List of Bill Pay tools projects on Bitcoin (2026)

Mt Pelerin Exchange is an on/off-ramp service for buying, selling, and swapping cryptocurrencies using bank transfers or card payments, delivered directly to a user's own wallet. It supports transactions up to certain limits without requiring identity verification and settles in a range of fiat currencies. A built-in cross-chain bridge lets users transfer supported assets between multiple blockchains with guaranteed delivery, and an embeddable version of the same exchange functionality can be integrated into third-party websites and apps through direct links, an embedded frame, or a mobile package. The service also lets users pay everyday invoices and bills, including rent, insurance, taxes, and utilities, directly with cryptocurrency, with automatic conversion and settlement to the recipient. It operates as a non-custodial intermediary that never holds user funds itself.

BitPay Bill Pay is a service that lets users pay bills such as credit cards, mortgages, and utilities using cryptocurrency. The service converts crypto into the currency required by the biller and settles the payment directly. It is aimed at individual users who want to cover recurring obligations without first converting crypto through a separate exchange.

ForgingBlock Payment Gateway is a non-custodial cryptocurrency payment gateway that lets online merchants accept crypto and stablecoin payments. It provides a unified API and hosted checkout pages for creating orders, generating invoices, and settling payments directly between customer and merchant wallets without an intermediary holding funds. Businesses use it to integrate crypto checkout into online stores, receive real-time payment webhooks, and accept payment across multiple blockchains and stablecoins.

BoundlessPay is a consumer neobank offering a mobile wallet for holding, buying, and selling multiple cryptocurrencies alongside cross-border money transfers with local bank settlement. Users can grow savings individually or in groups through flexible, fixed, and target savings plans that pay interest, pay bills such as airtime, data, and utilities, and spend through physical or virtual payment cards. The app is aimed at individuals sending and managing money across borders using stablecoin-backed rails via licensed financial partners.

Busha is a consumer cryptocurrency exchange app that lets individuals buy, sell, and convert a wide range of digital assets using local currency on-ramps. It offers automated recurring purchases, instant conversions between assets, and peer-to-peer sending and receiving of crypto and stablecoin balances. The app also includes savings plans with an interest-free option, crypto-backed loans collateralised by supported digital assets, a stablecoin-backed virtual USD card for global spending, and bill payment tools. All these features operate within a single account and interface, giving users a combined trading, saving, borrowing, and spending experience.

API-based gateway that lets merchants accept crypto or BRL and settle in their preferred currency.

Truther Wallet is a self-custody wallet that lets users hold and spend stablecoins and other digital assets in daily transactions. It converts crypto holdings to local currency and connects to local instant payment networks, letting users pay bills, withdraw cash, and make purchases directly from their wallet balance. A companion card, issued through a payment network partner, extends spending to point-of-sale purchases without requiring users to give up custody of their keys.

Monica is a mobile application that converts cryptocurrency into Nigerian naira and provides everyday financial services. It lets users send crypto to a personal deposit address and receive naira payouts to a bank account shortly after on-chain confirmation, alongside bill payments, airtime and data top-ups, gift card purchases, a virtual dollar card, and person-to-person transfers. The app targets Nigerian consumers seeking a faster alternative to peer-to-peer crypto trading or exchange withdrawals.

Mular App is an on/off ramp that converts cryptocurrency into Naira for everyday spending and payments in Nigeria. Users fund the app with crypto or a Naira card, then send, swap, or spend directly from their crypto balances, with conversions settling to a linked Nigerian bank account. It serves crypto traders, freelancers, and diaspora users who want to avoid peer-to-peer trading when moving digital assets into local currency. The app also supports bill payments, global payment links, and USD-denominated saving as a hedge against Naira volatility.

Swapin is a crypto payment platform that lets businesses and individuals convert between digital assets and fiat currencies. It provides payment links and API tools for merchants to accept crypto and stablecoin payments, personal tools to buy or sell crypto against fiat, and an embeddable widget that lets Web3 platforms offer on-ramp and off-ramp functionality within their own interfaces. The platform operates as a non-custodial service, settling fiat through dedicated bank accounts and cross-border transfers within Europe. Businesses can also use it to pay invoices or bills using cryptocurrency holdings.

BitGifty is a platform for creating and sending cryptocurrency gift cards via email, allowing senders to deliver crypto to recipients who do not need a wallet address or prior crypto experience. Senders select a cryptocurrency amount, enter a recipient's email address, and the recipient redeems a unique code to receive funds. The platform also supports utility payments and purchases of brand gift cards from major retailers and streaming services using cryptocurrency. It is accessible through an EVM-compatible DApp across multiple chains, a Celo MiniPay browser integration, a Stellar network interface, and a mobile web application.

Orbi Wallet is a self-custody digital dollar account that lets users buy, hold, send, and spend stablecoins and other digital assets. It accepts Mexican peso deposits via SPEI transfers with instant conversion into stablecoins, and supports transfers to external wallets and exchanges across multiple blockchains. Within the same account, users can freeze balances for a fixed term to earn tiered rewards, pay utility and service bills, top up mobile phone plans, and purchase digital gift cards without converting back to pesos. The app is aimed at Mexican residents seeking a global dollar-denominated account alongside everyday payment utility. It works as a single unified interface for saving, converting, and spending digital dollars.

SwiftRecharge Platform is a bill pay and digital voucher service that lets users send international mobile top-ups, data bundles, and gift cards to recipients worldwide. Users select a country, enter a recipient mobile number or choose a gift card brand, specify an amount, and complete payment using cryptocurrency or traditional payment methods. The platform processes transactions automatically with instant delivery confirmation and supports numerous mobile operators across many countries.

Swapam is a financial services platform that converts cryptocurrency into fiat currency for users in Nigeria. It lets users swap crypto assets for local currency, manage virtual accounts, and pay for utilities such as electricity, airtime, cable subscriptions, and betting account funding. The platform is used by individuals seeking fast crypto-to-fiat conversion alongside everyday bill payment services.