List of Merchant Payment Gateway projects on BNB Chain (2026)

Crossmint Token Checkout is a merchant payment gateway that lets buyers purchase digital assets using credit cards, debit cards, mobile wallets, and cross-chain crypto payments, with stablecoin settlement support. The system automatically creates a wallet for buyers who do not already have one, removing the need for prior crypto ownership before checkout. Merchants and issuers use it to sell a range of digital assets, including tokens, memecoins, and tokenized goods, alongside NFTs, without building separate payment infrastructure for each asset type.

Binance Connect is a B2B fiat on/off ramp API enabling Web3 platforms to offer crypto purchasing and selling via Binance's fiat and P2P infrastructure. It supports multiple fiat currencies, cryptocurrencies, and payment methods including credit cards, bank transfers, and peer-to-peer settlement. Third-party wallets, decentralized applications, and Web3 applications integrate the service to provide fiat-to-crypto conversion, onchain payments, and AI-agent payment capabilities without building independent payment compliance layers.

Gate Pay is a merchant payment gateway that lets businesses accept cryptocurrency payments. It processes deposits, withdrawals, and fiat conversion, providing real-time settlement in stablecoins or fiat and API integration for checkout acceptance across a wide range of cryptocurrencies and fiat currencies. Merchants use the gateway to receive crypto payments while automated settlement handles currency conversion.

TransFi Collections is a merchant payment gateway that enables businesses to accept payments from customers across many countries with settlement in stablecoins or fiat currencies. The platform supports multiple local payment methods, including bank transfers and e-wallets, and provides automated invoice management, payment reminders, and transaction tracking. It is designed for businesses collecting international payments from customers and partners.

TransFi Checkout is a merchant payment gateway that lets online businesses accept both fiat and cryptocurrency payments at checkout. It integrates with multiple wallets and processes stablecoin-based settlement for cross-border transactions. Merchants use the gateway to accept payments from customers across a range of digital wallets and payment methods with conversion to preferred settlement currencies.

NOW Payments is a merchant payment gateway that lets businesses accept cryptocurrency payments online and at the point of sale. It converts incoming payments and settles funds to a merchant's preferred currency without taking custody of user assets. The gateway supports invoicing, plugins, and API integration for e-commerce platforms and recurring billing across multiple supported assets and blockchains.

CryptoProcessing is a merchant payment gateway that lets businesses accept cryptocurrency and stablecoin payments online and settle them automatically to preferred currencies. It processes transactions through blockchain networks and offers a REST API for generating payment addresses, invoices, QR codes, and handling callbacks, alongside webhook-based status monitoring. The same account and API also support batch payouts, letting businesses send cryptocurrency to multiple recipients such as affiliates, vendors, and contractors in a single automated flow. The gateway supports a range of major coins and stablecoins alongside conversion into multiple fiat currencies, serving e-commerce sites, custom applications, and CMS-based stores.

CryptoProcessing PoS Terminal enables physical and online merchants to accept cryptocurrency payments at checkout through dedicated terminals, SoftPOS on mobile devices, static QR codes, or a point-of-sale API. It generates payment requests, locks exchange rates at the point of sale, and settles transactions in crypto or fiat without card-style chargebacks. The product serves retail merchants seeking an alternative to traditional card payment acceptance through purpose-built hardware and checkout formats distinct from the online payment gateway.

0xProcessing Crypto Payment Gateway is a merchant payment gateway that lets businesses accept cryptocurrency payments online and at checkout. It supports API integration, wallet connections, static wallet addresses, payment forms and links, and virtual point-of-sale terminals, with a risk-control mechanism that converts incoming crypto into stablecoins to shield merchants from price volatility. Merchants can also issue business invoices, run recurring subscription billing, execute mass payouts, and deploy the gateway under their own branding. A unified dashboard provides transaction management, analytics, and withdrawal to bank accounts.

thirdweb Pay enables crypto and fiat payment processing for blockchain applications with cross-chain payment support and user-friendly checkout experiences.

Alchemy Pay NFT Checkout is a merchant payment gateway that lets buyers purchase NFTs directly with fiat currency without first acquiring cryptocurrency. It supports a wide range of card and local fiat payment methods, applies fraud protection to guard against chargebacks, and allows purchases without identity verification up to a set value threshold. Brands, creators, and marketplaces integrate the checkout through a hosted page or an API to simplify NFT buying for mainstream users.

Alchemy Pay is a merchant payment gateway that allows businesses to accept cryptocurrency payments from customers. Customers pay an invoice at a locked-in exchange rate, the payment is converted into the merchant's local currency, and settlement is initiated to the merchant's bank account the next business day. The gateway supports multiple cryptocurrencies across various blockchain networks with settlement in a stablecoin or fiat currency, helping merchants accept crypto without managing conversion or volatility themselves.

CoinGate is a merchant payment gateway that enables businesses to accept cryptocurrency payments from customers at point-of-sale or online checkout. The system processes payments across multiple blockchain networks and automatically converts crypto to fiat currencies for settlement. It also includes dedicated payment addresses and refund tools for merchants managing customer transactions.

CoinGate E-commerce Plugins provide ready-made integrations for popular e-commerce platforms including WooCommerce, WHMCS, and PrestaShop. These plugins enable online stores to accept cryptocurrency payments without custom development work.

Coinify Payment Solutions is a merchant payment gateway that lets businesses accept cryptocurrency payments online and in retail settings. It provides API integration, an embeddable checkout widget, and e-commerce plugins, converting incoming crypto to fiat or settling in crypto according to merchant preference. Businesses use it for invoicing, pay-by-link checkout, and point-of-sale acceptance across multiple supported cryptocurrencies, with built-in regulatory compliance handling.

Transak NFT Checkout is a merchant payment gateway that lets partner marketplaces accept fiat payments for non-fungible token purchases. Users complete a purchase using local payment methods within the partner interface, and Transak executes the underlying marketplace contract and delivers the token directly to the buyer's wallet. It supports several non-fungible token standards and is used by marketplaces seeking to offer fiat checkout for NFTs across multiple blockchain networks without requiring buyers to hold cryptocurrency in advance.

DePay Payment Widgets are a merchant payment gateway that lets businesses accept cryptocurrency payments through embeddable components on websites, online stores, and applications. The system routes payments directly wallet-to-wallet, using decentralized finance mechanisms to automatically convert whatever token a buyer holds into the token the merchant configured to receive. It supports one-off payments and donation variants, and integrates with widely used e-commerce and content platforms through dedicated plugins. Merchants using the widgets can accept a wide range of tokens across multiple blockchains without acting as an intermediary holding customer funds.

Mercuryo Pay is a merchant payment gateway that lets businesses accept cryptocurrency payments for goods and services through a checkout integration. It combines crypto and fiat settlement, a business wallet for storing and managing funds, mass payout capabilities for paying recipients at scale, and automatic detection and resolution of payment discrepancies. The product serves marketplaces, e-commerce sites, digital agencies, and other businesses across multiple industries that want to accept or send crypto payments alongside existing checkout flows.

G-Payments is a merchant payment gateway that enables businesses to accept both cryptocurrency and fiat payments through a single API-integrated checkout. Merchants issue invoices, customers select their preferred payment method, and the system converts and settles funds to a bank account or crypto wallet automatically. It targets e-commerce, media, and gaming businesses seeking compliant multi-network payment acceptance.

CPAY Gateway is a merchant payment gateway that lets businesses accept cryptocurrency payments through customizable checkout pages and API integration. It settles transactions non-custodially across multiple blockchain networks and supports major cryptocurrencies and stablecoins. Merchants use the same dashboard to process one-time sales, donations, and invoices, set up recurring subscription billing, run payroll disbursements to multiple recipients, and send bulk multisend payouts. A flat transaction fee applies across these payment and payout functions.

White Label Crypto Payment Gateway is a ready-to-deploy crypto payment platform that businesses launch under their own brand and domain, built on CPAY's underlying multi-chain infrastructure. It is offered as a software-as-a-service deployment or an on-premise deployment with source code access, giving clients control over merchant relationships, pricing, and revenue. The platform can be paired with KYC and AML compliance tools and is available across web and mobile.

BoomFi Payment Gateway is a merchant payment gateway that lets businesses accept cryptocurrency and card payments through a single API. It processes one-time payments, checkout flows, and payment links across multiple blockchains, converting incoming funds to a merchant's preferred settlement currency. The gateway serves online merchants and platforms seeking crypto acceptance alongside traditional payment rails.

Cregis Payment Engine is a merchant payment gateway that lets businesses accept cryptocurrency payments and settle in stablecoins with same-day processing. It provides checkout pages, QR codes, point-of-sale integration, and invoicing tools so merchants can accept crypto without relying on traditional banking rails. The engine converts incoming payments across multiple blockchains and displays real-time values in a range of fiat currencies.

Bitzaro WAAS Lite is a no-code wallet-as-a-service platform that lets businesses accept, screen, and manage cryptocurrency payments without holding private keys or paying network fees. It generates dynamic one-time payment links and QR codes for customer payments, automatically screening each incoming transaction and isolating flagged funds before they reach the merchant's available balance. Clean payments route instantly into the business balance, while a centralized dashboard provides visibility over transaction history and liquidity across multiple supported blockchains.

BlockBee Payment Gateway is a merchant payment gateway that lets businesses accept cryptocurrency payments online, in person, and through messaging channels. Merchants integrate hosted checkout pages, generate reusable deposit addresses, build custom payment flows via API, or use e-commerce plugins for platforms such as WooCommerce and PrestaShop. The gateway also supports in-person payments through a point-of-sale app and in-channel payments through a Telegram bot. Transactions are processed across multiple blockchains with automatic confirmation tracking and settlement to a merchant's preferred cryptocurrency.

JustMoney Pay is a cryptocurrency payment gateway offering four integration methods for merchants. The system processes payments with USDT settlement and supports e-commerce checkout, mobile terminals, donation buttons, and payment links.

TryBit Crypto Payment Gateway is a merchant payment gateway that lets businesses accept cryptocurrency payments online through API integration, CMS plugins, and HTML widgets. It generates invoices, supports donation links, offers a white label solution for platforms embedding the checkout flow, and automatically withdraws settled funds to merchant wallets while mitigating stablecoin volatility. Users can also connect via WalletConnect and access built-in balance conversion or a card-based option to acquire crypto within the same account. The gateway serves e-commerce, SaaS, education, gaming, and other online businesses across multiple blockchains and stablecoins.

DashX Gateway is a payments infrastructure and orchestration platform that helps businesses and independent contractors move money across borders. It provides virtual bank accounts in multiple currencies and routes payouts to local bank accounts in dozens of countries, alongside conversion between stablecoins and fiat currency handled through licensed partners. The platform connects to domestic transfer networks and international wire systems through a single application programming interface, letting payroll, remittance, and fintech companies route payments without building their own banking relationships. Identity verification and compliance monitoring, performed by regulated partners, screen users and transactions before funds settle. Developers integrate the platform through application programming interfaces and software development kits to embed cross-border payment flows into their own products.

Changelly PAY provides merchant payment processing infrastructure for accepting cryptocurrency payments with automatic fiat conversion. The system integrates via API to enable businesses to receive payments in multiple cryptocurrencies while settling in fiat currencies. Implementation includes payment gateway integration, transaction processing, and compliance tooling for e-commerce platforms, online services, and GameFi applications.

CoinPayments is a merchant payment gateway that lets businesses accept cryptocurrency payments online and in person. It processes transactions through API integrations, invoice builders, payment buttons, and ecommerce plugins, converting incoming crypto to preferred settlement currencies. The platform is used by online merchants and enterprises seeking compliance-oriented digital asset payment processing across multiple blockchains.

Orbital Merchant Payments is a merchant payment gateway that lets online businesses accept stablecoin and crypto payments at checkout with automatic settlement. It provides hosted and embedded payment pages, invoice links, and shopping-cart plugins that operate on a merchant's own site independently of the main treasury platform. Merchants integrate these tools through a RESTful API to send, receive, and manage cross-border payments without requiring a full platform account for each transaction.

Cryptomus Payment Gateway processes cryptocurrency payments for businesses through API integration, plugins, and payment links. The system supports multiple cryptocurrencies with automatic conversion features and provides merchant tools for invoice generation and payment tracking.

Cryptomus White Label provides customizable payment gateway solutions for businesses. The service allows companies to brand payment interfaces with their logos and domain names while accessing Cryptomus payment infrastructure.

OxaPay Merchant Service is a merchant payment gateway that lets businesses accept cryptocurrency payments through invoices, white-label checkout pages, static deposit addresses, and a browser-based point-of-sale terminal for in-person transactions. It works through REST API integration using a merchant key, enabling webhook notifications, auto-conversion to stablecoins, and configurable underpaid coverage. Invoices give merchants trackable payment requests for online orders, while the white-label option presents a branded checkout under the merchant's own domain. Static addresses assign a permanent deposit address per customer for recurring transactions, and the point-of-sale terminal generates scannable QR codes for in-person payments on any device without extra hardware. Merchants connect through official plugins for common e-commerce platforms and settle in multiple cryptocurrencies.

Lyzi Payment Gateway is a merchant payment gateway that lets retailers, e-commerce sites, brands, PSPs, banks, and nonprofits accept cryptocurrency and stablecoin payments. It connects to point-of-sale systems, checkout flows, and banking partners through a single API, routing transactions across multiple blockchains and wallets or exchanges before converting proceeds to fiat or stablecoins for merchant payout. The platform also provides payment links, buy buttons, and e-commerce plugins for online integration, alongside an administrative backoffice for merchants to manage balances, transfers, and identity verification.

Uniwire Payment Gateway is a cryptocurrency payment processor that lets businesses accept, convert, and pay out digital assets through a dashboard, REST API, JavaScript SDK, or WooCommerce plugin. It generates invoices, processes multi-chain deposits, and executes automatic crypto-to-crypto conversion and withdrawals to blockchain addresses or bank accounts based on configurable thresholds. The system provisions MPC-based wallets for each merchant, supports Bitcoin transaction processing without waiting for confirmations, and integrates the Lightning Network's LNURL protocol alongside connections to third-party exchanges and on/off-ramp providers.

AstraPay is a non-custodial Web3 payment protocol enabling businesses and creators to accept cryptocurrency payments through checkout buttons, payment links, or direct API integration. The system generates temporary wallet addresses per transaction and automatically transfers funds to the merchant designated receiving wallet, with fees starting at 0.5 percent per transaction.

Lunu Terminal is a point-of-sale device for accepting cryptocurrency payments in physical stores. It processes crypto transactions alongside traditional card schemes and mobile wallets, connecting via Wi-Fi, Bluetooth, or a cellular data connection. Merchants use it to accept multiple cryptocurrencies and stablecoins from customer wallets while receiving settlement in fiat currency.

Lunu Console is a merchant dashboard for managing crypto payment operations across Lunu's terminal, widget, and other checkout products. It provides transaction monitoring, account administration, and reporting for businesses accepting cryptocurrency payments. Merchants use it to track payment activity and manage settlement across their connected payment channels.

Lunu Pay Widget is an embeddable checkout tool that lets online merchants accept cryptocurrency payments directly on their websites. It integrates with common e-commerce platforms through plugins, allowing customers to select a wallet and cryptocurrency, scan a generated QR code, and complete payment while the merchant receives settlement in fiat currency. It supports automated identity checks for higher-value transactions.

Lunu POS Application is software that adds cryptocurrency payment acceptance to existing point-of-sale hardware. It runs on Android-based terminals, including devices from card-terminal manufacturers, letting retailers accept crypto payments alongside their existing in-store checkout flow. Customers pay using a supported cryptocurrency wallet, and the merchant receives settlement in fiat currency.

MaxelPay Payment Gateway is a merchant payment gateway that lets businesses accept cryptocurrency payments and route them to a payout wallet the merchant controls. It works through an API and plugin-based integration that embeds crypto checkout into websites and applications, offering QR code, in-wallet, and direct wallet transfer payment options without requiring buyer identity verification. Merchants can also generate itemized invoices and e-invoices with set amounts and expiration terms, sent as payment links or email, and track settlement status from a dashboard. A self-custodial wallet component lets merchants store and manage received funds directly, retaining control of private keys while connecting to the same dashboard for payment tracking. The platform supports payments across multiple blockchain networks and a range of tokens for businesses of varying sizes.

ForgingBlock Lightning Network Gateway is a Bitcoin Lightning Network payment implementation that provides instant transaction confirmation and micropayment support. It operates Lightning nodes enabling low-fee, near-instant transfers for retail point-of-sale terminals and device-to-device payments. The product is used by merchants needing fast settlement for small-value Bitcoin transactions.

ForgingBlock CommerceFlow is a WooCommerce plugin that lets online store owners accept cryptocurrency payments, including from automated AI purchasing agents, directly within their existing checkout flow. Store owners install the plugin, connect it to their ForgingBlock account credentials, and enable it as a payment method to process stablecoin and crypto checkout alongside standard orders. The plugin supports real-time order updates through webhook callbacks and a configurable return experience after checkout.

ForgingBlock Payment Gateway is a non-custodial cryptocurrency payment gateway that lets online merchants accept crypto and stablecoin payments. It provides a unified API and hosted checkout pages for creating orders, generating invoices, and settling payments directly between customer and merchant wallets without an intermediary holding funds. Businesses use it to integrate crypto checkout into online stores, receive real-time payment webhooks, and accept payment across multiple blockchains and stablecoins.

Tender Merchant is a merchant payment gateway that lets businesses accept cryptocurrency payments across physical and online checkout flows. Merchants integrate the platform through point-of-sale terminals, APIs, plugins, payment links, and software development kits, with a dashboard providing sales metrics and transaction analytics. The gateway also converts incoming crypto into local fiat settlement, converts fiat into crypto through an on-ramp pipeline, issues wallet-as-a-service subwallets for end users, and supports bulk disbursements to pay multiple recipients at once. All of these capabilities are accessed through the same merchant account and dashboard rather than as separate applications.

Heleket is a cryptocurrency merchant payment gateway that enables businesses to accept crypto payments online. It provides invoice-based checkout, static wallet assignment, and QR code payment forms, alongside API integration and CMS plugins for easy setup. The platform auto-converts received crypto to stablecoins, supports mass payouts, includes an integrated swap feature, and sends webhook notifications for real-time transaction tracking across multiple blockchain networks.

Crypto processing is a crypto payment processing service for merchants and businesses. It accepts payments in multiple cryptocurrencies and settles funds in fiat currencies, including EUR, USD, and GBP via bank transfer. Features include dedicated wallet addresses per client, payment link generation, automatic top-up requests when a customer underpays, refund processing in the original cryptocurrency, and real-time transaction monitoring through a merchant dashboard. Integration is available via REST API.

Koywe Payments is a payments infrastructure product that lets businesses collect and pay funds internationally across multiple Latin American markets and beyond. It processes pay-ins through payment links, hosted checkout, and in-person QR payments, and pay-outs to suppliers and other third parties, using local payment methods in each country. Companies, fintechs and payment service providers access the service through a single platform or API, receiving fee and exchange-rate quotes before confirming each transaction. The product also enables merchants to accept point-of-sale payments from foreign customers in the customer's local currency while settling in the merchant's own currency.

Request Network Protocol is a decentralized payment infrastructure that lets businesses and developers create, send, and accept crypto payment requests. It combines on-chain anchoring with distributed storage to generate verifiable invoices and payment links, track their settlement status, and route funds directly between wallets across multiple blockchain networks. Users access the system through a shared dashboard and API that support both collecting payments from customers and sending payouts to recipients, including cross-chain and crypto-to-fiat settlement options.

Radom is a merchant payment gateway that enables businesses to accept cryptocurrency and stablecoin payments through hosted checkout pages, payment links, and invoicing tools. The platform lets merchants manage recurring subscription billing, generate dedicated deposit addresses for customer attribution, and connect bank-led collection through virtual accounts and open banking. It also provides crypto-to-fiat conversion, stablecoin settlement, and bulk payout tools for disbursing funds across multiple blockchains and currencies. Businesses and payment service providers use the platform's dashboard and APIs to embed these payment, collection, and treasury functions into their own products.

ChainRails is a merchant payment gateway that lets businesses accept cryptocurrency and fiat payments from any supported blockchain, token, or currency through a single integration. It processes transactions with an intent-based architecture that escrows funds on-chain, automatically routes and swaps or bridges them, and settles to the recipient's preferred chain, token, or bank account. Businesses integrate through an embeddable payment modal, direct API and SDK calls, or contract-level integration, and can generate shareable payment links, manage deposits and withdrawals, and sponsor network fees for end users through a paymaster feature. A dashboard provides visibility into volume, revenue, and API configuration. Fiat conversion and identity verification are handled through integrated ramp and KYC flows.

INXY Payments Platform is a cryptocurrency payment processing platform that lets businesses accept, send, and exchange digital currencies through a single account and API. It provides merchant checkout integration for accepting crypto and stablecoin payments with automatic conversion to fiat, automated mass payout tools for distributing bulk crypto or stablecoin transfers to recipients worldwide, and an OTC desk for converting between crypto and fiat currencies. Businesses access these functions through a unified dashboard or host-to-host API, with settlement available in fiat via bank transfer. The platform also offers a white label API infrastructure that lets fintech companies embed stablecoin payment, payout, and conversion rails into their own products without operating their own blockchain infrastructure.

MugglePay Payment Gateway is a non-custodial cryptocurrency payment gateway and merchant API that lets businesses accept stablecoin and native crypto payments across multiple blockchains. It settles payments directly to the merchant without holding custody of funds, and supports checkout integrations, payment links, and plugins for common e-commerce platforms. Businesses use it for use cases such as AI agent payments, NFT presales, decentralized physical infrastructure device sales, buy-now-pay-later checkout, crypto debit card or wallet deposits, and customer cashback programs.

Confirmo is a stablecoin payment platform for businesses, delivered through a unified dashboard and API. It combines a merchant checkout for accepting one-off payments via hosted invoices, embeddable payment buttons, and email invoicing, with a deposits feature that issues permanent per-customer wallet addresses for recurring inbound transfers. A payouts module lets businesses send on-demand, bulk, or scheduled outbound transfers to crypto wallets or bank accounts, converting between stablecoins and fiat as needed. A subscription billing feature lets merchants create recurring stablecoin billing plans, with each subscription isolated in its own smart contract carrying a scoped, one-time customer approval that can be canceled independently on-chain. All modules settle into a single merchant balance across multiple supported blockchains and stablecoins.

DePay is a wallet-connect payment service that lets self-custody wallet holders pay Visa-accepting merchants directly from their own wallets without moving funds into custody first. Users connect a supported wallet, set a one-time spending approval, and DePay settles the transaction on-chain while the merchant receives local currency through the Visa network. The service abstracts the underlying blockchain steps so checkout feels the same as a standard card payment, and it supports funding across several blockchain networks.

Ezeebit Pay is a merchant payment gateway that lets businesses accept cryptocurrency and stablecoin payments in-store, online, and through over-the-counter channels. It processes payments via ePOS devices, static QR codes, e-commerce plugins, and a developer API, converting incoming crypto to stablecoins at the moment of payment and settling merchants in stablecoin or local fiat currency the next business day. The platform includes a merchant portal for transaction management, API authentication, and payment tracking, and operates under financial services regulation in its home market.

Breeze Payment Platform is a merchant of record payment gateway that lets businesses accept card, digital wallet, and crypto payments through a single API integration. It hosts checkout pages and payout flows, handling payment processing, chargeback and fraud liability, sales tax collection and remittance, and KYC-driven compliance on behalf of merchants. The platform settles merchant balances in stablecoins or fiat and supports recurring subscription billing alongside one-time payins and payouts across multiple blockchains.

CryptAPI Payment Gateway is a merchant payment gateway that lets online businesses accept cryptocurrency payments without requiring account registration or API keys. It works through REST API endpoints and prebuilt e-commerce plugins, generating payment addresses, invoices, and webhook callbacks that forward funds directly to a merchant-supplied wallet. The gateway calculates network fees and converts amounts using real-time price feeds, letting merchants receive settlement across a wide range of supported cryptocurrencies and stablecoins.

Nodex is a non-custodial merchant payment gateway that enables businesses to accept cryptocurrency payments and receive settlement instantly. The platform's smart contracts route each payment through decentralized liquidity pools to fetch the best available exchange rate at the time of payment, converting the payer's chosen token into the merchant's selected settlement asset. Merchants connect a self-custody wallet to configure receiving addresses and settlement tokens, avoiding identity screening requirements and per-transaction fees, while payers pay directly from their own web3 wallets across multiple blockchain networks.

CoinRemitter is a merchant payment gateway that lets businesses accept cryptocurrency payments for goods, services, and donations. It processes payments through hosted wallets with automated forwarding to merchant-specified addresses, notifying merchants of activity via webhooks. Merchants integrate it through a REST API, open-source plugins for popular e-commerce and web platforms, or embeddable tools such as invoicing, pricing tables, presale campaigns, payment buttons, and hosted payment pages. It supports transactions across multiple blockchains and stablecoins.