List of On/Off Ramp companies in Web3 (2026)

Onramper Onramp aggregates various fiat-to-crypto onramp providers through a single integration, enabling businesses to offer users multiple payment methods across a number of countries with smart routing algorithms that optimize for conversion rates and fees.

Kraken Ramp is a fiat-to-crypto on/off-ramp API that enables third-party platforms to embed compliant buy and sell flows through a single integration. The API supports various digital assets across multiple blockchains with several payment methods including ACH, SEPA, PIX, Apple Pay, and Google Pay across multiple markets.

Onramps and Offramps converts fiat currency to cryptocurrency and vice versa through headless APIs and hosted widgets. The system includes payment processing, chargeback protection, KYC verification, and AML screening for stablecoin transactions.

Mt Pelerin Exchange provides crypto-fiat trading services with KYC-free transactions up to certain limits, supporting bank transfers and card payments across multiple fiat currencies.

Instant Buy enables immediate cryptocurrency purchases at fixed quoted prices using various payment methods including credit cards and bank transfers.

A fiat-to-crypto conversion service enabling ACH and wire transfer funding for cryptocurrency purchases. The platform integrates with Plaid for expedited ACH onboarding and processes fiat currency exchanges through banking rails to facilitate crypto asset acquisition for business clients and their end users.

Alchemy Pay On/Off Ramp enables users to convert between fiat currencies and cryptocurrencies across 173 countries using multiple payment methods including Visa, Mastercard, mobile wallets, and bank transfers.

CoinGate Personal Crypto Exchange enables individual users to buy cryptocurrency with credit cards and manage digital assets. It provides deposit, swap, and withdrawal functionality for personal cryptocurrency management.

Allows instant purchase of cryptocurrencies with Indian Rupees (INR) using UPI or IMPS.

MaiCoin operates as a digital asset brokerage platform supporting fiat-to-crypto transactions through bank transfers and convenience store payments. The platform enables direct cryptocurrency purchases with TWD and USD while maintaining regulatory compliance through FSC AML requirements and ISO 27001 certification. Users can also purchase NFTs and lend crypto.

Mixin Route enables fiat-to-cryptocurrency purchases through payment processors including Visa, Master, Apple Pay, and Google Pay across multiple countries. The service provides on-ramp functionality while maintaining decentralized custody principles.

Guardarian On/Off Ramp enables users to buy and sell cryptocurrencies using fiat payment methods including credit cards, bank transfers, and digital wallets across multiple currencies. The platform supports standard cryptocurrency trading and includes G-RWA functionality for specialized tokenized real-world asset transactions. Users access over 1000 cryptocurrencies and RWA tokens through Guardarian's compliance-integrated infrastructure with competitive exchange rates and transparent fee structures.

OnMeta Platform provides fiat-to-crypto on/off ramp infrastructure through widget and API integrations, supporting local payment methods like UPI and GCash with sub-60 second transaction processing across multiple blockchains.

Mercuryo On/Off Ramps is a crypto-fiat gateway that processes buy and sell transactions through multiple payment methods. The system supports several cryptocurrencies and fiat currencies across multiple countries with integrated KYC and compliance features.

XO Pay is a native fiat-to-crypto conversion through Coinme's Crypto-as-a-Service API, enabling direct asset purchases within Exodus Mobile. The system supports multiple payment methods while maintaining self-custody through integrated verification and settlement.

Paybis Exchange provides fiat-to-cryptocurrency conversion services through credit cards, debit cards, and bank transfers. The platform supports over 150 digital assets and fiat currencies with instant processing and regulatory compliance across multiple jurisdictions.

AvanChange is an on/off-ramp exchange service that lets users buy, sell, and swap cryptocurrencies with fiat through bank cards, bank transfers, e-wallets, and cash, as well as crypto-to-crypto exchanges.

Simplex provides instant fiat-to-crypto onramp services enabling users to purchase multiple digital assets using credit cards, bank transfers, and alternative payment methods. The platform offers fraud-free transactions with global coverage and regulatory compliance.

Banxa Checkout enables users to buy and sell cryptocurrencies using fiat payment methods with integrated regulatory compliance across multiple blockchain networks.

Coinbase Onramp API enables developers to integrate fiat-to-crypto conversion directly into applications, supporting Apple Pay, debit cards, and zero fees on USDC purchases.

KODO Ramp is a fiat on/off ramp aggregator that enables businesses to integrate cryptocurrency payment gateways across a range of countries. The platform aggregates multiple ramp providers and payment methods, allowing users to buy and sell cryptocurrencies using local payment methods while providing merchants with optimal pricing and coverage.

CoinW Buy & Sell Crypto is a fiat gateway that lets users purchase or liquidate digital assets with multiple payment methods and competitive rates.

Interlace CryptoConnect is an on/off-ramp service that facilitates cryptocurrency-to-fiat conversions and digital asset management for enterprise users and Web3 businesses.

MoonPay's Crypto On-Off-Ramp allows seamless conversion from fiat to cryptocurrencies, providing global coverage and multiple payment methods.

Aquanow Send provides cross-border transfer infrastructure via on/off ramp services and autopilot conversion, enabling institutions to facilitate crypto and fiat transfers. It supports crypto-to-crypto and crypto-to-fiat conversions with deposit detection and deep liquidity for remittance operations.

BiLira Direct provides on/off ramp services enabling cryptocurrency purchases using TRYB, facilitating integration with external wallets and applications through API infrastructure.

Lunu On-Ramp is a fiat-to-crypto checkout that lets businesses offer cryptocurrency purchases via cards and wallets with API integration.

BitBase Bitcoin ATM Network is a network of multiple Bitcoin ATMs that allows users to convert cash to cryptocurrencies and vice-versa in a few steps, with real-time specialist support.

BoomFi Crypto Off-Ramp allows users to withdraw cryptocurrency directly to bank accounts with fiat settlement in major currencies including USD, GBP, and EUR.

Regulated E-Money Infrastructure implements authorized electronic money issuance through European EMI licensing, enabling multi-currency blockchain transactions with direct traditional banking integration. The system provides regulated stablecoin issuance including EURe, USDe, GBPe, and ISKe tokens, Web3 IBAN accounts for automatic fiat-to-token conversion, and developer APIs for programmatic access to compliant cross-border payment infrastructure

Bitzaro Pay Widget is a fiat-to-crypto on-ramp solution that enables businesses to integrate crypto purchasing capabilities directly into their platforms through widget or API implementation. The service supports multiple payment methods and various tokens with 90%+ conversion rates and zero chargebacks.

Metal Pay provides cryptocurrency purchasing and trading through a mobile application with bank card integration, supporting direct asset purchases with regulatory compliance and instant peer-to-peer transfers.

Bitcoin.com Buy is a fiat-to-crypto gateway supporting credit cards, bank transfers, and payment apps for cryptocurrency purchases across a broad range of countries through integrated payment processors.

A payment infrastructure that enables both buying cryptocurrencies with fiat (on-ramp) and selling cryptocurrencies back to fiat (off-ramp) through various payment methods. The service is available via a single integration that offers a seamless widget for applications and wallets.

API-first solution enabling direct customer fiat-to-EUROe conversion for non-custodial wallets.

Fiat-to-crypto payment infrastructure that processes conversions between fiat currencies and cryptocurrencies through web and mobile interfaces. The system implements multi-regional payment methods, compliance protocols, and wallet functionality for direct crypto purchases through both API integration and consumer applications.

Coinify Trade Solutions provides buy, sell, and OTC crypto trading for individuals and enterprises via a widget and API that partners embed to add fiat-to-crypto on-ramps inside their own apps.

Deskoin Web3 Infrastructure is a fiat on-ramp and off-ramp solutions with MiCA-compliant payment processing, enabling crypto-to-euro conversion and token sale facilitation. The system provides treasury management, ICO distribution, and seamless Web3 user onboarding for startups.

Ivorypay On-ramp and off-ramp service enables bidirectional conversion between cryptocurrencies and African fiat currencies. Users deposit local currency through bank transfers or mobile money to purchase cryptocurrency, or sell cryptocurrency for local currency withdrawal to bank accounts. The service supports Nigerian Naira, Kenyan Shillings, South African Rand, and Ghanaian Cedi, with conversion rates determined at transaction time. Integration is available through dedicated APIs for applications requiring embedded fiat-crypto conversion functionality.

ByBarter P2P Exchange provides decentralized fiat-to-crypto conversion through non-custodial peer-to-peer transactions, enabling direct funding and withdrawal from self-custodial wallets via secure escrow systems.

A platform that enables users to buy and sell cryptocurrencies using local fiat currencies in Latin America. The service processes transactions between bank accounts and crypto wallets with minimal friction.

Crypto.AM Exchange is a physical cryptocurrency exchange service enabling in-person buying and selling of digital assets in Yerevan, Armenia. Users can exchange Armenian Dram or other fiat currencies for cryptocurrencies, or sell their digital assets for cash through an over-the-counter trading facility that requires customers to visit their office location in Yerevan's Citadel Business Center to complete transactions. The service supports popular cryptocurrencies including Bitcoin, Ethereum, and USDT. Transactions are completed through a three-step process: customers contact the office and arrive in person, provide payment or cryptocurrency wallet addresses, and receive their exchanged assets after transaction completion. The service emphasizes transaction speed, advertising completion times under five minutes. Crypto.AM charges no minimum transaction amount but applies a $20 fixed commission for transactions under $1,000.

Onboard Exchange is a P2P marketplace that connects crypto holders with local currency traders through smart contract escrow. The platform supports trades across multiple currencies and payment channels while maintaining non-custodial security through automated escrow mechanisms.

Kotani Pay is a multi‑chain on/off‑ramp platform enabling African users and businesses to send, receive, and cash out stablecoins like USDT via API, mobile money, and USSD/SMS wallets.

Koywe Payments provides crypto-to-fiat payment infrastructure through REST and GraphQL APIs, enabling businesses to process cross-border payments, remittances, and local currency settlements across Latin American markets with stablecoin conversion capabilities.

Revolut Ramp is a fiat‑to‑crypto purchase service that lets users buy crypto directly into self‑custody wallets through partner integrations, using Revolut balances or cards.

Crystal Trade Exchange implements automated cryptocurrency swap operations through dual-rate pricing mechanisms, processing deposits across multiple digital assets without mandatory user registration. The platform executes exchanges using floating market-based rates or fixed locked-in rates, with transaction settlement requiring 10-30 minutes following network confirmations.

Web widget and partner APIs that allow users to exchange fiat for cryptocurrency and vice versa using cards, SEPA and other local payment methods.

A regulated fiat-to-crypto exchange platform combining on-ramp, off-ramp, and swap services through a custodial wallet system. Users deposit euros via bank transfer, card, or digital payment methods to purchase cryptocurrencies that are sent to user-controlled wallets, or sell crypto back to fiat with same-day bank settlement. The platform routes all fiat-to-crypto purchases through USDC as an intermediary before converting to the target cryptocurrency, aggregates liquidity across decentralized exchanges for optimal swap pricing, and stores user funds in insured custodial wallets with optional semi-custody backup recovery.

AllTrust.me is a centralized exchange platform enabling cryptocurrency-to-fiat and fiat-to-cryptocurrency conversions through online banking transfers and physical office locations in Tbilisi and Batumi. The platform implements KYC verification, supports multiple blockchain standards per asset, and processes transactions within minutes. Users access services via website or mobile application with automatic discounts for app-based exchanges.

Bitcoin ATM is a network of self-service kiosks enabling Bitcoin purchases and sales with Vietnamese cash across Ho Chi Minh City and Vung Tau. The hardware operates without mandatory identity verification and provides anonymous transactions through physical locations.

GetCryptoFast is a fiat-to-crypto on-ramp that enables users to buy cryptocurrencies with payment cards. It supports multiple fiat currencies and networks, applies KYC, and delivers assets directly to user wallets with rapid fulfillment.

Noble Express is an interface for Circle's Cross-Chain Transfer Protocol (CCTP) that enables native USDC transfers between Noble and other blockchain networks without custodial bridging.

Rio Stablecoin FX enables real-time conversion between stablecoins and local currencies across Latin America, offering sub-second execution and competitive spreads for businesses.

Bity operates physical cryptocurrency ATMs in Switzerland that enable users to buy and sell crypto quickly without requiring an account. The ATM network provides instant access to cryptocurrency transactions for walk-up customers.

ChangeHero Fiat On-Ramp provides cryptocurrency purchase functionality through integrated third-party payment providers, supporting card payments and various regional payment methods. The service routes transactions through licensed providers including UAB FINCH TECHNOLOGIES and MONEYMAPLE TECH LTD, enabling fiat-to-crypto conversions without platform custody of user funds.

A fiat-to-cryptocurrency on-ramp service enabling users to purchase digital currencies using Visa or Mastercard bank cards. The system processes card payments and delivers cryptocurrency to user wallet addresses. Integrated into payment checkout flows to facilitate instant cryptocurrency acquisition for users making invoice payments.

meCash Ramp is a digital asset conversion service that enables users to convert between digital assets and fiat currencies. The platform removes barriers to digital asset transactions by providing on-ramp and off-ramp capabilities for cryptocurrency and traditional currency exchanges.

Ramps Normies provides fiat on/off-ramp infrastructure for Indonesian rupiah to cryptocurrency conversions, supporting bank transfers, virtual accounts, and QRIS digital wallet payments across multiple blockchain networks.

Rampnow Platform provides fiat-to-crypto conversion services through multiple integration methods including widget embedding and hosted solutions. The system aggregates liquidity sources and payment methods while supporting KYC compliance and real-time transaction monitoring.

OVEX Stablecoin Conversion is an on-ramp service that converts US dollars to USDC stablecoin at a 1:1 ratio with a flat conversion fee. Users wire USD to an offshore facility, and upon settlement, their OVEX account is immediately credited with the equivalent amount in USDC. The service eliminates hidden fees commonly associated with traditional conversion methods such as wire intake fees and processing charges. The conversion bypasses market volatility by providing direct 1:1 conversion rather than market-based trading.

CoinFlip ATMs provide physical cryptocurrency kiosks enabling cash-to-crypto transactions across global locations. The system supports multiple digital currencies and integrates with the CoinFlip Wallet for enhanced user experience.

Fonbnk Pay Widget is a secure payment solution that facilitates both on-ramp and off-ramp crypto transactions through mobile money integration. The system connects buyers and sellers of mobile money including airtime, M-PESA, and bank transfers with crypto assets through P2P marketplace functionality.

MoraBanc Off-Ramp Services enables conversion of digital assets to fiat currencies through regulated banking infrastructure, providing secure asset repatriation with full compliance and provenance verification.

The platform allows users to buy and sell cryptocurrencies using mobile money services across multiple blockchain networks and supports various local payment methods in Sub-Saharan Africa.

Finna Swap is an integrated currency exchange service that converts African fiat currencies to digital dollars and vice versa. The platform enables instant swaps with zero fees, allowing users to take advantage of currency volatility while preserving value through digital dollar savings. The swap functionality is built directly into the wallet application interface, providing seamless access to currency conversion without requiring separate applications or complex processes.

Bitpace Global Settlements processes crypto-to-fiat and crypto-to-crypto conversions with automated settlement in USD, EUR, and USDC. The platform uses real-time pricing algorithms across multiple liquidity providers and settles funds within seconds to minutes after blockchain confirmation.

BitPapa operates a peer-to-peer cryptocurrency marketplace with integrated wallet storage and swap exchange capabilities through automated escrow mechanisms. The platform enables direct fiat-to-crypto and crypto-to-crypto transactions between users for multiple cryptocurrencies across several payment methods including bank transfers, card payments, and electronic wallets. Users create custom offers specifying rates and terms or select from existing marketplace listings, with seller assets automatically locked in escrow accounts until trade confirmation. The integrated wallet implements cold storage security infrastructure while swap functionality aggregates pricing from multiple exchanges for direct cryptocurrency conversion without fiat intermediaries.

Anchor in a Box enables fintechs to join the Stellar ecosystem as licensed money service businesses through fiat-to-crypto conversion infrastructure. The system provides KYC integration, SEP-6, SEP-24, and SEP-31 compliance for on-ramp and off-ramp operations.

Bullring Finance is an API and OTC platform for businesses to send and receive cross-border payments in multiple currencies, enabling conversion between stablecoins and fiat through regulated partners. Users can manage multi-currency accounts, process remittances, and integrate via API, web widgets, and plugins.

Mular App provides instant crypto-to-Naira conversion services and payment processing, enabling users to spend BTC, ETH, USDT, SOL, and BNB directly for everyday transactions in Nigeria with bank-grade security.

Paychant Ramp provides fiat-to-stablecoin conversion infrastructure through mobile money and bank transfer integration across Africa. The system supports USDC, USDT, and cUSD across multiple blockchains while maintaining regulatory compliance through automated KYC and AML processing.

Payment infrastructure supporting cryptocurrency purchases and cash-outs through multiple channels. The system integrates traditional payment methods including bank transfers, credit cards, and cash transactions at convenience stores. MoneyGram partnership enables crypto-to-cash conversions at physical locations across Latin America.

Bitstop Bitcoin is a network of cryptocurrency ATMs located in gas stations, convenience stores, and supermarkets across the U.S. that enables users to purchase Bitcoin and other digital assets with cash. The ATMs support multiple cryptocurrencies and send purchased assets directly to user wallets. The mobile app provides account creation via Google or Apple ID, real-time transaction tracking, ATM location finder, and exclusive rewards as integrated features of the service.

Breet operates an automated cryptocurrency off-ramp platform enabling conversion from digital assets to fiat currency through generated wallet addresses and automated settlement processing. The system accepts deposits across multiple blockchains, executes currency conversion at fixed rates, and processes bank transfers or mobile money payouts to users in Nigeria and Ghana without peer-to-peer marketplace intermediation or manual vendor coordination.

Onramp/Offramp enables fiat-to-crypto conversion with integrated payment processing and settlement infrastructure. The platform supports multiple fiat currencies and digital assets with automated compliance verification. Users can convert between fiat and cryptocurrencies through standardized API endpoints with real-time exchange rates.

Crypto To Fiat Rails provides infrastructure for converting between cryptocurrency and traditional Mexican peso payments, supporting hybrid payment processing for businesses operating in Mexico. The system enables pay-ins and payouts using MXNB tokens.

A physical cryptocurrency exchange service enabling users to buy and sell digital assets for cash in multiple fiat currencies. The service provides on-site assistance for cryptocurrency transactions with regulatory compliance through AML and KYC procedures for transactions above certain thresholds.

Cryptonia is a stablecoin off-ramp application for converting USDT and USDC to Nigerian naira. The platform processes transactions in under 10 seconds with zero transfer fees, supporting cross-border payments and remittances for Nigerian users.

LocalRamp provide APIs and widgets for fiat-to-crypto conversion through local African payment methods including bank transfers and mobile money, supporting over multiple cryptocurrencies across multiple networks with instant settlement in USDT.

Bithub provides fiat-to-crypto conversion services through bank card and wire transfer integration, enabling deposits and withdrawals in multiple currencies. The platform processes transactions with compliance checks while supporting business documentation requirements.

Encryptus Trading Platform provides institutional crypto-fiat conversion services through API infrastructure, enabling licensed organizations to access compliant cryptocurrency onramp and offramp solutions. The platform integrates KYC/AML verification while supporting bank wire transfers across multiple fiat currencies.

Latamex On & Off Ramp connects Latin American bank accounts to cryptocurrency wallets through fiat-to-crypto conversion services. Users can buy digital assets using Argentine pesos, Brazilian reals, and Mexican pesos with bank transfers.

Cajero is a cash-to-crypto service delivered via Bitcoin ATMs and retail points in Peru, enabling two-way conversions between fiat and digital assets.

Paydece B2B Widget provides embeddable iframe integration for websites and platforms to offer decentralized fiat on-ramps. The widget charges 0.3% fees per side with revenue sharing for integration partners and supports multiple payment methods through P2P infrastructure.

El Dorado provides P2P stablecoin trading integrated with yield generation and instant payments, enabling Latin Americans to buy, sell, earn rewards, and transfer USDT and USDC through connections to several local payment apps across multiple countries.

iTransfr FX is a global currency settlement service that provides instant cross-border payments and FX conversions for high-volume business transactions. The service supports settlement in under 60 seconds across 170+ countries via multiple payment rails including domestic ACH & Fedwire for USD, SWIFT for global reach, Brazil PIX for BRL, and Colombia PSE for COP, with no transaction limits and 24/7 real-time trading capabilities.

Payin implements fiat-to-stablecoin conversion through virtual account assignment, enabling customers to deposit local currencies and receive stablecoins. The system provides unique virtual accounts per customer and automated KYC processing.

Codex Avenue provides instant, institutional-grade settlement across fiat and stablecoin pairs at wholesale prices. The platform enables USD to USD, USD to non-USD, and fiat to stablecoin swaps across multiple geographies at or near 1:1 pricing.

Instant cryptocurrency purchase platform supporting multiple assets and blockchains.

MIMO is a licensed on/off ramp platform for converting between USDT and fiat (Vietnamese dong) developed by Dragon Lab. It operates under a controlled sandbox license in Da Nang, supporting QR-based flows and electronic invoicing while users retain key custody. By integrating with licensed KYC service provider and banks, MIMO offers local users a compliant and easy way to access Web3 in Vietnam.

Mobilum Ramp provides fiat-to-crypto and crypto-to-fiat conversion services through customizable widgets for exchanges, wallets, and businesses with bank transfer and card payment support.

Ripe converts stablecoins to local currency for QR code payments, allowing crypto wallet users to spend digital assets at traditional merchants. The system recognizes existing payment QR codes and processes crypto-to-fiat conversion automatically.

MoneyGram Ramps is an API-driven infrastructure enabling cash-to-crypto conversion through MoneyGram locations. The system processes USDC stablecoin deposits and withdrawals at participating retail sites, facilitating blockchain asset access through physical cash transactions. Developers integrate conversion functionality through standardized APIs supporting identity verification and compliance workflows.

A fiat–crypto exchange service that enables users to swap digital assets for cash or bank transfers with optional courier delivery and office pickup across multiple locations.

Flutterwave Swap is a digital foreign exchange platform licensed by the Central Bank of Nigeria that provides individuals and businesses access to USD, EUR, and GBP at competitive exchange rates, integrated with Send App for seamless currency conversion and international transfers.

Alpyne provides fiat-to-crypto payment infrastructure through API integration, supporting onramp and offramp services with local payment methods like UPI. The platform includes peer-to-peer trading capabilities, fraud detection systems, and regulatory compliance tools for Web3 businesses.

Kravata API provides crypto-as-a-service infrastructure through REST endpoints, enabling businesses to integrate on/off ramps, cross-border payments, custody services, and compliance tools for digital asset operations in Latin America.

Transfer money instantly between your bank and wallet

Anzens is a platform that issues USDA, a fiat-backed stablecoin powered by EMURGO's tokenization platform. The platform enables users to access and utilize stablecoins backed by fiat currency reserves, providing a bridge between traditional currency and digital assets.