List of Financial Services Platform companies in Web3 (2026)

Digital Asset Accounts is a white-label stablecoin account infrastructure enabling fintechs, platforms, and marketplaces to offer branded digital asset accounts to their business customers through Circle's APIs. Circle manages custody under a direct end-user custody model, handling KYB onboarding, AML and Travel Rule compliance, and fiat-to-stablecoin conversion. Accounts support wire deposits and withdrawals, crypto transfers across multiple chains, internal transfers, and gas fee abstraction.

Bitnob Treasury is a treasury management platform that automates the holding, movement, and rebalancing of a business's fiat and crypto reserves. It connects external accounts and wallets, runs scheduled conversions and sweeps, and enforces spending limits and multi-signature approval policies on treasury actions. Businesses use it to maintain target currency allocations and audit trails without manual intervention.

Meld Bank Linking is a financial services API that lets applications connect users to their banks and retrieve banking information. Developers create connections between end users and their financial institutions, then retrieve and manage account data through a unified API rather than integrating each bank individually. It is used by fintech and payments applications needing to verify accounts or pull banking data for onboarding and payment workflows.

Virtual Accounts is a financial services platform product that issues reusable local bank account details for businesses to collect fiat payments from their customers. It automatically converts deposited fiat into a dollar-pegged stablecoin and forwards the funds to a nominated wallet, letting platforms accept local currency inflows without operating their own bank accounts. Businesses use it to embed payment collection inside their own products, top up user balances, or receive exchange and fintech deposits across multiple local currencies and rails.

BoomFi Whitelabel is a dedicated branded deployment of BoomFi's payment and treasury infrastructure operated under a client's own brand and licences. BoomFi orchestrates the full flow end-to-end while the client retains its vendors and regulatory presentation. Businesses use it to launch crypto payment or treasury services without building the underlying infrastructure themselves.

Wirex Business is a stablecoin-native corporate banking platform providing businesses with multi-currency IBAN accounts in USD, EUR, and GBP, corporate and payroll Visa cards, and 1:1 fiat-to-stablecoin conversion with zero FX fees across millions of merchants. Companies manage unified balances across accounts, cards, and stablecoin holdings in real time, with up to 6% APY yield on idle funds, available to registered businesses globally through API-first integration.

Uphold Enterprise API infrastructure provides businesses with digital asset integration capabilities through modular endpoints supporting customer onboarding, fiat conversion, and multi-asset trading access. The system manages compliance workflows, processes global payments, and aggregates liquidity from various trading venues.

Global Collection Account is a financial services platform offering named multi-currency accounts that let businesses accept payments through local bank rails without incorporating in each market. It provides USD, EUR, and GBP accounts connected to ACH, SEPA, Fedwire, and Faster Payments, with same-day settlement and programmable treasury controls for managing balances across currencies. Digital businesses expanding into new regions use it to receive local payments while consolidating funds into a single treasury.

Simplex Banking provides virtual IBAN accounts and bank transfer infrastructure for crypto businesses through regulated banking APIs. These platforms use Simplex Banking to embed fiat account and payment capabilities into their own products.

KlicklX is a Web 3.0 financial app providing a unified account for managing crypto and fiat assets across multiple chains and currencies. The platform generates wallet addresses across ERC-20, TRC-20, and BEP-20 standards and allows users to open multi-currency fiat accounts in USD, EUR, HKD, and AED with dedicated IBANs supporting SWIFT, SEPA, FPS, and UAE local transfer rails. Built-in tools cover fiat on/off-ramps, crypto conversion, fiat currency exchange, and pay-and-receive functionality for cross-border transfers. The app integrates the KlicklX Exchange, Klickl Card, and KlicklX Earn products within a single interface and account system.

Interlace Platform is a B2B card issuing and banking infrastructure provider enabling businesses to launch branded physical and virtual card programmes across multiple card BINs & countries through a single API integration. Companies embed card issuance, multi-currency accounts, on/off ramp processing, and Banking-as-a-Service components into their own products via Interlace's licensed infrastructure spanning many countries.

Avenia Pay is a web-based treasury management platform enabling companies to move capital between international entities, convert between BRL and USD, and access U.S. Treasury yield with no-code setup. Businesses operating across LATAM use Avenia Pay to manage cross-border treasury operations, FX conversion, and compliance through stablecoin-powered settlement infrastructure.

Acala is a financial services platform on Polkadot that combines automated token swaps, multi-collateral stablecoin issuance, and liquid DOT staking in a single parachain runtime. The platform integrates Acala EVM+, an Ethereum-compatible execution environment that allows smart contracts to interact with native Polkadot and cross-chain assets. Transaction fees can be paid in any token supported by the exchange.

Swisstronik Money is a financial services platform combining cryptocurrency asset management with banking capabilities on the Swisstronik Network. The platform integrates Fireblocks institutional custody infrastructure and Dynamic SDK for wallet provisioning, supporting digital assets including ETH, WBTC, USDt, and EURe for unified crypto and traditional financial services access.

Linka Crypto as a Service is a white-label stablecoin infrastructure package for financial institutions and fintechs, enabling them to offer cryptocurrency features to their own users. The service includes multi-party computation (MPC) custody with SOC 1 and SOC 2 certifications, fiat on/off ramps for Latin American markets, API access for buy, sell, send, receive, and swap operations across multiple tokens, and a customizable front-end SDK. Partners deploy branded crypto wallet and exchange interfaces without building underlying custody or liquidity infrastructure.

Membrane is an institutional infrastructure platform for digital asset credit operations, providing modular tooling for loan lifecycle management, cross-custodian collateral governance, settlement, and real-time risk analysis across counterparties and exchanges. Institutional lenders, prime brokers, and market participants connect custodians, wallets, and exchanges through the CustodyLink Network to manage credit workflows and collateral positions, with StableRepo enabling counterparty discovery for institutional stablecoin repo transactions.

Meru API is a B2B stablecoin infrastructure platform enabling developers and fintechs to embed virtual US bank accounts (ACH), European IBANs (SEPA), stablecoin on/off ramps, global payouts for payroll and mass payments, KYC/KYB, and digital wallets into their own products via a single API. Businesses integrate with managed global regulatory compliance, allowing them to build remittance, payroll, and financial products without handling banking infrastructure directly.

Matrixport is a financial services platform for earning interest, investing with structured products, trading crypto, borrowing against crypto collateral, buying crypto, and staking ETH 2.0.

Notbank is a digital asset platform providing trading, custody, yield, and payment infrastructure through a unified REST API. The platform supports local currency on/off ramps across Latin America, institutional custody with multi-signature controls, daily interest on crypto balances, stablecoin payment rails, payment link collection, and a Crypto as a Service module for fintechs and banks to integrate digital asset capabilities via API.

YouHodler White-Label Solutions provides fintech companies with API and SDK integrations to embed crypto services under their own brand. Available offerings include a crypto buy/sell widget supporting multiple assets with cash-out to major fiat currencies, a crypto-backed lending module, and advanced trading tools. The service operates on a revenue-sharing model with no upfront fees. Digital asset custody is provided through Ledger Enterprise.

Ivy is a financial services platform that combines real-time bank payments, stablecoin-powered accounts, and cross-currency treasury operations through a single API. Businesses can accept pay-ins, hold fiat and stablecoin balances in localized IBANs and wallets, convert currencies around the clock, and send payouts across local and blockchain rails.

SpectroCoin is a centralized cryptocurrency platform offering exchange, custodial wallet, and financial services through a unified web and mobile interface. The system supports buying, selling, and exchanging multiple digital assets via bank transfers, cards, and e-wallets, while providing a multicurrency custodial wallet with personal IBAN accounts and VISA debit cards for spending. Additional capabilities include crypto-backed loans with configurable loan-to-value ratios and a merchant payment gateway with API integration and e-commerce plugins for accepting cryptocurrency payments.

Coinlocally Prop is a funded trader program providing access to trading capital through a multi-phase performance evaluation. Traders complete challenge phases with defined profit targets, drawdown limits, and minimum trading day requirements across Regular, Pro, and Elite tiers. Those who pass all phases receive access to a funded live trading account with a profit split of up to 85%. Payouts are processed bi-weekly. Challenge capital sizes range from $5,000 to $500,000.

Superstate Investor Portal is a web platform for investors to onboard, access, and manage tokenized funds and equities issued through Superstate. Investors complete KYC onboarding and add wallet addresses to an allowlist for on-chain holdings. The portal supports subscriptions and redemptions for USTB and USCC, access to Opening Bell tokenized equities, portfolio tracking, and DeFi liquidity access.

Bando is a corporate treasury management platform for businesses in Mexico that provides access to CETES (Mexican government bonds), USD-denominated accounts, MXN-to-USD currency conversion, and cross-border supplier payments via CNAPS and Alipay to China. Underlying financial services, including tokenized bond issuance and MXN-to-USDC conversion, are operated by Etherfuse entities under CNBV oversight.

FiveWest is a financial services platform that bridges traditional banking and blockchain technology, offering OTC cryptocurrency trading, merchant payment gateway services, and international remittance solutions for institutional and private clients in South Africa.

OpenTrade Platform combines blockchain protocol, API infrastructure, and legal frameworks to enable embedded stablecoin yield products. The system supports ERC-4626 tokenized vaults while maintaining regulatory compliance through bankruptcy-remote SPVs and segregated custodial accounts.

Januar Embedded Accounts is a B2B API platform enabling custody providers, exchanges, and PSPs to offer EU-regulated named IBANs without requiring a separate banking licence. Platforms integrate via API and webhooks to provision a unique IBAN per client, manage EUR SEPA, DKK, and USD/SWIFT payments, and provide crypto conversion and custody, while Januar handles all compliance, transaction monitoring, and client onboarding.

Chipper for Business provides enterprise payment infrastructure for African businesses enabling bulk payments, payroll disbursements, and cross-border business transactions across Africa. Businesses access API integration, multi-currency settlement, and compliance reporting through a dedicated enterprise platform.

1Money Platform is a financial services platform providing full-stack stablecoin infrastructure across the complete asset lifecycle. The platform facilitates stablecoin issuance via M0-powered infrastructure, multi-currency on/off ramps, global pay-ins and pay-outs, fiat-to-stablecoin and stablecoin-to-stablecoin exchange, institutional-grade digital asset custody via TSS-MPC technology, and virtual accounts with local routing numbers for regulated enterprise and fintech use cases. A Model Context Protocol (MCP) server exposes platform APIs to AI agents, enabling programmatic execution of payments, conversions, and queries through typed, permissioned interfaces.

GalaxyOne provides retail investors with unified access to high-yield cash accounts, cryptocurrency trading, and U.S. equity markets through a mobile and web platform. The system offers FDIC-insured cash accounts earning 4% APY via Cross River Bank, structured investment notes earning 8% APY for accredited investors backed by Galaxy's institutional lending operations, and commission-free trading across digital assets and traditional securities. The platform enables automated interest reinvestment into digital assets and supports fractional share ownership.

FV Bank API Services provides Banking-as-a-Service APIs enabling fintech and blockchain companies to integrate OCIF-regulated banking infrastructure including accounts, payments, custody, and compliance, directly into their own applications. Corporate and institutional clients access FV Bank's licensed US banking network programmatically to build compliant financial products.

Zypto White Label provides businesses and crypto projects with white-label versions of Zypto's crypto payment gateway, physical and virtual cards, bill payments, gift cards, and wallet infrastructure, enabling market entry at a fraction of custom development costs. Companies embed full-stack crypto payment and card solutions under their own brand.

BlockWyre Banking provides Banking-as-a-Service through FBO accounts and sub-ledger systems, enabling virtual account creation, treasury management, and wire transfers. The platform offers API-driven banking integration with compliance frameworks and multi-currency support.

RebelFi Yield on Operational Capital is a non-custodial stablecoin operations infrastructure layer enabling PSPs, neobanks, fintechs, and exchanges to earn yield on operational float during settlement buffers and escrow windows, enforce ring-fenced compliance through wallet-level segregation and KYT screening, and implement programmable conditional transfers with reversible flows and milestone-based releases, orchestrating across Fireblocks, BitGo, or self-hosted custody without taking custody.

Echo Money is a financial infrastructure platform for businesses. It provides multi-currency account issuance, cross-border payment routing across local bank rails, SWIFT, SEPA, and stablecoin corridors, card processing, treasury management, and a double-entry ledger with automated reconciliation, all accessible via a web dashboard and a whitelabel REST API. The platform connects to multiple local payment rails including UPI, PIX, M-Pesa, and SEPA Instant, and supports stablecoin settlement using USDC, USDT, and EURC across multiple networks. Payments are routed automatically to the fastest available rail, with most transactions settling in under one minute.

Baanx Platform provides self-custody payment infrastructure through card programs, asset conversion, and banking services. The system processes real-time crypto-to-fiat conversions while maintaining user control of private keys through smart contract technology.

Accrue Business is a financial services platform that provides businesses with dedicated USD and EUR accounts, local collections, and cross-border vendor payouts across Africa and the United States. It lets companies issue virtual USD cards for employees and vendors, send invoices, and pay contractors through bank transfer, mobile money, or stablecoins. An application programming interface allows other businesses to embed wallets, cards, and stablecoin deposit and withdrawal rails into their own products. Businesses manage funds through a single balance across fiat and stablecoin rails without needing crypto expertise.

BP Ventures is a B2B stablecoin payment infrastructure platform providing banks, fintechs, NGOs, and global organizations with multi-chain wallets, instant crypto exchange (ICE) for USDC/USDT and cross-chain swaps, mass payout systems for global disbursements, cross-chain settlement rails, and stablecoin issuance and treasury tools, all MiCA-aligned and built on blockchain payment networks.

Seamount is a multi-chain financial platform for cross-border payments and digital asset management, settling transactions via USDS stablecoin on Algorand Mainnet. The platform provisions wallets across multiple networks with fiat on/off-ramps via Flutterwave and Paystack for local currency conversion. Users earn yield through Prime and Alpha investment tiers managed by third-party fund managers. Business services include asset tokenization, digital treasury management, on-chain analytics, and regulatory compliance.

Dakota Platform is a B2B stablecoin infrastructure platform providing enterprise-grade APIs for building, moving, and managing digital dollar products at scale. Businesses use Dakota as the foundational layer for issuing, transferring, and scaling stablecoin-based financial operations.

Named Virtual Accounts is a multi-currency virtual account product that provisions bank accounts with local banking details including IBANs, ACH routing numbers, and CLABE identifiers for each supported jurisdiction. Each account is held in the business or customer name, enabling direct two-way payment flows without establishing local banking relationships. Accounts are created and managed via API with real-time settlement tracking and webhook event notifications.

Meow MCP is a Model Context Protocol-based banking infrastructure enabling AI agents to execute financial transactions including ACH, wires, stablecoin transfers, corporate card payments, invoicing, and account onboarding, programmatically via CLI or chat interfaces compatible with Claude, ChatGPT, and other AI tools. Developers integrate Meow's financial services into AI agents using the npm CLI package, with guardrails and spend controls for agent-initiated transactions.

Cross Border Virtual Accounts is a payments infrastructure that provisions named local-currency fiat accounts across African corridors including NGN, GHS, KES, XOF, and XAF for businesses without local banking infrastructure. Accounts are instantly issued through regulated banking and payment partners, with direct integration into Ledig's OTC Liquidity Desk for stablecoin-fiat conversions, multi-currency support, and full compliance with local regulatory frameworks. It targets PSPs, exchanges, corporate treasuries, and fintechs expanding into African markets.

Kaprex is a financial services platform combining stablecoin rails with traditional banking infrastructure to facilitate cross-border payments, currency conversion, and merchant settlement. The platform provides virtual accounts for receiving USD, EUR, and GBP deposits, holds balances as stablecoins on multiple blockchain networks, and delivers fiat on/off-ramp services, a stablecoin payment card, and API access for business integrations.

Endl is a financial services platform for receiving international payments in USD, EUR, and stablecoins with local account details, account balances, currency conversion, and bank withdrawals.

Depasify Platform is a VASP-registered Web3 financial infrastructure platform providing banks and Web3 startups with API access to virtual IBANs, fiat-crypto exchange, on/off ramps, stablecoin payroll, cross-border and SEPA payments, KYC/AML compliance, and portfolio management. Businesses integrate modular digital asset capabilities through a single API.

PrimeVault is a digital asset custody and treasury infrastructure platform for institutions, businesses, and developers. It provides multi-chain, self-custodial wallets through MPC-based key management within trusted execution environments, alongside a programmable, intent-based policy engine for configuring governance rules, spend limits, and access controls. The platform covers stablecoin operations including global payments, on/off-ramp integrations, DeFi protocol access with yield optimization, trade execution across centralized and decentralized venues, and token lifecycle management including deployment, vesting, and distribution. Clients access the platform through a web console or REST APIs with SDKs available for JavaScript, TypeScript, Python, and iOS.

DitoBanx Empresas is a financial services platform that provides businesses with digital accounts in USDC, USDT, and Bitcoin, Mastercard business cards, cross-border payments, mass payment disbursement, institutional treasury management, lending, and investments. It serves SMEs, startups, corporations, and fintechs across Latin America through a web-based platform.

Shakesco is a crypto payments app built on an ERC-4337 smart contract wallet, letting individuals and businesses buy, send, and receive Bitcoin, Ethereum, and stablecoin-based assets. Multi-party computation secures account recovery while account abstraction removes seed phrase management and gas handling for users. The app bundles payment links, point-of-sale checkout, a loyalty token marketplace, recurring payments, split payments, and privacy features such as stealth addresses and Bitcoin silent payments into one interface.