List of Payment network companies in Web3 (2026)

Circle Payments Network (CPN) implements cross-chain settlement through a coordination protocol, enabling financial institutions to transfer funds globally using regulated stablecoins. The system connects diverse participants while maintaining compliance across multiple blockchains.

Jupiter Global provides onchain-powered payment capabilities through the Jupiter Mobile app. The product suite includes the Jupiter Card for card-based payments, Global Send for USD SWIFT transfers to multiple countries, local payouts in various currencies, and QR Pay for scan-to-pay across APAC with zero fees. Jupiter Global connects onchain finance with traditional payment rails, enabling users to spend and transfer value globally from their Jupiter wallet.

TransFi BizPay operates payment network infrastructure that facilitates fund transfers between businesses and individuals across many countries. The system uses AI-powered dynamic routing through multiple local payment methods with both fiat and stablecoin settlement rails.

Transfero Payments facilitates cross-border transactions through Pay-in and Pay-out solutions for companies operating in Latin America. The system supports Pix payments, crypto transactions, and eFX currency exchange services.

Fortress Settlement Network is a real-time payment network that enables instant fiat settlement between counterparties 24/7/365. The network facilitates immediate settlement between parties without traditional banking delays, providing businesses with faster payment processing capabilities.

XDC Payments is a blockchain-powered payment infrastructure enabling cross-border transactions and institutional settlements. The platform facilitates real-time settlements using stablecoins and digital assets, integrates with SWIFT networks, and provides on-ramp and off-ramp capabilities for fiat-to-crypto conversions with escrow-based confirmation mechanisms.

Sygnum Connect is a 24/7 multi‑asset settlement network with instant settlement for fiat, crypto assets and stablecoins, API and Fireblocks integration, and add‑on DvP and liquidity services.

Bitnob Payments is a cross-border payout network that enables businesses to disburse funds to employees, partners, and suppliers across multiple countries. The system converts Bitcoin and stablecoin deposits into local currency for direct bank account or mobile money delivery with 90% of transfers completing in minutes.

Circles Protocol creates decentralized personal currencies through ERC-1155 smart contracts on Gnosis Chain, enabling trust-based value exchange and group currencies with built-in demurrage mechanisms.

Orbital Platform provides global payment infrastructure through unified stablecoin and traditional payment rails, enabling enterprises to send, receive, and manage money across borders. The system includes multi-currency accounts, stablecoin wallets, named vIBANs, real-time foreign exchange, and automated settlement for business payments.

KODO Enterprise Payment Platform is a B2B digital currency payment solution that enables businesses to use cryptocurrency as a global payment method. The platform provides enterprise-level payment processing capabilities with real-time quotes and multi-currency support for business transactions.

io.network is a private blockchain-based settlement platform providing 24/7 instant transaction finality for financial institutions and enterprises. The system leverages private blockchain technology to enable real-time settlement with compliance analytics, supporting seamless payment processing through multi-currency rails. Operating continuously without traditional banking hours limitations, the platform facilitates institutional-grade settlement infrastructure with anti-fraud authentication and treasury management capabilities.

A network infrastructure that enables participants to earn returns based on USDG adoption and usage. The system streamlines cross-border transactions, providing 24/7 global transfers with low costs through stablecoin technology. Integrators receive up to 100% of the returns generated by assets backing USDG held on your platform, meaning they can earn additional revenue for minting, acceptance and more.

A tokenized open payment operating system built on PlatON blockchain establishing standards for cross-border payment clearing through tokenized money, enabling financial institutions to issue compliant digital assets, process real-time remittances, and facilitate multi-currency on-chain payment acquiring with transaction settlement in 1.062 seconds.

Mastercard Multi-Token Network facilitates real-time settlement of tokenized deposits and stablecoins between financial institutions through blockchain infrastructure. The network enables banks to mint, burn, and transfer digital tokens while maintaining 24/7 interbank settlement capabilities.

NAKA Payment Network is a blockchain-based payment scheme that executes transactions through smart contracts while maintaining EMV compliance, enabling businesses to integrate crypto payments into existing infrastructure.

xPULSE is a payment network enabling near-instant fiat currency settlements within the Bank Frick network, operating 23 hours a day, seven days a week. Settlement bypasses standard banking cut-off times and supports major fiat currencies with spot FX trading available Monday through Friday. Clients access xPULSE through Bank Frick's online banking platform or API at no additional charge, connecting to hundreds of participating institutions including crypto exchanges.

Januar Instant is a real-time payments network that enables instant fiat currency transfers between counterparties within the Januar network. The system operates 24/7 with zero transaction fees and supports cross-border payments for crypto businesses.

GridSwitch enables real-time payments through domestic payment systems, allowing regulated institutions to move money in any currency globally. The platform connects traditional banking infrastructure with modern payment rails for 24/7 cross-border transfers.

ICPay Payment Processor is a multi-chain cryptocurrency payment processor with sub-2 second settlement and 0.5% fees. ICPay Payment Processor supports multiple blockchains with unified SDK. ICPay Payment Processor offers pre-built payment widgets, X402 workflows, relay payments, and programmable smart contract transactions. ICPay Payment Processor includes wallet connection helpers for WalletConnect, Phantom, Backpack, Plug, Internet Identity, and NFID. ICPay Payment Processor features optional Transak fiat onramp and Internet Identity authentication. ICPay Payment Processor provides WordPress and WooCommerce plugins.

Velafi Global Payments is a cross-border service for businesses to move money between bank accounts across countries. It uses stablecoin rails to settle fiat-to-fiat transfers and supports compliance and treasury operations.

Foxbit Gateway facilitates payments in Brazilian Reais for international products and services, helping businesses expand operations into the Brazilian market.

Swift Network is a global financial messaging infrastructure routing payment and securities messages through FIN for store-and-forward messaging, FileAct for file transfer, InterAct for real-time request/response, and SwiftNet Instant for instant payment connectivity. The system supports ISO 15022 and ISO 20022 standards across a cooperative network serving financial institutions, corporates, and market infrastructures worldwide.

FVNet is FV Bank's proprietary real-time intrabank settlement network enabling customers to send and receive funds between FV Bank accounts 24/7 instantly and at no cost. The network supports USD and digital asset transfers between FV Bank clients with full traceability and compliance controls.

SGB Net is a real-time, multi-currency clearing network that enables instant, free transfers between accounts 24/7 without relying on SWIFT or traditional banking hours. The platform connects institutions and individuals across the digital economy and supports efficient cross-border payments.

Mesta Payment Network is a cross-border payment infrastructure that processes stablecoin-to-fiat, fiat-to-stablecoin, and fiat-to-fiat transfers across multiple countries and currencies. The network combines blockchain rails with local banking connections to settle transactions in real time or same-day. Core capabilities include on-ramps for converting fiat currencies to stablecoins, off-ramps for converting stablecoins to local bank accounts, named virtual accounts in EUR and GBP with dedicated IBANs, and third-party payment disbursements. Businesses integrate through a RESTful API covering sender management, beneficiary onboarding, payment methods, wallet address management, quote generation, and order execution, with built-in KYC, AML, and sanctions screening.

Onta Network is a payment network that bridges Web3 capital with Web2 commerce through regulation-aligned tools. It enables crypto payment acceptance, unified fiat and crypto account management, and flexible payouts, with on-chain compliance and privacy-preserving KYC.

EagleNet is a real-time settlement network enabling 24/7 instant fiat settlements between crypto platforms in the network, eliminating banking hour restrictions and reducing payment rail fees through a closed-loop liquidity pool.

Minisend is a cross-chain stablecoin settlement layer accepting USDC and USDT deposits from Base, Lisk, Polygon, and Celo via a single wallet address. The platform converts stablecoin balances to local fiat currencies, settling to M-Pesa or bank accounts across multiple African markets.

Mobilum Payment Rails provides global payment infrastructure including card acquiring for Visa and Mastercard, real-time money transfers via Visa Direct and Mastercard Send, Open Banking across multiple regions, and bank transfer support through SEPA, SWIFT, ACH, and CHAPS.

FX On-Chain enables blockchain-native foreign exchange infrastructure through automated stablecoin conversions between local currencies and USD-backed tokens. The system supports cross-border payments, remittances, and trade finance with transparent on-chain settlement mechanisms.

Cross River CRNow is a payment network that combines fiat rails with stablecoin settlement and crypto-native payment capabilities for fintechs, exchanges, and crypto platforms. The product provides USD-to-stablecoin conversion with real-time mint and burn, crypto-linked card programs, network settlement in stablecoins, and fiat on and off ramp services through bank-grade compliance infrastructure.

t-0 Network is an institutional settlement network for cross-border payments using USDT-based net settlement. It uses a real-time FX order book for quote matching, payment orchestration for secure data exchange, and a settlement engine that records transactions and nets balances between participants.

Conduit Platform connects local payment rails with stablecoins through a unified API, enabling cross-border transactions across USD, local currencies, and USDC. The system supports SWIFT, ACH, and regional payment methods while handling currency conversion and regulatory compliance.

Cybrid Platform provides turnkey payment infrastructure through REST APIs, enabling businesses to integrate fiat and crypto payment processing with embedded compliance. The platform offers KYC and KYB verification, FBO account management, ACH and Wire connectivity, crypto wallet infrastructure with MPC security, and stablecoin conversion services. It supports multi-rail payments including RTP, FedNow, USDC, USDT, and Bitcoin Lightning Network, allowing developers to build compliant financial products without managing direct banking relationships.

Mural Pay Platform provides cross-border payment infrastructure through stablecoin and traditional rails, enabling pay-ins, payouts, invoicing, and virtual account management. The system processes multi-currency transactions while maintaining regulatory compliance across the Americas.

Worldpay Payments is a platform for accepting and managing transactions. It helps businesses process payments in-store, online, and on mobile through one integrated system.

MoneyGram Money Transfer is a cross-border payment platform facilitating international fund transfers through retail locations, online channels, and mobile applications. The system processes remittances to bank accounts, mobile wallets, or cash pickup locations across global agent networks. The mobile application integrates stablecoin settlement infrastructure using USDC on Stellar blockchain, enabling users to hold USD-backed digital balances and access cryptocurrency conversion services. Users initiate transfers digitally or at physical locations with delivery through account deposits, digital wallet storage, or cash distribution at participating agent sites.

OpenFX provides real-time cross-border payment infrastructure through proprietary routing technology that connects domestic payment networks. The system processes FX transactions with sub-10 basis point spreads while bypassing correspondent banking layers for faster settlement.

Stablepay is a stablecoin-powered payment network that enables instant, cost-effective transfers between wallets, telcos, fintechs, and financial institutions across Africa. Built on Solana technology, the platform allows users to send stablecoins that convert to local currency instantly, facilitating onchain payments with real-time authentication and settlement.

Brex Stablecoin Payments enables businesses to accept stablecoins with automatic USD conversion, send stablecoins from USD balances, and pay card balances with stablecoins. The system processes transactions through blockchain rails while maintaining integration with traditional banking infrastructure, offering instant settlement and zero transaction fees for cross-border business payments.

Partna B2B Payments & FX enables businesses to hold USD and pay vendors or employees in local currencies on demand. The system provides instant currency conversion capabilities between USD and local African currencies.

Skyfire is a payment network infrastructure that enables AI agents to make and receive payments autonomously using digital wallets, identity verification through Know Your Agent (KYA), and programmable payment rules. The system supports USDC stablecoin transactions and traditional payment rails with spending controls, enterprise-grade security features, and includes a developer playground for testing and integration.

Partior operates distributed ledger technology for interbank settlement networks enabling cross-border payments through blockchain infrastructure. The platform facilitates institutional payment processing and settlement between financial institutions.

Thunes Direct Global Network is a cross-border payment infrastructure enabling businesses to send and accept payments globally through a single API. Outbound capabilities include payouts to bank accounts, mobile wallets, cards, and stablecoin wallets. Acceptance capabilities include bank transfers, open banking, mobile wallets, digital vouchers, and buy now pay later. FX management across multiple currencies and embedded compliance controls covering multiple regulatory licences are included as platform components. The network maintains direct connections to local payment endpoints across multiple countries and supports real-time settlement in multiple currencies.

A global payment platform enabling cross-border money transfers through traditional payment rails (SWIFT, SEPA, ACH, FEDWIRE) and blockchain networks, supporting both fiat and cryptocurrency transactions with real-time FX rates and multi-currency settlement across 50+ countries.

Fluida Payment Platform enables B2B stablecoin-based cross-border payments, facilitating instant vendor and supplier transfers while integrating with existing accounts payable systems for seamless reconciliation and compliance workflows.

Citi Token Services is an institutional payment service using private blockchain technology to facilitate cross-border fund transfers between participating Citi branches on a 24/7 basis. The service converts deposits into tokenized form via smart contracts, enabling near-instant settlement without requiring clients to open additional accounts or hold tokens. Transactions are initiated through the CitiDirect® online banking portal or API, with real-time payment status notifications and settlement confirmation. The service also supports programmable transfer of tokenized deposits for trade finance applications.

A cross-border payment platform that enables businesses to send and receive money internationally across 180 countries. The system supports multi-currency transactions with competitive exchange rates and integrates with banking partners for account opening and compliance services.

Remitly Business provides international business payments to organizations for sending cross-border transfers.

Ubyx is a stablecoin clearing system that connects issuers and receiving institutions so users can deposit stablecoins into existing bank or fintech accounts at par. It uses pre-funded settlement accounts and a shared rulebook to coordinate redemptions across multiple blockchains and currencies.