List of Financial Services Platform projects on Ethereum (2026)

Visa Stablecoin Platform is a financial services platform that lets crypto-native companies, fintechs, and financial institutions manage stablecoin activity through a single operating environment. It combines onchain wallet infrastructure, access to a stablecoin issued under an open standard, fiat-to-stablecoin on-ramps and off-ramps, and stablecoin-based payments and payouts, with approval controls and compliance screening built in. Businesses use it to handle treasury, settlement, and program operations without integrating separate wallet, ramp, and compliance vendors. The platform is in limited availability, with some components such as wallet infrastructure and stablecoin access offered in beta.

Bitnob Treasury is a treasury management platform that automates the holding, movement, and rebalancing of a business's fiat and crypto reserves. It connects external accounts and wallets, runs scheduled conversions and sweeps, and enforces spending limits and multi-signature approval policies on treasury actions. Businesses use it to maintain target currency allocations and audit trails without manual intervention.

Simplex Banking provides virtual IBAN accounts and bank transfer infrastructure for crypto businesses through regulated banking APIs. These platforms use Simplex Banking to embed fiat account and payment capabilities into their own products.

Interlace Platform is a financial services platform that lets businesses embed card issuance, multi-currency banking, on/off-ramp processing, and yield accounts into their own products through a single API. It combines licensed banking and card-issuing infrastructure across multiple regions, allowing companies to launch compliant financial products without holding their own banking or card licenses. Businesses in fintech, e-commerce, and Web3 use the platform to add payments, custody, and treasury features to their offerings.

Interlace BaaS is a banking-as-a-service infrastructure product that provides multi-currency business accounts, currency exchange, and international payments through an open API. It connects to global payment rails and on-chain payment systems, enabling fiat-to-crypto and crypto-to-fiat settlement for platforms built on top of it. Fintechs, e-commerce companies, and Web3 businesses use it to embed banking functionality into their own products without partnering directly with a bank.

KlicklX is a financial services platform providing a unified account for managing crypto and fiat assets across multiple blockchains and currencies. The platform generates wallet addresses across several token standards and allows users to open multi-currency fiat accounts with dedicated IBANs supporting international and local transfer rails. Built-in tools cover fiat on/off-ramps, crypto conversion, fiat currency exchange, and pay-and-receive functionality for cross-border transfers. The app integrates the KlicklX Exchange, Klickl Card, and KlicklX Earn products within a single interface and account system.

Avenia Pay is a web-based treasury management platform that lets businesses move capital between international entities and convert between currencies such as the Brazilian real and the US dollar. It provides no-code setup for cross-border treasury operations, foreign exchange conversion, and access to US Treasury-linked yield, settling transactions through stablecoin-based infrastructure. A dedicated corridor of the platform, marketed toward corporate treasury teams, finance controllers, and chief financial officers, settles transfers between Brazil, the United States, and Europe within minutes under a regulated payment institution framework, with onboarding handled through a scheduled demo rather than a separate application. Companies operating across Latin America use Avenia Pay to manage compliance, tax, and treasury complexity without building their own settlement rails.

Linka Crypto as a Service is a white-label stablecoin infrastructure package for financial institutions and fintechs, enabling them to offer cryptocurrency features to their own users. The service includes multi-party computation custody with security certifications, fiat on and off ramps for Latin American markets, API access for buy, sell, send, receive, and swap operations across multiple tokens, and a customizable front-end. Partners deploy branded crypto wallet and exchange interfaces without building underlying custody or liquidity infrastructure.

Membrane is an institutional infrastructure platform for digital asset credit operations, providing modular tooling for loan lifecycle management, cross-custodian collateral governance, settlement, and real-time risk analysis across counterparties and exchanges. Institutional lenders, prime brokers, and market participants connect custodians, wallets, and exchanges through the CustodyLink Network to manage credit workflows and collateral positions, with StableRepo enabling counterparty discovery for institutional stablecoin repo transactions.

Notbank is a digital asset platform providing trading, custody, yield, and payment infrastructure through a unified REST API. The platform supports local currency on/off ramps across Latin America, institutional custody with multi-signature controls, daily interest on crypto balances, stablecoin payment rails, payment link collection, and a Crypto as a Service module for fintechs and banks to integrate digital asset capabilities via API.

YouHodler White-Label Solutions provides fintech companies with API and SDK integrations to embed crypto services under their own brand. Available offerings include a crypto buy/sell widget supporting multiple assets with cash-out to major fiat currencies, a crypto-backed lending module, and advanced trading tools. The service operates on a revenue-sharing model with no upfront fees. Digital asset custody is provided through Ledger Enterprise.

Ivy is a financial services platform that combines real-time bank payments, stablecoin-powered accounts, and cross-currency treasury operations through a single API. Businesses can accept pay-ins, hold fiat and stablecoin balances in localized IBANs and wallets, convert currencies around the clock, and send payouts across local and blockchain rails.

Ivy Accounts is a multi-currency business banking solution that enables companies to collect, hold, and convert funds across local currencies and stablecoins using virtual IBANs and automated reconciliation features.

SpectroCoin is a centralized cryptocurrency platform offering exchange, custodial wallet, and financial services through a unified web and mobile interface. The system supports buying, selling, and exchanging multiple digital assets via bank transfers, cards, and e-wallets, while providing a multicurrency custodial wallet with personal IBAN accounts and VISA debit cards for spending. Additional capabilities include crypto-backed loans with configurable loan-to-value ratios and a merchant payment gateway with API integration and e-commerce plugins for accepting cryptocurrency payments.

Triple-A Digital Currency Payments is a merchant payment gateway that lets businesses accept stablecoins and other digital currencies at checkout, through invoices and payment links, and via named multicurrency accounts. Merchants integrate the checkout flow into existing storefronts, generate payment links or invoices for business-to-business collection, and receive settlement to a named account in stablecoins or local currency. Real-time conversion between digital and fiat currencies allows recipients to settle in their preferred currency without holding crypto directly. The product is aimed at e-commerce, travel, gaming, trading platforms, and other businesses seeking to accept digital-currency payments alongside conventional rails.

FiveWest is a financial services platform that bridges traditional banking and blockchain technology, offering OTC cryptocurrency trading, merchant payment gateway services, and international remittance solutions for institutional and private clients in South Africa.

OpenTrade Platform combines blockchain protocol, API infrastructure, and legal frameworks to enable embedded stablecoin yield products. The system supports ERC-4626 tokenized vaults while maintaining regulatory compliance through bankruptcy-remote SPVs and segregated custodial accounts.

1Money Platform is a financial services platform providing full-stack stablecoin infrastructure across the complete asset lifecycle. The platform facilitates stablecoin issuance via M0-powered infrastructure, multi-currency on/off ramps, global pay-ins and pay-outs, fiat-to-stablecoin and stablecoin-to-stablecoin exchange, institutional-grade digital asset custody via TSS-MPC technology, and virtual accounts with local routing numbers for regulated enterprise and fintech use cases. A Model Context Protocol (MCP) server exposes platform APIs to AI agents, enabling programmatic execution of payments, conversions, and queries through typed, permissioned interfaces.

GalaxyOne provides retail investors with unified access to high-yield cash accounts, cryptocurrency trading, and U.S. equity markets through a mobile and web platform. The system offers FDIC-insured cash accounts earning 4% APY via Cross River Bank, structured investment notes earning 8% APY for accredited investors backed by Galaxy's institutional lending operations, and commission-free trading across digital assets and traditional securities. The platform enables automated interest reinvestment into digital assets and supports fractional share ownership.

Endl is a financial services platform that lets businesses and individuals collect, hold, convert, and send money across borders using local account details, stablecoin balances, and bank withdrawals. It provides multi-currency collection accounts, currency conversion at stated rates, and payout rails spanning domestic transfers and stablecoin settlement. The platform serves global teams, freelancers, and companies needing cross-border payment infrastructure without opening a local entity.

BlockWyre Banking is a Banking-as-a-Service platform providing FBO accounts and sub-ledger systems that let businesses create virtual bank accounts, manage treasury, and move funds via domestic wires, ACH, and international transfers. The platform offers API-driven banking integration with compliance frameworks and multi-currency support, including virtual sub-accounts issued in client names for beneficiary pay-ins and pay-outs. Businesses use it to segment balances by customer, product, or corridor while maintaining audit-ready reporting.

Echo Money is a financial infrastructure platform for businesses. It provides multi-currency account issuance, cross-border payment routing across local bank rails, SWIFT, SEPA, and stablecoin corridors, card processing, treasury management, and a double-entry ledger with automated reconciliation, all accessible via a web dashboard and a whitelabel REST API. The platform connects to multiple local payment rails including UPI, PIX, M-Pesa, and SEPA Instant, and supports stablecoin settlement using USDC, USDT, and EURC across multiple networks. Payments are routed automatically to the fastest available rail, with most transactions settling in under one minute.

RebelFi is a non-custodial stablecoin operations platform that lets payment service providers, neobanks, exchanges, and fintech platforms generate yield on stablecoin balances held in escrow, settlement, or prefunding windows. The platform routes idle capital into audited decentralized finance lending and yield venues while funds remain in the client's own custody and can be recalled without lock-up periods. Businesses can also extend yield features to their own end customers through embedded balance-based earning tools, or restrict allocations to profit-sharing and trade-finance strategies that follow Islamic finance principles. A built-in compliance layer enforces wallet-level segregation of funds by purpose, applies know-your-transaction screening at each transfer, and generates automated audit trails and provenance records. Access is provided through an operations dashboard and a software development kit that integrates with several external custody providers.

Seamount is a multi-chain financial platform for cross-border payments and digital asset management, settling transactions via USDS stablecoin on Algorand Mainnet. The platform provisions wallets across multiple networks with fiat on/off-ramps via Flutterwave and Paystack for local currency conversion. Users earn yield through Prime and Alpha investment tiers managed by third-party fund managers. Business services include asset tokenization, digital treasury management, on-chain analytics, and regulatory compliance.

Dakota Platform is a B2B stablecoin infrastructure platform providing enterprise-grade APIs for building, moving, and managing digital dollar products at scale. Businesses use Dakota as the foundational layer for issuing, transferring, and scaling stablecoin-based financial operations.

ARQ Business is a financial services platform for companies operating across Latin America and abroad. It provides multi-currency business accounts for holding digital dollars and euros, account details for receiving international payments, corporate cards with spending controls, and bulk payment processing for paying vendors and contractors. Businesses access these functions through a dedicated web platform and account separate from the consumer app.

BlindPay API is a stablecoin payments infrastructure platform that lets businesses send and receive cross-border payments through a single interface. It orchestrates stablecoin transfers, local payment rails, and virtual account issuance, converting between fiat currencies and stablecoins in real time. Businesses use it to move funds internationally, open named multi-currency virtual accounts for their customers, and screen transactions through integrated identity verification and monitoring. The platform is accessed through a developer API and dashboard covering payins, payouts, quotes, and wallet registration across multiple blockchain networks and traditional bank rails.

Alfred Pay Platform is a cross-border payments infrastructure product that connects stablecoin rails to local banking systems across Latin America. It provides businesses with virtual local bank accounts, converts between stablecoins and local fiat currencies, and settles cross-border payments in near real time through a single API. Fintechs, crypto platforms, and trade and logistics companies use it to collect and disburse local payments and manage multi-currency operations without establishing local entities. The platform also connects to a partner cash-out network, letting digital wallet holders convert balances into cash at physical agent locations.

Personal USD banking accounts for individuals from over 150 countries, enabling users to manage traditional banking alongside digital assets in a single account with ACH, wire transfers, and cross-border payment capabilities.

Enterprise banking services for small and medium enterprises, providing USD accounts, domestic and international payments, cross-border transfers, and integrated digital asset capabilities for fintech and Web3 companies.

Stablecore is a banking infrastructure platform that enables banks to integrate stablecoin and digital asset products into their existing core systems. The platform provides custody, compliance, blockchain infrastructure, and operational tools to help banks offer digital asset accounts, USD-to-stablecoin conversion, and stablecoin payment products while maintaining security and regulatory compliance standards.

Stablecore Digital Asset Accounts & Exchange is a banking infrastructure feature that lets banks and credit unions offer digital asset accounts, including Bitcoin and stablecoins, within their existing banking experience. It connects to multiple digital asset custodians, exchanges, and liquidity providers to let customers store, buy, and sell digital assets directly from their bank accounts. Built-in compliance tooling supports regulatory adherence for institutions offering these accounts.

Infini is a financial services platform that provides businesses with stablecoin and fiat payment acceptance, corporate card issuance, invoicing, payroll, multi-currency accounts, and treasury yield tools through a single dashboard. Merchants accept payments via hosted checkout, payment links, and invoices, while corporate cards let teams fund spending from fiat or stablecoin balances with budget controls. The platform also issues multi-currency virtual accounts for cross-border collection and payouts, and lets businesses allocate idle stablecoin balances to market-neutral yield strategies. Payroll and vendor settlement tools automate bulk stablecoin payouts, and all functions are accessible from one account across multiple supported blockchains.

Myaza Business is a merchant payment gateway and business account that lets African companies collect payments, hold multi-currency balances, and pay suppliers globally. Merchants accept crypto payments in-store and online through generated payment addresses and QR codes, with the platform converting received stablecoins to fiat for settlement or retaining them directly. The service runs on stablecoin rails across multiple blockchain networks, backed by an API providing wallet generation, cross-chain bridging, staking, and address monitoring, and integrates with e-commerce plugins and corporate card issuance for team spend control. Businesses can also send batch payouts and payroll to suppliers and staff across dozens of countries using the same multi-currency and stablecoin infrastructure.

Walapay is API-first payment infrastructure that lets businesses issue virtual multi-currency accounts, move funds across fiat currencies and stablecoins, and manage customer compliance from a single integration. It supports fiat-to-fiat, fiat-to-stablecoin, stablecoin-to-fiat, and stablecoin-to-stablecoin transfers, combining traditional banking rails with stablecoin networks for cross-border settlement. Businesses such as fintechs, payment service providers, payroll platforms, and enterprise finance teams use it to collect, hold, and disburse funds globally, with automated KYC and KYB verification built into onboarding.

Depasify Platform is a VASP-registered Web3 financial infrastructure platform providing banks and Web3 startups with API access to virtual IBANs, fiat-crypto exchange, on/off ramps, stablecoin payroll, cross-border and SEPA payments, KYC/AML compliance, and portfolio management. Businesses integrate modular digital asset capabilities through a single API.

PrimeVault is a digital asset custody and treasury infrastructure platform for institutions, fintechs, and developers. It provides multi-chain, self-custodial wallets secured through multi-party computation key management within hardware-based trusted execution environments, combined with a formally verified, programmable policy engine for governance, spend limits, and approval workflows. The platform supports stablecoin treasury operations, smart order routing and trade execution across centralized and decentralized venues, institutional DeFi access, token issuance and lifecycle management, and automated workflows across a large number of blockchains. Clients interact with the platform through a web console or REST APIs, with SDKs available for building embedded wallet and custody experiences into their own applications.

DitoBanx Empresas is a financial services platform that provides businesses with digital accounts in USDC, USDT, and Bitcoin, Mastercard business cards, cross-border payments, mass payment disbursement, institutional treasury management, lending, and investments. It serves SMEs, startups, corporations, and fintechs across Latin America through a web-based platform.

Manteca API Platform is a payments infrastructure and orchestration service that lets fintech companies integrate crypto, brokerage, payment, and banking services across Latin America through unified APIs. It aggregates crypto deposits and withdrawals, brokerage account onboarding, QR-based payments, fiat-crypto ramp conversion, bill payments, and virtual account issuance behind a single integration layer. The platform handles regulatory compliance, identity verification, and multi-currency settlement, and is used by businesses seeking to embed financial services without building backend infrastructure. It supports crypto operations across multiple blockchains and connects to regional payment rails and banking systems throughout Latin America.

Trace Finance Payment API is a payments infrastructure platform that lets exchanges, fintechs, and financial institutions move money into and out of Latin America through a single set of API endpoints. It provides multi-currency accounts in BRL, USD, and EUR, converts between fiat and stablecoins through instant local payment rails, and executes cross-border payments over multiple regional and international rails. Businesses use it to onboard beneficiaries, lock foreign-exchange rates, and settle deposits, swaps, and withdrawals without operating a local entity. The platform also functions as an embedded financial services layer, giving partner platforms account and settlement capabilities they can offer to their own customers.

Kem App is a financial services platform that lets individuals manage stablecoins, other digital assets, and gold alongside traditional currencies in a single mobile application. Users can send money to contacts or across borders, swap between crypto, gold, and local currencies, and hold assets in a built-in wallet secured with multi-signature protection. The app also connects to linked payment cards for everyday spending and to bank accounts for withdrawals. It is aimed at consumers seeking a unified interface for cross-border transfers, currency conversion, and asset custody.

Checker API is a provider-agnostic orchestration platform that gives financial institutions a single integration point to access stablecoin and digital asset liquidity across exchanges, OTC desks, banks, and payment providers. The system routes each order to the optimal execution venue based on price, speed, and reliability, then returns standardized responses covering order confirmation, fill status, and real-time tracking. It supports trading, cross-border payments, treasury management, and credit operations, with settlement extending across multiple blockchains and stablecoins through a unified API.

Shakesco is a self-custody crypto wallet and payments app that lets individuals and businesses buy, send, and receive Bitcoin, Ethereum, and stablecoin-based assets. It is built on an ERC-4337 smart contract wallet, using multi-party computation to secure account recovery and account abstraction to remove seed phrase management and gas handling for users. The app bundles payment links, point-of-sale checkout, a loyalty token marketplace, recurring payments, split payments, and privacy features such as stealth addresses and Bitcoin silent payments into one interface.

Esca Platform is a financial services platform that provides multi-currency virtual accounts, currency conversion, and cross-border payment infrastructure for businesses operating in emerging markets. It lets businesses accept deposits in local currency, automatically convert balances into stable currencies and supported cryptocurrencies, and withdraw funds to bank accounts or wallets across multiple countries. The platform also offers named multicurrency accounts, forward contracts for hedging currency risk, and yield-bearing balances, alongside a developer API that exposes account creation, conversions, payouts, and real-time rate and webhook data. Businesses use it to manage treasury, payroll, and settlement operations without establishing local banking entities in each market.

Nuvion is a neobank and embedded finance platform providing multi-currency business accounts, card issuing, payment acceptance, global payouts, and stablecoin rails for freelancers, businesses, and marketplaces. It operates through a single account and API surface, letting platforms issue accounts, move funds, accept payments, and convert between fiat and stablecoins without integrating banks or liquidity providers directly. The platform combines licensed fiat infrastructure with blockchain-based settlement across multiple networks, offering regulatory coverage across several markets. Businesses use it to manage cross-border money movement, issue physical and virtual cards, and access new markets from one unified dashboard.

A cryptocurrency-enabled digital banking account integrating stablecoin management with traditional payment infrastructure through a prepaid Mastercard, enabling instant Pix transfers, bill payments, and point-of-sale transactions using digital assets with commercial exchange rates.

WeWire is a financial services platform that lets businesses embed cross-border payment and banking capabilities into their operations. It provides virtual IBAN accounts, multi-currency wallets, and stablecoin settlement rails, enabling collections and payouts across fiat and stablecoin channels through a unified API and web application. Additional modules cover corporate card issuance, an over-the-counter liquidity desk, smart invoicing, and treasury management. The platform serves businesses handling international trade and payroll, converting between fiat currencies and stablecoins across multiple blockchain networks.

Niobi is a financial services platform that provides payments and banking infrastructure for businesses operating across Africa. It unifies collections, payouts, multi-currency virtual accounts, foreign exchange conversion, and treasury management behind a single dashboard and API, with settlement available in local currencies, major fiat currencies, or stablecoins. The platform also includes finance operations tools such as invoicing, bill payment, payroll, and expense management, letting finance teams manage cash flow and reconciliation from one account. Businesses integrate once to accept dozens of local payment methods and move funds between African markets without opening accounts with multiple banks.

Bloque is a financial services platform that lets businesses embed multicurrency accounts, cross-border payment rails, and branded debit card issuance into their own products. It provides programmable accounts for holding and moving funds across local payment rails and stablecoin rails, converting between currencies, and issuing virtual cards with spending controls. Product and engineering teams integrate the platform through a software development kit, command-line tooling, and an agent-accessible interface that lets AI agents initiate transfers and card actions under defined permissions. Bloque also manages the underlying compliance processes, including identity verification and anti-money-laundering checks, across the currencies and payment networks it supports.

Colurs is a global payments and treasury platform enabling real-time cross-border money movement through combined fiat and cryptocurrency infrastructure. The system processes international wire transfers, real-time payments via RTP, multi-currency foreign exchange conversion, and integrated cryptocurrency wallet services for Bitcoin and Tether storage and transfers.

Rapyd is a financial services platform that lets businesses embed payments, payouts, card issuance, and multi-currency accounts into their own applications through a unified API and account. It processes online and in-store checkout payments across local payment methods and currencies, and issues virtual and physical cards with configurable spending controls. The platform also handles cross-border payouts through bank transfers, card disbursements, and digital wallet transfers, including settlement in stablecoins. A multi-currency business account underlies all these functions, letting businesses hold, convert, and move balances across currencies from a single dashboard. Businesses across industries use it to accept customer payments, pay employees or partners internationally, and issue cards, all managed through one merchant account and integration.

Minos B2B Crypto Platform is a white-label platform enabling financial institutions to offer digital asset custody, brokerage, and payment services to their clients. The system integrates cold storage security infrastructure, real-time trading capabilities, and crypto payment processing for merchants through a unified API. Designed for B2B deployment, the platform supports multiple networks while maintaining regulatory compliance under Banco de España registration and EU MiCA standards.

ShieldPay is a business payment platform that lets international wholesalers and trade businesses accept stablecoin payments, hold multi-currency balances, and access credit. It converts incoming stablecoin transfers into same-day USD wires or ACH settlements through a named virtual business account with its own US routing and account numbers. Businesses can also send outbound wire, ACH, or stablecoin payments to suppliers, and apply for business credit cards with limits based on company revenue rather than personal credit history. All account activity, including cards and payments, runs through one Shield account protected by KYC and KYB checks, sanctions screening, and wallet risk screening.