List of On/Off Ramp companies in Web3 (2026)

Anchor Platform is a developer toolkit and reference implementation for building fiat on-ramp and off-ramp services on the Stellar network. The platform provides standardized SEP (Stellar Ecosystem Proposal) interfaces for KYC, deposit/withdrawal flows, and wallet integration, allowing anchors to launch compliant services without rebuilding the protocol layer. Anchors operate as the connection between Stellar-native assets and traditional banking rails.

Onramper Onramp is a fiat-to-crypto aggregation product that connects business integrations to dozens of underlying onramp providers through a single API. The product routes end users to the optimal provider based on country, payment method, KYC requirements, and provider success rates, surfacing the best available conversion rate and fees. Businesses integrate once and gain global coverage across credit cards, bank transfers, and local payment methods.

Crypto.com App is a mobile application for everyday users to buy, sell, and store cryptocurrencies. It provides fiat on-ramp functionality so users can purchase crypto with local currencies, alongside staking, earning, and portfolio features within a single mobile-first interface. The app targets retail users seeking a simplified alternative to the exchange's advanced trading tools, and is subject to geographic access restrictions in certain markets.

Crossmint Onramps and Offramps converts fiat currency to stablecoins and stablecoins back to local currency through headless APIs and hosted, white-labeled widgets. The system handles payment processing, chargeback protection, KYC verification, and AML screening across a wide range of countries and payment methods. Businesses use it to let their users top up wallets with fiat or cash out stablecoin balances into local currency.

Binance Connect is a B2B fiat on/off ramp API enabling Web3 platforms to offer crypto purchasing and selling via Binance's fiat and P2P infrastructure. It supports multiple fiat currencies, cryptocurrencies, and payment methods including credit cards, bank transfers, and peer-to-peer settlement. Third-party wallets, decentralized applications, and Web3 applications integrate the service to provide fiat-to-crypto conversion, onchain payments, and AI-agent payment capabilities without building independent payment compliance layers.

Kraken Ramp is a fiat-to-crypto on/off-ramp API that enables third-party platforms to embed compliant buy and sell flows through a single integration. The API supports various digital assets across multiple blockchains with several payment methods including ACH, SEPA, PIX, Apple Pay, and Google Pay across multiple markets.

Gate Connect is an on/off-ramp service enabling conversion between fiat currencies and cryptocurrencies within the Gate Exchange platform. It supports multiple fiat currencies and cryptocurrencies through debit and credit cards, bank transfers, and mobile payment methods, and includes recurring purchase functionality integrated directly into the buy-crypto flow.

Robinhood Connect is an on-ramp and off-ramp service that lets users buy and sell cryptocurrency directly to and from self-custody wallets and decentralized applications. Transactions can be funded through Robinhood buying power, a debit card, or a bank account. Developers can embed the service into their applications through a turnkey integration, and Robinhood customers pay no fee for transfers from their Robinhood account.

Mt Pelerin Exchange is an on/off-ramp service for buying, selling, and swapping cryptocurrencies using bank transfers or card payments, delivered directly to a user's own wallet. It supports transactions up to certain limits without requiring identity verification and settles in a range of fiat currencies. A built-in cross-chain bridge lets users transfer supported assets between multiple blockchains with guaranteed delivery, and an embeddable version of the same exchange functionality can be integrated into third-party websites and apps through direct links, an embedded frame, or a mobile package. The service also lets users pay everyday invoices and bills, including rent, insurance, taxes, and utilities, directly with cryptocurrency, with automatic conversion and settlement to the recipient. It operates as a non-custodial intermediary that never holds user funds itself.

Instant Buy enables immediate cryptocurrency purchases at fixed quoted prices using various payment methods including credit cards, debit cards, and e-wallets.

TransFi Ramp is an on/off ramp product that enables users to buy and sell digital assets and stablecoins using local payment methods across multiple countries. The platform supports credit cards, debit cards, bank transfers, and mobile wallets with instant transaction processing. It is designed for users converting between fiat currencies and digital assets.

Transfero Crypto is a crypto-as-a-service platform that provides custody, on/off ramps, swaps, and institutional trading services for digital assets. Businesses use it to store client crypto holdings, convert between fiat and crypto, move assets between wallets and exchanges, and execute large-volume institutional trades without operating their own blockchain infrastructure. The platform serves fintechs, exchanges, wallet providers, and financial institutions expanding into digital asset services, with custody, storage, and transfers powered through an institutional-grade custody partner.

On/Off Ramp is a bidirectional conversion service that lets users and businesses move funds between stablecoins and local African currencies. It supports cash-in and cash-out flows through mobile money channels, including STK push prompts, alongside bank transfer options. Blockchain protocols, decentralized applications, and fintechs use the service to onboard users and settle stablecoin transactions into local currency and back.

Swapped Ramp is an on/off-ramp service that lets individuals and businesses convert between fiat currency and cryptocurrency. Users select an asset, pay through a supported local payment method, and receive funds directly in their own wallet without the provider holding custody. The service also offers a business integration enabling platforms to embed buy and sell flows for their customers. It supports multiple payment methods and a range of cryptocurrencies across numerous countries.

ChangeNOW Exchange is a decentralised exchange that lets users swap cryptocurrencies without creating an account. It matches trades using liquidity sourced from multiple venues and offers both fixed and floating rate options for each swap. The service also includes a fiat-to-crypto on-ramp so users can acquire assets using traditional payment methods, trading directly from their own wallets across multiple supported blockchains.

Bakkt Markets is an institutional trading and payments platform that provides regulated digital asset execution and stablecoin-based settlement. It combines custody, liquidity access, and trading infrastructure with fiat-to-stablecoin conversion for continuous cross-border settlement. Fintechs, brokers, and financial institutions use a single integration to offer trading and payments to their customers without building in-house infrastructure.

Visa Stablecoin Platform is a financial services platform that lets crypto-native companies, fintechs, and financial institutions manage stablecoin activity through a single operating environment. It combines onchain wallet infrastructure, access to a stablecoin issued under an open standard, fiat-to-stablecoin on-ramps and off-ramps, and stablecoin-based payments and payouts, with approval controls and compliance screening built in. Businesses use it to handle treasury, settlement, and program operations without integrating separate wallet, ramp, and compliance vendors. The platform is in limited availability, with some components such as wallet infrastructure and stablecoin access offered in beta.

Topper is a fiat-to-crypto on-ramp and crypto-to-fiat off-ramp delivered through an embeddable widget and developer APIs for business partners and wallets. Consumers buy crypto directly to a self-custodial wallet using cards, digital wallets, or bank transfers, and sell crypto to receive fiat on a linked debit card. The product supports recurring purchases and integrates via a web SDK, mobile SDK, REST API, webhooks, and single sign-on for partner applications.

Alchemy Pay On/Off Ramp is an on/off ramp service that lets users buy cryptocurrency with fiat and convert crypto back into fiat. It supports a wide range of fiat payment rails, including cards, mobile wallets, and bank transfers, alongside multiple fiat currencies and cryptocurrencies for both directions of conversion. The service includes instant identity verification and integrates into partner platforms such as exchanges, DeFi protocols, wallets, NFT marketplaces, and play-to-earn games through a hosted page, embedded widget, or API.

CoinGate Personal Crypto Exchange enables individual users to buy cryptocurrency with credit cards and manage digital assets. It provides deposit, swap, and withdrawal functionality alongside a multi-currency account for holding and converting crypto and fiat balances in one place.

Allows instant purchase of cryptocurrencies with Indian Rupees (INR) using UPI or IMPS.

Virtual Accounts is a financial services platform product that issues reusable local bank account details for businesses to collect fiat payments from their customers. It automatically converts deposited fiat into a dollar-pegged stablecoin and forwards the funds to a nominated wallet, letting platforms accept local currency inflows without operating their own bank accounts. Businesses use it to embed payment collection inside their own products, top up user balances, or receive exchange and fintech deposits across multiple local currencies and rails.

Coinify Trade Solutions is an on/off ramp product that lets individuals, corporations, and institutions buy and sell cryptocurrency for fiat currency. It is delivered as a hosted trading widget embeddable via iframe or SDK, or through a full API integration, handling onboarding, identity verification, quotes, and payment while partners retain UI control if desired. The product also offers personal assistance for large orders, allowing users to trade privately with support from a broker rather than through the standard self-service flow. It serves both direct consumers trading through Coinify branded pages and businesses embedding the trading functionality into their own applications.

Transak On/Off Ramp is an on/off ramp service that lets partner applications enable users to buy and sell cryptocurrency directly within their own interface. It converts fiat to crypto and crypto to fiat using payment methods such as cards, bank transfers, and local payment options. The service supports multiple cryptocurrencies across a range of blockchains for businesses integrating it via API.

MaiCoin operates as a digital asset brokerage platform supporting fiat-to-crypto transactions through bank transfers and convenience store payments. The platform enables direct cryptocurrency purchases with TWD and USD while maintaining regulatory compliance through FSC AML requirements and ISO 27001 certification. Users can also purchase NFTs and lend crypto.

Meld Checkout is a hosted on/off ramp widget offering a customizable checkout URL for embedding or redirecting from applications. Users buy and sell crypto through the widget without requiring direct API integration on the client side. The checkout delegates KYC verification and payment processing to partner onramp providers, requiring only a public widget key to enable.

Mixin Route enables fiat-to-cryptocurrency purchases through payment processors including Visa, Master, Apple Pay, and Google Pay across multiple countries. The service provides on-ramp functionality while maintaining decentralized custody principles.

Morph Payments is a stablecoin payment platform for online businesses that lets merchants accept, send, and convert stablecoin payments globally. It provides hosted checkout, payment links, an embeddable widget, batch payouts, fiat off-ramp, and idle-balance yield through a merchant dashboard, alongside a gateway API, SDKs, and webhooks for developer integration. Payments settle on the Morph blockchain, with merchants receiving funds on-chain across multiple supported chains and stablecoins. The platform also supports autonomous AI agent payments through a machine-readable payment protocol.

Mercuryo On/Off Ramps is a fiat-to-crypto and crypto-to-fiat exchange widget that lets users buy and sell digital assets from within partner apps and websites. It processes transactions through multiple payment methods, including cards, bank transfers, and mobile wallets, while handling identity verification and compliance checks behind the scenes. The widget is embedded by wallets, exchanges, and other Web3 applications to let their users convert between fiat currencies and multiple cryptocurrencies across several blockchains.

Guardarian On/Off Ramp is a fiat-to-crypto and crypto-to-fiat exchange that lets users buy, sell, and swap cryptocurrencies using bank transfers, cards, and digital wallets across multiple fiat currencies. The service also supports transactions in tokens backed by real-world assets such as treasuries and real estate. Users select a currency pair, submit a wallet address, and receive funds through a compliance-integrated conversion process. It serves individual users seeking straightforward crypto access without requiring an account for basic exchanges.

OnMeta On/Off Ramps is a fiat-to-crypto conversion service that lets platforms offer compliant buy and sell flows for virtual digital assets. It processes INR and PHP payments through local bank rails and mobile payment methods, converting them to digital assets and back. Wallets, exchanges, decentralized applications, and gaming platforms integrate the service through a hosted widget, software development kit, or direct API to add regulated fiat top-up and withdrawal functionality across multiple blockchains.

Safello is a regulated cryptocurrency brokerage for buying, selling, and storing multiple digital assets in Swedish Krona (SEK) via a mobile-first platform. The platform uses Mobile BankID for authentication and Swish for instant fiat payments. A Safello Wallet is automatically created upon a user's first purchase, secured by Fireblocks MPC technology which distributes private keys across parties to eliminate single points of failure. An Auto-Save feature automates recurring purchases through a configurable dollar cost averaging approach, with a reduced transaction fee versus single purchases.

Spritz Off-Ramp is a fiat conversion service that lets users convert cryptocurrency into fiat currency deposited directly to a bank account. It processes outbound transactions from a connected wallet to traditional banking rails while handling identity verification and compliance checks. An address book feature stores repeat payment destinations, and the service works across multiple supported blockchains and stablecoins.

Peer Protocol is a peer-to-peer onramp and offramp that lets users trade crypto directly with other users through everyday payment apps. Sellers deposit stablecoins into onchain escrow and set rates, while buyers pay through their preferred payment method and receive crypto once payment is verified through privacy-preserving proofs. The protocol keeps funds non-custodial throughout, releasing assets directly to a buyer wallet without a middleman holding funds. It supports trading across multiple blockchains and a range of payment applications and fiat currencies.

MoonPay Crypto On-Off-Ramp is a fiat-to-crypto conversion service that lets individuals buy and sell cryptocurrencies through a hosted widget or headless integration embedded in partner apps and websites. It handles identity verification, fraud checks, payment processing, and settlement behind the scenes, converting fiat currency into crypto or crypto back into fiat using a range of local payment methods. Businesses embed the service into their own products so end users can enter and exit crypto without leaving the host application.

CoinZoom Cash is a fiat on-ramp service allowing users to deposit cash at retail locations nationwide to fund their CoinZoom account and purchase cryptocurrencies. Users generate a barcode in the CoinZoom mobile app and present it at a participating retailer. Deposited amounts are credited to the user's account for immediate cryptocurrency purchases at exchange rates. The service charges a flat 5% fee and is available at thousands of US retail locations including 7-Eleven stores.

Coinbase Onramp API enables developers to integrate fiat-to-crypto conversion directly into applications, supporting Apple Pay, debit cards, and zero fees on USDC purchases.

BoomFi Crypto Off-Ramp is an on/off ramp service that allows users to convert cryptocurrency to fiat and withdraw funds directly to bank accounts. It supports settlement in major fiat currencies through regulated banking rails. The service targets businesses and platforms that need to convert crypto holdings into spendable fiat balances.

XO Pay is a native fiat-to-crypto conversion through Coinme's Crypto-as-a-Service API, enabling direct asset purchases within Exodus Mobile. The system supports multiple payment methods while maintaining self-custody through integrated verification and settlement.

NoOnes Direct Buy is an on/off ramp service that lets users purchase cryptocurrency using bank transfers, cards, or mobile payment methods. It converts fiat payments into stablecoins or other supported assets, depositing them directly into a NoOnes wallet. The service targets users seeking a quick fiat-to-crypto entry point without navigating peer-to-peer negotiations.

Paybis Exchange provides fiat-to-cryptocurrency conversion services through credit cards, debit cards, and bank transfers. The platform supports over 150 digital assets and fiat currencies with instant processing and regulatory compliance across multiple jurisdictions.

OVEX Stablecoin Conversion is an on-ramp service that converts US dollars to a dollar-pegged stablecoin at a 1:1 ratio for a flat conversion fee. Users wire USD to an offshore facility, and upon settlement their OVEX account is immediately credited with the equivalent stablecoin amount. The service avoids the wire intake fees and processing charges common to traditional conversion methods and bypasses market volatility by providing a direct 1:1 conversion rather than a market-based trade.

Pretium APIs is a payments infrastructure product that provides a unified REST API for converting between stablecoins and African fiat currencies. It aggregates local payment rails such as mobile money and bank transfers with on-chain stablecoin settlement, allowing developers and businesses to accept and disburse crypto and fiat payments through a single integration. The API abstracts routing across multiple markets and blockchain networks, and also supports fiat-to-stablecoin on-ramp and off-ramp conversion.

A fiat-to-crypto onramp solution enabling users to purchase cryptocurrencies using traditional payment methods including credit cards, debit cards, Google Pay, and Apple Pay through integration with Alchemy Pay's payment infrastructure.

Pay-out is an On/Off Ramp product that converts stablecoins into local fiat currency for recipients across multiple markets. It routes USDC and USDT to bank accounts, mobile wallets, or payment cards, or settles on-chain, using stablecoin-backed liquidity to enable near-instant local payouts. Businesses making global payouts, such as marketplaces, creator platforms, and trading firms, use it to disburse funds without pre-funding local accounts in every market.

Sphere Embedded Ramp is a hosted widget enabling end users to buy or sell stablecoins using fiat payment rails within third-party applications. The widget handles KYC and KYB workflows, payment processing, and regulatory compliance while allowing the host platform to apply custom theming. It provides transfer history and real-time status updates for end users converting between fiat currencies and stablecoins across multiple blockchains.

Simplex Payment Gateway enables exchanges and wallets to accept credit and debit card payments for cryptocurrency purchases through an embeddable checkout integration. Businesses integrate the gateway to allow their users to buy digital assets directly with fiat payment methods.

Bitnovo is an on-ramp and off-ramp platform enabling users to buy cryptocurrencies via card, bank transfer, or retail vouchers, sell cryptocurrencies for euro withdrawals, exchange between digital assets, and purchase retail gift cards with cryptocurrency. The platform operates through a self-custody wallet application where users maintain control of private keys.

Bitzaro Pay Widget is a fiat-to-crypto on-ramp solution that enables businesses to integrate crypto purchasing capabilities directly into their platforms through widget or API implementation. The service supports multiple payment methods and various tokens with 90%+ conversion rates and zero chargebacks.

AvanChange is an on/off-ramp exchange service that lets users buy, sell, and swap cryptocurrencies with fiat through bank cards, bank transfers, e-wallets, and cash, as well as crypto-to-crypto exchanges.