List of Payments Infrastructure & Orchestration projects on Bitcoin (2026)

Mt Pelerin Exchange is an on/off-ramp service for buying, selling, and swapping cryptocurrencies using bank transfers or card payments, delivered directly to a user's own wallet. It supports transactions up to certain limits without requiring identity verification and settles in a range of fiat currencies. A built-in cross-chain bridge lets users transfer supported assets between multiple blockchains with guaranteed delivery, and an embeddable version of the same exchange functionality can be integrated into third-party websites and apps through direct links, an embedded frame, or a mobile package. The service also lets users pay everyday invoices and bills, including rent, insurance, taxes, and utilities, directly with cryptocurrency, with automatic conversion and settlement to the recipient. It operates as a non-custodial intermediary that never holds user funds itself.

CoinGate Crypto Payouts enables businesses to programmatically send cryptocurrency payments to employees, vendors, or users. The system supports bulk payouts and automated distribution of digital assets across multiple blockchain networks, executed manually or via API on a one-time or scheduled basis.

Transak One is a payments infrastructure and orchestration product that lets users interact with smart contracts using fiat payments. It routes a fiat payment through processing and conversion so that a single transaction can complete an on-chain action such as staking, bridging, or providing liquidity. The service is designed for applications that want to offer direct smart contract interaction without requiring users to hold or manage cryptocurrency beforehand, across multiple blockchains.

API Suite is a payments infrastructure product that lets businesses integrate stablecoin and fiat payment processing into their own systems or manage payments through a no-code treasury dashboard. It unifies stablecoin settlement with local payment rails through a single API, enabling cross-border payments, local currency collection and payout, virtual USD and EUR accounts, and digital asset wallet functionality, while a companion portal provides the same capabilities through a managed dashboard with multi-currency balance management, team permissioning, and invoice-to-pay workflows. Fintechs, banks, telecoms, and corporates use the API to modernize payouts and treasury workflows without building blockchain infrastructure themselves, while finance and treasury teams use the portal for reconciliation and cross-border payouts without writing code. Webhooks and sandbox testing support automated, real-time financial workflows and faster integration.

Bitso Business provides blockchain-based payment infrastructure for enterprises, enabling cross-border settlements, pay-ins, payouts, and API integration for businesses operating in Latin America.

CaaS Manager enables financial institutions to integrate digital asset solutions with full compliance and governance through API-first infrastructure, automated workflows, and regulatory compliance features.

Orbital API is a payments infrastructure product that provides RESTful integration endpoints for cryptocurrency and traditional payment processing. Developers use it to embed pay-in, payout, and exchange functionality with real-time transaction reporting into their own applications, independent of the Orbital web platform interface. The API connects to multiple blockchain networks and payment rails, letting businesses build custom crypto and fiat payment flows within their own products.

OxaPay Payout Service is a payments infrastructure and orchestration product providing an API for automated mass cryptocurrency transfers to multiple recipient addresses. It processes batch payments for use cases such as payroll, affiliate commissions, and vendor settlements, with scheduled or instant withdrawal options accessed through a dedicated payout key. Internal transfers between OxaPay accounts are free, while external transfers incur standard blockchain fees, and webhook notifications log payout history.

Aquanow Trade provides electronic trading infrastructure and OTC services through consolidated order books and deep liquidity. It enables financial institutions to offer crypto trading with real-time market data, advanced order types, and a 24/7 trading desk plus post-trade clearing and settlement.

EukaPay Payment Platform is a payments infrastructure and orchestration service that lets merchants accept digital asset payments alongside fiat. It provides point-of-sale terminals, online checkouts, payment links, and e-commerce plugins through a unified merchant dashboard, converting incoming payments to fiat at a locked exchange rate. Businesses use it to accept payments across multiple channels while compliance and transaction monitoring run in the background.

EukaPay API is a payments infrastructure and orchestration product that lets developers integrate cryptocurrency payment processing into their own applications and e-commerce systems. It provides endpoints to create and manage invoices, payment links, subscriptions, and payouts, with automatic fiat conversion and webhook notifications for transaction events. A sandbox environment allows integration testing before live deployment.

Unlimit NFT Payment Integration is a payments infrastructure product that lets NFT marketplaces and mint-drop platforms accept fiat payments from buyers. It routes purchases through specialized merchant category coding to improve card conversion rates and supports checkout across multiple blockchain networks. The product includes modular KYC to reduce onboarding friction and can be customized through a white-label widget.

Metal Pay Connect is white-label payments infrastructure that lets businesses embed a customizable fiat-to-crypto onramp into their own products through an API. It provides authentication, transaction processing, and compliance handling so companies can offer branded crypto purchasing without building the underlying rails themselves. Businesses use it to accept payments, offer crypto access, and connect to digital banking infrastructure under their own brand.

Linka is a payment infrastructure platform for Latin America, enabling on/off ramp, cross-border settlement, and stablecoin payment processing through a unified API. The platform connects local banking rails across Latin American markets with stablecoin networks on multiple blockchains, allowing businesses to move value across borders without managing individual local banking relationships. REST and WebSocket APIs are available with SDKs for multiple programming languages, alongside automated KYC and AML workflows, real-time transaction monitoring, and MPC-based custody integrated into the platform.

BVNK Payments is a payments infrastructure and orchestration platform that lets businesses accept, send, and manage stablecoin and fiat payments through a single integration. It supports global payment acceptance with automatic conversion between stablecoins and fiat currencies, unified account balances, and payout capabilities to individuals and businesses worldwide. The platform also offers card issuance linked to stablecoin balances and reward mechanisms on idle balances, consolidating multiple payment capabilities into one account and interface used by fintechs, brokerages, marketplaces, and other businesses.

Layer1 is a self-custody stablecoin payments platform that lets businesses launch crypto and stablecoin payment products without building their own infrastructure. It provides modular capabilities for sending, receiving, storing, and converting stablecoins and fiat, along with treasury management, omnibus wallets, and automated consolidation across supported blockchains, hosted within the client's own cloud environment. The platform is aimed at businesses seeking control over their assets through self-custody while relying on a packaged operating system for stablecoin payment operations.

Ripio Crypto as a Service provides B2B API infrastructure enabling companies to integrate cryptocurrency trading, custody, and payment processing into their platforms with KYC compliance and MPC security.

Trillion Digital Electronic Trading delivers institutional market access through low-latency execution infrastructure with microsecond-precision and intelligent order routing across multiple liquidity venues. The platform provides web-based terminals, FIX 4.4 protocol, and REST/WebSocket APIs with 99.99% uptime. Features include real-time analytics, execution algorithms, and co-location in major data centers.

Radom is a merchant payment gateway that enables businesses to accept cryptocurrency and stablecoin payments through hosted checkout pages, payment links, and invoicing tools. The platform lets merchants manage recurring subscription billing, generate dedicated deposit addresses for customer attribution, and connect bank-led collection through virtual accounts and open banking. It also provides crypto-to-fiat conversion, stablecoin settlement, and bulk payout tools for disbursing funds across multiple blockchains and currencies. Businesses and payment service providers use the platform's dashboard and APIs to embed these payment, collection, and treasury functions into their own products.

Busha Business is a B2B financial services platform that gives African businesses fiat-to-crypto on and off-ramp access, multi-currency treasury accounts, and corporate card issuance. It enables companies to convert between local currency and digital assets, hold and manage balances across currencies, and issue cards for business spending. The platform also provides asset-backed credit through partner arrangements and a developer API for programmatic access to accounts, payments, and transfers. It is accessed through its own signup flow and dashboard, separate from the consumer Busha app.

Breeze Payment Platform is a merchant of record payment gateway that lets businesses accept card, digital wallet, and crypto payments through a single API integration. It hosts checkout pages and payout flows, handling payment processing, chargeback and fraud liability, sales tax collection and remittance, and KYC-driven compliance on behalf of merchants. The platform settles merchant balances in stablecoins or fiat and supports recurring subscription billing alongside one-time payins and payouts across multiple blockchains.

Coinflow is a payment infrastructure platform that enables businesses to accept customer payments and send payouts to users worldwide. It processes credit and debit cards, bank transfers, digital wallets, and stablecoin payments, and settles funds to a merchant wallet or bank account through instant or standard rails. The platform also handles fraud protection, chargeback indemnification, and regulatory compliance for merchants. Additional capabilities include recurring subscription billing and multi-party marketplace payments with split settlements and automated seller payouts.

Lightspark Connect provides Lightning Network infrastructure through managed nodes and APIs, enabling businesses to send and receive Bitcoin payments without managing Lightning complexity. The system handles liquidity, routing, and channel management while offering enterprise-grade security and compliance features.

Partna API is a payments infrastructure and orchestration platform that connects African currencies to global stablecoin markets. It lets businesses collect payments in local currency, convert between fiat and stablecoins, and settle in USD or stablecoins through a single programmatic interface, including pre-built onramp and offramp widgets for embedding conversion flows. Developers integrate the API to build onramp, offramp, collection, and payout features within their own products, with compliance and KYC handling managed by the platform. It supports conversions across multiple stablecoins and settlement currencies for businesses operating between African markets and global counterparties.

CFX Payment Infrastructure is a payments infrastructure and orchestration platform that aggregates multiple U.S. and international money movement rails, including retail cash deposits, ACH, wire, and cross-border transfers, behind unified APIs. It lets developers and businesses convert between fiat currency and digital dollars, issue and manage stablecoin balances, and settle transactions across supported blockchains. The platform includes hosted wallet infrastructure that lets partners embed self-custodial balances and cash acceptance into their own apps, alongside built-in identity verification for onboarding. Businesses can also route idle balances into a treasury feature that converts supported stablecoins into yield-bearing balances. Additional tools cover a customer dashboard, transaction webhooks, and a rewards engine for driving user activity.

Rampnow Platform is a technology layer that connects apps, wallets, and businesses to fiat-to-crypto and crypto-to-fiat conversion services across multiple blockchains. It lets users buy and sell digital assets through a widget or hosted flow, with licensed partners handling identity verification and payment processing. The platform also routes payouts for payroll, remittances, and mass disbursements with foreign-exchange handling, and provides swap and bridge routing that finds pricing across many networks for token swaps and cross-chain transfers. Funds settle directly to user wallets on a non-custodial basis rather than through platform-held accounts.

Notabene Flow is a stablecoin payment infrastructure network for wallets, issuers, fintechs, and payment service providers. It coordinates pull payments such as merchant-initiated invoices, push payments such as sender-initiated payouts, and recurring billing cycles for business commerce. The network relies on an open authorization protocol to verify identities, enforce compliance policy, and authorize settlement across payment agents before funds move on-chain. Participants integrate as payment-initiating agents, payment-responding agents, or infrastructure providers through application programming interfaces, and the network coordinates and authorizes transactions without holding funds or acting as a custodian.

BlockWyre Payments is a B2B payment orchestration platform that lets businesses accept and send funds across bank rails and blockchain networks through a unified API and dashboard. It processes pay-ins and pay-outs in stablecoins alongside major cryptocurrencies, converting between fiat and digital assets and settling transactions on-chain or via traditional rails. Technology providers, e-commerce platforms, remittance operators, and payment companies embed the infrastructure to automate collection, disbursement, cross-border settlement, and reconciliation workflows at scale.

Knit Platform is a payments infrastructure product that lets businesses collect, hold, and disburse cryptocurrency and stablecoin payments through a REST API and dashboard. It provides reusable and single-use deposit wallets, payment links, and programmatic payouts, with webhook notifications for state changes such as collection and payout completion. Businesses fund a dedicated API account from their main wallet to power automated payouts, while a separate managed signing service supports policy-based approval workflows for wallets used with payment networks such as Circle's. The platform serves businesses seeking to accept customer payments, manage treasury wallets, and automate outbound payouts across multiple blockchains and stablecoins.

Speed Merchant is an enterprise payment infrastructure platform that enables businesses to accept, send, and settle Bitcoin and stablecoin payments over the Lightning Network. It provides checkout and payment link tools for accepting payments, instant global payouts, and onramp and offramp services for converting between fiat and digital assets. Businesses integrate the platform through APIs and point-of-sale tools while accessing compliance features to meet regulatory requirements across multiple jurisdictions. The platform serves global businesses seeking low-fee, near-instant settlement in place of traditional payment rails.

Performa is a B2B payment infrastructure platform that unifies cryptocurrency acceptance, cross-border payouts, and OTC trading access into a single API-driven system for globally operating businesses. Merchants and platforms accept multiple cryptocurrencies through checkout integration, payment links, or embedded revenue-splitting tools, while contractors and partners receive automated batch payouts across many countries. Businesses can also access structured over-the-counter crypto transactions through vetted counterparties within a compliance framework that includes KYC/KYB onboarding and AML screening. A non-custodial, wallet-based version of the platform is in development, allowing funds to remain in a user's own wallet rather than a platform balance.

Borderless Network is a payments infrastructure platform that connects businesses to a network of regulated stablecoin on- and off-ramp providers for cross-border payments. It provides a single API that routes transactions to local partner financial institutions, enabling stablecoin-to-fiat conversions, collections, payouts, and transfers across multiple countries and currencies. The platform includes tools for provider selection, rate comparison, reliability tracking, compliance orchestration, and settlement across external custody or wallet infrastructure, letting fintechs, payment companies, and financial institutions manage an entire provider network from one operational layer.

Whop Payments is a payment infrastructure and orchestration layer for digital businesses. It routes each transaction through multiple payment service providers to maximize authorization rates, and automatically retries declined transactions through an alternative processor. Merchants can accept cards, digital wallets, buy-now-pay-later financing, regional bank transfers, and cryptocurrency. Integration options include shareable checkout links, embeddable checkout components, and a no-code store page builder. Payouts are available across multiple territories via bank transfer, ACH, cryptocurrency, and mobile wallets.

Blocktank is a Lightning Service Provider that supplies on-demand channels and capacity so wallets can connect to the Bitcoin Lightning Network for low-cost instant payments.

Payouts Platform is a unified payments infrastructure and orchestration platform that lets businesses move, manage, and automate money through one ledger and API. It routes payouts and collections across dozens of banking rails, cards, and on-chain stablecoin transfers, while automating accounts payable and receivable, tax form collection, reconciliation, and approval workflows. Vendors, clients, and internal teams access dedicated portals, and the same functionality is exposed to AI agents through a Model Context Protocol interface and agent payment protocols. Businesses use it to consolidate global disbursements, collections, compliance checks, and card issuance within a single audited system.

Rail Payment Infrastructure is a payments orchestration platform that lets businesses accept, convert, and settle funds across fiat currencies and stablecoins through a single API. It aggregates deposit accounts, currency exchange, on-ramp and off-ramp conversions, embedded wallets, and collections into one unified account structure, routing transactions across multiple banking partnerships and blockchain networks. Businesses use it to move value across borders, hold multi-currency balances, and access request-for-quote pricing for large conversions without integrating each capability separately.

Fuze is a digital asset infrastructure platform that enables businesses to integrate crypto services through unified APIs, covering embedded trading, payments processing, OTC trading, stablecoin orchestration, fiat-crypto conversion, and AI-powered compliance automation.

Legend Gateway is a payment-as-a-service infrastructure enabling fiat-to-crypto transactions for crypto exchanges, wallets, NFT marketplaces, and dApps through API integration. The system supports bank transfers and card payments across multiple fiat currencies in numerous countries globally, processing transactions with institutional-grade pricing and deep liquidity for large-volume trades. The platform maintains banking network connections and settlement systems for web and mobile application integration.

Cashu implements Chaumian blind signatures to create a digital bearer token system that preserves user privacy. The protocol enables instant peer-to-peer transactions and integrates with Bitcoin through mints where users can deposit and withdraw funds.

Voltage Payments is a Lightning Network payments API for businesses to send and receive Bitcoin and USD with near-instant settlement. The API provides endpoints for wallet management, payment initiation, BTC-to-USD quote locking, and real-time transaction tracking with webhook support. Businesses choose between two operating models: a credit-backed model where transactions settle at the end of a billing cycle without pre-funding, and a node model where clients operate cloud-hosted Lightning nodes with direct fund control. Includes a developer sandbox on MutinyNet for testing before production.