List of Payment network companies in Web3

Circle Payments Network (CPN) implements cross-chain settlement through a coordination protocol, enabling financial institutions to transfer funds globally using regulated stablecoins. The system connects diverse participants while maintaining compliance across multiple blockchains.

TransFi BizPay operates payment network infrastructure that facilitates fund transfers between businesses and individuals across many countries. The system uses AI-powered dynamic routing through multiple local payment methods with both fiat and stablecoin settlement rails.

Transfero Payments facilitates cross-border transactions through Pay-in and Pay-out solutions for companies operating in Latin America. The system supports Pix payments, crypto transactions, and eFX currency exchange services.

Fortress Settlement Network is a real-time payment network that enables instant fiat settlement between counterparties 24/7/365. The network facilitates immediate settlement between parties without traditional banking delays, providing businesses with faster payment processing capabilities.

Sygnum Connect is a 24/7 multi‑asset settlement network with instant settlement for fiat, crypto assets and stablecoins, API and Fireblocks integration, and add‑on DvP and liquidity services.

XDC Payments is a blockchain-powered payment infrastructure enabling cross-border transactions and institutional settlements. The platform facilitates real-time settlements using stablecoins and digital assets, integrates with SWIFT networks, and provides on-ramp and off-ramp capabilities for fiat-to-crypto conversions with escrow-based confirmation mechanisms.

Circles Protocol creates decentralized personal currencies through ERC-1155 smart contracts on Gnosis Chain, enabling trust-based value exchange and group currencies with built-in demurrage mechanisms.

Bitnob Global Payouts service enables seamless crypto-to-fiat transfers to over 30 local currencies.

x402 is an open source payment protocol built on HTTP that enables instant stablecoin payments and automated microtransactions for AI agents and IoT systems.

KODO Enterprise Payment Platform is a B2B digital currency payment solution that enables businesses to use cryptocurrency as a global payment method. The platform provides enterprise-level payment processing capabilities with real-time quotes and multi-currency support for business transactions.

io.network is a private blockchain-based settlement platform providing 24/7 instant transaction finality for financial institutions and enterprises. The system leverages private blockchain technology to enable real-time settlement with compliance analytics, supporting seamless payment processing through multi-currency rails. Operating continuously without traditional banking hours limitations, the platform facilitates institutional-grade settlement infrastructure with anti-fraud authentication and treasury management capabilities.

Orbital Platform provides global payment infrastructure through unified stablecoin and traditional payment rails, enabling enterprises to send, receive, and manage money across borders. The system includes multi-currency accounts, stablecoin wallets, named vIBANs, real-time foreign exchange, and automated settlement for business payments.

A tokenized open payment operating system built on PlatON blockchain establishing standards for cross-border payment clearing through tokenized money, enabling financial institutions to issue compliant digital assets, process real-time remittances, and facilitate multi-currency on-chain payment acquiring with transaction settlement in 1.062 seconds.

Offramp Accounts provide USD account services enabling users to receive payments via ACH, Wire, and IAT transfers. The system offers structured savings solutions with interest earnings from US Treasury yields.

NAKA Payment Network is a blockchain-based payment scheme that executes transactions through smart contracts while maintaining EMV compliance, enabling businesses to integrate crypto payments into existing infrastructure.

Mastercard Multi-Token Network facilitates real-time settlement of tokenized deposits and stablecoins between financial institutions through blockchain infrastructure. The network enables banks to mint, burn, and transfer digital tokens while maintaining 24/7 interbank settlement capabilities.

GridSwitch enables real-time payments through domestic payment systems, allowing regulated institutions to move money in any currency globally. The platform connects traditional banking infrastructure with modern payment rails for 24/7 cross-border transfers.

Proprietary intra-bank and inter-bank peer-to-peer settlement network enabling instant, low-cost fund transfers between FV Bank customers and other financial institutions 24/7.

SGB Net is a real-time, multi-currency clearing network that enables instant, free transfers between accounts 24/7 without relying on SWIFT or traditional banking hours. The platform connects institutions and individuals across the digital economy and supports efficient cross-border payments.

Velafi Global Payments is a cross-border service for businesses to move money between bank accounts across countries. It uses stablecoin rails to settle fiat-to-fiat transfers and supports compliance and treasury operations.

Onta Network is a payment network that bridges Web3 capital with Web2 commerce through regulation-aligned tools. It enables crypto payment acceptance, unified fiat and crypto account management, and flexible payouts, with on-chain compliance and privacy-preserving KYC.

FX On-Chain enables blockchain-native foreign exchange infrastructure through automated stablecoin conversions between local currencies and USD-backed tokens. The system supports cross-border payments, remittances, and trade finance with transparent on-chain settlement mechanisms.

Conduit Platform connects local payment rails with stablecoins through a unified API, enabling cross-border transactions across USD, local currencies, and USDC. The system supports SWIFT, ACH, and regional payment methods while handling currency conversion and regulatory compliance.

Cybrid Platform provides turnkey payment infrastructure through REST APIs, enabling businesses to integrate fiat and crypto payment processing with embedded compliance. The platform offers KYC and KYB verification, FBO account management, ACH and Wire connectivity, crypto wallet infrastructure with MPC security, and stablecoin conversion services. It supports multi-rail payments including RTP, FedNow, USDC, USDT, and Bitcoin Lightning Network, allowing developers to build compliant financial products without managing direct banking relationships.

Mural Pay Platform provides cross-border payment infrastructure through stablecoin and traditional rails, enabling pay-ins, payouts, invoicing, and virtual account management. The system processes multi-currency transactions while maintaining regulatory compliance across the Americas.

Worldpay Payments is a platform for accepting and managing transactions. It helps businesses process payments in-store, online, and on mobile through one integrated system.

MoneyGram Money Transfer is a cross-border payment platform facilitating international fund transfers through retail locations, online channels, and mobile applications. The system processes remittances to bank accounts, mobile wallets, or cash pickup locations across global agent networks. The mobile application integrates stablecoin settlement infrastructure using USDC on Stellar blockchain, enabling users to hold USD-backed digital balances and access cryptocurrency conversion services. Users initiate transfers digitally or at physical locations with delivery through account deposits, digital wallet storage, or cash distribution at participating agent sites.

Stablepay is a stablecoin-powered payment network that enables instant, cost-effective transfers between wallets, telcos, fintechs, and financial institutions across Africa. Built on Solana technology, the platform allows users to send stablecoins that convert to local currency instantly, facilitating onchain payments with real-time authentication and settlement.

Brex Stablecoin Payments enables businesses to accept stablecoins with automatic USD conversion, send stablecoins from USD balances, and pay card balances with stablecoins. The system processes transactions through blockchain rails while maintaining integration with traditional banking infrastructure, offering instant settlement and zero transaction fees for cross-border business payments.

Skyfire is a payment network infrastructure that enables AI agents to make and receive payments autonomously using digital wallets, identity verification through Know Your Agent (KYA), and programmable payment rules. The system supports USDC stablecoin transactions and traditional payment rails with spending controls, enterprise-grade security features, and includes a developer playground for testing and integration.