List of Payment network companies in Web3 (2026)

Circle Payments Network (CPN) implements cross-chain settlement through a coordination protocol, enabling financial institutions to transfer funds globally using regulated stablecoins. The system connects diverse participants while maintaining compliance across multiple blockchains.

Jupiter Global provides onchain-powered payment capabilities through the Jupiter Mobile app. The product suite includes the Jupiter Card for card-based payments, Global Send for USD SWIFT transfers to multiple countries, local payouts in various currencies, and QR Pay for scan-to-pay across APAC with zero fees. Jupiter Global connects onchain finance with traditional payment rails, enabling users to spend and transfer value globally from their Jupiter wallet.

TransFi BizPay operates payment network infrastructure that facilitates fund transfers between businesses and individuals across many countries. The system uses AI-powered dynamic routing through multiple local payment methods with both fiat and stablecoin settlement rails.

Transfero Payments facilitates cross-border transactions through Pay-in and Pay-out solutions for companies operating in Latin America. The system supports Pix payments, crypto transactions, and eFX currency exchange services.

Fortress Settlement Network is a real-time payment network that enables instant fiat settlement between counterparties 24/7/365. The network facilitates immediate settlement between parties without traditional banking delays, providing businesses with faster payment processing capabilities.

Sygnum Connect is a 24/7 multi‑asset settlement network with instant settlement for fiat, crypto assets and stablecoins, API and Fireblocks integration, and add‑on DvP and liquidity services.

XDC Payments is a blockchain-powered payment infrastructure enabling cross-border transactions and institutional settlements. The platform facilitates real-time settlements using stablecoins and digital assets, integrates with SWIFT networks, and provides on-ramp and off-ramp capabilities for fiat-to-crypto conversions with escrow-based confirmation mechanisms.

Circles Protocol creates decentralized personal currencies through ERC-1155 smart contracts on Gnosis Chain, enabling trust-based value exchange and group currencies with built-in demurrage mechanisms.

Bitnob Global Payouts service enables seamless crypto-to-fiat transfers to over 30 local currencies.

Orbital Platform provides global payment infrastructure through unified stablecoin and traditional payment rails, enabling enterprises to send, receive, and manage money across borders. The system includes multi-currency accounts, stablecoin wallets, named vIBANs, real-time foreign exchange, and automated settlement for business payments.

x402 is an open source payment protocol built on HTTP that enables instant stablecoin payments and automated microtransactions for AI agents and IoT systems.

KODO Enterprise Payment Platform is a B2B digital currency payment solution that enables businesses to use cryptocurrency as a global payment method. The platform provides enterprise-level payment processing capabilities with real-time quotes and multi-currency support for business transactions.

io.network is a private blockchain-based settlement platform providing 24/7 instant transaction finality for financial institutions and enterprises. The system leverages private blockchain technology to enable real-time settlement with compliance analytics, supporting seamless payment processing through multi-currency rails. Operating continuously without traditional banking hours limitations, the platform facilitates institutional-grade settlement infrastructure with anti-fraud authentication and treasury management capabilities.

A tokenized open payment operating system built on PlatON blockchain establishing standards for cross-border payment clearing through tokenized money, enabling financial institutions to issue compliant digital assets, process real-time remittances, and facilitate multi-currency on-chain payment acquiring with transaction settlement in 1.062 seconds.

A network infrastructure that enables participants to earn returns based on USDG adoption and usage. The system streamlines cross-border transactions, providing 24/7 global transfers with low costs through stablecoin technology. Integrators receive up to 100% of the returns generated by assets backing USDG held on your platform, meaning they can earn additional revenue for minting, acceptance and more.

Offramp Accounts provide USD account services enabling users to receive payments via ACH, Wire, and IAT transfers. The system offers structured savings solutions with interest earnings from US Treasury yields.

NAKA Payment Network is a blockchain-based payment scheme that executes transactions through smart contracts while maintaining EMV compliance, enabling businesses to integrate crypto payments into existing infrastructure.

Januar Instant is a real-time payments network that enables instant fiat currency transfers between counterparties within the Januar network. The system operates 24/7 with zero transaction fees and supports cross-border payments for crypto businesses.

Mastercard Multi-Token Network facilitates real-time settlement of tokenized deposits and stablecoins between financial institutions through blockchain infrastructure. The network enables banks to mint, burn, and transfer digital tokens while maintaining 24/7 interbank settlement capabilities.

GridSwitch enables real-time payments through domestic payment systems, allowing regulated institutions to move money in any currency globally. The platform connects traditional banking infrastructure with modern payment rails for 24/7 cross-border transfers.

ICPay Payment Processor is a multi-chain cryptocurrency payment processor with sub-2 second settlement and 0.5% fees. ICPay Payment Processor supports multiple blockchains with unified SDK. ICPay Payment Processor offers pre-built payment widgets, X402 workflows, relay payments, and programmable smart contract transactions. ICPay Payment Processor includes wallet connection helpers for WalletConnect, Phantom, Backpack, Plug, Internet Identity, and NFID. ICPay Payment Processor features optional Transak fiat onramp and Internet Identity authentication. ICPay Payment Processor provides WordPress and WooCommerce plugins.

Foxbit Gateway facilitates payments in Brazilian Reais for international products and services, helping businesses expand operations into the Brazilian market.

Velafi Global Payments is a cross-border service for businesses to move money between bank accounts across countries. It uses stablecoin rails to settle fiat-to-fiat transfers and supports compliance and treasury operations.

Proprietary intra-bank and inter-bank peer-to-peer settlement network enabling instant, low-cost fund transfers between FV Bank customers and other financial institutions 24/7.

SGB Net is a real-time, multi-currency clearing network that enables instant, free transfers between accounts 24/7 without relying on SWIFT or traditional banking hours. The platform connects institutions and individuals across the digital economy and supports efficient cross-border payments.

Onta Network is a payment network that bridges Web3 capital with Web2 commerce through regulation-aligned tools. It enables crypto payment acceptance, unified fiat and crypto account management, and flexible payouts, with on-chain compliance and privacy-preserving KYC.

FX On-Chain enables blockchain-native foreign exchange infrastructure through automated stablecoin conversions between local currencies and USD-backed tokens. The system supports cross-border payments, remittances, and trade finance with transparent on-chain settlement mechanisms.

t-0 Network is an institutional settlement network for cross-border payments using USDT-based net settlement. It uses a real-time FX order book for quote matching, payment orchestration for secure data exchange, and a settlement engine that records transactions and nets balances between participants.

Conduit Platform connects local payment rails with stablecoins through a unified API, enabling cross-border transactions across USD, local currencies, and USDC. The system supports SWIFT, ACH, and regional payment methods while handling currency conversion and regulatory compliance.

Cybrid Platform provides turnkey payment infrastructure through REST APIs, enabling businesses to integrate fiat and crypto payment processing with embedded compliance. The platform offers KYC and KYB verification, FBO account management, ACH and Wire connectivity, crypto wallet infrastructure with MPC security, and stablecoin conversion services. It supports multi-rail payments including RTP, FedNow, USDC, USDT, and Bitcoin Lightning Network, allowing developers to build compliant financial products without managing direct banking relationships.

Mobilum Payment Rails provides global payment infrastructure including card acquiring for Visa and Mastercard, real-time money transfers via Visa Direct and Mastercard Send, Open Banking across multiple regions, and bank transfer support through SEPA, SWIFT, ACH, and CHAPS.

Mural Pay Platform provides cross-border payment infrastructure through stablecoin and traditional rails, enabling pay-ins, payouts, invoicing, and virtual account management. The system processes multi-currency transactions while maintaining regulatory compliance across the Americas.

Worldpay Payments is a platform for accepting and managing transactions. It helps businesses process payments in-store, online, and on mobile through one integrated system.

MoneyGram Money Transfer is a cross-border payment platform facilitating international fund transfers through retail locations, online channels, and mobile applications. The system processes remittances to bank accounts, mobile wallets, or cash pickup locations across global agent networks. The mobile application integrates stablecoin settlement infrastructure using USDC on Stellar blockchain, enabling users to hold USD-backed digital balances and access cryptocurrency conversion services. Users initiate transfers digitally or at physical locations with delivery through account deposits, digital wallet storage, or cash distribution at participating agent sites.

Partna B2B Payments & FX enables businesses to hold USD and pay vendors or employees in local currencies on demand. The system provides instant currency conversion capabilities between USD and local African currencies.

Stablepay is a stablecoin-powered payment network that enables instant, cost-effective transfers between wallets, telcos, fintechs, and financial institutions across Africa. Built on Solana technology, the platform allows users to send stablecoins that convert to local currency instantly, facilitating onchain payments with real-time authentication and settlement.

Brex Stablecoin Payments enables businesses to accept stablecoins with automatic USD conversion, send stablecoins from USD balances, and pay card balances with stablecoins. The system processes transactions through blockchain rails while maintaining integration with traditional banking infrastructure, offering instant settlement and zero transaction fees for cross-border business payments.

OpenFX provides real-time cross-border payment infrastructure through proprietary routing technology that connects domestic payment networks. The system processes FX transactions with sub-10 basis point spreads while bypassing correspondent banking layers for faster settlement.

Skyfire is a payment network infrastructure that enables AI agents to make and receive payments autonomously using digital wallets, identity verification through Know Your Agent (KYA), and programmable payment rules. The system supports USDC stablecoin transactions and traditional payment rails with spending controls, enterprise-grade security features, and includes a developer playground for testing and integration.

Partior operates distributed ledger technology for interbank settlement networks enabling cross-border payments through blockchain infrastructure. The platform facilitates institutional payment processing and settlement between financial institutions.

A global payment platform enabling cross-border money transfers through traditional payment rails (SWIFT, SEPA, ACH, FEDWIRE) and blockchain networks, supporting both fiat and cryptocurrency transactions with real-time FX rates and multi-currency settlement across 50+ countries.

Fluida Payment Platform enables B2B stablecoin-based cross-border payments, facilitating instant vendor and supplier transfers while integrating with existing accounts payable systems for seamless reconciliation and compliance workflows.

A cross-border payment platform that enables businesses to send and receive money internationally across 180 countries. The system supports multi-currency transactions with competitive exchange rates and integrates with banking partners for account opening and compliance services.

Remitly Business provides international business payments to organizations for sending cross-border transfers.

Ubyx is a stablecoin clearing system that connects issuers and receiving institutions so users can deposit stablecoins into existing bank or fintech accounts at par. It uses pre-funded settlement accounts and a shared rulebook to coordinate redemptions across multiple blockchains and currencies.