List of Payment network companies in Web3 (2026)

Circle Payments Network (CPN) implements cross-chain settlement through a coordination protocol, enabling financial institutions to transfer funds globally using regulated stablecoins. The system connects diverse participants while maintaining compliance across multiple blockchains.

Jupiter Global provides onchain-powered payment capabilities through the Jupiter Mobile app. The product suite includes the Jupiter Card for card-based payments, Global Send for USD SWIFT transfers to multiple countries, local payouts in various currencies, and QR Pay for scan-to-pay across APAC with zero fees. Jupiter Global connects onchain finance with traditional payment rails, enabling users to spend and transfer value globally from their Jupiter wallet.

Fireblocks Network is a connectivity layer linking banks, exchanges, liquidity providers, and counterparties for institutional digital asset transfers. Participants connect once to access the full network, with automated address verification and direct settlement eliminating manual deposit address management. The network supports stablecoin-based cross-border payments, treasury operations, and institutional settlement with compliance checks embedded into transfers.

TransFi BizPay is a payment network product that facilitates fund transfers between businesses and individuals across many countries through a chat-based interface. The system routes transactions through multiple local payment methods with dynamic routing, supporting both fiat and stablecoin settlement rails. It serves businesses and individuals needing international payments processed through a single platform.

Transfero Payments is a cross-border payment network that moves value between businesses through Pix, wire, crypto, and eFX currency-exchange rails. It orchestrates collection, foreign-exchange conversion, settlement, and local-currency payout across multiple countries through a single infrastructure layer branded as the Transfero Payments Network, connecting banking rails, stablecoin infrastructure, and liquidity providers. Companies operating in Latin America and beyond use it to send and receive funds internationally with predictable settlement times.

XDC Payments is a blockchain-powered payment infrastructure enabling cross-border transactions and institutional settlements. The platform facilitates real-time settlements using stablecoins and digital assets, integrates with SWIFT networks, and provides on-ramp and off-ramp capabilities for fiat-to-crypto conversions with escrow-based confirmation mechanisms.

Bitnob Payments is a payout network that lets businesses disburse funds to recipients across multiple countries using local payment rails such as bank transfers and mobile money. It converts Bitcoin or stablecoin deposits into local fiat currency, delivering payouts individually or in bulk through a single API. The service is used by payroll, remittance, and marketplace platforms that need to pay recipients in local currency without requiring them to hold crypto.

Sygnum Connect is a 24/7 multi‑asset settlement network with instant settlement for fiat, crypto assets and stablecoins, API and Fireblocks integration, and add‑on DvP and liquidity services.

Circles Protocol creates decentralized personal currencies through ERC-1155 smart contracts on Gnosis Chain, enabling trust-based value exchange and group currencies with built-in demurrage mechanisms.

Orbital Platform is a payment network that unifies stablecoin and traditional payment rails for enterprises moving money across borders. It provides multi-currency accounts, named virtual IBANs, stablecoin wallets, and real-time currency exchange, with automated settlement for business transactions. Businesses receive, hold, exchange, and send funds across stablecoins, fiat currencies, and exotic currencies through a single web platform, initiating transfers via the web interface, bulk files, or a dedicated trading desk for large or complex trades. The dedicated desk negotiates tailored pricing for high-value or non-standard currency exchanges outside the standard automated flow.

A network infrastructure that enables participants to earn returns based on USDG adoption and usage. The system streamlines cross-border transactions, providing 24/7 global transfers with low costs through stablecoin technology. Integrators receive up to 100% of the returns generated by assets backing USDG held on your platform, meaning they can earn additional revenue for minting, acceptance and more.

Lyzi Payment Gateway is a merchant payment gateway that lets retailers, e-commerce sites, brands, PSPs, banks, and nonprofits accept cryptocurrency and stablecoin payments. It connects to point-of-sale systems, checkout flows, and banking partners through a single API, routing transactions across multiple blockchains and wallets or exchanges before converting proceeds to fiat or stablecoins for merchant payout. The platform also provides payment links, buy buttons, and e-commerce plugins for online integration, alongside an administrative backoffice for merchants to manage balances, transfers, and identity verification.

StraitsX QR Payments is a payment network enabling scan-to-pay transactions settled in stablecoins or fiat across an interoperable network of e-wallet issuers and merchant acquirers. Businesses connect to the network to accept payments across borders and unlock settlement through stablecoins alongside traditional rails. It targets platforms seeking to expand merchant and wallet acceptance without building bilateral integrations with each provider.

io.network is a private blockchain-based settlement platform providing 24/7 instant transaction finality for financial institutions and enterprises. The system leverages private blockchain technology to enable real-time settlement with compliance analytics, supporting seamless payment processing through multi-currency rails. Operating continuously without traditional banking hours limitations, the platform facilitates institutional-grade settlement infrastructure with anti-fraud authentication and treasury management capabilities.

Foxbit Infra is a business-facing platform that lets companies embed cryptocurrency and payment capabilities into their own products through a modular API, with an optional fully white-labeled version of the platform. Partners select from pluggable modules covering crypto buying, selling, and settlement, on-demand liquidity and governed access to onchain markets, institutional custody, fiat-to-crypto and crypto-to-fiat payment rails with built-in compliance checks, and infrastructure for launching prediction markets. Each module is consumed through the same underlying API and account, so a bank, fintech, or exchange can activate only the components it needs. The platform operates under Foxbit's own regulatory registration, allowing partners to launch these features without building the underlying infrastructure themselves. Additional add-on modules extend the base integration with tokenized real-world assets, managed portfolios, recurring purchases, and copy trading.

Mastercard Multi-Token Network facilitates real-time settlement of tokenized deposits and stablecoins between financial institutions through blockchain infrastructure. The network enables banks to mint, burn, and transfer digital tokens while maintaining 24/7 interbank settlement capabilities.

Wirex BaaS is a banking-as-a-service platform providing fintechs, banks, neobanks, and Web3 builders with a unified API for stablecoin accounts, payments, and yield. Partners can issue co-branded payment cards and provision virtual IBAN-linked accounts, while a dual-stablecoin settlement network moves value across banking and card rails. The service exposes onchain registration and wallet deployment endpoints so partners can embed stablecoin infrastructure into their own products. It is accessed through a developer portal and documentation site distinct from the consumer and business web platforms.

A tokenized open payment operating system built on PlatON blockchain establishing standards for cross-border payment clearing through tokenized money, enabling financial institutions to issue compliant digital assets, process real-time remittances, and facilitate multi-currency on-chain payment acquiring with transaction settlement in 1.062 seconds.

BitGo Go Network is a settlement infrastructure enabling off-exchange settlement and delivery-versus-payment transactions for institutional trading. It allows counterparties to trade against custodied collateral without transferring assets to exchanges, reducing counterparty risk during settlement. The network also supports fiat and stablecoin settlement rails alongside digital asset transfers.

NAKA Payment Network is a payment network that provides stablecoin-based settlement rails for card issuance and partner payments. It processes transactions on-chain in real time, replacing batch clearing and multi-day reconciliation with continuous settlement across a consolidated treasury. Businesses use the network to move value between validated participants while avoiding regional pre-funding requirements.

KiiChain Pay is a hybrid centralized-decentralized exchange and payments platform for onchain foreign-exchange trading and cross-border settlement, formerly operated as KIIEX. It sources liquidity across multiple blockchain ecosystems while using a centralized pricing engine to hedge and rebalance positions, enabling continuous FX swaps and instant cross-border payment finality using local stablecoins. Users and businesses access the platform through a hosted account or developer APIs to execute swaps, payments, and fiat conversions without relying on traditional banking rails. The platform also provides on and off ramps for converting between fiat currencies and onchain balances.

xPULSE is a payment network enabling near-instant fiat currency settlements within the Bank Frick network, operating 23 hours a day, seven days a week. Settlement bypasses standard banking cut-off times and supports major fiat currencies with spot FX trading available Monday through Friday. Clients access xPULSE through Bank Frick's online banking platform or API at no additional charge, connecting to hundreds of participating institutions including crypto exchanges.

Coinflow is a payment infrastructure platform that enables businesses to accept customer payments and send payouts to users worldwide. It processes credit and debit cards, bank transfers, digital wallets, and stablecoin payments, and settles funds to a merchant wallet or bank account through instant or standard rails. The platform also handles fraud protection, chargeback indemnification, and regulatory compliance for merchants. Additional capabilities include recurring subscription billing and multi-party marketplace payments with split settlements and automated seller payouts.

GridSwitch enables real-time payments through domestic payment systems, allowing regulated institutions to move money in any currency globally. The platform connects traditional banking infrastructure with modern payment rails for 24/7 cross-border transfers.

Partna B2B Payments and FX is a payment network service that lets businesses hold USD balances and pay vendors or employees in local African currencies on demand. It converts between USD and local currencies instantly, providing a settlement rail for cross-border business payouts. Businesses use it to manage payroll and vendor payments without relying on traditional international banking channels.

The Monica Off-Ramp API is a developer platform that lets registered businesses programmatically convert customer cryptocurrency deposits into naira settlements. It issues per-user deposit wallets, tracks on-chain deposits through webhooks, locks a conversion rate on confirmation, and pays out naira to a corporate bank account within seconds. Businesses undergo a separate know-your-business onboarding and are charged a per-transaction fee capped at a fixed dollar amount, distinct from the consumer app experience.

BlockWyre Payments is a B2B payment orchestration platform that lets businesses accept and send funds across bank rails and blockchain networks through a unified API and dashboard. It processes pay-ins and pay-outs in stablecoins alongside major cryptocurrencies, converting between fiat and digital assets and settling transactions on-chain or via traditional rails. Technology providers, e-commerce platforms, remittance operators, and payment companies embed the infrastructure to automate collection, disbursement, cross-border settlement, and reconciliation workflows at scale.

Velafi Global Payments is a cross-border payment service for businesses to move money between fiat currencies across countries. It connects local real-time payment rails to stablecoin settlement, converting sender funds to a stablecoin and back to local currency for the recipient. Businesses and platforms use it to send and receive fiat payments across Latin America, Asia, and the United States without setting up local banking relationships, accessible through a web dashboard or API integration.

ICPay Payment Processor is a multi-chain payment network that lets merchants and developers accept cryptocurrency and card-based payments across several blockchain ecosystems. It processes payment intents through a hosted API, an embeddable software development kit, and prebuilt payment widgets, converting between stated dollar amounts and on-chain tokens with sub-two-second settlement. Wallet connection helpers, an optional fiat onramp, and plugins for common content and commerce platforms let merchants add checkout flows, tips, paywalls, and donation tools without building custom payment infrastructure. Developers use the accompanying developer kit and widget components to embed the same payment flows directly into websites and applications.

Bullring Finance is an application programming interface and over-the-counter payments platform that lets businesses collect, convert, and pay out funds across borders. It combines local currency collection, cross-border settlement over stablecoin rails, and payouts in local currency into a single programmable layer, with fiat-to-stablecoin and stablecoin-to-fiat conversion handled through regulated partners. Businesses integrate through an application programming interface, web widgets, or plugins to manage multi-currency virtual accounts, process remittances, and view treasury positions across markets from one dashboard.

Saber Money is a stablecoin-based payment infrastructure offering fiat-to-crypto onramp and crypto-to-fiat offramp services for cross-border payments. It processes fiat payments through local payment rails, converts funds to stablecoins at real-time exchange rates, and settles value on-chain before delivering local currency payouts or crypto to a wallet. Merchants integrate through REST APIs or a hosted SDK with prebuilt widgets, using built-in KYC and AML compliance modules, webhook-based transaction tracking, and a merchant dashboard for account and transaction management. The platform also supports business-facing multi-currency account management for holding and moving funds across markets.

FVNet is FV Bank's proprietary real-time intrabank settlement network enabling customers to send and receive funds between FV Bank accounts 24/7 instantly and at no cost. The network supports USD and digital asset transfers between FV Bank clients with full traceability and compliance controls.

Stablecore Stablecoins is a banking infrastructure feature that lets banks and credit unions send and accept stablecoins directly through their existing digital banking systems. It integrates with a bank's core system to let customers deposit and transact using multiple major stablecoins across multiple blockchain networks. The product includes built-in compliance tooling to help institutions meet regulatory standards while offering stablecoin-based deposits and payments.

Swift Network is a global financial messaging infrastructure routing payment and securities messages through FIN for store-and-forward messaging, FileAct for file transfer, InterAct for real-time request/response, and SwiftNet Instant for instant payment connectivity. The system supports ISO 15022 and ISO 20022 standards across a cooperative network serving financial institutions, corporates, and market infrastructures worldwide.

Minisend is a cross-chain stablecoin settlement platform that lets individuals and businesses deposit USDC or USDT from multiple blockchains into a single address and convert the balance to local currency. The platform settles payouts to mobile money accounts such as M-Pesa or to local bank accounts across supported African markets. Beyond the consumer app, it offers a merchant dashboard with hosted checkout, payment links, invoicing, and scheduled auto-settlement, alongside off-ramp, on-ramp, and wallet APIs for developers to embed the same conversion and settlement flow into their own products.

Velocity Platform is an enterprise payments infrastructure for cross-border payments, real-time settlement, and treasury management using stablecoin rails. It connects banks, blockchains, and payment networks to enable real-time fund movement across multiple fiat currencies and supported stablecoins. The platform delivers payments processing, settlement orchestration, FX conversion, and treasury management tools through a unified API and dashboard with integrations for Treasury Management Systems and ERP platforms. Businesses use it to send and receive funds globally, manage multi-asset balances, reduce pre-funding requirements, and earn yield on stablecoin holdings.

SGB Net is a real-time, multi-currency clearing network that enables instant, free transfers between accounts 24/7 without relying on SWIFT or traditional banking hours. The platform connects institutions and individuals across the digital economy and supports efficient cross-border payments.

Onta Network is a payment network that bridges Web3 capital with Web2 commerce through regulation-aligned tools. It enables crypto payment acceptance, unified fiat and crypto account management, and flexible payouts, with on-chain compliance and privacy-preserving KYC.

Mesta Payment Network is a payment network that processes stablecoin-to-fiat, fiat-to-stablecoin, and fiat-to-fiat transfers across multiple countries and currencies. It combines blockchain rails with local banking connections to settle transactions in real time or same-day, and provides named virtual accounts with dedicated local account numbers for collecting and holding balances in several currencies. The network also offers self-custody wallets that let businesses hold and move stablecoins across multiple blockchains without an intermediary controlling the funds. Businesses integrate through a RESTful API covering sender and beneficiary onboarding, payment methods, wallet address management, quote generation, and order execution, with built-in KYC, AML, and sanctions screening.

Mobilum Payment Rails is a payment network infrastructure product offering card acquiring, real-time money transfer, and open banking connectivity for fintech businesses. It supports major card networks and settlement rails, enabling partners to build payment products on top of the underlying infrastructure. The service targets fintech ventures needing acquiring, transfer, and bank-transfer capabilities in one integration.

EagleNet is a real-time settlement network enabling 24/7 instant fiat settlements between crypto platforms in the network, eliminating banking hour restrictions and reducing payment rail fees through a closed-loop liquidity pool.

Conduit Platform is a payment network that connects local banking rails with stablecoin infrastructure through a unified API and dashboard. It lets fintechs, payment service providers, and banks open multi-currency USD accounts and wallets, move funds through fiat rails or stablecoins, and manage compliance and settlement from one system. Businesses integrate the API to embed accounts and payments, while treasury and finance teams use a no-code dashboard for the same underlying accounts and transfers. The platform supports multiple stablecoins and blockchains alongside conventional payment rails, and handles KYB, AML, and transaction monitoring by default.

FX On-Chain enables blockchain-native foreign exchange infrastructure through automated stablecoin conversions between local currencies and USD-backed tokens. The system supports cross-border payments, remittances, and trade finance with transparent on-chain settlement mechanisms.

Oneremit is a business-to-business cross-border payment platform that lets companies send and receive international payments in multiple currencies. It provides transparent foreign-exchange rates, same-day or instant settlement depending on corridor, and beneficiary management with real-time transfer tracking. The platform serves small and medium businesses and large corporates making regular international payments such as suppliers, partners, or tuition fees, with built-in compliance controls. A personal remittance offering is in a waitlist stage ahead of public launch.

Cross River CRNow is a payment network that combines fiat rails with stablecoin settlement and crypto-native payment capabilities for fintechs, exchanges, and crypto platforms. The product provides USD-to-stablecoin conversion with real-time mint and burn, crypto-linked card programs, network settlement in stablecoins, and fiat on and off ramp services through bank-grade compliance infrastructure.

MANSA Protocol is a cross-border settlement platform that provides on-demand stablecoin capital to licensed payment operators through a single API. It replaces prefunded corridor accounts with liquidity delivered at the moment of settlement, alongside currency conversion, instant payouts, and dedicated virtual account issuance. Payment operators use it to move funds across markets in Africa, Latin America, the Middle East, and Southeast Asia without holding idle capital in every corridor. The platform also streams institutional foreign-exchange pricing and issues per-client or per-corridor virtual IBANs for automated reconciliation.

Mural Pay Platform is a payment network providing cross-border payment infrastructure that combines stablecoin and traditional fiat rails. It enables businesses to store balances, send and receive payments, convert currencies, earn yield on idle funds, and manage compliance through a single interface or API. Fintechs, marketplaces, banks, and payroll providers use it to launch multi-currency accounts, stablecoin wallets, and payout flows without building their own regulatory infrastructure.

t-0 Network is an institutional settlement network for cross-border payments using USDT-based net settlement. It uses a real-time FX order book for quote matching, payment orchestration for secure data exchange, and a settlement engine that records transactions and nets balances between participants. Financial institutions such as banks, fintechs, and payment platforms use it to collect, settle, and pay out across borders through a single integration.

Worldpay Payments is a platform for accepting and managing transactions. It helps businesses process payments in-store, online, and on mobile through one integrated system.

MoneyGram Money Transfer is a cross-border payment platform facilitating international fund transfers through retail locations, online channels, and mobile applications. The system processes remittances to bank accounts, mobile wallets, or cash pickup locations across global agent networks. The mobile application integrates stablecoin settlement infrastructure using USDC on Stellar blockchain, enabling users to hold USD-backed digital balances and access cryptocurrency conversion services. Users initiate transfers digitally or at physical locations with delivery through account deposits, digital wallet storage, or cash distribution at participating agent sites.