List of On/Off Ramp companies in Web3 (2026)

Anchor Platform is a developer toolkit and reference implementation for building fiat on-ramp and off-ramp services on the Stellar network. The platform provides standardized SEP (Stellar Ecosystem Proposal) interfaces for KYC, deposit/withdrawal flows, and wallet integration, allowing anchors to launch compliant services without rebuilding the protocol layer. Anchors operate as the connection between Stellar-native assets and traditional banking rails.

Onramper Onramp is a fiat-to-crypto aggregation product that connects business integrations to dozens of underlying onramp providers through a single API. The product routes end users to the optimal provider based on country, payment method, KYC requirements, and provider success rates, surfacing the best available conversion rate and fees. Businesses integrate once and gain global coverage across credit cards, bank transfers, and local payment methods.

Binance Connect is a B2B fiat on/off ramp API enabling Web3 platforms to offer crypto purchasing and selling via Binance's fiat and P2P infrastructure. It supports multiple fiat currencies, cryptocurrencies, and payment methods including credit cards, bank transfers, and P2P. Third-party wallets, DApps, and Web3 applications integrate the service to provide their users with fiat-to-crypto conversion without building independent payment compliance layers.

Kraken Ramp is a fiat-to-crypto on/off-ramp API that enables third-party platforms to embed compliant buy and sell flows through a single integration. The API supports various digital assets across multiple blockchains with several payment methods including ACH, SEPA, PIX, Apple Pay, and Google Pay across multiple markets.

Gate Connect is an on/off-ramp service enabling fiat-to-crypto and crypto-to-fiat conversions within the Gate Exchange platform. It supports multiple fiat currencies and cryptocurrencies using debit and credit cards, bank transfers, Apple Pay, Google Pay, PIX, and PromptPay. The service includes recurring buy functionality and operates as a self-hosted ramp integrated directly into Gate's Buy Crypto flow.

EMCD Ramps is a fiat on-ramp and off-ramp service for purchasing and selling cryptocurrency using traditional payment methods. On-ramp users can buy digital assets and stablecoins in a range of fiat currencies using debit card or bank payment. Off-ramp users can sell selected cryptocurrencies for USD, EUR, or GBP. The service is accessible through the EMCD platform and mobile app.

Instant Buy enables immediate cryptocurrency purchases at fixed quoted prices using various payment methods including credit cards and bank transfers.

Onramps and Offramps converts fiat currency to cryptocurrency and vice versa through headless APIs and hosted widgets. The system includes payment processing, chargeback protection, KYC verification, and AML screening for stablecoin transactions.

Mt Pelerin Exchange provides crypto-fiat trading services with KYC-free transactions up to certain limits, supporting bank transfers and card payments across multiple fiat currencies.

TransFi Ramp enables users to buy and sell digital assets and stablecoins using local payment methods across multiple countries. The platform supports credit cards, debit cards, bank transfers, and mobile wallets with instant transaction processing.

Transfero Ramp enables users to buy and sell cryptocurrencies using traditional banking methods through PIX integration. The platform provides fiat-to-crypto conversion services with secure and simplified onboarding processes.

A fiat-to-crypto conversion service enabling ACH and wire transfer funding for cryptocurrency purchases. The platform integrates with Plaid for expedited ACH onboarding and processes fiat currency exchanges through banking rails to facilitate crypto asset acquisition for business clients and their end users.

Topper is a fiat-to-crypto on-ramp and crypto-to-fiat off-ramp offered via an embeddable widget and APIs for business partners and wallets. Consumers can buy crypto to a specified wallet address using cards and supported wallets, and sell crypto to receive fiat to linked debit cards. Documentation provides flows for crypto on-ramp and crypto off-ramp, webhooks, REST API, SSO, and mobile/web SDK usage.

Alchemy Pay On/Off Ramp enables users to convert between fiat currencies and cryptocurrencies across multiple countries using multiple payment methods including Visa, Mastercard, mobile wallets, and bank transfers.

Atlas On & Off-Ramp enables fast, compliant conversion between fiat currencies and digital assets including stablecoins, crypto, and tokenized assets for institutional clients across multiple countries. Companies and private wealth structures move capital between traditional banking rails and digital asset accounts through Atlas's MSB-registered infrastructure.

CoinGate Personal Crypto Exchange enables individual users to buy cryptocurrency with credit cards and manage digital assets. It provides deposit, swap, and withdrawal functionality for personal cryptocurrency management.

Allows instant purchase of cryptocurrencies with Indian Rupees (INR) using UPI or IMPS.

MaiCoin operates as a digital asset brokerage platform supporting fiat-to-crypto transactions through bank transfers and convenience store payments. The platform enables direct cryptocurrency purchases with TWD and USD while maintaining regulatory compliance through FSC AML requirements and ISO 27001 certification. Users can also purchase NFTs and lend crypto.

Meld Checkout is a hosted on/off ramp widget that provides a customizable checkout URL for embedding or redirecting from applications. Users can buy and sell crypto through the widget without requiring direct API integration. The checkout delegates KYC verification and payment processing to partner onramp providers.

Transak On/Off Ramp enables fiat-to-crypto conversion & vice-versa through API integration, supporting multiple cryptocurrencies across many blockchains with payment methods including cards, bank transfers, and local options.

Mixin Route enables fiat-to-cryptocurrency purchases through payment processors including Visa, Master, Apple Pay, and Google Pay across multiple countries. The service provides on-ramp functionality while maintaining decentralized custody principles.

Stables Send is an on/off-ramp service that enables users to send stablecoins and recipients to receive cash in 30+ local currencies.

Safello is a regulated cryptocurrency brokerage for buying, selling, and storing multiple digital assets in Swedish Krona (SEK) via a mobile-first platform. The platform uses Mobile BankID for authentication and Swish for instant fiat payments. A Safello Wallet is automatically created upon a user's first purchase, secured by Fireblocks MPC technology which distributes private keys across parties to eliminate single points of failure. An Auto-Save feature automates recurring purchases through a configurable dollar cost averaging approach, with a reduced transaction fee versus single purchases.

Guardarian On/Off Ramp enables users to buy and sell cryptocurrencies using fiat payment methods including credit cards, bank transfers, and digital wallets across multiple currencies. The platform supports standard cryptocurrency trading and includes G-RWA functionality for specialized tokenized real-world asset transactions. Users access over 1000 cryptocurrencies and RWA tokens through Guardarian's compliance-integrated infrastructure with competitive exchange rates and transparent fee structures.

Peer Protocol is a peer-to-peer fiat onramp that uses zero-knowledge proofs and smart contract escrows to enable trustless conversion from traditional payment platforms to cryptocurrency across multiple blockchains.

CoinZoom Cash is a fiat on-ramp service allowing users to deposit cash at retail locations nationwide to fund their CoinZoom account and purchase cryptocurrencies. Users generate a barcode in the CoinZoom mobile app and present it at a participating retailer. Deposited amounts are credited to the user's account for immediate cryptocurrency purchases at exchange rates. The service charges a flat 5% fee and is available at thousands of US retail locations including 7-Eleven stores.

OnMeta Platform provides fiat-to-crypto on/off ramp infrastructure through widget and API integrations, supporting local payment methods like UPI and GCash with sub-60 second transaction processing across multiple blockchains.

Coinbase Onramp API enables developers to integrate fiat-to-crypto conversion directly into applications, supporting Apple Pay, debit cards, and zero fees on USDC purchases.

Mercuryo On/Off Ramps is a crypto-fiat gateway that processes buy and sell transactions through multiple payment methods. The system supports several cryptocurrencies and fiat currencies across multiple countries with integrated KYC and compliance features.

XO Pay is a native fiat-to-crypto conversion through Coinme's Crypto-as-a-Service API, enabling direct asset purchases within Exodus Mobile. The system supports multiple payment methods while maintaining self-custody through integrated verification and settlement.

Spritz Off-Ramp service processes outbound cryptocurrency-to-fiat conversions through direct banking integration. The system executes settlement transactions between blockchain assets and traditional bank accounts while handling compliance verification. Address Book functionality creates persistent payment pathways for repeated transfers across multiple supported blockchains.

Paybis Exchange provides fiat-to-cryptocurrency conversion services through credit cards, debit cards, and bank transfers. The platform supports over 150 digital assets and fiat currencies with instant processing and regulatory compliance across multiple jurisdictions.

A fiat-to-crypto onramp solution enabling users to purchase cryptocurrencies using traditional payment methods including credit cards, debit cards, Google Pay, and Apple Pay through integration with Alchemy Pay's payment infrastructure.

Simplex Payment Gateway enables exchanges and wallets to accept credit and debit card payments for cryptocurrency purchases through an embeddable checkout integration. Businesses integrate the gateway to allow their users to buy digital assets directly with fiat payment methods.

Bitnovo is an on-ramp and off-ramp platform enabling users to buy cryptocurrencies via card, bank transfer, or retail vouchers, sell cryptocurrencies for euro withdrawals, exchange between digital assets, and purchase retail gift cards with cryptocurrency. The platform operates through a self-custody wallet application where users maintain control of private keys.

AvanChange is an on/off-ramp exchange service that lets users buy, sell, and swap cryptocurrencies with fiat through bank cards, bank transfers, e-wallets, and cash, as well as crypto-to-crypto exchanges.

Sphere Ramp enables conversion between fiat currencies and stablecoins with direct bank settlement and competitive OTC rates for cross-border transactions.

Robinhood Connect is a crypto on-ramp and off-ramp service that lets users buy and sell cryptocurrency directly to and from self-custody wallets and dapps. Transactions can be funded via Robinhood buying power, debit card, or bank account. Developers can embed the service into dapps through a turnkey integration, and Robinhood customers pay no fee for transfers from their Robinhood account.

Banxa Checkout enables users to buy and sell cryptocurrencies using fiat payment methods with integrated regulatory compliance across multiple blockchain networks.

Swapped Platform enables cryptocurrency purchases and sales through a web-based interface supporting multiple payment methods and direct wallet transfers. The system offers fiat-to-crypto and crypto-to-fiat conversion across various cryptocurrencies with competitive fees and global coverage.

MoonPay's Crypto On-Off-Ramp allows seamless conversion from fiat to cryptocurrencies, providing global coverage and multiple payment methods.

KODO Ramp is a fiat on/off ramp aggregator that enables businesses to integrate cryptocurrency payment gateways across a range of countries. The platform aggregates multiple ramp providers and payment methods, allowing users to buy and sell cryptocurrencies using local payment methods while providing merchants with optimal pricing and coverage.

The Stablecoin Settlement Network provides cross-border fund transfer infrastructure via stablecoin rails across multiple blockchain networks, supporting institutional treasury operations. Automated workflows process transactions across several major stablecoins, minimizing settlement risk and enabling continuous liquidity management for global treasury participants.

CoinW Buy & Sell Crypto is a fiat gateway that lets users purchase or liquidate digital assets with multiple payment methods and competitive rates.

Interlace CryptoConnect is an on/off-ramp service that facilitates cryptocurrency-to-fiat conversions and digital asset management for enterprise users and Web3 businesses.

Regulated E-Money Infrastructure implements authorized electronic money issuance through European EMI licensing, enabling multi-currency blockchain transactions with direct traditional banking integration. The system provides regulated stablecoin issuance including EURe, USDe, GBPe, and ISKe tokens, Web3 IBAN accounts for automatic fiat-to-token conversion, and developer APIs for programmatic access to compliant cross-border payment infrastructure

Lunu On-Ramp is a fiat-to-crypto checkout that lets businesses offer cryptocurrency purchases via cards and wallets with API integration.

BiLira Direct provides on/off ramp services enabling cryptocurrency purchases using TRYB, facilitating integration with external wallets and applications through API infrastructure.

Aquanow Send provides cross-border transfer infrastructure via on/off ramp services and autopilot conversion, enabling institutions to facilitate crypto and fiat transfers. It supports crypto-to-crypto and crypto-to-fiat conversions with deposit detection and deep liquidity for remittance operations.

Ramp Network is a payment infrastructure that enables both buying cryptocurrencies with fiat (on-ramp) and selling cryptocurrencies back to fiat (off-ramp) through various payment methods. The service is available via a single integration that offers a seamless widget for applications and wallets.

BitBase Bitcoin ATM Network is a network of multiple Bitcoin ATMs that allows users to convert cash to cryptocurrencies and vice-versa in a few steps, with real-time specialist support.

Unlimit's Fiat On/Off-Ramp implements bidirectional payment processing through 1000+ integrated payment methods, enabling fiat-to-crypto and crypto-to-fiat conversion via e-wallets, bank transfers, and card payments. The system processes transactions directly while maintaining regulatory compliance and competitive fees across multiple jurisdictions.

BoomFi Crypto Off-Ramp allows users to withdraw cryptocurrency directly to bank accounts with fiat settlement in major currencies including USD, GBP, and EUR.

Metal Pay provides cryptocurrency purchasing and trading through a mobile application with bank card integration, supporting direct asset purchases with regulatory compliance and instant peer-to-peer transfers.

Bitzaro Pay Widget is a fiat-to-crypto on-ramp solution that enables businesses to integrate crypto purchasing capabilities directly into their platforms through widget or API implementation. The service supports multiple payment methods and various tokens with 90%+ conversion rates and zero chargebacks.

API-first solution enabling direct customer fiat-to-EUROe conversion for non-custodial wallets.

Uniramp Widget is a customizable onramp interface that businesses can embed in their applications, allowing users to purchase crypto with credit cards, bank transfers, and other payment methods through a white-labeled solution.

Bitcoin.com Buy is a fiat-to-crypto gateway supporting credit cards, bank transfers, and payment apps for cryptocurrency purchases across a broad range of countries through integrated payment processors.

Abarai is self-custodial cryptocurrency exchange for buying, selling, and swapping digital assets. Users pay with credit cards, bank transfers, Revolut Pay, Apple Pay, or Google Pay and receive assets directly in their own wallets without platform custody. A crypto-to-crypto swap module handles conversions across numerous pairs without requiring identity verification for most transactions. The platform includes live price tracking, a cryptocurrency converter, a profit/loss simulator, a crypto tax calculator, a Bitcoin dominance tracker, a blockchain transaction verifier, and an educational academy.

Onramp Money is a Fiat-to-crypto payment infrastructure that processes conversions between fiat currencies and cryptocurrencies through web and mobile interfaces. The system implements multi-regional payment methods, compliance protocols, and wallet functionality for direct crypto purchases through both API integration and consumer applications.

Kotani Pay is an on/off-ramp platform that connects Web3 applications to local payment channels across Africa. It enables bidirectional conversion between stablecoins and local African currencies via mobile money, bank transfers, and USSD wallets. Developer integrations include a REST API, SDK, and embeddable widget.

Sardine's cryptocurrency on-ramp service that allows users to purchase digital assets using fiat currency. The platform provides secure payment processing and compliance verification for cryptocurrency purchases.

Deskoin Web3 Infrastructure is a fiat on-ramp and off-ramp solutions with MiCA-compliant payment processing, enabling crypto-to-euro conversion and token sale facilitation. The system provides treasury management, ICO distribution, and seamless Web3 user onboarding for startups.

Coinify Trade Solutions provides buy, sell, and OTC crypto trading for individuals and enterprises via a widget and API that partners embed to add fiat-to-crypto on-ramps inside their own apps.

Ivy Treasury is a multi-asset treasury management stack via API, supporting real-time FX execution across major fiat pairs and 24/7 fiat-to-stablecoin conversion. Businesses can automate asset conversion on receipt or payout, hold balances across local multi-currency IBANs, and trigger configurable USDC settlements to external wallets. The system operates outside banking hours, removing cut-off time constraints from treasury and settlement workflows.

OSL Pay is a VASP-licensed crypto payment infrastructure providing on-ramp and off-ramp services for global businesses. The platform offers a full-stack API suite for customized integrations, crypto OTC trading, and access to institutional-grade liquidity from over ten global providers with personalized support.

Offramp QR Payments enables users to scan local QR payment codes including PIX in Brazil, to pay merchants directly from stablecoin balances at competitive exchange rates, bridging digital dollars to local payment infrastructure.

Noble Express is an interface for Circle's Cross-Chain Transfer Protocol (CCTP) that enables native USDC transfers between Noble and other blockchain networks without custodial bridging.

A platform that enables users to buy and sell cryptocurrencies using local fiat currencies in Latin America. The service processes transactions between bank accounts and crypto wallets with minimal friction.

Onboard Exchange is a P2P marketplace that connects crypto holders with local currency traders through smart contract escrow. The platform supports trades across multiple currencies and payment channels while maintaining non-custodial security through automated escrow mechanisms.

ByBarter P2P Exchange provides decentralized fiat-to-crypto conversion through non-custodial peer-to-peer transactions, enabling direct funding and withdrawal from self-custodial wallets via secure escrow systems.

Revolut Ramp is a fiat‑to‑crypto purchase service that lets users buy crypto directly into self‑custody wallets through partner integrations, using Revolut balances or cards.

Crypto.AM Exchange is a physical cryptocurrency exchange service enabling in-person buying and selling of digital assets in Yerevan, Armenia. Users can exchange Armenian Dram or other fiat currencies for cryptocurrencies, or sell their digital assets for cash through an over-the-counter trading facility that requires customers to visit their office location in Yerevan's Citadel Business Center to complete transactions. The service supports popular cryptocurrencies including Bitcoin, Ethereum, and USDT. Transactions are completed through a three-step process: customers contact the office and arrive in person, provide payment or cryptocurrency wallet addresses, and receive their exchanged assets after transaction completion. The service emphasizes transaction speed, advertising completion times under five minutes. Crypto.AM charges no minimum transaction amount but applies a $20 fixed commission for transactions under $1,000.

OnRamp Fiat On/Off Ramp is a B2B API and iframe integration enabling Web3 platforms, wallets, and non-custodial apps to offer instant fiat-to-crypto and crypto-to-fiat conversion. Businesses connect via a single embed and gain access to KYC, AML compliance, and licensing coverage across multiple jurisdictions. The service supports major cryptocurrencies including BTC, ETH, USDT, and USDC with card, bank transfer, and alternative payment method settlement.

Koywe Payments provides crypto-to-fiat payment infrastructure through REST and GraphQL APIs, enabling businesses to process cross-border payments, remittances, and local currency settlements across Latin American markets with stablecoin conversion capabilities.

FX service for exchanging between multiple currencies with account integration.

BTC Direct is a retail cryptocurrency broker enabling users to buy and sell crypto assets using European payment methods including bank transfer, iDEAL, Bancontact, Sofort, Visa, and Mastercard. The platform acts as a direct counterparty on all transactions on a non-custodial basis, with users retaining custody of their own wallets. Supported assets include Bitcoin, Ethereum, XRP, Solana, BNB, and dozens of other cryptocurrencies.

Web widget and partner APIs that allow users to exchange fiat for cryptocurrency and vice versa using cards, SEPA and other local payment methods.

A regulated fiat-to-crypto exchange platform combining on-ramp, off-ramp, and swap services through a custodial wallet system. Users deposit euros via bank transfer, card, or digital payment methods to purchase cryptocurrencies that are sent to user-controlled wallets, or sell crypto back to fiat with same-day bank settlement. The platform routes all fiat-to-crypto purchases through USDC as an intermediary before converting to the target cryptocurrency, aggregates liquidity across decentralized exchanges for optimal swap pricing, and stores user funds in insured custodial wallets with optional semi-custody backup recovery.

Crystal Trade Exchange implements automated cryptocurrency swap operations through dual-rate pricing mechanisms, processing deposits across multiple digital assets without mandatory user registration. The platform executes exchanges using floating market-based rates or fixed locked-in rates, with transaction settlement requiring 10-30 minutes following network confirmations.

Rio Stablecoin FX enables real-time conversion between stablecoins and local currencies across Latin America, offering sub-second execution and competitive spreads for businesses.

Codex Avenue provides instant, institutional-grade settlement across fiat and stablecoin pairs at wholesale prices. The platform enables USD to USD, USD to non-USD, and fiat to stablecoin swaps across multiple geographies at or near 1:1 pricing.

Bity operates physical cryptocurrency ATMs in Switzerland that enable users to buy and sell crypto quickly without requiring an account. The ATM network provides instant access to cryptocurrency transactions for walk-up customers.

meCash Ramp is a digital asset conversion service that enables users to convert between digital assets and fiat currencies. The platform removes barriers to digital asset transactions by providing on-ramp and off-ramp capabilities for cryptocurrency and traditional currency exchanges.

Bitcoin ATM is a network of self-service kiosks enabling Bitcoin purchases and sales with Vietnamese cash across Ho Chi Minh City and Vung Tau. The hardware operates without mandatory identity verification and provides anonymous transactions through physical locations.

GetCryptoFast is a fiat-to-crypto on-ramp that enables users to buy cryptocurrencies with payment cards. It supports multiple fiat currencies and networks, applies KYC, and delivers assets directly to user wallets with rapid fulfillment.

ChangeHero Fiat On-Ramp provides cryptocurrency purchase functionality through integrated third-party payment providers, supporting card payments and various regional payment methods. The service routes transactions through licensed providers including UAB FINCH TECHNOLOGIES and MONEYMAPLE TECH LTD, enabling fiat-to-crypto conversions without platform custody of user funds.

AllTrust.me is a centralized exchange platform enabling cryptocurrency-to-fiat and fiat-to-cryptocurrency conversions through online banking transfers and physical office locations in Tbilisi and Batumi. The platform implements KYC verification, supports multiple blockchain standards per asset, and processes transactions within minutes. Users access services via website or mobile application with automatic discounts for app-based exchanges.

Stripe Fiat-to-Crypto Onramp facilitates cryptocurrency purchases through embedded or standalone interfaces, enabling users to buy crypto assets with card payments or bank transfers while handling KYC and compliance requirements.

Ramps Normies provides fiat on/off-ramp infrastructure for Indonesian rupiah to cryptocurrency conversions, supporting bank transfers, virtual accounts, and QRIS digital wallet payments across multiple blockchain networks.

Rampnow Platform provides fiat-to-crypto conversion services through multiple integration methods including widget embedding and hosted solutions. The system aggregates liquidity sources and payment methods while supporting KYC compliance and real-time transaction monitoring.

A fiat-to-cryptocurrency on-ramp service enabling users to purchase digital currencies using Visa or Mastercard bank cards. The system processes card payments and delivers cryptocurrency to user wallet addresses. Integrated into payment checkout flows to facilitate instant cryptocurrency acquisition for users making invoice payments.

Ivorypay On-ramp and off-ramp service enables bidirectional conversion between cryptocurrencies and African fiat currencies. Users deposit local currency through bank transfers or mobile money to purchase cryptocurrency, or sell cryptocurrency for local currency withdrawal to bank accounts. The service supports Nigerian Naira, Kenyan Shillings, South African Rand, and Ghanaian Cedi, with conversion rates determined at transaction time. Integration is available through dedicated APIs for applications requiring embedded fiat-crypto conversion functionality.

Fonbnk Pay Widget is a secure payment solution that facilitates both on-ramp and off-ramp crypto transactions through mobile money integration. The system connects buyers and sellers of mobile money including airtime, M-PESA, and bank transfers with crypto assets through P2P marketplace functionality.

Crypto To Fiat Rails provides infrastructure for converting between cryptocurrency and traditional Mexican peso payments, supporting hybrid payment processing for businesses operating in Mexico. The system enables pay-ins and payouts using MXNB tokens.

OVEX Stablecoin Conversion is an on-ramp service that converts US dollars to USDC stablecoin at a 1:1 ratio with a flat conversion fee. Users wire USD to an offshore facility, and upon settlement, their OVEX account is immediately credited with the equivalent amount in USDC. The service eliminates hidden fees commonly associated with traditional conversion methods such as wire intake fees and processing charges. The conversion bypasses market volatility by providing direct 1:1 conversion rather than market-based trading.

UTORG On-Ramp is a fiat-to-crypto purchase service for consumers and a merchant integration for Web3 apps. It supports card and local payment methods with built-in KYC/AML and fraud protection, while businesses can embed a widget or API and rely on UTORG for compliance, verification, and user support.

Velafi On/Off Ramp is a conversion service for businesses to move between fiat and digital assets. It supports high-volume deposits and withdrawals to bank accounts and wallet addresses for funding and settlement.

CoinFlip ATMs provide physical cryptocurrency kiosks enabling cash-to-crypto transactions across global locations. The system supports multiple digital currencies and integrates with the CoinFlip Wallet for enhanced user experience.

Anchor in a Box enables fintechs to join the Stellar ecosystem as licensed money service businesses through fiat-to-crypto conversion infrastructure. The system provides KYC integration, SEP-6, SEP-24, and SEP-31 compliance for on-ramp and off-ramp operations.