List of Payment network companies in Web3 (2026)

Cross River CRNow is a payment network that combines fiat rails with stablecoin settlement and crypto-native payment capabilities for fintechs, exchanges, and crypto platforms. The product provides USD-to-stablecoin conversion with real-time mint and burn, crypto-linked card programs, network settlement in stablecoins, and fiat on and off ramp services through bank-grade compliance infrastructure.

MANSA Protocol is a cross-border settlement platform that provides on-demand stablecoin capital to licensed payment operators through a single API. It replaces prefunded corridor accounts with liquidity delivered at the moment of settlement, alongside currency conversion, instant payouts, and dedicated virtual account issuance. Payment operators use it to move funds across markets in Africa, Latin America, the Middle East, and Southeast Asia without holding idle capital in every corridor. The platform also streams institutional foreign-exchange pricing and issues per-client or per-corridor virtual IBANs for automated reconciliation.

Mural Pay Platform is a payment network providing cross-border payment infrastructure that combines stablecoin and traditional fiat rails. It enables businesses to store balances, send and receive payments, convert currencies, earn yield on idle funds, and manage compliance through a single interface or API. Fintechs, marketplaces, banks, and payroll providers use it to launch multi-currency accounts, stablecoin wallets, and payout flows without building their own regulatory infrastructure.

XEROF Platform is a Swiss-regulated neobank that provides institutions, high-net-worth individuals, and Web3 companies with company-named IBAN accounts, crypto-to-fiat conversion, and international payment services. It combines licensed banking rails with blockchain settlement, letting businesses move funds between segregated IBAN accounts and digital wallets, convert between cryptocurrencies and fiat, and settle cross-border invoices, payroll, and treasury operations through a single account. It also enables stablecoin-based cross-border transfers and crypto-to-fiat settlement for real estate transactions, allowing buyers to retain crypto exposure until closing.

t-0 Network is an institutional settlement network for cross-border payments using USDT-based net settlement. It uses a real-time FX order book for quote matching, payment orchestration for secure data exchange, and a settlement engine that records transactions and nets balances between participants. Financial institutions such as banks, fintechs, and payment platforms use it to collect, settle, and pay out across borders through a single integration.

Worldpay Payments is a platform for accepting and managing transactions. It helps businesses process payments in-store, online, and on mobile through one integrated system.

MoneyGram Money Transfer is a cross-border payment platform facilitating international fund transfers through retail locations, online channels, and mobile applications. The system processes remittances to bank accounts, mobile wallets, or cash pickup locations across global agent networks. The mobile application integrates stablecoin settlement infrastructure using USDC on Stellar blockchain, enabling users to hold USD-backed digital balances and access cryptocurrency conversion services. Users initiate transfers digitally or at physical locations with delivery through account deposits, digital wallet storage, or cash distribution at participating agent sites.

OpenFX is a payment network providing real-time cross-border FX settlement infrastructure for institutions such as remittance companies, fintechs, payment processors, and digital banks. The platform routes transactions through direct local payment rails and stablecoin settlement, bypassing traditional correspondent banking to shorten settlement times and reduce fees. Users access multi-currency account management, quoting, and treasury automation through a web interface or a trading API supporting programmatic quotes, trades, deposits, and withdrawals. It supports a range of currency pairs and settlement in stablecoins alongside fiat, operating on a continuous basis rather than standard banking hours.

Stablepay is a stablecoin payment network that connects wallets, telcos, fintechs, and financial institutions to enable consumer and merchant payments across Africa. The platform lets users send stablecoins that are automatically converted and settled in local currency in real time, with payments authenticated directly from the sender's wallet. It supports both person-to-person transfers through a stablecoin credential linked to a wallet and direct spending at merchants, bill payments, and mobile money transfers, operating on a public blockchain network.

CargoBill Payment Platform processes stablecoin-denominated cross-border payments for logistics participants through Solana blockchain infrastructure, executing settlement in seconds with flat-fee pricing structures. The system enables users to initiate payment transactions, generate payment requests with shipment data integration, and receive cashback incentives on transaction volume. The platform implements non-custodial wallet architecture with customizable permission controls and military-grade encryption, facilitating payment workflows for freight carriers, shippers, and supply chain intermediaries operating across international jurisdictions and time zones.

PNSL (Pay Now, Settle Later) is a cross-border payment settlement infrastructure that embeds into existing payment and treasury systems, letting regulated payment operators execute payments instantly while settlement is deferred and processed later. It funds payment corridors on demand using freshly minted stablecoins settled on a blockchain network, removing the need for pre-positioned capital across jurisdictions. An integrated AI-driven risk and compliance engine screens counterparties, monitors transactions in real time, and applies sanctions and anti-money-laundering checks across every payment flow. Money service businesses and payment networks use the system, accessed through a web platform and API, to move funds across multiple countries and currencies.

Skyfire is a payment network infrastructure that enables AI agents to make and receive payments autonomously using digital wallets, identity verification through Know Your Agent (KYA), and programmable payment rules. The system supports USDC stablecoin transactions and traditional payment rails with spending controls, enterprise-grade security features, and includes a developer playground for testing and integration.

Thunes Direct Global Network is a cross-border payment infrastructure enabling businesses to send and accept payments globally through a single API. Outbound capabilities include payouts to bank accounts, mobile wallets, cards, and stablecoin wallets. Acceptance capabilities include bank transfers, open banking, mobile wallets, digital vouchers, and buy now pay later. FX management across multiple currencies and embedded compliance controls covering multiple regulatory licences are included as platform components. The network maintains direct connections to local payment endpoints across multiple countries and supports real-time settlement in multiple currencies.

Partior operates distributed ledger technology for interbank settlement networks enabling cross-border payments through blockchain infrastructure. The platform facilitates institutional payment processing and settlement between financial institutions.

Brex Stablecoin Payments enables businesses to accept stablecoins with automatic USD conversion, send stablecoins from USD balances, and pay card balances with stablecoins. The system processes transactions through blockchain rails while maintaining integration with traditional banking infrastructure, offering instant settlement and zero transaction fees for cross-border business payments.

Fluida Payment Platform enables B2B stablecoin-based cross-border payments, facilitating instant vendor and supplier transfers while integrating with existing accounts payable systems for seamless reconciliation and compliance workflows.

A global payment platform enabling cross-border money transfers through traditional payment rails (SWIFT, SEPA, ACH, FEDWIRE) and blockchain networks, supporting both fiat and cryptocurrency transactions with real-time FX rates and multi-currency settlement across 50+ countries.

A cross-border payment platform that enables businesses to send and receive money internationally across 180 countries. The system supports multi-currency transactions with competitive exchange rates and integrates with banking partners for account opening and compliance services.

Ubyx is a stablecoin clearing system that connects issuers and receiving institutions so users can deposit stablecoins into existing bank or fintech accounts at par. It uses pre-funded settlement accounts and a shared rulebook to coordinate redemptions across multiple blockchains and currencies.

Remitly Business provides international business payments to organizations for sending cross-border transfers.

Citi Token Services is an institutional payment service using private blockchain technology to facilitate cross-border fund transfers between participating Citi branches on a 24/7 basis. The service converts deposits into tokenized form via smart contracts, enabling near-instant settlement without requiring clients to open additional accounts or hold tokens. Transactions are initiated through the CitiDirect® online banking portal or API, with real-time payment status notifications and settlement confirmation. The service also supports programmable transfer of tokenized deposits for trade finance applications.