List of Payment network projects on Ethereum (2026)

Circle Payments Network (CPN) implements cross-chain settlement through a coordination protocol, enabling financial institutions to transfer funds globally using regulated stablecoins. The system connects diverse participants while maintaining compliance across multiple blockchains.

Fireblocks Network is a connectivity layer linking banks, exchanges, liquidity providers, and counterparties for institutional digital asset transfers. Participants connect once to access the full network, with automated address verification and direct settlement eliminating manual deposit address management. The network supports stablecoin-based cross-border payments, treasury operations, and institutional settlement with compliance checks embedded into transfers.

TransFi BizPay is a payment network product that facilitates fund transfers between businesses and individuals across many countries through a chat-based interface. The system routes transactions through multiple local payment methods with dynamic routing, supporting both fiat and stablecoin settlement rails. It serves businesses and individuals needing international payments processed through a single platform.

TransFi Payouts is a payment network product that enables businesses to send funds to vendors, freelancers, and partners globally using fiat currencies or stablecoins. The system supports multiple local payment methods with automated bulk payment processing and real-time settlement. It serves businesses that need to disburse funds across many countries and payment rails.

BizPay Pro is a payment network product that unifies global collections, payouts, treasury management, foreign-exchange conversion, and digital-asset settlement for businesses. It routes transactions across bank transfers, cards, and stablecoin rails, allowing companies to move funds across many countries through a single integration. The platform supports multi-currency wallets and settlement in stablecoins alongside fiat, serving businesses that need cross-border payment operations at scale.

Transfero Payments is a cross-border payment network that moves value between businesses through Pix, wire, crypto, and eFX currency-exchange rails. It orchestrates collection, foreign-exchange conversion, settlement, and local-currency payout across multiple countries through a single infrastructure layer branded as the Transfero Payments Network, connecting banking rails, stablecoin infrastructure, and liquidity providers. Companies operating in Latin America and beyond use it to send and receive funds internationally with predictable settlement times.

Transfero BaaSiC is a banking-as-a-service platform that provides a single API connecting fiat and crypto payment rails for businesses operating in Brazil and abroad. It enables companies to create and manage local digital accounts, process Pix pay-ins and pay-outs, and handle wire transfers and identity verification without holding a local banking license. The platform is aimed at fintechs, payment processors, marketplaces, and crypto platforms seeking to embed compliant local payment operations.

Bitnob Payments is a payout network that lets businesses disburse funds to recipients across multiple countries using local payment rails such as bank transfers and mobile money. It converts Bitcoin or stablecoin deposits into local fiat currency, delivering payouts individually or in bulk through a single API. The service is used by payroll, remittance, and marketplace platforms that need to pay recipients in local currency without requiring them to hold crypto.

Sygnum Connect is a 24/7 multi‑asset settlement network with instant settlement for fiat, crypto assets and stablecoins, API and Fireblocks integration, and add‑on DvP and liquidity services.

Orbital Platform is a payment network that unifies stablecoin and traditional payment rails for enterprises moving money across borders. It provides multi-currency accounts, named virtual IBANs, stablecoin wallets, and real-time currency exchange, with automated settlement for business transactions. Businesses receive, hold, exchange, and send funds across stablecoins, fiat currencies, and exotic currencies through a single web platform, initiating transfers via the web interface, bulk files, or a dedicated trading desk for large or complex trades. The dedicated desk negotiates tailored pricing for high-value or non-standard currency exchanges outside the standard automated flow.

Lyzi Payment Gateway is a merchant payment gateway that lets retailers, e-commerce sites, brands, PSPs, banks, and nonprofits accept cryptocurrency and stablecoin payments. It connects to point-of-sale systems, checkout flows, and banking partners through a single API, routing transactions across multiple blockchains and wallets or exchanges before converting proceeds to fiat or stablecoins for merchant payout. The platform also provides payment links, buy buttons, and e-commerce plugins for online integration, alongside an administrative backoffice for merchants to manage balances, transfers, and identity verification.

io.network is a private blockchain-based settlement platform providing 24/7 instant transaction finality for financial institutions and enterprises. The system leverages private blockchain technology to enable real-time settlement with compliance analytics, supporting seamless payment processing through multi-currency rails. Operating continuously without traditional banking hours limitations, the platform facilitates institutional-grade settlement infrastructure with anti-fraud authentication and treasury management capabilities.

NAKA Payment Network is a payment network that provides stablecoin-based settlement rails for card issuance and partner payments. It processes transactions on-chain in real time, replacing batch clearing and multi-day reconciliation with continuous settlement across a consolidated treasury. Businesses use the network to move value between validated participants while avoiding regional pre-funding requirements.

Coinflow is a payment infrastructure platform that enables businesses to accept customer payments and send payouts to users worldwide. It processes credit and debit cards, bank transfers, digital wallets, and stablecoin payments, and settles funds to a merchant wallet or bank account through instant or standard rails. The platform also handles fraud protection, chargeback indemnification, and regulatory compliance for merchants. Additional capabilities include recurring subscription billing and multi-party marketplace payments with split settlements and automated seller payouts.

The Monica Off-Ramp API is a developer platform that lets registered businesses programmatically convert customer cryptocurrency deposits into naira settlements. It issues per-user deposit wallets, tracks on-chain deposits through webhooks, locks a conversion rate on confirmation, and pays out naira to a corporate bank account within seconds. Businesses undergo a separate know-your-business onboarding and are charged a per-transaction fee capped at a fixed dollar amount, distinct from the consumer app experience.

BlockWyre Payments is a B2B payment orchestration platform that lets businesses accept and send funds across bank rails and blockchain networks through a unified API and dashboard. It processes pay-ins and pay-outs in stablecoins alongside major cryptocurrencies, converting between fiat and digital assets and settling transactions on-chain or via traditional rails. Technology providers, e-commerce platforms, remittance operators, and payment companies embed the infrastructure to automate collection, disbursement, cross-border settlement, and reconciliation workflows at scale.

Velafi Global Payments is a cross-border payment service for businesses to move money between fiat currencies across countries. It connects local real-time payment rails to stablecoin settlement, converting sender funds to a stablecoin and back to local currency for the recipient. Businesses and platforms use it to send and receive fiat payments across Latin America, Asia, and the United States without setting up local banking relationships, accessible through a web dashboard or API integration.

ICPay Payment Processor is a multi-chain payment network that lets merchants and developers accept cryptocurrency and card-based payments across several blockchain ecosystems. It processes payment intents through a hosted API, an embeddable software development kit, and prebuilt payment widgets, converting between stated dollar amounts and on-chain tokens with sub-two-second settlement. Wallet connection helpers, an optional fiat onramp, and plugins for common content and commerce platforms let merchants add checkout flows, tips, paywalls, and donation tools without building custom payment infrastructure. Developers use the accompanying developer kit and widget components to embed the same payment flows directly into websites and applications.

Bullring Finance is an application programming interface and over-the-counter payments platform that lets businesses collect, convert, and pay out funds across borders. It combines local currency collection, cross-border settlement over stablecoin rails, and payouts in local currency into a single programmable layer, with fiat-to-stablecoin and stablecoin-to-fiat conversion handled through regulated partners. Businesses integrate through an application programming interface, web widgets, or plugins to manage multi-currency virtual accounts, process remittances, and view treasury positions across markets from one dashboard.

Saber Money is a stablecoin-based payment infrastructure offering fiat-to-crypto onramp and crypto-to-fiat offramp services for cross-border payments. It processes fiat payments through local payment rails, converts funds to stablecoins at real-time exchange rates, and settles value on-chain before delivering local currency payouts or crypto to a wallet. Merchants integrate through REST APIs or a hosted SDK with prebuilt widgets, using built-in KYC and AML compliance modules, webhook-based transaction tracking, and a merchant dashboard for account and transaction management. The platform also supports business-facing multi-currency account management for holding and moving funds across markets.

Minisend is a cross-chain stablecoin settlement platform that lets individuals and businesses deposit USDC or USDT from multiple blockchains into a single address and convert the balance to local currency. The platform settles payouts to mobile money accounts such as M-Pesa or to local bank accounts across supported African markets. Beyond the consumer app, it offers a merchant dashboard with hosted checkout, payment links, invoicing, and scheduled auto-settlement, alongside off-ramp, on-ramp, and wallet APIs for developers to embed the same conversion and settlement flow into their own products.

Mesta Payment Network is a payment network that processes stablecoin-to-fiat, fiat-to-stablecoin, and fiat-to-fiat transfers across multiple countries and currencies. It combines blockchain rails with local banking connections to settle transactions in real time or same-day, and provides named virtual accounts with dedicated local account numbers for collecting and holding balances in several currencies. The network also offers self-custody wallets that let businesses hold and move stablecoins across multiple blockchains without an intermediary controlling the funds. Businesses integrate through a RESTful API covering sender and beneficiary onboarding, payment methods, wallet address management, quote generation, and order execution, with built-in KYC, AML, and sanctions screening.

Conduit Platform is a payment network that connects local banking rails with stablecoin infrastructure through a unified API and dashboard. It lets fintechs, payment service providers, and banks open multi-currency USD accounts and wallets, move funds through fiat rails or stablecoins, and manage compliance and settlement from one system. Businesses integrate the API to embed accounts and payments, while treasury and finance teams use a no-code dashboard for the same underlying accounts and transfers. The platform supports multiple stablecoins and blockchains alongside conventional payment rails, and handles KYB, AML, and transaction monitoring by default.

Oneremit is a business-to-business cross-border payment platform that lets companies send and receive international payments in multiple currencies. It provides transparent foreign-exchange rates, same-day or instant settlement depending on corridor, and beneficiary management with real-time transfer tracking. The platform serves small and medium businesses and large corporates making regular international payments such as suppliers, partners, or tuition fees, with built-in compliance controls. A personal remittance offering is in a waitlist stage ahead of public launch.

Cross River CRNow is a payment network that combines fiat rails with stablecoin settlement and crypto-native payment capabilities for fintechs, exchanges, and crypto platforms. The product provides USD-to-stablecoin conversion with real-time mint and burn, crypto-linked card programs, network settlement in stablecoins, and fiat on and off ramp services through bank-grade compliance infrastructure.

MANSA Protocol is a cross-border settlement platform that provides on-demand stablecoin capital to licensed payment operators through a single API. It replaces prefunded corridor accounts with liquidity delivered at the moment of settlement, alongside currency conversion, instant payouts, and dedicated virtual account issuance. Payment operators use it to move funds across markets in Africa, Latin America, the Middle East, and Southeast Asia without holding idle capital in every corridor. The platform also streams institutional foreign-exchange pricing and issues per-client or per-corridor virtual IBANs for automated reconciliation.

Mural Pay Platform is a payment network providing cross-border payment infrastructure that combines stablecoin and traditional fiat rails. It enables businesses to store balances, send and receive payments, convert currencies, earn yield on idle funds, and manage compliance through a single interface or API. Fintechs, marketplaces, banks, and payroll providers use it to launch multi-currency accounts, stablecoin wallets, and payout flows without building their own regulatory infrastructure.

t-0 Network is an institutional settlement network for cross-border payments using USDT-based net settlement. It uses a real-time FX order book for quote matching, payment orchestration for secure data exchange, and a settlement engine that records transactions and nets balances between participants. Financial institutions such as banks, fintechs, and payment platforms use it to collect, settle, and pay out across borders through a single integration.