List of On/Off Ramp companies in Web3 (2026)

Anchor Platform is a developer toolkit and reference implementation for building fiat on-ramp and off-ramp services on the Stellar network. The platform provides standardized SEP (Stellar Ecosystem Proposal) interfaces for KYC, deposit/withdrawal flows, and wallet integration, allowing anchors to launch compliant services without rebuilding the protocol layer. Anchors operate as the connection between Stellar-native assets and traditional banking rails.

Onramper Onramp is a fiat-to-crypto aggregation product that connects business integrations to dozens of underlying onramp providers through a single API. The product routes end users to the optimal provider based on country, payment method, KYC requirements, and provider success rates, surfacing the best available conversion rate and fees. Businesses integrate once and gain global coverage across credit cards, bank transfers, and local payment methods.

Onramper Offramp is a crypto-to-fiat aggregation product that connects business integrations to multiple offramp providers through a single API. The product supports payouts to bank accounts, debit cards, and PayPal across multiple fiat currencies and jurisdictions, routing each withdrawal to the optimal provider based on cost, settlement speed, and recipient country. Businesses offer end users a unified withdrawal experience without integrating each offramp.

Onramper Headless Ramps is an SDK for embedding fiat-to-crypto onramp functionality directly into applications, rendering all purchase screens within the host app's own UI without iFrames or external redirects. The SDK accepts a fiat amount, crypto asset, and wallet address, then routes each transaction to the optimal provider. It supports native Apple Pay and other express payment methods, with automatic retry logic to handle provider failures.

Crypto.com App is a mobile application for everyday users to buy, sell, and store cryptocurrencies. It provides fiat on-ramp functionality so users can purchase crypto with local currencies, alongside staking, earning, and portfolio features within a single mobile-first interface. The app targets retail users seeking a simplified alternative to the exchange's advanced trading tools, and is subject to geographic access restrictions in certain markets.

Crossmint Onramps and Offramps converts fiat currency to stablecoins and stablecoins back to local currency through headless APIs and hosted, white-labeled widgets. The system handles payment processing, chargeback protection, KYC verification, and AML screening across a wide range of countries and payment methods. Businesses use it to let their users top up wallets with fiat or cash out stablecoin balances into local currency.

Binance Connect is a B2B fiat on/off ramp API enabling Web3 platforms to offer crypto purchasing and selling via Binance's fiat and P2P infrastructure. It supports multiple fiat currencies, cryptocurrencies, and payment methods including credit cards, bank transfers, and peer-to-peer settlement. Third-party wallets, decentralized applications, and Web3 applications integrate the service to provide fiat-to-crypto conversion, onchain payments, and AI-agent payment capabilities without building independent payment compliance layers.

Kraken Ramp is a fiat-to-crypto on/off-ramp API that enables third-party platforms to embed compliant buy and sell flows through a single integration. The API supports various digital assets across multiple blockchains with several payment methods including ACH, SEPA, PIX, Apple Pay, and Google Pay across multiple markets.

Robinhood Connect is an on-ramp and off-ramp service that lets users buy and sell cryptocurrency directly to and from self-custody wallets and decentralized applications. Transactions can be funded through Robinhood buying power, a debit card, or a bank account. Developers can embed the service into their applications through a turnkey integration, and Robinhood customers pay no fee for transfers from their Robinhood account.

Gate Connect is an on/off-ramp service enabling conversion between fiat currencies and cryptocurrencies within the Gate Exchange platform. It supports multiple fiat currencies and cryptocurrencies through debit and credit cards, bank transfers, and mobile payment methods, and includes recurring purchase functionality integrated directly into the buy-crypto flow.

Mt Pelerin Exchange is an on/off-ramp service for buying, selling, and swapping cryptocurrencies using bank transfers or card payments, delivered directly to a user's own wallet. It supports transactions up to certain limits without requiring identity verification and settles in a range of fiat currencies. A built-in cross-chain bridge lets users transfer supported assets between multiple blockchains with guaranteed delivery, and an embeddable version of the same exchange functionality can be integrated into third-party websites and apps through direct links, an embedded frame, or a mobile package. The service also lets users pay everyday invoices and bills, including rent, insurance, taxes, and utilities, directly with cryptocurrency, with automatic conversion and settlement to the recipient. It operates as a non-custodial intermediary that never holds user funds itself.

Mt Pelerin Bridge Wallet is a self-custodial mobile wallet for storing, buying, selling, and swapping cryptocurrencies across multiple blockchains. It provides users with a personal crypto-linked IBAN for sending and receiving fiat and crypto, while keeping private keys under user control at all times. The app supports cross-chain swaps directly from a single interface, letting users move supported assets between networks without leaving the app.

TransFi Ramp is an on/off ramp product that enables users to buy and sell digital assets and stablecoins using local payment methods across multiple countries. The platform supports credit cards, debit cards, bank transfers, and mobile wallets with instant transaction processing. It is designed for users converting between fiat currencies and digital assets.

Instant Buy enables immediate cryptocurrency purchases at fixed quoted prices using various payment methods including credit cards, debit cards, and e-wallets.

Transfero Crypto is a crypto-as-a-service platform that provides custody, on/off ramps, swaps, and institutional trading services for digital assets. Businesses use it to store client crypto holdings, convert between fiat and crypto, move assets between wallets and exchanges, and execute large-volume institutional trades without operating their own blockchain infrastructure. The platform serves fintechs, exchanges, wallet providers, and financial institutions expanding into digital asset services, with custody, storage, and transfers powered through an institutional-grade custody partner.

Transfero Stablecoin Account is a self-custody digital wallet that lets individuals and small businesses hold, send, and receive stablecoins pegged to major fiat currencies alongside other digital assets. Users can buy, sell, and convert instantly between fiat and crypto, access a crypto portfolio, and move money across countries through a single account. It is aimed at individuals, digital nomads, and small and medium businesses seeking a global account for payments and transfers.

On/Off Ramp is a bidirectional conversion service that lets users and businesses move funds between stablecoins and local African currencies. It supports cash-in and cash-out flows through mobile money channels, including STK push prompts, alongside bank transfer options. Blockchain protocols, decentralized applications, and fintechs use the service to onboard users and settle stablecoin transactions into local currency and back.

Stablecoin Settlement Solution is a cross-border settlement service that lets businesses convert between fiat currencies and stablecoins to move funds across jurisdictions. Clients submit an order, receive daily rates through an automated dashboard, and confirm the transaction before receiving stablecoin or fiat at their preferred destination. The service targets businesses that need faster cross-border settlement than traditional bank transfers, which can take several days.

Swapped Ramp is an on/off-ramp service that lets individuals and businesses convert between fiat currency and cryptocurrency. Users select an asset, pay through a supported local payment method, and receive funds directly in their own wallet without the provider holding custody. The service also offers a business integration enabling platforms to embed buy and sell flows for their customers. It supports multiple payment methods and a range of cryptocurrencies across numerous countries.

ChangeNOW Exchange is a decentralised exchange that lets users swap cryptocurrencies without creating an account. It matches trades using liquidity sourced from multiple venues and offers both fixed and floating rate options for each swap. The service also includes a fiat-to-crypto on-ramp so users can acquire assets using traditional payment methods, trading directly from their own wallets across multiple supported blockchains.

MaiCoin is a digital asset brokerage platform that lets individuals in Taiwan buy and sell cryptocurrencies using New Taiwan Dollars. It converts fiat deposited via bank transfer or convenience store payment into crypto at posted reference prices, handling identity verification and settlement. The platform serves retail users seeking a straightforward entry point into digital assets, including recurring buy orders and a corporate onboarding track.

Bakkt Markets is an institutional trading and payments platform that provides regulated digital asset execution and stablecoin-based settlement. It combines custody, liquidity access, and trading infrastructure with fiat-to-stablecoin conversion for continuous cross-border settlement. Fintechs, brokers, and financial institutions use a single integration to offer trading and payments to their customers without building in-house infrastructure.

Holdstation Pay is an on/off ramp service that converts Vietnamese dong to USDT for users completing mandatory identity verification. Users complete a national digital identity check before exchanging fiat for stablecoins across supported blockchains, and merchants can integrate the service to accept crypto payments. The product operates as a distinct payment rail separate from the Holdstation Wallet interface.

Stablecoin Payments is a merchant payment platform that lets businesses accept crypto and stablecoin payments while settling in fiat, and send payouts funded in fiat but delivered in stablecoins or digital assets. Merchants accept payments through payment links, hosted checkout, or direct API integration with guaranteed pricing and automatic fiat settlement, and send crypto payouts to counterparties through a portal or API from a held fiat balance. The same account also offers hosted crypto wallets for holding balances, receiving deposits, and card-linked spending with automatic crypto-to-fiat conversion.

Visa Stablecoin Platform is a financial services platform that lets crypto-native companies, fintechs, and financial institutions manage stablecoin activity through a single operating environment. It combines onchain wallet infrastructure, access to a stablecoin issued under an open standard, fiat-to-stablecoin on-ramps and off-ramps, and stablecoin-based payments and payouts, with approval controls and compliance screening built in. Businesses use it to handle treasury, settlement, and program operations without integrating separate wallet, ramp, and compliance vendors. The platform is in limited availability, with some components such as wallet infrastructure and stablecoin access offered in beta.

Topper is a fiat-to-crypto on-ramp and crypto-to-fiat off-ramp delivered through an embeddable widget and developer APIs for business partners and wallets. Consumers buy crypto directly to a self-custodial wallet using cards, digital wallets, or bank transfers, and sell crypto to receive fiat on a linked debit card. The product supports recurring purchases and integrates via a web SDK, mobile SDK, REST API, webhooks, and single sign-on for partner applications.

Alchemy Pay On/Off Ramp is an on/off ramp service that lets users buy cryptocurrency with fiat and convert crypto back into fiat. It supports a wide range of fiat payment rails, including cards, mobile wallets, and bank transfers, alongside multiple fiat currencies and cryptocurrencies for both directions of conversion. The service includes instant identity verification and integrates into partner platforms such as exchanges, DeFi protocols, wallets, NFT marketplaces, and play-to-earn games through a hosted page, embedded widget, or API.

CoinGate Personal Crypto Exchange enables individual users to buy cryptocurrency with credit cards and manage digital assets. It provides deposit, swap, and withdrawal functionality alongside a multi-currency account for holding and converting crypto and fiat balances in one place.

Bitso is a centralized exchange that lets individuals buy, sell, and hold cryptocurrencies, stocks, and stablecoins through a single account. It offers professional trading tools including advanced order types, live charts, and tiered commissions through its Alpha interface, alongside fractional stock investing, weekly crypto yield, and cross-border USD and crypto transfers. Users fund accounts with local currency or crypto and manage buying, trading, earning, and moving money from one app. The platform serves retail users seeking simple access as well as more active traders needing pro-level execution tools.

Morph Payments is a stablecoin payment platform for online businesses that lets merchants accept, send, and convert stablecoin payments globally. It provides hosted checkout, payment links, an embeddable widget, batch payouts, fiat off-ramp, and idle-balance yield through a merchant dashboard, alongside a gateway API, SDKs, and webhooks for developer integration. Payments settle on the Morph blockchain, with merchants receiving funds on-chain across multiple supported chains and stablecoins. The platform also supports autonomous AI agent payments through a machine-readable payment protocol.

Virtual Accounts is a financial services platform product that issues reusable local bank account details for businesses to collect fiat payments from their customers. It automatically converts deposited fiat into a dollar-pegged stablecoin and forwards the funds to a nominated wallet, letting platforms accept local currency inflows without operating their own bank accounts. Businesses use it to embed payment collection inside their own products, top up user balances, or receive exchange and fintech deposits across multiple local currencies and rails.

Transfers is a payments infrastructure and orchestration product that lets businesses move money across borders using stablecoins and local fiat rails. Users request a quote showing the route, foreign-exchange rate, and itemized fees, then execute the transfer against that locked quote, with status updates delivered as the transfer progresses. It supports payouts to recipients, supplier and invoice settlement, exchange settlement, and treasury rebalancing across supported corridors, converting between a dollar-pegged stablecoin and local currencies.

Coinify Trade Solutions is an on/off ramp product that lets individuals, corporations, and institutions buy and sell cryptocurrency for fiat currency. It is delivered as a hosted trading widget embeddable via iframe or SDK, or through a full API integration, handling onboarding, identity verification, quotes, and payment while partners retain UI control if desired. The product also offers personal assistance for large orders, allowing users to trade privately with support from a broker rather than through the standard self-service flow. It serves both direct consumers trading through Coinify branded pages and businesses embedding the trading functionality into their own applications.

Transak On/Off Ramp is an on/off ramp service that lets partner applications enable users to buy and sell cryptocurrency directly within their own interface. It converts fiat to crypto and crypto to fiat using payment methods such as cards, bank transfers, and local payment options. The service supports multiple cryptocurrencies across a range of blockchains for businesses integrating it via API.

Transak Stream is an on/off ramp service that converts cryptocurrency to fiat automatically. Users complete a one-time identity verification and receive a dedicated wallet address for each supported cryptocurrency and network; any crypto sent to that address is converted and deposited into a linked bank account or card without further manual steps. The service settles most transactions within minutes and is aimed at users who want repeated crypto-to-fiat conversions without repeating setup each time.

Transak Corporate On/Off Ramp is an on/off ramp service for business customers converting between fiat currency and cryptocurrency. It provides dedicated account management and prioritized handling for high-value transactions, along with a multi-day verification process suited to business onboarding requirements. The service is intended for corporate clients needing recurring or large-volume fiat-to-crypto and crypto-to-fiat conversion.

Meld Checkout is a hosted on/off ramp widget offering a customizable checkout URL for embedding or redirecting from applications. Users buy and sell crypto through the widget without requiring direct API integration on the client side. The checkout delegates KYC verification and payment processing to partner onramp providers, requiring only a public widget key to enable.

Meld Virtual Account and Payouts is an on/off ramp service that generates virtual bank accounts for purchasing digital assets and stablecoins via bank transfers. Users complete identity verification and fund their virtual account to buy crypto, or receive payouts as providers transfer funds directly to recipient bank accounts. The service is accessible only through a white-label integration.

Mixin Route enables fiat-to-cryptocurrency purchases through payment processors including Visa, Master, Apple Pay, and Google Pay across multiple countries. The service provides on-ramp functionality while maintaining decentralized custody principles.

Mercuryo On/Off Ramps is a fiat-to-crypto and crypto-to-fiat exchange widget that lets users buy and sell digital assets from within partner apps and websites. It processes transactions through multiple payment methods, including cards, bank transfers, and mobile wallets, while handling identity verification and compliance checks behind the scenes. The widget is embedded by wallets, exchanges, and other Web3 applications to let their users convert between fiat currencies and multiple cryptocurrencies across several blockchains.

Guardarian On/Off Ramp is a fiat-to-crypto and crypto-to-fiat exchange that lets users buy, sell, and swap cryptocurrencies using bank transfers, cards, and digital wallets across multiple fiat currencies. The service also supports transactions in tokens backed by real-world assets such as treasuries and real estate. Users select a currency pair, submit a wallet address, and receive funds through a compliance-integrated conversion process. It serves individual users seeking straightforward crypto access without requiring an account for basic exchanges.

G-OnePay provides users with a single permanent cryptocurrency deposit address that automatically converts incoming crypto to fiat and settles the proceeds to a linked bank account. Users complete verification once, connect their bank details, and reuse the same address indefinitely instead of generating new addresses for each transfer. It is designed for individuals and businesses handling recurring or high-volume settlements.

OnMeta On/Off Ramps is a fiat-to-crypto conversion service that lets platforms offer compliant buy and sell flows for virtual digital assets. It processes INR and PHP payments through local bank rails and mobile payment methods, converting them to digital assets and back. Wallets, exchanges, decentralized applications, and gaming platforms integrate the service through a hosted widget, software development kit, or direct API to add regulated fiat top-up and withdrawal functionality across multiple blockchains.

Safello is a regulated cryptocurrency brokerage for buying, selling, and storing multiple digital assets in Swedish Krona (SEK) via a mobile-first platform. The platform uses Mobile BankID for authentication and Swish for instant fiat payments. A Safello Wallet is automatically created upon a user's first purchase, secured by Fireblocks MPC technology which distributes private keys across parties to eliminate single points of failure. An Auto-Save feature automates recurring purchases through a configurable dollar cost averaging approach, with a reduced transaction fee versus single purchases.

Spritz Off-Ramp is a fiat conversion service that lets users convert cryptocurrency into fiat currency deposited directly to a bank account. It processes outbound transactions from a connected wallet to traditional banking rails while handling identity verification and compliance checks. An address book feature stores repeat payment destinations, and the service works across multiple supported blockchains and stablecoins.

Spritz On-Ramp is a fiat-to-crypto conversion service that lets users buy cryptocurrency directly from a connected bank account. It processes transfers from traditional banking rails into a blockchain wallet while performing identity verification and compliance checks. The service supports multiple blockchains and stablecoins, and allows users to set up automatic recurring purchases.

Peer Protocol is a peer-to-peer onramp and offramp that lets users trade crypto directly with other users through everyday payment apps. Sellers deposit stablecoins into onchain escrow and set rates, while buyers pay through their preferred payment method and receive crypto once payment is verified through privacy-preserving proofs. The protocol keeps funds non-custodial throughout, releasing assets directly to a buyer wallet without a middleman holding funds. It supports trading across multiple blockchains and a range of payment applications and fiat currencies.

MoonPay Crypto On-Off-Ramp is a fiat-to-crypto conversion service that lets individuals buy and sell cryptocurrencies through a hosted widget or headless integration embedded in partner apps and websites. It handles identity verification, fraud checks, payment processing, and settlement behind the scenes, converting fiat currency into crypto or crypto back into fiat using a range of local payment methods. Businesses embed the service into their own products so end users can enter and exit crypto without leaving the host application.

MoonPay Commerce, formerly Helio, is a merchant payment gateway that lets businesses and creators accept cryptocurrency payments for online sales, subscriptions, and digital content. It provides checkout widgets, payment links, and deposit tools that plug into existing websites, apps, and e-commerce platforms, converting incoming crypto into stablecoins or fiat automatically. Merchants access a unified dashboard to manage transactions, generate payment links, issue invoices, and configure recurring billing without needing separate accounts for each function. The platform also supports headless payment integrations and agent-initiated payments for developers building custom checkout flows across multiple blockchains and digital assets.

CoinZoom Cash is a fiat on-ramp service allowing users to deposit cash at retail locations nationwide to fund their CoinZoom account and purchase cryptocurrencies. Users generate a barcode in the CoinZoom mobile app and present it at a participating retailer. Deposited amounts are credited to the user's account for immediate cryptocurrency purchases at exchange rates. The service charges a flat 5% fee and is available at thousands of US retail locations including 7-Eleven stores.

BoomFi Crypto Off-Ramp is an on/off ramp service that allows users to convert cryptocurrency to fiat and withdraw funds directly to bank accounts. It supports settlement in major fiat currencies through regulated banking rails. The service targets businesses and platforms that need to convert crypto holdings into spendable fiat balances.

BoomFi Pay with Exchange is an on/off ramp feature that lets users fund a wallet directly from a centralized exchange account rather than moving funds to a self-custody wallet first. It connects to major exchange accounts and converts balances into supported cryptocurrencies or stablecoins with fiat settlement options. Platforms use it to simplify onboarding for users who hold funds on exchanges rather than in personal wallets.

Coinbase Onramp API enables developers to integrate fiat-to-crypto conversion directly into applications, supporting Apple Pay, debit cards, and zero fees on USDC purchases.

XO Pay is a native fiat-to-crypto conversion through Coinme's Crypto-as-a-Service API, enabling direct asset purchases within Exodus Mobile. The system supports multiple payment methods while maintaining self-custody through integrated verification and settlement.

NoOnes Direct Buy is an on/off ramp service that lets users purchase cryptocurrency using bank transfers, cards, or mobile payment methods. It converts fiat payments into stablecoins or other supported assets, depositing them directly into a NoOnes wallet. The service targets users seeking a quick fiat-to-crypto entry point without navigating peer-to-peer negotiations.

NoOnes Cash Out is an on/off ramp service enabling users to convert cryptocurrency into local currency, sending proceeds to a bank account or mobile money wallet. Users deposit crypto or swap other assets into a supported currency, then choose between a fast liquidity-provider sale or a flexible peer negotiation for the payout. It serves users who need to exit crypto holdings into cash across supported regions.

Paybis Exchange is a consumer platform for converting between fiat currencies and cryptocurrencies. It lets users buy, sell, and swap digital assets using credit cards, debit cards, and bank transfers, with funds settled instantly. The service supports a wide range of digital assets and fiat currencies and operates under regulatory registrations across multiple jurisdictions.

Paybis White Label On/Off Ramp is a business-facing API product that lets companies embed cryptocurrency buying, selling, and swapping into their own platforms. It offers direct URL integration, an embeddable SDK, and API-based checkout, handling fiat-to-crypto and crypto-to-fiat conversion with customizable interfaces. The service also provides a no-KYC flow option and crypto-to-crypto swaps within the same integration.

Bitzaro Pay Widget is a fiat-to-crypto on-ramp solution that enables businesses to integrate crypto purchasing capabilities directly into their platforms through widget or API implementation. The service supports multiple payment methods and various tokens with 90%+ conversion rates and zero chargebacks.

OVEX Stablecoin Conversion is an on-ramp service that converts US dollars to a dollar-pegged stablecoin at a 1:1 ratio for a flat conversion fee. Users wire USD to an offshore facility, and upon settlement their OVEX account is immediately credited with the equivalent stablecoin amount. The service avoids the wire intake fees and processing charges common to traditional conversion methods and bypasses market volatility by providing a direct 1:1 conversion rather than a market-based trade.

A fiat-to-crypto onramp solution enabling users to purchase cryptocurrencies using traditional payment methods including credit cards, debit cards, Google Pay, and Apple Pay through integration with Alchemy Pay's payment infrastructure.

Pay-out is an On/Off Ramp product that converts stablecoins into local fiat currency for recipients across multiple markets. It routes USDC and USDT to bank accounts, mobile wallets, or payment cards, or settles on-chain, using stablecoin-backed liquidity to enable near-instant local payouts. Businesses making global payouts, such as marketplaces, creator platforms, and trading firms, use it to disburse funds without pre-funding local accounts in every market.

Sphere Embedded Ramp is a hosted widget enabling end users to buy or sell stablecoins using fiat payment rails within third-party applications. The widget handles KYC and KYB workflows, payment processing, and regulatory compliance while allowing the host platform to apply custom theming. It provides transfer history and real-time status updates for end users converting between fiat currencies and stablecoins across multiple blockchains.

SpherePay Dashboard is a self-serve web application enabling businesses to manage global stablecoin payments without code. The dashboard provides interfaces for sending, receiving, converting, and ramping between fiat and stablecoins, with integrated compliance workflows, transaction tracking, and settlement management, accessed through a single business account. It is used by businesses seeking full on- and off-ramping functionality alongside broader payments support in a no-code interface.

Simplex Payment Gateway enables exchanges and wallets to accept credit and debit card payments for cryptocurrency purchases through an embeddable checkout integration. Businesses integrate the gateway to allow their users to buy digital assets directly with fiat payment methods.

Simplex is a fiat-to-crypto on/off-ramp enabling users to purchase cryptocurrencies using credit and debit cards through exchange and wallet integrations. Platforms embed Simplex to allow customers to buy digital assets directly with traditional payment methods.

Bitnovo is an on-ramp and off-ramp platform enabling users to buy cryptocurrencies via card, bank transfer, or retail vouchers, sell cryptocurrencies for euro withdrawals, exchange between digital assets, and purchase retail gift cards with cryptocurrency. The platform operates through a self-custody wallet application where users maintain control of private keys.

Bitnovo Ramp is a B2B on/off ramp API enabling platforms and fintechs to embed crypto-to-fiat and fiat-to-crypto conversion into their own products. Businesses connect to Bitnovo's payment rails, compliance infrastructure, and European liquidity network through a single API integration.