List of Merchant Payment Gateway companies in Web3 (2026)

Solana Pay is a merchant payment gateway that accepts SOL and SPL token payments through standardized URL schemes, QR codes, and shareable links. Merchants embed Solana Pay endpoints in checkout flows to request specific amounts and recipient addresses, while wallets prompt users to sign and broadcast the transaction. The protocol supports both interactive transaction requests and direct token transfers without requiring custodial intermediaries.

Accept payments across various venues using crypto.com pay integrations or dedicated merchant app and generate invoices.

Gate Pay implements cryptocurrency payment processing for merchants, facilitating deposits, withdrawals, and fiat currency conversion. The system provides API integration for payment acceptance and settlement in digital assets.

Coinbase Commerce provides merchant payment gateway infrastructure for accepting cryptocurrency transactions with automatic USDC conversion to mitigate volatility exposure. The system supports payments across hundreds of digital assets with instant blockchain settlement and 1% transaction fees. Merchants integrate through Commerce API or pre-built plugins for WooCommerce, Shopify, and other e-commerce platforms. The platform eliminates chargeback risk while enabling global payment acceptance with direct wallet deposits, removing intermediary settlement delays common in traditional payment processing.

Checkout enables users to purchase digital assets using credit cards, debit cards, and cross-chain payments. The system supports multiple payment methods including Apple Pay and Google Pay while creating wallets automatically for users who don't have them.

TransFi Collections enables businesses to accept payments from customers in many countries with instant settlement in stablecoins or fiat currencies. The platform provides automated invoice management, payment reminders, and real-time transaction tracking.

Transfero Web Checkout processes crypto and Pix payments for retail businesses. The system allows merchants to accept cryptocurrency payments while receiving settlements in local fiat currency.

NOW Payments is a non-custodial payment gateway and related tools for accepting, converting and settling cryptocurrency payments.

thirdweb Pay enables crypto and fiat payment processing for blockchain applications with cross-chain payment support and user-friendly checkout experiences.

NFT Checkout enables customers to purchase NFTs directly using fiat payment methods through Alchemy Pay's global payment network, eliminating the need for users to first acquire cryptocurrency.

CoinGate is a merchant payment gateway that enables businesses to accept cryptocurrency payments from customers at point-of-sale or online checkout. The system processes payments across multiple blockchain networks and automatically converts crypto to fiat currencies like EUR, USD, or GBP for settlement.

Whitepay Platform provides cryptocurrency payment processing through API integration, web plugins, and dashboard management, enabling businesses to accept digital asset payments with automatic conversion and transaction monitoring.

Transak NFT Checkout enables users to purchase single or multiple NFTs using fiat currency with support for ERC-721, ERC-721A, and ERC-1155 tokens across major blockchain networks.

MixPay is a cross-chain payment gateway that processes cryptocurrency transactions through Mixin Network, enabling automatic conversion between digital assets and stablecoin settlement. The system supports payment processing across various blockchain networks while providing API integration for e-commerce platforms.

Ramper's NFT Checkout provides a fast NFT checkout solution supporting both crypto & fiat. Ramper handles chargebacks, and instant wallet creation, and pays users in their NFT contract's native tokens.

G-Payments enables businesses to accept both cryptocurrency and fiat payments through a unified gateway with API integration. The platform supports automated currency conversion, real-time transaction notifications, and settlement to bank accounts or crypto wallets. Users configure payment methods across multiple blockchains while maintaining AML/KYC compliance and transparent fee structures for e-commerce, media, and gaming applications.

Luno Pay is a merchant payment gateway for paying with cryptocurrency at participating South African stores and online via QR code, enabled through partners.

CoinZoom Commerce is a business payment service enabling merchants and enterprises to accept cryptocurrency payments at checkout and execute international bulk payouts in fiat or crypto. Businesses can route payments to ZoomMe handles or external crypto wallets, manage recurring payments, and process cross-border transactions. The service is positioned as a payments infrastructure layer for businesses bridging digital assets and fiat settlement.

Checkout collects local payments via UPI and GCash in India and Philippines, settling transactions globally in USDT or USD for cross-border commerce.

A payment facilitation solution enabling merchants to accept fiat payments from customers via credit cards and traditional payment methods while receiving instant stablecoin settlements directly to corporate wallets. The system processes transactions under merchant-specific business MCCs, converts fiat to stablecoins in real-time, and deposits funds instantly without intermediaries. Merchants retain full control over funds with options to hold stablecoins or convert to fiat through integrated withdrawal capabilities.

CryptoProcessing enables businesses to accept payments in multiple cryptocurrencies with instant conversion to fiat currencies. The system processes transactions through blockchain networks while providing automated settlement options and comprehensive reporting tools.

Cregis Payment Engine provides cryptocurrency payment processing infrastructure with T+0 settlement for cross-border transactions. The system supports automated payment collection, currency conversion, checkout page generation, QR codes, POS integration, invoicing, and AML monitoring through API integration for merchant payment acceptance.

OxaPay Merchant Service provides REST API infrastructure for cryptocurrency payment processing through invoice generation, white-label payment pages, and static wallet addresses. Merchants access webhook notifications for transaction events, auto-conversion to stablecoins, underpaid coverage thresholds, and fee payment configuration through API authentication via merchant keys. The service supports fiat-denominated invoicing with real-time cryptocurrency conversion rates and integrates through official plugins for WooCommerce, WHMCS, PrestaShop, Blesta, ClientExec, and other e-commerce platforms.

Bit2Me Commerce implements a merchant payment gateway facilitating cryptocurrency acceptance for e-commerce platforms through API integration. The system processes digital asset payments with automatic fiat conversion, charging 1.95% merchant fees while providing fraud protection through irreversible blockchain transactions and configurable wallet management.

BlockBee enables businesses to accept cryptocurrency payments through online, in-person, and messaging channels. Merchants can implement hosted checkout pages, generate deposit addresses, integrate custom payment flows via API, use e-commerce plugins for platforms including WooCommerce and PrestaShop, process in-person transactions through QR codes on mobile devices, or accept payments through Telegram bot commands. The system processes transactions across multiple blockchains with automatic confirmation tracking.

JustMoney Pay is a cryptocurrency payment gateway offering four integration methods for merchants. The system processes payments with USDT settlement and supports e-commerce checkout, mobile terminals, donation buttons, and payment links.

NFT Dir3ct enables fiat-to-crypto payment processing specifically for NFT marketplaces and projects, supporting initial mints, whitelists, and secondary market purchases with seamless cryptocurrency conversion.

Bitnovo Business is a merchant crypto payment gateway enabling businesses to accept cryptocurrency payments via payment links, QR codes, and website integrations with automatic fiat conversion and settlement. Merchants integrate through API or physical ATM hardware installations, and can also distribute Bitnovo gift card vouchers through their retail locations.

Nexo Payment Gateway enables businesses to accept cryptocurrency payments from customers through a hosted checkout integration. Merchants receive settlements in their preferred currency while customers pay with crypto directly from their wallets.

A merchant payment gateway implementing smart order routing across multiple blockchains, facilitating cryptocurrency payments through API integration, payment links, and subscription management with automated receipts and transaction tracking.

CoinPayments provides merchant payment processing through API integration and plugin architecture, enabling cryptocurrency transaction handling across ecommerce platforms. The system processes payments through secure wallet infrastructure while offering conversion and settlement functionality.

Changelly PAY provides merchant payment processing infrastructure for accepting cryptocurrency payments with automatic fiat conversion. The system integrates via API to enable businesses to receive payments in multiple cryptocurrencies while settling in fiat currencies. Implementation includes payment gateway integration, transaction processing, and compliance tooling for e-commerce platforms, online services, and GameFi applications.

Orbital Merchant Payments provides global e-commerce payment infrastructure through RESTful API's, enabling global online merchants to send, receive, and manage stablecoin & crypto payments across borders. The system includes Rapid Deposit addresses, Hosted Payment Pages, Embedded Payment Pages, Invoice Links, plus many more features designed to satisfy the needs of enterprise merchants.

Cryptomus Payment Gateway processes cryptocurrency payments for businesses through API integration, plugins, and payment links. The system supports multiple cryptocurrencies with automatic conversion features and provides merchant tools for invoice generation and payment tracking.

BitPay Business Payment Gateway is a merchant payment processing service that lets businesses accept cryptocurrency online, by email, or in person with settlement in fiat, crypto, or both.

Kinesis Pay is a merchant payment gateway enabling businesses to accept payments in gold (KAU), silver (KAG), and multiple digital assets. Merchants install a website plugin to connect their online store to the Kinesis payment system. Payments are processed as peer-to-peer transfers within the Kinesis platform with no transaction fees for merchants or customers. A merchant dashboard provides real-time payment tracking, yield visibility on accumulated gold and silver holdings, and reporting integration.

AstraPay is a non-custodial Web3 payment protocol enabling businesses and creators to accept cryptocurrency payments through checkout buttons, payment links, or direct API integration. The system generates temporary wallet addresses per transaction and automatically transfers funds to the merchant designated receiving wallet, with fees starting at 0.5 percent per transaction.

Lunu Terminal is a point-of-sale device for in-store crypto payments that supports NFC and traditional payment methods with Wi‑Fi, Bluetooth, and cellular connectivity.

A low‑code payment integration and hosted checkout to enable fiat‑to‑crypto on‑ramp, crypto‑to‑fiat off‑ramp, and NFT purchases, integrated with providers like Transak, MoonPay, and Ramp Network.

Maya Business is a merchant payment acceptance platform enabling Philippine businesses to accept QR payments, card transactions, and digital wallet payments through point-of-sale integrations and online checkout. Merchants access the Maya Center for fast onboarding with no monthly fees, real-time transaction history, and additional tools for invoicing, payroll, and business financing.

Aquanow Pay provides payment links, checkout pages, and crypto payout methods so merchants can accept digital asset payments with automatic fiat conversion. It handles KYC collection, multi-asset support, and real-time settlement with no chargebacks.

White-label crypto payment platform that enables businesses to deploy branded payment services under their own identity. The system handles transaction processing, wallet infrastructure, and asset conversion, allowing operators to offer crypto payment acceptance without managing the underlying technical stack.

xMoney is a payment processing platform enabling merchants to accept cryptocurrency payments with fiat conversion capabilities and banking integration.

CPAY Gateway enables businesses to accept cryptocurrency payments through customizable checkout pages, API integration, and non-custodial wallet infrastructure. The system processes Bitcoin, Ethereum, USDT, and other cryptocurrencies with transparent 1% fees.

BoomFi Payment Gateway provides cryptocurrency payment processing across multiple blockchains, supporting one-time payments, subscriptions, and invoicing with dual crypto-fiat settlement options for businesses.

Flexa Payments implements instant digital asset authorization through onchain collateralization, enabling merchants to accept payments in cryptocurrencies across multiple blockchain networks. The system guarantees funds within 500ms while processing blockchain confirmations in the background, eliminating chargebacks and volatility risk through Amp collateral backing.

Heleket is a cryptocurrency merchant payment gateway that processes transactions through API integration and CMS plugins, enabling invoice-based checkout, static wallet assignment, and QR code payment forms. The system handles auto-conversion of received crypto to stablecoins, mass payouts via API, and webhook notifications for real-time transaction status tracking across multiple blockchain networks and currencies.

Crypto processing is a crypto payment processing service for merchants and businesses. It accepts payments in multiple cryptocurrencies and settles funds in fiat currencies, including EUR, USD, and GBP via bank transfer. Features include dedicated wallet addresses per client, payment link generation, automatic top-up requests when a customer underpays, refund processing in the original cryptocurrency, and real-time transaction monitoring through a merchant dashboard. Integration is available via REST API.

Fystack's crypto payment gateway lets businesses accept and process digital asset payments across multiple blockchains through a single integration. It detects incoming deposits in real time, automates settlement flows, and handles the full transaction lifecycle with auditability built in.

Due Payments is a global payment acceptance platform that enables businesses to accept payments through bank transfers, mobile money, digital wallets, and cryptocurrency across multiple networks. It supports global checkout, mobile point-of-sale, payment links, and invoices with settlement to stablecoins or local currency.