, and receive webhook notifications as transactions progress. It exposes the same underlying mobile-money-to-stablecoin conversion logic as the Pay Widget but without a hosted user interface, allowing wallets and platforms to build custom flows.

Rampnow Platform is a technology layer that connects apps, wallets, and businesses to fiat-to-crypto and crypto-to-fiat conversion services across multiple blockchains. It lets users buy and sell digital assets through a widget or hosted flow, with licensed partners handling identity verification and payment processing. The platform also routes payouts for payroll, remittances, and mass disbursements with foreign-exchange handling, and provides swap and bridge routing that finds pricing across many networks for token swaps and cross-chain transfers. Funds settle directly to user wallets on a non-custodial basis rather than through platform-held accounts.

SRD Exchange is a decentralized trading platform that combines multi-venue futures trading, cross-chain token swaps, and peer-to-peer fiat conversion in one self-custody interface. It routes leveraged futures orders across multiple external liquidity venues so traders can compare leverage, fees, and pricing for the same pair without leaving the platform. Its swap feature moves tokens across several blockchains in a single transaction with fees covered by the platform, while its fiat module lets users in India trade USDT for INR directly with other users through bank transfer or cash deposit, secured by smart-contract escrow. All three functions are accessed through one wallet-based account rather than separate apps.

Echo Money is a financial infrastructure platform for businesses. It provides multi-currency account issuance, cross-border payment routing across local bank rails, SWIFT, SEPA, and stablecoin corridors, card processing, treasury management, and a double-entry ledger with automated reconciliation, all accessible via a web dashboard and a whitelabel REST API. The platform connects to multiple local payment rails including UPI, PIX, M-Pesa, and SEPA Instant, and supports stablecoin settlement using USDC, USDT, and EURC across multiple networks. Payments are routed automatically to the fastest available rail, with most transactions settling in under one minute.

Borderless Network is a payments infrastructure platform that connects businesses to a network of regulated stablecoin on- and off-ramp providers for cross-border payments. It provides a single API that routes transactions to local partner financial institutions, enabling stablecoin-to-fiat conversions, collections, payouts, and transfers across multiple countries and currencies. The platform includes tools for provider selection, rate comparison, reliability tracking, compliance orchestration, and settlement across external custody or wallet infrastructure, letting fintechs, payment companies, and financial institutions manage an entire provider network from one operational layer.

Align API is a payments infrastructure platform that lets businesses collect and pay out funds across borders through named multi-currency bank accounts and stablecoin rails. It combines fiat-to-stablecoin and stablecoin-to-fiat conversion, cross-chain stablecoin transfers, and locally issued virtual accounts with IBANs or local account numbers behind a single set of API endpoints. Businesses use it to run global payment corridors, e-commerce settlement, payroll, and trade payments without opening local banking entities in each country. The platform manages currency conversion at prevailing market rates, connects to local clearing rails, and screens transactions for regulatory compliance.

Cashramp is a peer-to-peer stablecoin on and off ramp enabling cross-border payments across Africa. Agents in its network escrow stablecoins and set exchange rates between US dollars and local currencies to process deposits and withdrawals for users. The service settles transactions through an escrow-secured system, with agents earning fees on completed transactions.

Saber Money is a stablecoin-based payment infrastructure offering fiat-to-crypto onramp and crypto-to-fiat offramp services for cross-border payments. It processes fiat payments through local payment rails, converts funds to stablecoins at real-time exchange rates, and settles value on-chain before delivering local currency payouts or crypto to a wallet. Merchants integrate through REST APIs or a hosted SDK with prebuilt widgets, using built-in KYC and AML compliance modules, webhook-based transaction tracking, and a merchant dashboard for account and transaction management. The platform also supports business-facing multi-currency account management for holding and moving funds across markets.