List of On/Off Ramp companies in Web3 (2026)

Anchor Platform is a developer toolkit and reference implementation for building fiat on-ramp and off-ramp services on the Stellar network. The platform provides standardized SEP (Stellar Ecosystem Proposal) interfaces for KYC, deposit/withdrawal flows, and wallet integration, allowing anchors to launch compliant services without rebuilding the protocol layer. Anchors operate as the connection between Stellar-native assets and traditional banking rails.

Onramper Onramp is a fiat-to-crypto aggregation product that connects business integrations to dozens of underlying onramp providers through a single API. The product routes end users to the optimal provider based on country, payment method, KYC requirements, and provider success rates, surfacing the best available conversion rate and fees. Businesses integrate once and gain global coverage across credit cards, bank transfers, and local payment methods.

Kraken Ramp is a fiat-to-crypto on/off-ramp API that enables third-party platforms to embed compliant buy and sell flows through a single integration. The API supports various digital assets across multiple blockchains with several payment methods including ACH, SEPA, PIX, Apple Pay, and Google Pay across multiple markets.

Binance Connect is a B2B fiat on/off ramp API enabling Web3 platforms to offer crypto purchasing and selling via Binance's fiat and P2P infrastructure. It supports multiple fiat currencies, cryptocurrencies, and payment methods including credit cards, bank transfers, and P2P. Third-party wallets, DApps, and Web3 applications integrate the service to provide their users with fiat-to-crypto conversion without building independent payment compliance layers.

Gate Connect is an on/off-ramp service enabling fiat-to-crypto and crypto-to-fiat conversions within the Gate Exchange platform. It supports multiple fiat currencies and cryptocurrencies using debit and credit cards, bank transfers, Apple Pay, Google Pay, PIX, and PromptPay. The service includes recurring buy functionality and operates as a self-hosted ramp integrated directly into Gate's Buy Crypto flow.

EMCD Ramps is a fiat on-ramp and off-ramp service for purchasing and selling cryptocurrency using traditional payment methods. On-ramp users can buy digital assets and stablecoins in a range of fiat currencies using debit card or bank payment. Off-ramp users can sell selected cryptocurrencies for USD, EUR, or GBP. The service is accessible through the EMCD platform and mobile app.

Instant Buy enables immediate cryptocurrency purchases at fixed quoted prices using various payment methods including credit cards and bank transfers.

Onramps and Offramps converts fiat currency to cryptocurrency and vice versa through headless APIs and hosted widgets. The system includes payment processing, chargeback protection, KYC verification, and AML screening for stablecoin transactions.

TransFi Ramp is an on/off ramp product that enables users to buy and sell digital assets and stablecoins using local payment methods across multiple countries. The platform supports credit cards, debit cards, bank transfers, and mobile wallets with instant transaction processing. It is designed for users converting between fiat currencies and digital assets.

Mt Pelerin Exchange provides crypto-fiat trading services with KYC-free transactions up to certain limits, supporting bank transfers and card payments across multiple fiat currencies.

On/Off Ramp is a bidirectional conversion service that lets users and businesses move funds between stablecoins and local African currencies. It supports cash-in and cash-out flows through mobile money channels, including STK push prompts, alongside bank transfer options. Blockchain protocols, decentralized applications, and fintechs use the service to onboard users and settle stablecoin transactions into local currency and back.

Transfero Ramp enables users to buy and sell cryptocurrencies using traditional banking methods through PIX integration. The platform provides fiat-to-crypto conversion services with secure and simplified onboarding processes.

Swapped Ramp is an on/off-ramp service that lets individuals and businesses convert between fiat currency and cryptocurrency. Users select an asset, pay through a supported local payment method, and receive funds directly in their own wallet without the provider holding custody. The service also offers a business integration enabling platforms to embed buy and sell flows for their customers. It supports multiple payment methods and a range of cryptocurrencies across numerous countries.

Topper is a fiat-to-crypto on-ramp and crypto-to-fiat off-ramp delivered through an embeddable widget and developer APIs for business partners and wallets. Consumers buy crypto directly to a self-custodial wallet using cards, digital wallets, or bank transfers, and sell crypto to receive fiat on a linked debit card. The product supports recurring purchases and integrates via a web SDK, mobile SDK, REST API, webhooks, and single sign-on for partner applications.

Alchemy Pay On/Off Ramp enables users to convert between fiat currencies and cryptocurrencies across multiple countries using multiple payment methods including Visa, Mastercard, mobile wallets, and bank transfers.

Atlas On & Off-Ramp enables fast, compliant conversion between fiat currencies and digital assets including stablecoins, crypto, and tokenized assets for institutional clients across multiple countries. Companies and private wealth structures move capital between traditional banking rails and digital asset accounts through Atlas's MSB-registered infrastructure.

CoinGate Personal Crypto Exchange enables individual users to buy cryptocurrency with credit cards and manage digital assets. It provides deposit, swap, and withdrawal functionality alongside a multi-currency account for holding and converting crypto and fiat balances in one place.

Allows instant purchase of cryptocurrencies with Indian Rupees (INR) using UPI or IMPS.

MaiCoin operates as a digital asset brokerage platform supporting fiat-to-crypto transactions through bank transfers and convenience store payments. The platform enables direct cryptocurrency purchases with TWD and USD while maintaining regulatory compliance through FSC AML requirements and ISO 27001 certification. Users can also purchase NFTs and lend crypto.

Meld Checkout is a hosted on/off ramp widget offering a customizable checkout URL for embedding or redirecting from applications. Users buy and sell crypto through the widget without requiring direct API integration on the client side. The checkout delegates KYC verification and payment processing to partner onramp providers, requiring only a public widget key to enable.

Virtual Accounts is a financial services platform product that issues reusable local bank account details for businesses to collect fiat payments from their customers. It automatically converts deposited fiat into a dollar-pegged stablecoin and forwards the funds to a nominated wallet, letting platforms accept local currency inflows without operating their own bank accounts. Businesses use it to embed payment collection inside their own products, top up user balances, or receive exchange and fintech deposits across multiple local currencies and rails.

Transak On/Off Ramp is an on/off ramp service that lets partner applications enable users to buy and sell cryptocurrency directly within their own interface. It converts fiat to crypto and crypto to fiat using payment methods such as cards, bank transfers, and local payment options. The service supports multiple cryptocurrencies across a range of blockchains for businesses integrating it via API.

Mixin Route enables fiat-to-cryptocurrency purchases through payment processors including Visa, Master, Apple Pay, and Google Pay across multiple countries. The service provides on-ramp functionality while maintaining decentralized custody principles.

Morph Payments is a stablecoin payment platform for online businesses that lets merchants accept, send, and convert stablecoin payments globally. It provides hosted checkout, payment links, an embeddable widget, batch payouts, fiat off-ramp, and idle-balance yield through a merchant dashboard, alongside a gateway API, SDKs, and webhooks for developer integration. Payments settle on the Morph blockchain, with merchants receiving funds on-chain across multiple supported chains and stablecoins. The platform also supports autonomous AI agent payments through a machine-readable payment protocol.

Mercuryo On/Off Ramps is a fiat-to-crypto and crypto-to-fiat exchange widget that lets users buy and sell digital assets from within partner apps and websites. It processes transactions through multiple payment methods, including cards, bank transfers, and mobile wallets, while handling identity verification and compliance checks behind the scenes. The widget is embedded by wallets, exchanges, and other Web3 applications to let their users convert between fiat currencies and multiple cryptocurrencies across several blockchains.

OnMeta On/Off Ramps is a fiat-to-crypto conversion service that lets platforms offer compliant buy and sell flows for virtual digital assets. It processes INR and PHP payments through local bank rails and mobile payment methods, converting them to digital assets and back. Wallets, exchanges, decentralized applications, and gaming platforms integrate the service through a hosted widget, software development kit, or direct API to add regulated fiat top-up and withdrawal functionality across multiple blockchains.

Safello is a regulated cryptocurrency brokerage for buying, selling, and storing multiple digital assets in Swedish Krona (SEK) via a mobile-first platform. The platform uses Mobile BankID for authentication and Swish for instant fiat payments. A Safello Wallet is automatically created upon a user's first purchase, secured by Fireblocks MPC technology which distributes private keys across parties to eliminate single points of failure. An Auto-Save feature automates recurring purchases through a configurable dollar cost averaging approach, with a reduced transaction fee versus single purchases.

Spritz Off-Ramp is a fiat conversion service that lets users convert cryptocurrency into fiat currency deposited directly to a bank account. It processes outbound transactions from a connected wallet to traditional banking rails while handling identity verification and compliance checks. An address book feature stores repeat payment destinations, and the service works across multiple supported blockchains and stablecoins.

Guardarian On/Off Ramp is a fiat-to-crypto and crypto-to-fiat exchange that lets users buy, sell, and swap cryptocurrencies using bank transfers, cards, and digital wallets across multiple fiat currencies. The service also supports transactions in tokens backed by real-world assets such as treasuries and real estate. Users select a currency pair, submit a wallet address, and receive funds through a compliance-integrated conversion process. It serves individual users seeking straightforward crypto access without requiring an account for basic exchanges.

Peer Protocol is a peer-to-peer onramp and offramp that lets users trade crypto directly with other users through everyday payment apps. Sellers deposit stablecoins into onchain escrow and set rates, while buyers pay through their preferred payment method and receive crypto once payment is verified through privacy-preserving proofs. The protocol keeps funds non-custodial throughout, releasing assets directly to a buyer wallet without a middleman holding funds. It supports trading across multiple blockchains and a range of payment applications and fiat currencies.

CoinZoom Cash is a fiat on-ramp service allowing users to deposit cash at retail locations nationwide to fund their CoinZoom account and purchase cryptocurrencies. Users generate a barcode in the CoinZoom mobile app and present it at a participating retailer. Deposited amounts are credited to the user's account for immediate cryptocurrency purchases at exchange rates. The service charges a flat 5% fee and is available at thousands of US retail locations including 7-Eleven stores.

MoonPay Crypto On-Off-Ramp is a fiat-to-crypto conversion service that lets individuals buy and sell cryptocurrencies through a hosted widget or headless integration embedded in partner apps and websites. It handles identity verification, fraud checks, payment processing, and settlement behind the scenes, converting fiat currency into crypto or crypto back into fiat using a range of local payment methods. Businesses embed the service into their own products so end users can enter and exit crypto without leaving the host application.

BoomFi Crypto Off-Ramp is an on/off ramp service that allows users to convert cryptocurrency to fiat and withdraw funds directly to bank accounts. It supports settlement in major fiat currencies through regulated banking rails. The service targets businesses and platforms that need to convert crypto holdings into spendable fiat balances.

XO Pay is a native fiat-to-crypto conversion through Coinme's Crypto-as-a-Service API, enabling direct asset purchases within Exodus Mobile. The system supports multiple payment methods while maintaining self-custody through integrated verification and settlement.

Coinbase Onramp API enables developers to integrate fiat-to-crypto conversion directly into applications, supporting Apple Pay, debit cards, and zero fees on USDC purchases.

Paybis Exchange provides fiat-to-cryptocurrency conversion services through credit cards, debit cards, and bank transfers. The platform supports over 150 digital assets and fiat currencies with instant processing and regulatory compliance across multiple jurisdictions.

NoOnes Direct Buy is an on/off ramp service that lets users purchase cryptocurrency using bank transfers, cards, or mobile payment methods. It converts fiat payments into stablecoins or other supported assets, depositing them directly into a NoOnes wallet. The service targets users seeking a quick fiat-to-crypto entry point without navigating peer-to-peer negotiations.

Robinhood Connect is a crypto on-ramp and off-ramp service that lets users buy and sell cryptocurrency directly to and from self-custody wallets and dapps. Transactions can be funded via Robinhood buying power, debit card, or bank account. Developers can embed the service into dapps through a turnkey integration, and Robinhood customers pay no fee for transfers from their Robinhood account.

A fiat-to-crypto onramp solution enabling users to purchase cryptocurrencies using traditional payment methods including credit cards, debit cards, Google Pay, and Apple Pay through integration with Alchemy Pay's payment infrastructure.

Pay-out is an On/Off Ramp product that converts stablecoins into local fiat currency for recipients across multiple markets. It routes USDC and USDT to bank accounts, mobile wallets, or payment cards, or settles on-chain, using stablecoin-backed liquidity to enable near-instant local payouts. Businesses making global payouts, such as marketplaces, creator platforms, and trading firms, use it to disburse funds without pre-funding local accounts in every market.

Simplex Payment Gateway enables exchanges and wallets to accept credit and debit card payments for cryptocurrency purchases through an embeddable checkout integration. Businesses integrate the gateway to allow their users to buy digital assets directly with fiat payment methods.

Bitnovo is an on-ramp and off-ramp platform enabling users to buy cryptocurrencies via card, bank transfer, or retail vouchers, sell cryptocurrencies for euro withdrawals, exchange between digital assets, and purchase retail gift cards with cryptocurrency. The platform operates through a self-custody wallet application where users maintain control of private keys.

AvanChange is an on/off-ramp exchange service that lets users buy, sell, and swap cryptocurrencies with fiat through bank cards, bank transfers, e-wallets, and cash, as well as crypto-to-crypto exchanges.

Sphere Ramp enables conversion between fiat currencies and stablecoins with direct bank settlement and competitive OTC rates for cross-border transactions.

Banxa Checkout is an on/off-ramp product that lets users convert between fiat currencies and cryptocurrencies through a hosted checkout interface. It processes buy and sell orders with integrated payment methods, wallet handling, and KYC/AML compliance checks. Businesses embed the checkout via iframe, redirect, or SDK to offer fiat-to-crypto and crypto-to-fiat conversion to their own users across multiple blockchain networks.

The Stablecoin Settlement Network provides cross-border fund transfer infrastructure via stablecoin rails across multiple blockchain networks, supporting institutional treasury operations. Automated workflows process transactions across several major stablecoins, minimizing settlement risk and enabling continuous liquidity management for global treasury participants.

CoinW Buy & Sell Crypto is a fiat gateway that lets users purchase or liquidate digital assets with multiple payment methods and competitive rates.

Interlace CryptoConnect is an on/off-ramp service that facilitates cryptocurrency-to-fiat conversions and digital asset management for enterprise users and Web3 businesses.

Regulated E-Money Infrastructure implements authorized electronic money issuance through European EMI licensing, enabling multi-currency blockchain transactions with direct traditional banking integration. The system provides regulated stablecoin issuance including EURe, USDe, GBPe, and ISKe tokens, Web3 IBAN accounts for automatic fiat-to-token conversion, and developer APIs for programmatic access to compliant cross-border payment infrastructure

Lunu On-Ramp is a fiat-to-crypto checkout that lets businesses offer cryptocurrency purchases via cards and wallets with API integration.