List of Financial Services Platform projects on Bitcoin (2026)

Trading Infrastructure is a white-label brokerage technology stack that lets licensed financial institutions run their own branded crypto brokerage. It provides API-led pricing, trade execution, market data, deposit and withdrawal handling, and post-trade settlement, while the client retains its own regulatory license and customer relationships. It is delivered through REST APIs, webhooks, and OAuth2-secured account management, with staging environments available for integration testing.

Embedded Brokerage is a fully managed digital asset brokerage service that operates behind a client's brand without requiring the client to hold its own licence. Aquanow supplies the regulatory licensing, compliance program, custody, and trade execution, including cold and warm wallet storage, crypto insurance coverage, and segregated, bankruptcy-remote account structures. It is intended for businesses that want to offer branded crypto trading to end customers while outsourcing the underlying regulatory and operational burden.

Bitnob Treasury is a treasury management platform that automates the holding, movement, and rebalancing of a business's fiat and crypto reserves. It connects external accounts and wallets, runs scheduled conversions and sweeps, and enforces spending limits and multi-signature approval policies on treasury actions. Businesses use it to maintain target currency allocations and audit trails without manual intervention.

YouHodler White-Label Solutions provides fintech companies with API and SDK integrations to embed crypto services under their own brand. Available offerings include a crypto buy/sell widget supporting multiple assets with cash-out to major fiat currencies, a crypto-backed lending module, and advanced trading tools. The service operates on a revenue-sharing model with no upfront fees. Digital asset custody is provided through Ledger Enterprise.

YouHodler Corporate Account is a business banking product offering multi-currency IBANs with instant access to US dollars, euros and pounds sterling, plus Swiss francs coming soon, alongside SEPA and SWIFT payment rails for companies operating across borders. A multi-wallet infrastructure holds stablecoins and digital assets alongside fiat, enabling real-time payments over a multi-rail network and round-the-clock cross-border settlement. Onboarding is completed in a few days through account creation, document upload, and verification, via a dedicated business sign-up flow separate from the consumer app. The product reports support for over one hundred fifty currencies and serves more than eighty-five corporate clients moving over thirty-five million dollars in monthly volume.

YouHodler Business API is a payments infrastructure and orchestration platform that lets electronic money institutions, banks, and fintechs embed stablecoin payments, payouts, client accounts, and settlement into their own products through a single API. It provides client account management, cross-border settlement, and built-in compliance tooling alongside the payment rails. The platform also supports fiat-to-crypto and crypto-to-fiat conversion, functioning as an on/off ramp for embedded finance use cases. It is currently in open beta with a sandbox environment available for evaluation ahead of a planned live release.

Simplex Banking provides virtual IBAN accounts and bank transfer infrastructure for crypto businesses through regulated banking APIs. These platforms use Simplex Banking to embed fiat account and payment capabilities into their own products.

Interlace Platform is a financial services platform that lets businesses embed card issuance, multi-currency banking, on/off-ramp processing, and yield accounts into their own products through a single API. It combines licensed banking and card-issuing infrastructure across multiple regions, allowing companies to launch compliant financial products without holding their own banking or card licenses. Businesses in fintech, e-commerce, and Web3 use the platform to add payments, custody, and treasury features to their offerings.

Interlace BaaS is a banking-as-a-service infrastructure product that provides multi-currency business accounts, currency exchange, and international payments through an open API. It connects to global payment rails and on-chain payment systems, enabling fiat-to-crypto and crypto-to-fiat settlement for platforms built on top of it. Fintechs, e-commerce companies, and Web3 businesses use it to embed banking functionality into their own products without partnering directly with a bank.

True Markets Gateway is an API platform that lets fintechs, brokerages, and banks offer digital asset trading, payments, and agentic execution within their own products. It routes orders through a shared liquidity venue, abstracting stablecoin, gas, and chain complexity behind a single credential. The platform also delivers real-time cross-market pricing and on-chain yield on idle balances without assets leaving custody. Agent-ready endpoints with scoped keys allow autonomous trading strategies to execute safely across multiple blockchain networks.

Linka Crypto as a Service is a white-label stablecoin infrastructure package for financial institutions and fintechs, enabling them to offer cryptocurrency features to their own users. The service includes multi-party computation custody with security certifications, fiat on and off ramps for Latin American markets, API access for buy, sell, send, receive, and swap operations across multiple tokens, and a customizable front-end. Partners deploy branded crypto wallet and exchange interfaces without building underlying custody or liquidity infrastructure.

Membrane is an institutional infrastructure platform for digital asset credit operations, providing modular tooling for loan lifecycle management, cross-custodian collateral governance, settlement, and real-time risk analysis across counterparties and exchanges. Institutional lenders, prime brokers, and market participants connect custodians, wallets, and exchanges through the CustodyLink Network to manage credit workflows and collateral positions, with StableRepo enabling counterparty discovery for institutional stablecoin repo transactions.

Notbank is a digital asset platform providing trading, custody, yield, and payment infrastructure through a unified REST API. The platform supports local currency on/off ramps across Latin America, institutional custody with multi-signature controls, daily interest on crypto balances, stablecoin payment rails, payment link collection, and a Crypto as a Service module for fintechs and banks to integrate digital asset capabilities via API.

SpectroCoin is a centralized cryptocurrency platform offering exchange, custodial wallet, and financial services through a unified web and mobile interface. The system supports buying, selling, and exchanging multiple digital assets via bank transfers, cards, and e-wallets, while providing a multicurrency custodial wallet with personal IBAN accounts and VISA debit cards for spending. Additional capabilities include crypto-backed loans with configurable loan-to-value ratios and a merchant payment gateway with API integration and e-commerce plugins for accepting cryptocurrency payments.

Belo Business is a business treasury account for companies in Latin America that need to hold and manage funds in multiple fiat currencies and cryptocurrencies. The platform lets registered companies collect payments from abroad, pay suppliers across the region, and convert between currencies without manual paperwork. Access requires a separate company onboarding and compliance review through a dedicated web application, distinct from the consumer app.

FiveWest Platform is a financial services platform that combines regulated banking-style infrastructure with digital asset services for institutional and private clients in South Africa. It provides digital asset custody with segregated client holdings, an integrated buy-and-sell interface for converting between local currency and multiple cryptocurrencies, and payment collection and merchant payment gateway tools that let businesses accept crypto and local currency payments and settle to bank accounts. Clients access these services through a single account and dashboard, with currency conversion, corridor routing, and compliance checks handled end to end.

BP Ventures is a B2B stablecoin payment infrastructure platform providing banks, fintechs, NGOs, and global organizations with multi-chain wallets, instant crypto exchange (ICE) for USDC/USDT and cross-chain swaps, mass payout systems for global disbursements, cross-chain settlement rails, and stablecoin issuance and treasury tools, all MiCA-aligned and built on blockchain payment networks.

GalaxyOne provides retail investors with unified access to high-yield cash accounts, cryptocurrency trading, and U.S. equity markets through a mobile and web platform. The system offers FDIC-insured cash accounts earning 4% APY via Cross River Bank, structured investment notes earning 8% APY for accredited investors backed by Galaxy's institutional lending operations, and commission-free trading across digital assets and traditional securities. The platform enables automated interest reinvestment into digital assets and supports fractional share ownership.

BlockWyre Banking is a Banking-as-a-Service platform providing FBO accounts and sub-ledger systems that let businesses create virtual bank accounts, manage treasury, and move funds via domestic wires, ACH, and international transfers. The platform offers API-driven banking integration with compliance frameworks and multi-currency support, including virtual sub-accounts issued in client names for beneficiary pay-ins and pay-outs. Businesses use it to segment balances by customer, product, or corridor while maintaining audit-ready reporting.

Integral FX is a cloud-based trading and workflow automation platform for institutional foreign exchange, precious metals, and CFD markets. It aggregates liquidity, applies a configurable pricing engine, and automates risk warehousing, distribution, and settlement, with white-label single-dealer platforms for banks and brokers. Connectivity spans MT4 and MT5 as well as REST, WebSocket, FIX, and ITCH APIs, hosted across low-latency data centers with SOC 2 Type II controls.

Integral Digital is a SaaS platform providing institutional-grade connectivity, execution, and workflow automation for digital asset trading. It aggregates and normalizes crypto liquidity from exchanges and market makers, applies a configurable pricing engine, and automates risk management, distribution, settlement, and reporting for trading desks. Access is provided through REST, WebSocket, and FIX APIs alongside customizable interfaces, hosted across low-latency data centers with independently audited security controls.

Seamount is a multi-chain financial platform for cross-border payments and digital asset management, settling transactions via USDS stablecoin on Algorand Mainnet. The platform provisions wallets across multiple networks with fiat on/off-ramps via Flutterwave and Paystack for local currency conversion. Users earn yield through Prime and Alpha investment tiers managed by third-party fund managers. Business services include asset tokenization, digital treasury management, on-chain analytics, and regulatory compliance.

Cuenta Empresa is a business account offering that lets companies buy, sell, and hold cryptocurrencies alongside sending and receiving domestic and international payments. Businesses fund and withdraw through corporate bank accounts in their local currency while using digital assets and stablecoins to manage treasury and cross-border transfers. The account starts with basic operating limits and can be upgraded to a fully verified tier with higher transaction limits as a company's needs grow.

Personal USD banking accounts for individuals from over 150 countries, enabling users to manage traditional banking alongside digital assets in a single account with ACH, wire transfers, and cross-border payment capabilities.

Enterprise banking services for small and medium enterprises, providing USD accounts, domestic and international payments, cross-border transfers, and integrated digital asset capabilities for fintech and Web3 companies.

Stablecore is a banking infrastructure platform that enables banks to integrate stablecoin and digital asset products into their existing core systems. The platform provides custody, compliance, blockchain infrastructure, and operational tools to help banks offer digital asset accounts, USD-to-stablecoin conversion, and stablecoin payment products while maintaining security and regulatory compliance standards.

Stablecore Digital Asset Accounts & Exchange is a banking infrastructure feature that lets banks and credit unions offer digital asset accounts, including Bitcoin and stablecoins, within their existing banking experience. It connects to multiple digital asset custodians, exchanges, and liquidity providers to let customers store, buy, and sell digital assets directly from their bank accounts. Built-in compliance tooling supports regulatory adherence for institutions offering these accounts.

DitoBanx Empresas is a financial services platform that gives businesses and individuals multi-currency accounts, business Mastercard cards, and holdings in Bitcoin and stablecoins alongside traditional fiat balances. It routes international transfers over multiple payment rails, letting companies send and receive funds across countries with traceable, permissioned transactions. The platform also supports mass payment disbursement, treasury management, lending, and cross-border remittances for SMEs, corporations, and fintechs operating across Latin America.

Bankei Banking-as-a-Service is a white-label financial infrastructure platform that lets other businesses launch branded banking and payment products without building their own regulatory or technical infrastructure. Companies connect to a modular API to offer prepaid cards, digital accounts, cryptocurrency purchase and custody, Pix transfers, and bill payments under their own brand, while Bankei manages compliance, risk, and processing. It also offers an IT body-shop model, supplying on-demand technology teams to support partner integrations and expansion. The platform is aimed at businesses with an existing customer base seeking to add financial services and earn revenue from interchange, foreign-exchange, and transaction fees.

Kem App is a financial services platform that lets individuals manage stablecoins, other digital assets, and gold alongside traditional currencies in a single mobile application. Users can send money to contacts or across borders, swap between crypto, gold, and local currencies, and hold assets in a built-in wallet secured with multi-signature protection. The app also connects to linked payment cards for everyday spending and to bank accounts for withdrawals. It is aimed at consumers seeking a unified interface for cross-border transfers, currency conversion, and asset custody.

Shakesco is a self-custody crypto wallet and payments app that lets individuals and businesses buy, send, and receive Bitcoin, Ethereum, and stablecoin-based assets. It is built on an ERC-4337 smart contract wallet, using multi-party computation to secure account recovery and account abstraction to remove seed phrase management and gas handling for users. The app bundles payment links, point-of-sale checkout, a loyalty token marketplace, recurring payments, split payments, and privacy features such as stealth addresses and Bitcoin silent payments into one interface.

Esca Platform is a financial services platform that provides multi-currency virtual accounts, currency conversion, and cross-border payment infrastructure for businesses operating in emerging markets. It lets businesses accept deposits in local currency, automatically convert balances into stable currencies and supported cryptocurrencies, and withdraw funds to bank accounts or wallets across multiple countries. The platform also offers named multicurrency accounts, forward contracts for hedging currency risk, and yield-bearing balances, alongside a developer API that exposes account creation, conversions, payouts, and real-time rate and webhook data. Businesses use it to manage treasury, payroll, and settlement operations without establishing local banking entities in each market.

Talos Trading Platform is an institutional digital asset trading and portfolio management platform used by asset managers, hedge funds, banks, brokers and OTC desks. It provides trade execution, smart order routing and request-for-quote workflows connecting to exchanges, OTC desks, prime brokers and lenders, alongside portfolio construction, real-time risk monitoring and treasury and settlement operations. A white-label mode built on the same infrastructure lets brokers and financial institutions launch a branded digital asset trading service without building their own systems. The platform also delivers aggregated market data, on-chain analytics and post-trade transaction cost analysis, all accessed through a single unified interface and account via FIX, REST, and WebSocket APIs.

Colurs is a mobile wallet and payments application enabling consumers to manage fiat and cryptocurrency funds in a single account. Users can buy, sell, send, and receive Bitcoin and a dollar-pegged stablecoin using local payment methods, swap between assets instantly, and move money domestically or across borders through wire transfers, real-time payments, and multi-currency conversion. The app also supports issuing dollar-denominated prepaid cards for everyday spending. It targets individuals seeking accessible cross-border payments and crypto storage without requiring technical expertise.