List of On/Off Ramp companies in Web3 (2026)

Onramps and Offramps converts fiat currency to cryptocurrency and vice versa through headless APIs and hosted widgets. The system includes payment processing, chargeback protection, KYC verification, and AML screening for stablecoin transactions.

Instant Buy enables immediate cryptocurrency purchases at fixed quoted prices using various payment methods including credit cards and bank transfers.

A fiat-to-crypto conversion service enabling ACH and wire transfer funding for cryptocurrency purchases. The platform integrates with Plaid for expedited ACH onboarding and processes fiat currency exchanges through banking rails to facilitate crypto asset acquisition for business clients and their end users.

Alchemy Pay On/Off Ramp enables users to convert between fiat currencies and cryptocurrencies across 173 countries using multiple payment methods including Visa, Mastercard, mobile wallets, and bank transfers.

CoinGate Personal Crypto Exchange enables individual users to buy cryptocurrency with credit cards and manage digital assets. It provides deposit, swap, and withdrawal functionality for personal cryptocurrency management.

Allows instant purchase of cryptocurrencies with Indian Rupees (INR) using UPI or IMPS.

XO Pay is a native fiat-to-crypto conversion through Coinme's Crypto-as-a-Service API, enabling direct asset purchases within Exodus Mobile. The system supports multiple payment methods while maintaining self-custody through integrated verification and settlement.

AvanChange is an on/off-ramp exchange service that lets users buy, sell, and swap cryptocurrencies with fiat through bank cards, bank transfers, e-wallets, and cash, as well as crypto-to-crypto exchanges.

Banxa Checkout enables users to buy and sell cryptocurrencies using fiat payment methods with integrated regulatory compliance across multiple blockchain networks.

Coinbase Onramp API enables developers to integrate fiat-to-crypto conversion directly into applications, supporting Apple Pay, debit cards, and zero fees on USDC purchases.

CoinW Buy & Sell Crypto is a fiat gateway that lets users purchase or liquidate digital assets with multiple payment methods and competitive rates.

Aquanow Send provides cross-border transfer infrastructure via on/off ramp services and autopilot conversion, enabling institutions to facilitate crypto and fiat transfers. It supports crypto-to-crypto and crypto-to-fiat conversions with deposit detection and deep liquidity for remittance operations.

BiLira Direct provides on/off ramp services enabling cryptocurrency purchases using TRYB, facilitating integration with external wallets and applications through API infrastructure.

BitBase Bitcoin ATM Network is a network of multiple Bitcoin ATMs that allows users to convert cash to cryptocurrencies and vice-versa in a few steps, with real-time specialist support.

BoomFi Crypto Off-Ramp allows users to withdraw cryptocurrency directly to bank accounts with fiat settlement in major currencies including USD, GBP, and EUR.

Bitzaro Pay Widget is a fiat-to-crypto on-ramp solution that enables businesses to integrate crypto purchasing capabilities directly into their platforms through widget or API implementation. The service supports multiple payment methods and various tokens with 90%+ conversion rates and zero chargebacks.

Bitcoin.com Buy is a fiat-to-crypto gateway supporting credit cards, bank transfers, and payment apps for cryptocurrency purchases across a broad range of countries through integrated payment processors.

API-first solution enabling direct customer fiat-to-EUROe conversion for non-custodial wallets.

Coinify Trade Solutions provides buy, sell, and OTC crypto trading for individuals and enterprises via a widget and API that partners embed to add fiat-to-crypto on-ramps inside their own apps.

Deskoin Web3 Infrastructure is a fiat on-ramp and off-ramp solutions with MiCA-compliant payment processing, enabling crypto-to-euro conversion and token sale facilitation. The system provides treasury management, ICO distribution, and seamless Web3 user onboarding for startups.

ByBarter P2P Exchange provides decentralized fiat-to-crypto conversion through non-custodial peer-to-peer transactions, enabling direct funding and withdrawal from self-custodial wallets via secure escrow systems.

A platform that enables users to buy and sell cryptocurrencies using local fiat currencies in Latin America. The service processes transactions between bank accounts and crypto wallets with minimal friction.

Crypto.AM Exchange is a physical cryptocurrency exchange service enabling in-person buying and selling of digital assets in Yerevan, Armenia. Users can exchange Armenian Dram or other fiat currencies for cryptocurrencies, or sell their digital assets for cash through an over-the-counter trading facility that requires customers to visit their office location in Yerevan's Citadel Business Center to complete transactions. The service supports popular cryptocurrencies including Bitcoin, Ethereum, and USDT. Transactions are completed through a three-step process: customers contact the office and arrive in person, provide payment or cryptocurrency wallet addresses, and receive their exchanged assets after transaction completion. The service emphasizes transaction speed, advertising completion times under five minutes. Crypto.AM charges no minimum transaction amount but applies a $20 fixed commission for transactions under $1,000.

Crystal Trade Exchange implements automated cryptocurrency swap operations through dual-rate pricing mechanisms, processing deposits across multiple digital assets without mandatory user registration. The platform executes exchanges using floating market-based rates or fixed locked-in rates, with transaction settlement requiring 10-30 minutes following network confirmations.

Web widget and partner APIs that allow users to exchange fiat for cryptocurrency and vice versa using cards, SEPA and other local payment methods.

A regulated fiat-to-crypto exchange platform combining on-ramp, off-ramp, and swap services through a custodial wallet system. Users deposit euros via bank transfer, card, or digital payment methods to purchase cryptocurrencies that are sent to user-controlled wallets, or sell crypto back to fiat with same-day bank settlement. The platform routes all fiat-to-crypto purchases through USDC as an intermediary before converting to the target cryptocurrency, aggregates liquidity across decentralized exchanges for optimal swap pricing, and stores user funds in insured custodial wallets with optional semi-custody backup recovery.

AllTrust.me is a centralized exchange platform enabling cryptocurrency-to-fiat and fiat-to-cryptocurrency conversions through online banking transfers and physical office locations in Tbilisi and Batumi. The platform implements KYC verification, supports multiple blockchain standards per asset, and processes transactions within minutes. Users access services via website or mobile application with automatic discounts for app-based exchanges.

Bitcoin ATM is a network of self-service kiosks enabling Bitcoin purchases and sales with Vietnamese cash across Ho Chi Minh City and Vung Tau. The hardware operates without mandatory identity verification and provides anonymous transactions through physical locations.

Bity operates physical cryptocurrency ATMs in Switzerland that enable users to buy and sell crypto quickly without requiring an account. The ATM network provides instant access to cryptocurrency transactions for walk-up customers.

BTC Direct is a retail cryptocurrency broker enabling users to buy and sell crypto assets using European payment methods including bank transfer, iDEAL, Bancontact, Sofort, Visa, and Mastercard. The platform acts as a direct counterparty on all transactions on a non-custodial basis, with users retaining custody of their own wallets. Supported assets include Bitcoin, Ethereum, XRP, Solana, BNB, and dozens of other cryptocurrencies.

ChangeHero Fiat On-Ramp provides cryptocurrency purchase functionality through integrated third-party payment providers, supporting card payments and various regional payment methods. The service routes transactions through licensed providers including UAB FINCH TECHNOLOGIES and MONEYMAPLE TECH LTD, enabling fiat-to-crypto conversions without platform custody of user funds.

A fiat-to-cryptocurrency on-ramp service enabling users to purchase digital currencies using Visa or Mastercard bank cards. The system processes card payments and delivers cryptocurrency to user wallet addresses. Integrated into payment checkout flows to facilitate instant cryptocurrency acquisition for users making invoice payments.

CoinFlip ATMs provide physical cryptocurrency kiosks enabling cash-to-crypto transactions across global locations. The system supports multiple digital currencies and integrates with the CoinFlip Wallet for enhanced user experience.

Finna Swap is an integrated currency exchange service that converts African fiat currencies to digital dollars and vice versa. The platform enables instant swaps with zero fees, allowing users to take advantage of currency volatility while preserving value through digital dollar savings. The swap functionality is built directly into the wallet application interface, providing seamless access to currency conversion without requiring separate applications or complex processes.

Bitpace Global Settlements processes crypto-to-fiat and crypto-to-crypto conversions with automated settlement in USD, EUR, and USDC. The platform uses real-time pricing algorithms across multiple liquidity providers and settles funds within seconds to minutes after blockchain confirmation.

BitPapa operates a peer-to-peer cryptocurrency marketplace with integrated wallet storage and swap exchange capabilities through automated escrow mechanisms. The platform enables direct fiat-to-crypto and crypto-to-crypto transactions between users for multiple cryptocurrencies across several payment methods including bank transfers, card payments, and electronic wallets. Users create custom offers specifying rates and terms or select from existing marketplace listings, with seller assets automatically locked in escrow accounts until trade confirmation. The integrated wallet implements cold storage security infrastructure while swap functionality aggregates pricing from multiple exchanges for direct cryptocurrency conversion without fiat intermediaries.

Anchor in a Box enables fintechs to join the Stellar ecosystem as licensed money service businesses through fiat-to-crypto conversion infrastructure. The system provides KYC integration, SEP-6, SEP-24, and SEP-31 compliance for on-ramp and off-ramp operations.

Bullring Finance is an API and OTC platform for businesses to send and receive cross-border payments in multiple currencies, enabling conversion between stablecoins and fiat through regulated partners. Users can manage multi-currency accounts, process remittances, and integrate via API, web widgets, and plugins.

Payment infrastructure supporting cryptocurrency purchases and cash-outs through multiple channels. The system integrates traditional payment methods including bank transfers, credit cards, and cash transactions at convenience stores. MoneyGram partnership enables crypto-to-cash conversions at physical locations across Latin America.

Bitstop Bitcoin is a network of cryptocurrency ATMs located in gas stations, convenience stores, and supermarkets across the U.S. that enables users to purchase Bitcoin and other digital assets with cash. The ATMs support multiple cryptocurrencies and send purchased assets directly to user wallets. The mobile app provides account creation via Google or Apple ID, real-time transaction tracking, ATM location finder, and exclusive rewards as integrated features of the service.

Breet operates an automated cryptocurrency off-ramp platform enabling conversion from digital assets to fiat currency through generated wallet addresses and automated settlement processing. The system accepts deposits across multiple blockchains, executes currency conversion at fixed rates, and processes bank transfers or mobile money payouts to users in Nigeria and Ghana without peer-to-peer marketplace intermediation or manual vendor coordination.

Cryptonia is a stablecoin off-ramp application for converting USDT and USDC to Nigerian naira. The platform processes transactions in under 10 seconds with zero transfer fees, supporting cross-border payments and remittances for Nigerian users.

Bithub provides fiat-to-crypto conversion services through bank card and wire transfer integration, enabling deposits and withdrawals in multiple currencies. The platform processes transactions with compliance checks while supporting business documentation requirements.

Encryptus Trading Platform provides institutional crypto-fiat conversion services through API infrastructure, enabling licensed organizations to access compliant cryptocurrency onramp and offramp solutions. The platform integrates KYC/AML verification while supporting bank wire transfers across multiple fiat currencies.

Cajero is a cash-to-crypto service delivered via Bitcoin ATMs and retail points in Peru, enabling two-way conversions between fiat and digital assets.

Paydece B2B Widget provides embeddable iframe integration for websites and platforms to offer decentralized fiat on-ramps. The widget charges 0.3% fees per side with revenue sharing for integration partners and supports multiple payment methods through P2P infrastructure.

El Dorado provides P2P stablecoin trading integrated with yield generation and instant payments, enabling Latin Americans to buy, sell, earn rewards, and transfer USDT and USDC through connections to several local payment apps across multiple countries.

Codex Avenue provides instant, institutional-grade settlement across fiat and stablecoin pairs at wholesale prices. The platform enables USD to USD, USD to non-USD, and fiat to stablecoin swaps across multiple geographies at or near 1:1 pricing.

Alpyne provides fiat-to-crypto payment infrastructure through API integration, supporting onramp and offramp services with local payment methods like UPI. The platform includes peer-to-peer trading capabilities, fraud detection systems, and regulatory compliance tools for Web3 businesses.

Anzens is a platform that issues USDA, a fiat-backed stablecoin powered by EMURGO's tokenization platform. The platform enables users to access and utilize stablecoins backed by fiat currency reserves, providing a bridge between traditional currency and digital assets.