List of Financial Services Platform companies in Web3 (2026)

Digital Asset Accounts is a white-label stablecoin account infrastructure enabling fintechs, platforms, and marketplaces to offer branded digital asset accounts to their business customers through Circle's APIs. Circle manages custody under a direct end-user custody model, handling KYB onboarding, AML and Travel Rule compliance, and fiat-to-stablecoin conversion. Accounts support wire deposits and withdrawals, crypto transfers across multiple chains, internal transfers, and gas fee abstraction.

Plasma Business is a stablecoin account platform for companies to manage global money movement. It provides corporate card issuance, global payout capabilities, and treasury tools that let businesses earn yield on stablecoin balances while making cross-border payments. The product runs on the Plasma network's settlement infrastructure, giving businesses access to low-cost transfers and fast settlement for payroll, payouts, and merchant payments.

Bakkt Agent is a programmable, embedded financial services platform that gives partners on-demand access to onboarding, virtual accounts, stablecoin rails, and global payouts through a single endpoint. It uses a coordinated set of specialized AI agents to handle account creation, onboarding, and cross-border transfers in response to voice, chat, or file-based requests. Partners such as fintechs use the platform to launch compliant financial products, including global transfer services and yield-bearing accounts, without building custom integrations.

Visa Stablecoin Platform is a financial services platform that lets crypto-native companies, fintechs, and financial institutions manage stablecoin activity through a single operating environment. It combines onchain wallet infrastructure, access to a stablecoin issued under an open standard, fiat-to-stablecoin on-ramps and off-ramps, and stablecoin-based payments and payouts, with approval controls and compliance screening built in. Businesses use it to handle treasury, settlement, and program operations without integrating separate wallet, ramp, and compliance vendors. The platform is in limited availability, with some components such as wallet infrastructure and stablecoin access offered in beta.

Bitnob Treasury is a treasury management platform that automates the holding, movement, and rebalancing of a business's fiat and crypto reserves. It connects external accounts and wallets, runs scheduled conversions and sweeps, and enforces spending limits and multi-signature approval policies on treasury actions. Businesses use it to maintain target currency allocations and audit trails without manual intervention.

Virtual Accounts is a financial services platform product that issues reusable local bank account details for businesses to collect fiat payments from their customers. It automatically converts deposited fiat into a dollar-pegged stablecoin and forwards the funds to a nominated wallet, letting platforms accept local currency inflows without operating their own bank accounts. Businesses use it to embed payment collection inside their own products, top up user balances, or receive exchange and fintech deposits across multiple local currencies and rails.

Meld Bank Linking is a financial services API that lets applications connect users to their banks and retrieve banking information. Developers create connections between end users and their financial institutions, then retrieve and manage account data through a unified API rather than integrating each bank individually. It is used by fintech and payments applications needing to verify accounts or pull banking data for onboarding and payment workflows.

BoomFi Whitelabel is a dedicated branded deployment of BoomFi's payment and treasury infrastructure operated under a client's own brand and licences. BoomFi orchestrates the full flow end-to-end while the client retains its vendors and regulatory presentation. Businesses use it to launch crypto payment or treasury services without building the underlying infrastructure themselves.

Uphold Enterprise API infrastructure provides businesses with digital asset integration capabilities through modular endpoints supporting customer onboarding, fiat conversion, and multi-asset trading access. The system manages compliance workflows, processes global payments, and aggregates liquidity from various trading venues.

OVEX Broker Platform is a white-label infrastructure service that lets businesses launch a branded crypto brokerage without building their own trading, custody, or liquidity stack. It provides API integration for client management and trade execution, a broker dashboard for managing client accounts and commissions, and built-in KYC and compliance handled by OVEX. Brokers set custom spreads per client and access OVEX's liquidity and custody infrastructure.

Global Collection Account is a financial services platform offering named multi-currency accounts that let businesses accept payments through local bank rails without incorporating in each market. It provides USD, EUR, and GBP accounts connected to ACH, SEPA, Fedwire, and Faster Payments, with same-day settlement and programmable treasury controls for managing balances across currencies. Digital businesses expanding into new regions use it to receive local payments while consolidating funds into a single treasury.

Simplex Banking provides virtual IBAN accounts and bank transfer infrastructure for crypto businesses through regulated banking APIs. These platforms use Simplex Banking to embed fiat account and payment capabilities into their own products.

Interlace Platform is a financial services platform that lets businesses embed card issuance, multi-currency banking, on/off-ramp processing, and yield accounts into their own products through a single API. It combines licensed banking and card-issuing infrastructure across multiple regions, allowing companies to launch compliant financial products without holding their own banking or card licenses. Businesses in fintech, e-commerce, and Web3 use the platform to add payments, custody, and treasury features to their offerings.

Zypto White Label is a financial services platform that lets businesses and crypto projects launch branded crypto payment gateways, cards, bill pay, gift card, and wallet products built on Zypto's existing infrastructure. Companies embed these full-stack payment and card capabilities under their own brand rather than building the underlying technology themselves, reducing the cost and time of market entry. The offering is aimed at businesses seeking to enter crypto payments without developing infrastructure from scratch.

LINK Business Dashboard is a treasury and payments management platform for financial operations teams handling wallets, payments, users, and prefunded funding methods. It provides multi-currency and stablecoin wallet balances, deposit and withdrawal tools via bank transfer or stablecoin networks, transaction ledgers, and real-time exchange rate visibility. Businesses use it to monitor liquidity, execute FX conversions, and manage payouts alongside their API integration with the platform.

Meru API is a stablecoin infrastructure platform that lets developers and fintechs embed virtual US bank accounts, European IBANs, stablecoin on-ramp and off-ramp, global payouts, KYC and KYB checks, and digital wallets into their own products through a single API. Businesses integrate the API to build remittance, payroll, and financial products while Meru manages regulatory compliance across jurisdictions. The platform processes fiat and stablecoin payins and payouts across multiple blockchains and local payment rails.

KlicklX is a financial services platform providing a unified account for managing crypto and fiat assets across multiple blockchains and currencies. The platform generates wallet addresses across several token standards and allows users to open multi-currency fiat accounts with dedicated IBANs supporting international and local transfer rails. Built-in tools cover fiat on/off-ramps, crypto conversion, fiat currency exchange, and pay-and-receive functionality for cross-border transfers. The app integrates the KlicklX Exchange, Klickl Card, and KlicklX Earn products within a single interface and account system.

Avenia Pay is a web-based treasury management platform that lets businesses move capital between international entities and convert between currencies such as the Brazilian real and the US dollar. It provides no-code setup for cross-border treasury operations, foreign exchange conversion, and access to US Treasury-linked yield, settling transactions through stablecoin-based infrastructure. A dedicated corridor of the platform, marketed toward corporate treasury teams, finance controllers, and chief financial officers, settles transfers between Brazil, the United States, and Europe within minutes under a regulated payment institution framework, with onboarding handled through a scheduled demo rather than a separate application. Companies operating across Latin America use Avenia Pay to manage compliance, tax, and treasury complexity without building their own settlement rails.

Swisstronik Money is a financial services platform combining cryptocurrency asset management with banking capabilities on the Swisstronik Network. The platform integrates institutional custody infrastructure and wallet provisioning tooling, supporting multiple digital assets and a euro-pegged stablecoin for unified crypto and traditional financial services access. The product is in development, with sign-up currently gated behind an early access flow.

El Dorado Business is a business account product that provides internet companies with a US bank account number without requiring a US legal entity. It combines a multi-signature treasury requiring approval from designated signers for outgoing payments with multi-chain stablecoin deposits and withdrawals, local fiat ramps, and per-team account permissions. The product targets internet businesses managing global payments and treasury operations, with certain features such as corporate cards and invoicing still in development.

Acala is a financial services platform on Polkadot that combines automated token swaps, multi-collateral stablecoin issuance, and liquid DOT staking in a single parachain runtime. The platform integrates Acala EVM+, an Ethereum-compatible execution environment that allows smart contracts to interact with native Polkadot and cross-chain assets. Transaction fees can be paid in any token supported by the exchange.

Foxbit Infra is a business-facing platform that lets companies embed cryptocurrency and payment capabilities into their own products through a modular API, with an optional fully white-labeled version of the platform. Partners select from pluggable modules covering crypto buying, selling, and settlement, on-demand liquidity and governed access to onchain markets, institutional custody, fiat-to-crypto and crypto-to-fiat payment rails with built-in compliance checks, and infrastructure for launching prediction markets. Each module is consumed through the same underlying API and account, so a bank, fintech, or exchange can activate only the components it needs. The platform operates under Foxbit's own regulatory registration, allowing partners to launch these features without building the underlying infrastructure themselves. Additional add-on modules extend the base integration with tokenized real-world assets, managed portfolios, recurring purchases, and copy trading.

ForgingBlock White Label is a rebrandable crypto payment platform that lets partners offer their own branded cryptocurrency payment gateway, wallet, and point-of-sale terminal to their customers. Partners integrate e-commerce plugins, customize receipts and branding, and access a sandboxed API to launch payment services across e-commerce, retail, mobile, and unattended channels under their own brand. This offering targets businesses that want to resell crypto payment infrastructure rather than build it themselves.

Fipto Embedded is a white-label infrastructure service that lets partner businesses launch regulated crypto-asset services under their own brand. It provides custody, conversion, payout, and safeguarding functionality while Fipto remains the licensed regulated counterparty. Payment service providers and crypto brokers use it to offer stablecoin-based financial products to their own customers without obtaining their own licences.

Linka Crypto as a Service is a white-label stablecoin infrastructure package for financial institutions and fintechs, enabling them to offer cryptocurrency features to their own users. The service includes multi-party computation custody with security certifications, fiat on and off ramps for Latin American markets, API access for buy, sell, send, receive, and swap operations across multiple tokens, and a customizable front-end. Partners deploy branded crypto wallet and exchange interfaces without building underlying custody or liquidity infrastructure.

Wirex Business is a stablecoin-native corporate banking platform providing companies with multi-currency accounts, corporate and payroll payment cards, and one-to-one fiat-to-stablecoin conversion. It unifies balances across accounts, cards, and stablecoin holdings, and connects idle corporate funds to onchain lending markets to generate yield. The platform is accessed by registered businesses through a dedicated web portal separate from the consumer app. It supports treasury management, payroll, and payment operations for companies operating across multiple currencies.

Onboard Business is a cross-border payments platform that lets companies move money internationally through multi-currency accounts, real-time payouts, and foreign exchange conversion. Businesses hold, receive, and convert balances across currencies, pay suppliers with faster settlement than traditional bank transfers, and access an API to embed foreign exchange and payout functionality into their own products or workflows. The service is aimed at businesses handling recurring cross-border volume, such as agencies, importers, and e-commerce companies, and is supported by a dedicated account team.

Membrane is an institutional infrastructure platform for digital asset credit operations, providing modular tooling for loan lifecycle management, cross-custodian collateral governance, settlement, and real-time risk analysis across counterparties and exchanges. Institutional lenders, prime brokers, and market participants connect custodians, wallets, and exchanges through the CustodyLink Network to manage credit workflows and collateral positions, with StableRepo enabling counterparty discovery for institutional stablecoin repo transactions.

Matrixport is a financial services platform for earning interest, investing with structured products, trading crypto, borrowing against crypto collateral, buying crypto, and staking ETH 2.0.

Notbank is a digital asset platform providing trading, custody, yield, and payment infrastructure through a unified REST API. The platform supports local currency on/off ramps across Latin America, institutional custody with multi-signature controls, daily interest on crypto balances, stablecoin payment rails, payment link collection, and a Crypto as a Service module for fintechs and banks to integrate digital asset capabilities via API.

YouHodler White-Label Solutions provides fintech companies with API and SDK integrations to embed crypto services under their own brand. Available offerings include a crypto buy/sell widget supporting multiple assets with cash-out to major fiat currencies, a crypto-backed lending module, and advanced trading tools. The service operates on a revenue-sharing model with no upfront fees. Digital asset custody is provided through Ledger Enterprise.

Ivy is a financial services platform that combines real-time bank payments, stablecoin-powered accounts, and cross-currency treasury operations through a single API. Businesses can accept pay-ins, hold fiat and stablecoin balances in localized IBANs and wallets, convert currencies around the clock, and send payouts across local and blockchain rails.

SpectroCoin is a centralized cryptocurrency platform offering exchange, custodial wallet, and financial services through a unified web and mobile interface. The system supports buying, selling, and exchanging multiple digital assets via bank transfers, cards, and e-wallets, while providing a multicurrency custodial wallet with personal IBAN accounts and VISA debit cards for spending. Additional capabilities include crypto-backed loans with configurable loan-to-value ratios and a merchant payment gateway with API integration and e-commerce plugins for accepting cryptocurrency payments.

Triple-A Digital Currency Payments is a merchant payment gateway that lets businesses accept stablecoins and other digital currencies at checkout, through invoices and payment links, and via named multicurrency accounts. Merchants integrate the checkout flow into existing storefronts, generate payment links or invoices for business-to-business collection, and receive settlement to a named account in stablecoins or local currency. Real-time conversion between digital and fiat currencies allows recipients to settle in their preferred currency without holding crypto directly. The product is aimed at e-commerce, travel, gaming, trading platforms, and other businesses seeking to accept digital-currency payments alongside conventional rails.

Coinlocally Prop is a funded trader program providing access to trading capital through a multi-phase performance evaluation. Traders complete challenge phases with defined profit targets, drawdown limits, and minimum trading day requirements across Regular, Pro, and Elite tiers. Those who pass all phases receive access to a funded live trading account with a profit split of up to 85%. Payouts are processed bi-weekly. Challenge capital sizes range from $5,000 to $500,000.

Superstate Investor Portal is a web platform for investors to onboard, access, and manage tokenized funds and equities issued through Superstate. Investors complete KYC onboarding and add wallet addresses to an allowlist for on-chain holdings. The portal supports subscriptions and redemptions for USTB and USCC, access to Opening Bell tokenized equities, portfolio tracking, and DeFi liquidity access.

Bando is a corporate treasury management platform for businesses in Mexico that provides access to CETES (Mexican government bonds), USD-denominated accounts, MXN-to-USD currency conversion, and cross-border supplier payments via CNAPS and Alipay to China. Underlying financial services, including tokenized bond issuance and MXN-to-USDC conversion, are operated by Etherfuse entities under CNBV oversight.

FiveWest is a financial services platform that bridges traditional banking and blockchain technology, offering OTC cryptocurrency trading, merchant payment gateway services, and international remittance solutions for institutional and private clients in South Africa.

OpenTrade Platform combines blockchain protocol, API infrastructure, and legal frameworks to enable embedded stablecoin yield products. The system supports ERC-4626 tokenized vaults while maintaining regulatory compliance through bankruptcy-remote SPVs and segregated custodial accounts.

Embedded Accounts is a financial services platform that lets custody providers, exchanges, and payment service providers offer EU-regulated named IBANs to their business clients without holding a banking licence themselves. Partner platforms integrate via an API to provision a unique IBAN per client, process payments across multiple fiat rails, and offer crypto conversion and custody services under their own branding and pricing. Januar handles onboarding, compliance, and transaction monitoring on behalf of the integrating platform.

CoinRabbit Partner API is a white-label crypto lending integration for businesses seeking to offer crypto-backed loans to their own customers. It provides a Partner API and pre-built visual interface that businesses embed into their existing products within a short integration window, enabling one-click loans under the partner's own branding. The service targets crypto exchanges and other businesses seeking an additional revenue stream from lending, without needing to build lending infrastructure themselves.

Chipper for Business is a financial services platform enabling companies to send bulk disbursements and collect payments across African markets via bank accounts, mobile money wallets, and Chipper wallets. It provides the Chipper Network API, a payment method giving businesses access to millions of KYC-verified customers for cross-border collections and payouts, plus a dashboard for transaction monitoring and API key management. Businesses integrate a single RESTful API to settle funds in multiple currencies and receive instant refunds or payouts.

1Money Platform is a financial services platform providing full-stack stablecoin infrastructure across the complete asset lifecycle. The platform facilitates stablecoin issuance via M0-powered infrastructure, multi-currency on/off ramps, global pay-ins and pay-outs, fiat-to-stablecoin and stablecoin-to-stablecoin exchange, institutional-grade digital asset custody via TSS-MPC technology, and virtual accounts with local routing numbers for regulated enterprise and fintech use cases. A Model Context Protocol (MCP) server exposes platform APIs to AI agents, enabling programmatic execution of payments, conversions, and queries through typed, permissioned interfaces.

GalaxyOne provides retail investors with unified access to high-yield cash accounts, cryptocurrency trading, and U.S. equity markets through a mobile and web platform. The system offers FDIC-insured cash accounts earning 4% APY via Cross River Bank, structured investment notes earning 8% APY for accredited investors backed by Galaxy's institutional lending operations, and commission-free trading across digital assets and traditional securities. The platform enables automated interest reinvestment into digital assets and supports fractional share ownership.

Endl is a financial services platform that lets businesses and individuals collect, hold, convert, and send money across borders using local account details, stablecoin balances, and bank withdrawals. It provides multi-currency collection accounts, currency conversion at stated rates, and payout rails spanning domestic transfers and stablecoin settlement. The platform serves global teams, freelancers, and companies needing cross-border payment infrastructure without opening a local entity.

BlockWyre Banking is a Banking-as-a-Service platform providing FBO accounts and sub-ledger systems that let businesses create virtual bank accounts, manage treasury, and move funds via domestic wires, ACH, and international transfers. The platform offers API-driven banking integration with compliance frameworks and multi-currency support, including virtual sub-accounts issued in client names for beneficiary pay-ins and pay-outs. Businesses use it to segment balances by customer, product, or corridor while maintaining audit-ready reporting.

Echo Money is a financial infrastructure platform for businesses. It provides multi-currency account issuance, cross-border payment routing across local bank rails, SWIFT, SEPA, and stablecoin corridors, card processing, treasury management, and a double-entry ledger with automated reconciliation, all accessible via a web dashboard and a whitelabel REST API. The platform connects to multiple local payment rails including UPI, PIX, M-Pesa, and SEPA Instant, and supports stablecoin settlement using USDC, USDT, and EURC across multiple networks. Payments are routed automatically to the fastest available rail, with most transactions settling in under one minute.

RebelFi is a non-custodial stablecoin operations platform that lets payment service providers, neobanks, exchanges, and fintech platforms generate yield on stablecoin balances held in escrow, settlement, or prefunding windows. The platform routes idle capital into audited decentralized finance lending and yield venues while funds remain in the client's own custody and can be recalled without lock-up periods. Businesses can also extend yield features to their own end customers through embedded balance-based earning tools, or restrict allocations to profit-sharing and trade-finance strategies that follow Islamic finance principles. A built-in compliance layer enforces wallet-level segregation of funds by purpose, applies know-your-transaction screening at each transfer, and generates automated audit trails and provenance records. Access is provided through an operations dashboard and a software development kit that integrates with several external custody providers.

Ledig Cross Border Virtual Accounts is a financial services platform that provisions named local-currency fiat accounts across African corridors for businesses without local banking infrastructure. Accounts are issued through regulated banking and payment partners and integrate directly with Ledig's OTC liquidity desk for stablecoin-fiat conversion, supporting multiple currencies under applicable regulatory frameworks. The product targets payment service providers, exchanges, corporate treasuries, and fintechs expanding into African markets.

Accrue Business is a financial services platform that provides businesses with dedicated USD and EUR accounts, local collections, and cross-border vendor payouts across Africa and the United States. It lets companies issue virtual USD cards for employees and vendors, send invoices, and pay contractors through bank transfer, mobile money, or stablecoins. An application programming interface allows other businesses to embed wallets, cards, and stablecoin deposit and withdrawal rails into their own products. Businesses manage funds through a single balance across fiat and stablecoin rails without needing crypto expertise.