List of Financial Services Platform projects on Polygon (2026)

Bitnob Treasury is a treasury management platform that automates the holding, movement, and rebalancing of a business's fiat and crypto reserves. It connects external accounts and wallets, runs scheduled conversions and sweeps, and enforces spending limits and multi-signature approval policies on treasury actions. Businesses use it to maintain target currency allocations and audit trails without manual intervention.

Simplex Banking provides virtual IBAN accounts and bank transfer infrastructure for crypto businesses through regulated banking APIs. These platforms use Simplex Banking to embed fiat account and payment capabilities into their own products.

Interlace Platform is a financial services platform that lets businesses embed card issuance, multi-currency banking, on/off-ramp processing, and yield accounts into their own products through a single API. It combines licensed banking and card-issuing infrastructure across multiple regions, allowing companies to launch compliant financial products without holding their own banking or card licenses. Businesses in fintech, e-commerce, and Web3 use the platform to add payments, custody, and treasury features to their offerings.

Interlace BaaS is a banking-as-a-service infrastructure product that provides multi-currency business accounts, currency exchange, and international payments through an open API. It connects to global payment rails and on-chain payment systems, enabling fiat-to-crypto and crypto-to-fiat settlement for platforms built on top of it. Fintechs, e-commerce companies, and Web3 businesses use it to embed banking functionality into their own products without partnering directly with a bank.

LINK Business Dashboard is a treasury and payments management platform for financial operations teams handling wallets, payments, users, and prefunded funding methods. It provides multi-currency and stablecoin wallet balances, deposit and withdrawal tools via bank transfer or stablecoin networks, transaction ledgers, and real-time exchange rate visibility. Businesses use it to monitor liquidity, execute FX conversions, and manage payouts alongside their API integration with the platform.

Meru API is a stablecoin infrastructure platform that lets developers and fintechs embed virtual US bank accounts, European IBANs, stablecoin on-ramp and off-ramp, global payouts, KYC and KYB checks, and digital wallets into their own products through a single API. Businesses integrate the API to build remittance, payroll, and financial products while Meru manages regulatory compliance across jurisdictions. The platform processes fiat and stablecoin payins and payouts across multiple blockchains and local payment rails.

Avenia Pay is a web-based treasury management platform that lets businesses move capital between international entities and convert between currencies such as the Brazilian real and the US dollar. It provides no-code setup for cross-border treasury operations, foreign exchange conversion, and access to US Treasury-linked yield, settling transactions through stablecoin-based infrastructure. A dedicated corridor of the platform, marketed toward corporate treasury teams, finance controllers, and chief financial officers, settles transfers between Brazil, the United States, and Europe within minutes under a regulated payment institution framework, with onboarding handled through a scheduled demo rather than a separate application. Companies operating across Latin America use Avenia Pay to manage compliance, tax, and treasury complexity without building their own settlement rails.

Linka Crypto as a Service is a white-label stablecoin infrastructure package for financial institutions and fintechs, enabling them to offer cryptocurrency features to their own users. The service includes multi-party computation custody with security certifications, fiat on and off ramps for Latin American markets, API access for buy, sell, send, receive, and swap operations across multiple tokens, and a customizable front-end. Partners deploy branded crypto wallet and exchange interfaces without building underlying custody or liquidity infrastructure.

Membrane is an institutional infrastructure platform for digital asset credit operations, providing modular tooling for loan lifecycle management, cross-custodian collateral governance, settlement, and real-time risk analysis across counterparties and exchanges. Institutional lenders, prime brokers, and market participants connect custodians, wallets, and exchanges through the CustodyLink Network to manage credit workflows and collateral positions, with StableRepo enabling counterparty discovery for institutional stablecoin repo transactions.

YouHodler White-Label Solutions provides fintech companies with API and SDK integrations to embed crypto services under their own brand. Available offerings include a crypto buy/sell widget supporting multiple assets with cash-out to major fiat currencies, a crypto-backed lending module, and advanced trading tools. The service operates on a revenue-sharing model with no upfront fees. Digital asset custody is provided through Ledger Enterprise.

Ivy is a financial services platform that combines real-time bank payments, stablecoin-powered accounts, and cross-currency treasury operations through a single API. Businesses can accept pay-ins, hold fiat and stablecoin balances in localized IBANs and wallets, convert currencies around the clock, and send payouts across local and blockchain rails.

Ivy Accounts is a multi-currency business banking solution that enables companies to collect, hold, and convert funds across local currencies and stablecoins using virtual IBANs and automated reconciliation features.

FiveWest is a financial services platform that bridges traditional banking and blockchain technology, offering OTC cryptocurrency trading, merchant payment gateway services, and international remittance solutions for institutional and private clients in South Africa.

1Money Platform is a financial services platform providing full-stack stablecoin infrastructure across the complete asset lifecycle. The platform facilitates stablecoin issuance via M0-powered infrastructure, multi-currency on/off ramps, global pay-ins and pay-outs, fiat-to-stablecoin and stablecoin-to-stablecoin exchange, institutional-grade digital asset custody via TSS-MPC technology, and virtual accounts with local routing numbers for regulated enterprise and fintech use cases. A Model Context Protocol (MCP) server exposes platform APIs to AI agents, enabling programmatic execution of payments, conversions, and queries through typed, permissioned interfaces.

Endl is a financial services platform that lets businesses and individuals collect, hold, convert, and send money across borders using local account details, stablecoin balances, and bank withdrawals. It provides multi-currency collection accounts, currency conversion at stated rates, and payout rails spanning domestic transfers and stablecoin settlement. The platform serves global teams, freelancers, and companies needing cross-border payment infrastructure without opening a local entity.

Echo Money is a financial infrastructure platform for businesses. It provides multi-currency account issuance, cross-border payment routing across local bank rails, SWIFT, SEPA, and stablecoin corridors, card processing, treasury management, and a double-entry ledger with automated reconciliation, all accessible via a web dashboard and a whitelabel REST API. The platform connects to multiple local payment rails including UPI, PIX, M-Pesa, and SEPA Instant, and supports stablecoin settlement using USDC, USDT, and EURC across multiple networks. Payments are routed automatically to the fastest available rail, with most transactions settling in under one minute.

RebelFi is a non-custodial stablecoin operations platform that lets payment service providers, neobanks, exchanges, and fintech platforms generate yield on stablecoin balances held in escrow, settlement, or prefunding windows. The platform routes idle capital into audited decentralized finance lending and yield venues while funds remain in the client's own custody and can be recalled without lock-up periods. Businesses can also extend yield features to their own end customers through embedded balance-based earning tools, or restrict allocations to profit-sharing and trade-finance strategies that follow Islamic finance principles. A built-in compliance layer enforces wallet-level segregation of funds by purpose, applies know-your-transaction screening at each transfer, and generates automated audit trails and provenance records. Access is provided through an operations dashboard and a software development kit that integrates with several external custody providers.

Accrue Business is a financial services platform that provides businesses with dedicated USD and EUR accounts, local collections, and cross-border vendor payouts across Africa and the United States. It lets companies issue virtual USD cards for employees and vendors, send invoices, and pay contractors through bank transfer, mobile money, or stablecoins. An application programming interface allows other businesses to embed wallets, cards, and stablecoin deposit and withdrawal rails into their own products. Businesses manage funds through a single balance across fiat and stablecoin rails without needing crypto expertise.

Seamount is a multi-chain financial platform for cross-border payments and digital asset management, settling transactions via USDS stablecoin on Algorand Mainnet. The platform provisions wallets across multiple networks with fiat on/off-ramps via Flutterwave and Paystack for local currency conversion. Users earn yield through Prime and Alpha investment tiers managed by third-party fund managers. Business services include asset tokenization, digital treasury management, on-chain analytics, and regulatory compliance.

Dakota Platform is a B2B stablecoin infrastructure platform providing enterprise-grade APIs for building, moving, and managing digital dollar products at scale. Businesses use Dakota as the foundational layer for issuing, transferring, and scaling stablecoin-based financial operations.

ARQ Business is a financial services platform for companies operating across Latin America and abroad. It provides multi-currency business accounts for holding digital dollars and euros, account details for receiving international payments, corporate cards with spending controls, and bulk payment processing for paying vendors and contractors. Businesses access these functions through a dedicated web platform and account separate from the consumer app.

BlindPay API is a stablecoin payments infrastructure platform that lets businesses send and receive cross-border payments through a single interface. It orchestrates stablecoin transfers, local payment rails, and virtual account issuance, converting between fiat currencies and stablecoins in real time. Businesses use it to move funds internationally, open named multi-currency virtual accounts for their customers, and screen transactions through integrated identity verification and monitoring. The platform is accessed through a developer API and dashboard covering payins, payouts, quotes, and wallet registration across multiple blockchain networks and traditional bank rails.

Alfred Pay Platform is a cross-border payments infrastructure product that connects stablecoin rails to local banking systems across Latin America. It provides businesses with virtual local bank accounts, converts between stablecoins and local fiat currencies, and settles cross-border payments in near real time through a single API. Fintechs, crypto platforms, and trade and logistics companies use it to collect and disburse local payments and manage multi-currency operations without establishing local entities. The platform also connects to a partner cash-out network, letting digital wallet holders convert balances into cash at physical agent locations.

Novacrust Business is a financial services platform providing businesses with APIs for card issuance, payment collections, and payouts across multiple countries and currencies. It lets companies issue virtual USD cards for team or customer spending, accept payments via bank transfer, mobile money, cards, or stablecoins, and send payouts to vendors and staff in multiple currencies. The platform provides multi-currency wallets holding several fiat currencies and stablecoins alongside currency exchange, letting businesses build payment workflows into their own operations through a single dashboard and API.

Infini is a financial services platform that provides businesses with stablecoin and fiat payment acceptance, corporate card issuance, invoicing, payroll, multi-currency accounts, and treasury yield tools through a single dashboard. Merchants accept payments via hosted checkout, payment links, and invoices, while corporate cards let teams fund spending from fiat or stablecoin balances with budget controls. The platform also issues multi-currency virtual accounts for cross-border collection and payouts, and lets businesses allocate idle stablecoin balances to market-neutral yield strategies. Payroll and vendor settlement tools automate bulk stablecoin payouts, and all functions are accessible from one account across multiple supported blockchains.

Walapay is API-first payment infrastructure that lets businesses issue virtual multi-currency accounts, move funds across fiat currencies and stablecoins, and manage customer compliance from a single integration. It supports fiat-to-fiat, fiat-to-stablecoin, stablecoin-to-fiat, and stablecoin-to-stablecoin transfers, combining traditional banking rails with stablecoin networks for cross-border settlement. Businesses such as fintechs, payment service providers, payroll platforms, and enterprise finance teams use it to collect, hold, and disburse funds globally, with automated KYC and KYB verification built into onboarding.

Depasify Platform is a VASP-registered Web3 financial infrastructure platform providing banks and Web3 startups with API access to virtual IBANs, fiat-crypto exchange, on/off ramps, stablecoin payroll, cross-border and SEPA payments, KYC/AML compliance, and portfolio management. Businesses integrate modular digital asset capabilities through a single API.

PrimeVault is a digital asset custody and treasury infrastructure platform for institutions, fintechs, and developers. It provides multi-chain, self-custodial wallets secured through multi-party computation key management within hardware-based trusted execution environments, combined with a formally verified, programmable policy engine for governance, spend limits, and approval workflows. The platform supports stablecoin treasury operations, smart order routing and trade execution across centralized and decentralized venues, institutional DeFi access, token issuance and lifecycle management, and automated workflows across a large number of blockchains. Clients interact with the platform through a web console or REST APIs, with SDKs available for building embedded wallet and custody experiences into their own applications.

Trace Finance Payment API is a payments infrastructure platform that lets exchanges, fintechs, and financial institutions move money into and out of Latin America through a single set of API endpoints. It provides multi-currency accounts in BRL, USD, and EUR, converts between fiat and stablecoins through instant local payment rails, and executes cross-border payments over multiple regional and international rails. Businesses use it to onboard beneficiaries, lock foreign-exchange rates, and settle deposits, swaps, and withdrawals without operating a local entity. The platform also functions as an embedded financial services layer, giving partner platforms account and settlement capabilities they can offer to their own customers.

Checker API is a provider-agnostic orchestration platform that gives financial institutions a single integration point to access stablecoin and digital asset liquidity across exchanges, OTC desks, banks, and payment providers. The system routes each order to the optimal execution venue based on price, speed, and reliability, then returns standardized responses covering order confirmation, fill status, and real-time tracking. It supports trading, cross-border payments, treasury management, and credit operations, with settlement extending across multiple blockchains and stablecoins through a unified API.

Shakesco is a self-custody crypto wallet and payments app that lets individuals and businesses buy, send, and receive Bitcoin, Ethereum, and stablecoin-based assets. It is built on an ERC-4337 smart contract wallet, using multi-party computation to secure account recovery and account abstraction to remove seed phrase management and gas handling for users. The app bundles payment links, point-of-sale checkout, a loyalty token marketplace, recurring payments, split payments, and privacy features such as stealth addresses and Bitcoin silent payments into one interface.

Nuvion is a neobank and embedded finance platform providing multi-currency business accounts, card issuing, payment acceptance, global payouts, and stablecoin rails for freelancers, businesses, and marketplaces. It operates through a single account and API surface, letting platforms issue accounts, move funds, accept payments, and convert between fiat and stablecoins without integrating banks or liquidity providers directly. The platform combines licensed fiat infrastructure with blockchain-based settlement across multiple networks, offering regulatory coverage across several markets. Businesses use it to manage cross-border money movement, issue physical and virtual cards, and access new markets from one unified dashboard.

Niobi is a financial services platform that provides payments and banking infrastructure for businesses operating across Africa. It unifies collections, payouts, multi-currency virtual accounts, foreign exchange conversion, and treasury management behind a single dashboard and API, with settlement available in local currencies, major fiat currencies, or stablecoins. The platform also includes finance operations tools such as invoicing, bill payment, payroll, and expense management, letting finance teams manage cash flow and reconciliation from one account. Businesses integrate once to accept dozens of local payment methods and move funds between African markets without opening accounts with multiple banks.

Bloque is a financial services platform that lets businesses embed multicurrency accounts, cross-border payment rails, and branded debit card issuance into their own products. It provides programmable accounts for holding and moving funds across local payment rails and stablecoin rails, converting between currencies, and issuing virtual cards with spending controls. Product and engineering teams integrate the platform through a software development kit, command-line tooling, and an agent-accessible interface that lets AI agents initiate transfers and card actions under defined permissions. Bloque also manages the underlying compliance processes, including identity verification and anti-money-laundering checks, across the currencies and payment networks it supports.

Rapyd is a financial services platform that lets businesses embed payments, payouts, card issuance, and multi-currency accounts into their own applications through a unified API and account. It processes online and in-store checkout payments across local payment methods and currencies, and issues virtual and physical cards with configurable spending controls. The platform also handles cross-border payouts through bank transfers, card disbursements, and digital wallet transfers, including settlement in stablecoins. A multi-currency business account underlies all these functions, letting businesses hold, convert, and move balances across currencies from a single dashboard. Businesses across industries use it to accept customer payments, pay employees or partners internationally, and issue cards, all managed through one merchant account and integration.

Minos B2B Crypto Platform is a white-label platform enabling financial institutions to offer digital asset custody, brokerage, and payment services to their clients. The system integrates cold storage security infrastructure, real-time trading capabilities, and crypto payment processing for merchants through a unified API. Designed for B2B deployment, the platform supports multiple networks while maintaining regulatory compliance under Banco de España registration and EU MiCA standards.