List of Financial Services Platform projects on Bitcoin (2026)

Bitnob Treasury is a treasury management platform that automates the holding, movement, and rebalancing of a business's fiat and crypto reserves. It connects external accounts and wallets, runs scheduled conversions and sweeps, and enforces spending limits and multi-signature approval policies on treasury actions. Businesses use it to maintain target currency allocations and audit trails without manual intervention.

Simplex Banking provides virtual IBAN accounts and bank transfer infrastructure for crypto businesses through regulated banking APIs. These platforms use Simplex Banking to embed fiat account and payment capabilities into their own products.

Interlace Platform is a financial services platform that lets businesses embed card issuance, multi-currency banking, on/off-ramp processing, and yield accounts into their own products through a single API. It combines licensed banking and card-issuing infrastructure across multiple regions, allowing companies to launch compliant financial products without holding their own banking or card licenses. Businesses in fintech, e-commerce, and Web3 use the platform to add payments, custody, and treasury features to their offerings.

Interlace BaaS is a banking-as-a-service infrastructure product that provides multi-currency business accounts, currency exchange, and international payments through an open API. It connects to global payment rails and on-chain payment systems, enabling fiat-to-crypto and crypto-to-fiat settlement for platforms built on top of it. Fintechs, e-commerce companies, and Web3 businesses use it to embed banking functionality into their own products without partnering directly with a bank.

Linka Crypto as a Service is a white-label stablecoin infrastructure package for financial institutions and fintechs, enabling them to offer cryptocurrency features to their own users. The service includes multi-party computation custody with security certifications, fiat on and off ramps for Latin American markets, API access for buy, sell, send, receive, and swap operations across multiple tokens, and a customizable front-end. Partners deploy branded crypto wallet and exchange interfaces without building underlying custody or liquidity infrastructure.

Membrane is an institutional infrastructure platform for digital asset credit operations, providing modular tooling for loan lifecycle management, cross-custodian collateral governance, settlement, and real-time risk analysis across counterparties and exchanges. Institutional lenders, prime brokers, and market participants connect custodians, wallets, and exchanges through the CustodyLink Network to manage credit workflows and collateral positions, with StableRepo enabling counterparty discovery for institutional stablecoin repo transactions.

Notbank is a digital asset platform providing trading, custody, yield, and payment infrastructure through a unified REST API. The platform supports local currency on/off ramps across Latin America, institutional custody with multi-signature controls, daily interest on crypto balances, stablecoin payment rails, payment link collection, and a Crypto as a Service module for fintechs and banks to integrate digital asset capabilities via API.

YouHodler White-Label Solutions provides fintech companies with API and SDK integrations to embed crypto services under their own brand. Available offerings include a crypto buy/sell widget supporting multiple assets with cash-out to major fiat currencies, a crypto-backed lending module, and advanced trading tools. The service operates on a revenue-sharing model with no upfront fees. Digital asset custody is provided through Ledger Enterprise.

SpectroCoin is a centralized cryptocurrency platform offering exchange, custodial wallet, and financial services through a unified web and mobile interface. The system supports buying, selling, and exchanging multiple digital assets via bank transfers, cards, and e-wallets, while providing a multicurrency custodial wallet with personal IBAN accounts and VISA debit cards for spending. Additional capabilities include crypto-backed loans with configurable loan-to-value ratios and a merchant payment gateway with API integration and e-commerce plugins for accepting cryptocurrency payments.

FiveWest is a financial services platform that bridges traditional banking and blockchain technology, offering OTC cryptocurrency trading, merchant payment gateway services, and international remittance solutions for institutional and private clients in South Africa.

GalaxyOne provides retail investors with unified access to high-yield cash accounts, cryptocurrency trading, and U.S. equity markets through a mobile and web platform. The system offers FDIC-insured cash accounts earning 4% APY via Cross River Bank, structured investment notes earning 8% APY for accredited investors backed by Galaxy's institutional lending operations, and commission-free trading across digital assets and traditional securities. The platform enables automated interest reinvestment into digital assets and supports fractional share ownership.

BlockWyre Banking is a Banking-as-a-Service platform providing FBO accounts and sub-ledger systems that let businesses create virtual bank accounts, manage treasury, and move funds via domestic wires, ACH, and international transfers. The platform offers API-driven banking integration with compliance frameworks and multi-currency support, including virtual sub-accounts issued in client names for beneficiary pay-ins and pay-outs. Businesses use it to segment balances by customer, product, or corridor while maintaining audit-ready reporting.

BP Ventures is a B2B stablecoin payment infrastructure platform providing banks, fintechs, NGOs, and global organizations with multi-chain wallets, instant crypto exchange (ICE) for USDC/USDT and cross-chain swaps, mass payout systems for global disbursements, cross-chain settlement rails, and stablecoin issuance and treasury tools, all MiCA-aligned and built on blockchain payment networks.

Seamount is a multi-chain financial platform for cross-border payments and digital asset management, settling transactions via USDS stablecoin on Algorand Mainnet. The platform provisions wallets across multiple networks with fiat on/off-ramps via Flutterwave and Paystack for local currency conversion. Users earn yield through Prime and Alpha investment tiers managed by third-party fund managers. Business services include asset tokenization, digital treasury management, on-chain analytics, and regulatory compliance.

Personal USD banking accounts for individuals from over 150 countries, enabling users to manage traditional banking alongside digital assets in a single account with ACH, wire transfers, and cross-border payment capabilities.

Enterprise banking services for small and medium enterprises, providing USD accounts, domestic and international payments, cross-border transfers, and integrated digital asset capabilities for fintech and Web3 companies.

Stablecore is a banking infrastructure platform that enables banks to integrate stablecoin and digital asset products into their existing core systems. The platform provides custody, compliance, blockchain infrastructure, and operational tools to help banks offer digital asset accounts, USD-to-stablecoin conversion, and stablecoin payment products while maintaining security and regulatory compliance standards.

Stablecore Digital Asset Accounts & Exchange is a banking infrastructure feature that lets banks and credit unions offer digital asset accounts, including Bitcoin and stablecoins, within their existing banking experience. It connects to multiple digital asset custodians, exchanges, and liquidity providers to let customers store, buy, and sell digital assets directly from their bank accounts. Built-in compliance tooling supports regulatory adherence for institutions offering these accounts.

Depasify Platform is a VASP-registered Web3 financial infrastructure platform providing banks and Web3 startups with API access to virtual IBANs, fiat-crypto exchange, on/off ramps, stablecoin payroll, cross-border and SEPA payments, KYC/AML compliance, and portfolio management. Businesses integrate modular digital asset capabilities through a single API.

DitoBanx Empresas is a financial services platform that provides businesses with digital accounts in USDC, USDT, and Bitcoin, Mastercard business cards, cross-border payments, mass payment disbursement, institutional treasury management, lending, and investments. It serves SMEs, startups, corporations, and fintechs across Latin America through a web-based platform.

Kem App is a financial services platform that lets individuals manage stablecoins, other digital assets, and gold alongside traditional currencies in a single mobile application. Users can send money to contacts or across borders, swap between crypto, gold, and local currencies, and hold assets in a built-in wallet secured with multi-signature protection. The app also connects to linked payment cards for everyday spending and to bank accounts for withdrawals. It is aimed at consumers seeking a unified interface for cross-border transfers, currency conversion, and asset custody.

Shakesco is a self-custody crypto wallet and payments app that lets individuals and businesses buy, send, and receive Bitcoin, Ethereum, and stablecoin-based assets. It is built on an ERC-4337 smart contract wallet, using multi-party computation to secure account recovery and account abstraction to remove seed phrase management and gas handling for users. The app bundles payment links, point-of-sale checkout, a loyalty token marketplace, recurring payments, split payments, and privacy features such as stealth addresses and Bitcoin silent payments into one interface.

Esca Platform is a financial services platform that provides multi-currency virtual accounts, currency conversion, and cross-border payment infrastructure for businesses operating in emerging markets. It lets businesses accept deposits in local currency, automatically convert balances into stable currencies and supported cryptocurrencies, and withdraw funds to bank accounts or wallets across multiple countries. The platform also offers named multicurrency accounts, forward contracts for hedging currency risk, and yield-bearing balances, alongside a developer API that exposes account creation, conversions, payouts, and real-time rate and webhook data. Businesses use it to manage treasury, payroll, and settlement operations without establishing local banking entities in each market.

A cryptocurrency-enabled digital banking account integrating stablecoin management with traditional payment infrastructure through a prepaid Mastercard, enabling instant Pix transfers, bill payments, and point-of-sale transactions using digital assets with commercial exchange rates.

Colurs is a global payments and treasury platform enabling real-time cross-border money movement through combined fiat and cryptocurrency infrastructure. The system processes international wire transfers, real-time payments via RTP, multi-currency foreign exchange conversion, and integrated cryptocurrency wallet services for Bitcoin and Tether storage and transfers.