List of Bill Pay tools companies in Web3 (2026)

Mt Pelerin Bill Payment Service enables users to pay invoices and bills using cryptocurrency, converting crypto to fiat for payment of rent, insurance, taxes, and utilities without requiring a bank account.

Spritz Bill Pay implements direct blockchain-to-bill payment processing through multi-chain integration, executing transactions from user wallets to traditional financial recipients. The system converts cryptocurrency into fiat payments while maintaining connection to thousands of bill providers and financial institutions.

BitPay Bill Pay is a service to pay bills such as credit cards, mortgages, and utilities using cryptocurrency with conversion to the biller’s required currency.

Pretium makes stablecoins like USDT and USDC spendable across Africa by bridging local payment rails, such as mobile money networks, with blockchain infrastructure. The app enables users to pay bills, pay merchants, send cross-border transfers, and access crypto-backed lending across multiple African markets.

A self-custodial payment gateway enabling merchants to accept cryptocurrency payments through blockchain networks with peer-to-peer settlement. The system provides a unified API supporting multiple cryptocurrencies, automated invoice generation with 15-minute expiration windows, and direct customer-to-merchant wallet transfers without intermediary custody or private key requirements.

API-based gateway that lets merchants accept crypto or BRL and settle in their preferred currency.

XPR Checkout is a WooCommerce payment gateway plugin that enables merchants to accept cryptocurrency payments using WebAuth wallet on XPR Network. The plugin supports multiple digital assets with instant settlement and zero transaction fees.

A merchant payment gateway implementing REST API endpoints for cryptocurrency payment acceptance, invoice generation, callback webhooks, and QR code payment address generation. The system processes payment forwarding to merchant-provided wallet addresses with network fee calculation and real-time currency conversion from CoinGecko price feeds.

Multi-Currency Swap enables instant conversion between stablecoins and fiat currencies through a unified platform interface. The system processes real-time rate calculations while maintaining regulatory compliance and transparent fee structures.

CoinRemitter Payment Gateway implements cryptocurrency transaction processing through hosted wallets with automated forwarding to external addresses at regular intervals. The system provides multiple integration methods including REST API with webhook notifications, open-source plugins for WordPress, WooCommerce, Magento, OpenCart, PrestaShop, Laravel, PHP, and Node.js platforms, and embeddable widgets for pricing tables, presale campaigns, payment buttons, and hosted payment pages. Merchants can generate dynamic invoices with QR codes and customizable expiry times, manage daily withdrawal limits and whitelisted domains for API access, and optimize transaction fees through dedicated gas balance management that automatically deducts fees during withdrawal operations.

A merchant payment gateway API enabling businesses to accept cryptocurrency payments across multiple digital assets with automated order processing, unique addresses per transaction, real-time exchange rate transparency, automatic fiat conversion, transaction tracking dashboard, and settlement options in crypto or fiat currency. Features no-KYC merchant onboarding, customizable payment pages, callback verification endpoints, and plugin integration for WooCommerce, OpenCart, WHMCS, and Shopware platforms.

BucksBus Payment Gateway implements non-custodial cryptocurrency payment processing through direct wallet-to-wallet transfers, enabling businesses to accept multiple cryptocurrencies via API integration. The system provides invoice generation, deposit processing, subscription payments, and offline QR code payments. Merchants configure payment thresholds, customize checkout design through white-label options, and access real-time payment notifications. The platform includes on-ramp functionality for credit card to crypto conversion and internal cryptocurrency exchange capabilities.

FuzePay provides payment infrastructure supporting real-time settlements, virtual IBANs, and cross-border transaction processing. The platform implements AI-driven compliance monitoring and fraud detection for payment operations. Users can process digital payments with merchant tools for payment collection and fund management across multiple currencies.

CryptoMate Payments is a cryptocurrency payment processing system for web applications and commerce platforms. The system generates checkout interfaces, payment links, and QR codes for cryptocurrency acceptance. Users can configure commission structures, establish referral programs, implement payment splitting logic, and define transaction rules. The platform includes real-time analytics for payment flows, channel performance tracking, and user behavior monitoring.

SwiftRecharge Platform facilitates international mobile top-ups, data bundle purchases, and gift card transactions through web and mobile interfaces. Users select countries, enter recipient mobile numbers or choose gift card brands, specify amounts, and complete payments using cryptocurrency or traditional payment methods. The platform processes transactions automatically with instant delivery confirmation and supports various mobile operators across multiple countries.

The TrustLinq Platform provides a regulated infrastructure layer for converting cryptocurrency holdings into fiat-denominated bank transfers globally. Users deposit USDT, USDC, or EURC into their TrustLinq account, complete identity verification, and initiate payment requests to any recipient worldwide. The platform automatically converts cryptocurrency to fiat at competitive rates and executes settlement through local banking rails including SEPA for European transfers, SWIFT for international wire transfers, ACH for United States payments, Faster Payments for United Kingdom transfers, and domestic banking networks across multiple supported currencies. Recipients receive standard bank transfers in their local currency without requiring cryptocurrency knowledge, digital wallets, or changes to existing banking arrangements.

A payment gateway enabling businesses to accept cryptocurrency payments through multiple integration methods including API connections, embeddable payment widgets, CMS plugins for WordPress and other platforms, and direct payment link generation. The system generates unique wallet addresses for each transaction, processes payments automatically with real-time status tracking and webhook notifications, and credits funds to merchant accounts. Merchants can enable optional fiat-to-crypto conversion for customers paying with bank cards, configure automated crypto-to-stablecoin hedging to protect against volatility, set withdrawal parameters, and manage all payment operations through a unified dashboard interface with transaction analytics and reporting capabilities.

The Archway Finance Platform facilitates fiat-to-crypto conversions for freelancers and businesses through virtual EUR, USD, and GBP accounts. Users receive payments from clients via SEPA, Faster Payments, or ACH rails, which the platform converts to USDC or USDT stablecoins within 24 hours. The system integrates with freelance platforms like Upwork, Fiverr, and Deel, enabling users to connect ERC-20 or Polygon-compatible wallets for stablecoin receipt or link domestic bank accounts for local currency conversion.

Flutterwave Checkout is an online payment checkout system featuring smart payment ordering, processing speed optimization, and multiple payment method support designed to streamline revenue collection and enhance customer payment experience.