List of On/Off Ramp companies in Web3 (2026)

Anchor Platform is a developer toolkit and reference implementation for building fiat on-ramp and off-ramp services on the Stellar network. The platform provides standardized SEP (Stellar Ecosystem Proposal) interfaces for KYC, deposit/withdrawal flows, and wallet integration, allowing anchors to launch compliant services without rebuilding the protocol layer. Anchors operate as the connection between Stellar-native assets and traditional banking rails.

Onramper Onramp is a fiat-to-crypto aggregation product that connects business integrations to dozens of underlying onramp providers through a single API. The product routes end users to the optimal provider based on country, payment method, KYC requirements, and provider success rates, surfacing the best available conversion rate and fees. Businesses integrate once and gain global coverage across credit cards, bank transfers, and local payment methods.

Kraken Ramp is a fiat-to-crypto on/off-ramp API that enables third-party platforms to embed compliant buy and sell flows through a single integration. The API supports various digital assets across multiple blockchains with several payment methods including ACH, SEPA, PIX, Apple Pay, and Google Pay across multiple markets.

Binance Connect is a B2B fiat on/off ramp API enabling Web3 platforms to offer crypto purchasing and selling via Binance's fiat and P2P infrastructure. It supports multiple fiat currencies, cryptocurrencies, and payment methods including credit cards, bank transfers, and P2P. Third-party wallets, DApps, and Web3 applications integrate the service to provide their users with fiat-to-crypto conversion without building independent payment compliance layers.

Gate Connect is an on/off-ramp service enabling fiat-to-crypto and crypto-to-fiat conversions within the Gate Exchange platform. It supports multiple fiat currencies and cryptocurrencies using debit and credit cards, bank transfers, Apple Pay, Google Pay, PIX, and PromptPay. The service includes recurring buy functionality and operates as a self-hosted ramp integrated directly into Gate's Buy Crypto flow.

EMCD Ramps is a fiat on-ramp and off-ramp service for purchasing and selling cryptocurrency using traditional payment methods. On-ramp users can buy digital assets and stablecoins in a range of fiat currencies using debit card or bank payment. Off-ramp users can sell selected cryptocurrencies for USD, EUR, or GBP. The service is accessible through the EMCD platform and mobile app.

Instant Buy enables immediate cryptocurrency purchases at fixed quoted prices using various payment methods including credit cards and bank transfers.

Onramps and Offramps converts fiat currency to cryptocurrency and vice versa through headless APIs and hosted widgets. The system includes payment processing, chargeback protection, KYC verification, and AML screening for stablecoin transactions.

Mt Pelerin Exchange provides crypto-fiat trading services with KYC-free transactions up to certain limits, supporting bank transfers and card payments across multiple fiat currencies.

TransFi Ramp enables users to buy and sell digital assets and stablecoins using local payment methods across multiple countries. The platform supports credit cards, debit cards, bank transfers, and mobile wallets with instant transaction processing.

Transfero Ramp enables users to buy and sell cryptocurrencies using traditional banking methods through PIX integration. The platform provides fiat-to-crypto conversion services with secure and simplified onboarding processes.

Swapped Ramp enables non-custodial fiat-to-crypto and crypto-to-fiat conversion through a simple web interface, with funds delivered directly to the user's own wallet. It supports 40+ payment methods including cards, bank transfers, and local options, with competitive fees and global coverage.

Topper is a fiat-to-crypto on-ramp and crypto-to-fiat off-ramp offered via an embeddable widget and APIs for business partners and wallets. Consumers can buy crypto to a specified wallet address using cards and supported wallets, and sell crypto to receive fiat to linked debit cards. Documentation provides flows for crypto on-ramp and crypto off-ramp, webhooks, REST API, SSO, and mobile/web SDK usage.

Alchemy Pay On/Off Ramp enables users to convert between fiat currencies and cryptocurrencies across multiple countries using multiple payment methods including Visa, Mastercard, mobile wallets, and bank transfers.

Atlas On & Off-Ramp enables fast, compliant conversion between fiat currencies and digital assets including stablecoins, crypto, and tokenized assets for institutional clients across multiple countries. Companies and private wealth structures move capital between traditional banking rails and digital asset accounts through Atlas's MSB-registered infrastructure.

CoinGate Personal Crypto Exchange enables individual users to buy cryptocurrency with credit cards and manage digital assets. It provides deposit, swap, and withdrawal functionality for personal cryptocurrency management.

Allows instant purchase of cryptocurrencies with Indian Rupees (INR) using UPI or IMPS.

MaiCoin operates as a digital asset brokerage platform supporting fiat-to-crypto transactions through bank transfers and convenience store payments. The platform enables direct cryptocurrency purchases with TWD and USD while maintaining regulatory compliance through FSC AML requirements and ISO 27001 certification. Users can also purchase NFTs and lend crypto.

Meld Checkout is a hosted on/off ramp widget that provides a customizable checkout URL for embedding or redirecting from applications. Users can buy and sell crypto through the widget without requiring direct API integration. The checkout delegates KYC verification and payment processing to partner onramp providers.

Transak On/Off Ramp enables fiat-to-crypto conversion & vice-versa through API integration, supporting multiple cryptocurrencies across many blockchains with payment methods including cards, bank transfers, and local options.

Mixin Route enables fiat-to-cryptocurrency purchases through payment processors including Visa, Master, Apple Pay, and Google Pay across multiple countries. The service provides on-ramp functionality while maintaining decentralized custody principles.

Stables Send is an on/off-ramp service that enables users to send stablecoins and recipients to receive cash in 30+ local currencies.

Safello is a regulated cryptocurrency brokerage for buying, selling, and storing multiple digital assets in Swedish Krona (SEK) via a mobile-first platform. The platform uses Mobile BankID for authentication and Swish for instant fiat payments. A Safello Wallet is automatically created upon a user's first purchase, secured by Fireblocks MPC technology which distributes private keys across parties to eliminate single points of failure. An Auto-Save feature automates recurring purchases through a configurable dollar cost averaging approach, with a reduced transaction fee versus single purchases.

Guardarian On/Off Ramp enables users to buy and sell cryptocurrencies using fiat payment methods including credit cards, bank transfers, and digital wallets across multiple currencies. The platform supports standard cryptocurrency trading and includes G-RWA functionality for specialized tokenized real-world asset transactions. Users access over 1000 cryptocurrencies and RWA tokens through Guardarian's compliance-integrated infrastructure with competitive exchange rates and transparent fee structures.

Peer Protocol is a peer-to-peer fiat onramp that uses zero-knowledge proofs and smart contract escrows to enable trustless conversion from traditional payment platforms to cryptocurrency across multiple blockchains.

CoinZoom Cash is a fiat on-ramp service allowing users to deposit cash at retail locations nationwide to fund their CoinZoom account and purchase cryptocurrencies. Users generate a barcode in the CoinZoom mobile app and present it at a participating retailer. Deposited amounts are credited to the user's account for immediate cryptocurrency purchases at exchange rates. The service charges a flat 5% fee and is available at thousands of US retail locations including 7-Eleven stores.

OnMeta Platform provides fiat-to-crypto on/off ramp infrastructure through widget and API integrations, supporting local payment methods like UPI and GCash with sub-60 second transaction processing across multiple blockchains.

XO Pay is a native fiat-to-crypto conversion through Coinme's Crypto-as-a-Service API, enabling direct asset purchases within Exodus Mobile. The system supports multiple payment methods while maintaining self-custody through integrated verification and settlement.

Coinbase Onramp API enables developers to integrate fiat-to-crypto conversion directly into applications, supporting Apple Pay, debit cards, and zero fees on USDC purchases.

Mercuryo On/Off Ramps is a crypto-fiat gateway that processes buy and sell transactions through multiple payment methods. The system supports several cryptocurrencies and fiat currencies across multiple countries with integrated KYC and compliance features.

Spritz Off-Ramp service processes outbound cryptocurrency-to-fiat conversions through direct banking integration. The system executes settlement transactions between blockchain assets and traditional bank accounts while handling compliance verification. Address Book functionality creates persistent payment pathways for repeated transfers across multiple supported blockchains.

Paybis Exchange provides fiat-to-cryptocurrency conversion services through credit cards, debit cards, and bank transfers. The platform supports over 150 digital assets and fiat currencies with instant processing and regulatory compliance across multiple jurisdictions.

Robinhood Connect is a crypto on-ramp and off-ramp service that lets users buy and sell cryptocurrency directly to and from self-custody wallets and dapps. Transactions can be funded via Robinhood buying power, debit card, or bank account. Developers can embed the service into dapps through a turnkey integration, and Robinhood customers pay no fee for transfers from their Robinhood account.

A fiat-to-crypto onramp solution enabling users to purchase cryptocurrencies using traditional payment methods including credit cards, debit cards, Google Pay, and Apple Pay through integration with Alchemy Pay's payment infrastructure.

Simplex Payment Gateway enables exchanges and wallets to accept credit and debit card payments for cryptocurrency purchases through an embeddable checkout integration. Businesses integrate the gateway to allow their users to buy digital assets directly with fiat payment methods.

Bitnovo is an on-ramp and off-ramp platform enabling users to buy cryptocurrencies via card, bank transfer, or retail vouchers, sell cryptocurrencies for euro withdrawals, exchange between digital assets, and purchase retail gift cards with cryptocurrency. The platform operates through a self-custody wallet application where users maintain control of private keys.

AvanChange is an on/off-ramp exchange service that lets users buy, sell, and swap cryptocurrencies with fiat through bank cards, bank transfers, e-wallets, and cash, as well as crypto-to-crypto exchanges.

Sphere Ramp enables conversion between fiat currencies and stablecoins with direct bank settlement and competitive OTC rates for cross-border transactions.

Banxa Checkout enables users to buy and sell cryptocurrencies using fiat payment methods with integrated regulatory compliance across multiple blockchain networks.

MoonPay's Crypto On-Off-Ramp allows seamless conversion from fiat to cryptocurrencies, providing global coverage and multiple payment methods.

The Stablecoin Settlement Network provides cross-border fund transfer infrastructure via stablecoin rails across multiple blockchain networks, supporting institutional treasury operations. Automated workflows process transactions across several major stablecoins, minimizing settlement risk and enabling continuous liquidity management for global treasury participants.

CoinW Buy & Sell Crypto is a fiat gateway that lets users purchase or liquidate digital assets with multiple payment methods and competitive rates.

Interlace CryptoConnect is an on/off-ramp service that facilitates cryptocurrency-to-fiat conversions and digital asset management for enterprise users and Web3 businesses.

Regulated E-Money Infrastructure implements authorized electronic money issuance through European EMI licensing, enabling multi-currency blockchain transactions with direct traditional banking integration. The system provides regulated stablecoin issuance including EURe, USDe, GBPe, and ISKe tokens, Web3 IBAN accounts for automatic fiat-to-token conversion, and developer APIs for programmatic access to compliant cross-border payment infrastructure

Lunu On-Ramp is a fiat-to-crypto checkout that lets businesses offer cryptocurrency purchases via cards and wallets with API integration.

BiLira Direct provides on/off ramp services enabling cryptocurrency purchases using TRYB, facilitating integration with external wallets and applications through API infrastructure.

Aquanow Send provides cross-border transfer infrastructure via on/off ramp services and autopilot conversion, enabling institutions to facilitate crypto and fiat transfers. It supports crypto-to-crypto and crypto-to-fiat conversions with deposit detection and deep liquidity for remittance operations.

Ramp Network is a payment infrastructure that enables both buying cryptocurrencies with fiat (on-ramp) and selling cryptocurrencies back to fiat (off-ramp) through various payment methods. The service is available via a single integration that offers a seamless widget for applications and wallets.

BitBase Bitcoin ATM Network is a network of multiple Bitcoin ATMs that allows users to convert cash to cryptocurrencies and vice-versa in a few steps, with real-time specialist support.

Unlimit's Fiat On/Off-Ramp implements bidirectional payment processing through 1000+ integrated payment methods, enabling fiat-to-crypto and crypto-to-fiat conversion via e-wallets, bank transfers, and card payments. The system processes transactions directly while maintaining regulatory compliance and competitive fees across multiple jurisdictions.