List of Payments Infrastructure & Orchestration companies in Web3 (2026)

StableFX is a permissioned stablecoin FX platform enabling institutional clients to convert USDC and EURC through a Request-for-Quote model with onchain settlement on Arc. Approved liquidity providers submit competing quotes via an offchain execution engine, and settlement occurs through smart contract escrow ensuring payment-versus-payment finality. The platform serves payment service providers, fintechs, OTC desks, and prime brokers requiring 24/7 stablecoin FX execution.

TON Payments is a payment infrastructure layer for processing Toncoin and stablecoin transactions within The Open Network. It operates through TON Pay, providing developers with APIs to embed payments into Telegram Mini Apps and bots. Transactions settle in under one second with near-zero fees.

Fireblock payments provides digital asset payment infrastructure with automated rebalancing, crypto-to-stablecoin conversion, and customized payment flow triggers. The platform enables businesses to manage working capital, protect against volatility, and automate digital asset transfers across accounts and exchanges.

Mt Pelerin Crypto-Fiat API Gateway provides developers with middleware for integrating crypto-fiat exchange capabilities into applications, enabling seamless onboarding and trading functionality.

Kotani Pay API is a white-label REST API that connects blockchain applications to local African payment channels. It provides businesses with tools to integrate stablecoin on-ramp and off-ramp functionality directly into their own products, supporting mobile money networks across multiple African markets. Developers configure onboarding, KYC and KYB checks, and transaction flows to build customized payment experiences on top of the underlying infrastructure.

Transfero BaaSiC provides API infrastructure for banking, crypto, and payment services through a single endpoint. The system enables companies to integrate financial solutions while maintaining 99.999% uptime and OAuth authentication.

Swapped Connect is a payments infrastructure product that lets businesses accept crypto deposits directly from customers' external wallets and exchange accounts. It pre-fills wallet information, sponsors network fees, and automatically routes or converts unsupported tokens to simplify the deposit flow. Businesses monitor deposits and transactions and customize the integration through a dashboard, while end users deposit without needing to manage wallet addresses or networks manually.

CoinGate Crypto Payouts enables businesses to programmatically send cryptocurrency payments to employees, vendors, or users. The system supports bulk payouts and automated distribution of digital assets across multiple blockchain networks, executed manually or via API on a one-time or scheduled basis.

Meld White-Label API is a payments infrastructure API that aggregates multiple crypto on/off ramp providers into a single developer interface. Developers build their own transaction UI while Meld routes each transaction to the optimal partner based on price, coverage, and conversion rates. The API supports webhook events, transaction status tracking, and multiple downstream applications from a single integration.

AI Agents & MCP is an MCP server that exposes the Stables payments API as tools so AI assistants can build and run payment workflows using natural language. It lets agents create and verify customers, generate quotes, and orchestrate transfers and virtual accounts, while pausing any step that moves funds for explicit human approval. Money movement itself still executes through the Transfers product, preserving its compliance checks and transaction lifecycle.

Transak One is a payments infrastructure and orchestration product that lets users interact with smart contracts using fiat payments. It routes a fiat payment through processing and conversion so that a single transaction can complete an on-chain action such as staking, bridging, or providing liquidity. The service is designed for applications that want to offer direct smart contract interaction without requiring users to hold or manage cryptocurrency beforehand, across multiple blockchains.

Faraday is a stablecoin payment infrastructure with cross-chain routing and compliance automation, enabling secure multi-token transfers and real-time risk assessment. The system provides unified APIs for stablecoin transactions while maintaining automated fraud detection and regulatory compliance across blockchain networks.

Morph Rails is a programmable payment middleware layer deployed on the Morph blockchain, abstracting on-chain operations into production-grade payment services via SDK, API, CLI, and MCP interfaces. It provides gas abstraction through AltFee, merchant order tracking via Reference Key, AI agent micropayments through the x402 Facilitator, and agent service discovery via a skill hub, alongside private stealth address transfers. The system is self-custodial and permissionless, supporting stablecoin-denominated transactions across merchant, AI agent, and cross-border payment workflows, and underpins the Morph Payments merchant product.

Onmeta White-Labeled Infrastructure is a payments infrastructure product that lets businesses launch branded fiat gateways for on-ramp, off-ramp, remittance, and checkout under their own domain. It provides modular application programming interfaces and dashboards that handle payment collection, identity verification, currency conversion, and settlement while clients control the branded user interface. Wallets, launchpads, token projects, and fintechs use it to offer regional fiat services without building their own backend infrastructure.

Bridge Orchestration enables cross-chain stablecoin transfers and conversions between fiat and digital assets through a unified API, allowing businesses to integrate stablecoin payments without handling blockchain complexities.

Spritz SDK is a developer platform providing a single API for embedding crypto-to-fiat payment rails into third-party applications. It gives businesses white-label access to on-ramps, off-ramps, bill pay, and crypto-funded cards, alongside identity verification, sanctions screening, and transaction monitoring handled by Spritz. Developers integrate one interface to move funds between stablecoins and traditional banking rails such as ACH, wire, and SEPA, without building their own compliance or settlement infrastructure. The platform also supports embedding non-custodial wallets with on-chain yield into a partner's own product.

x402 Protocol enables instant cryptocurrency payments through HTTP headers using the HTTP 402 Payment Required status code. The protocol allows clients to pay for resources via API without registration or complex authentication, settling transactions on blockchain networks within seconds. Services can accept payments with minimal code integration while maintaining chain and token agnostic support across multiple blockchain networks.

Wirex Pay implements a modular payment chain through Polygon ZK technology, enabling self-custodial stablecoin payments across 80M+ merchants. The system provides zero-fee transactions and rewards users on every purchase.

CoinsPaid SaaS provides white-label cryptocurrency payment processing solutions for businesses. The platform enables companies to launch crypto payment services under their own brand with complete technical infrastructure.

OxaPay Payout Service provides REST API infrastructure for automated mass cryptocurrency transfers through payout API authentication. The system processes batch payments to multiple recipient addresses simultaneously for payroll, affiliate commissions, and vendor settlements. Users configure scheduled or instant withdrawals with internal zero-fee transfers between OxaPay accounts and standard blockchain fees for external addresses. The service supports transaction tracking, payout history logging, and webhook notifications for completed transfers through API integration.

Nuvei Payment Platform is a B2B payment infrastructure platform providing merchants and enterprises with local acquiring across multiple countries, AI-powered transaction routing, fraud prevention, and tokenization through a single integration. Businesses access multiple payment methods including cards, wallets, real-time rails, BNPL, and crypto across multiple markets and currencies for pay-ins and payouts.

BityCaaS (Crypto as a Service) is a B2B API solution enabling businesses to integrate cryptocurrency trading capabilities into their platforms. The service provides zero integration and maintenance fees, allowing banks, fintechs, e-commerce platforms, and investment advisors to offer crypto services to their customers.

x402 Facilitator is a payment settlement service on Abstract that enables AI agents and applications to transact using the x402 HTTP payment protocol. It verifies signed stablecoin payment authorizations and settles transactions on-chain, allowing HTTP servers and APIs to require per-request USDC payments without API keys or traditional billing infrastructure. The service runs as a public, gas-sponsored facilitator on Abstract mainnet and testnet, supporting any ERC-3009-capable token.

Yellow Card Payments API enables businesses to integrate local fiat on/off ramps across African countries, providing stablecoin-powered cross-border payment processing, treasury management, global invoice settlement, and embeddable widgets for digital asset transactions.

SpherePay Dashboard is a self-serve web application enabling businesses to manage global stablecoin payments without code. The dashboard provides interfaces for sending, receiving, and converting digital assets with integrated compliance workflows, transaction tracking, and settlement management across 160+ markets.

Bitso Business provides blockchain-based payment infrastructure for enterprises, enabling cross-border settlements, pay-ins, payouts, and API integration for businesses operating in Latin America.

CoinPayments API implements RESTful endpoints through HMAC-authenticated HTTP POST requests, enabling programmatic payment processing integration. The system provides transaction creation, balance queries, and webhook notification functionality for custom implementations.

Banxa APIs provide REST endpoints for on-ramp and off-ramp order creation, price quotes, payment method retrieval, KYC data sharing, and NFT order processing. The service aggregates multiple payment methods and crypto liquidity behind a unified interface, letting partners build custom fiat-to-crypto and crypto-to-fiat flows without managing settlement or compliance infrastructure themselves. It supports the same checkout functionality as Banxa Checkout but for embedding into partner-built interfaces.

CaaS Manager enables financial institutions to integrate digital asset solutions with full compliance and governance through API-first infrastructure, automated workflows, and regulatory compliance features.

Orionx Business Payments is a stablecoin-based payment infrastructure that enables companies to send, receive and convert funds across Chile, Perú, Colombia and México without local bank accounts.

Orbital API provides RESTful integration endpoints for cryptocurrency and traditional payment processing, enabling developers to embed payment functionality with support for pay-ins, pay-outs, and real-time transaction reporting.

Zebec App provides a comprehensive financial infrastructure with real-time streaming payments, treasury management through secure multi-signature vaults, and continuous payment technologies for individuals and businesses.

Avenia API provides cross-border payment infrastructure through unified API endpoints, enabling real-time settlement between BRL, USD and local payment systems. The platform processes PIX transactions, SPEI transfers, and stablecoin conversions while maintaining built-in compliance and automation features.

PDAX provides enterprise blockchain and crypto infrastructure services for businesses integrating digital asset capabilities, enabling access to tokenized assets and seamlessly manage, trade, and grow portfolio on PDAX.

Aquanow Trade provides electronic trading infrastructure and OTC services through consolidated order books and deep liquidity. It enables financial institutions to offer crypto trading with real-time market data, advanced order types, and a 24/7 trading desk plus post-trade clearing and settlement.

Zero Hash Payments Infrastructure enables crypto and stablecoin payment processing through API integration, supporting checkout, P2P payments, and payroll services for businesses.

EukaPay Payment Platform implements cryptocurrency payment processing through unified merchant infrastructure, enabling digital asset acceptance and fiat conversion. The system provides multi-channel payment collection via POS terminals, online checkouts, payment links, and API integrations while maintaining exchange rate guarantees and compliance monitoring.

NFT Payment Integration implements marketplace payment processing through specialized MCC codes and cross-chain support, enabling fiat-to-NFT purchases and mint-drop functionality. The system optimizes conversion rates while supporting multiple blockchain networks.

Metal Pay Connect provides white-label cryptocurrency payment infrastructure for businesses through API integration, enabling customizable fiat-to-crypto on-ramps with regulatory compliance.

Linka is a payment infrastructure platform for Latin America, enabling on/off ramp, cross-border settlement, and stablecoin payment processing through a unified API. The platform connects local banking rails across LatAm markets with stablecoin networks on Ethereum, Bitcoin, Solana, and other chains, allowing businesses to move value across borders without managing individual local banking relationships. REST and WebSocket APIs are available with SDKs for Node.js, Python, Go, and Ruby, with automated KYC/AML workflows, real-time transaction monitoring, and MPC-based custody integrated into the platform.

Pretium APIs provides a unified API that simplifies access to fragmented fiat/crypto payment rails across Africa. With this API, organizations can accept and disburse crypto payments.

CoinJar Payout is a rewards distribution API that enables businesses to offer cryptocurrency payouts for cashback, loyalty programs, and customer rewards. The system provides institutional-grade custody with customizable API integration for cryptocurrency reward fulfillment.

Ripple Payments enables real-time global payments using stablecoins, crypto and local currencies through proven technology and a global network.

Utila Payments facilitates crypto payment processing for institutions, enabling organizations to accept, orchestrate, and settle cryptocurrency transactions through secure MPC wallet infrastructure.

Uniramp API is a universal onramp aggregator that connects multiple fiat-to-crypto gateways through a single interface, using the Hybrid-Ramp Engine to route transactions through optimal providers and DeFi protocols for best pricing.

Due Stablecoin Payments API is a developer integration that connects digital assets and traditional finance for businesses, enabling stablecoin swaps, collection and conversion, global payouts via local rails, virtual account management, bulk payouts, and payout links.

LINK Platform provides FX and stablecoin payment infrastructure through unified APIs and dashboard, enabling businesses to on/off-ramp USDC and USDT via bank transfers and mobile money, access OTC liquidity for large transactions, process merchant payments, settle global payouts, and monitor balances with real-time exchange rates. The system supports multiple blockchain networks including Stellar, Polygon, Solana and Base, while handling compliance, routing, and team permission controls through widget and API implementations.

One Click Cloud is a managed infrastructure service that runs Lightning Network and RGB nodes on behalf of payment operators without requiring them to operate their own node stack. It offers versioned deployments, node-level access control, health monitoring, and lifecycle management while keeping private keys stored in the operator's own environment. Exchanges, liquidity providers, neobanks, and wallets use it to settle stablecoin payments and earn yield on Bitcoin and stablecoin balances without managing the underlying infrastructure.

Fasset Engine API is a B2B financial infrastructure platform providing modular APIs for banking, crypto trading, and real-world asset tokenization. Businesses use the suite to issue multi-currency accounts, enable cross-border payments, and offer tokenized asset experiences under a regulated framework. The platform targets fintechs, brokerages, and financial institutions building their own digital finance products.

BVNK Payments enables global payment processing across traditional and blockchain rails, supporting virtual accounts, cryptocurrency acceptance, and cross-border transfers with automatic currency conversion between fiat and stablecoins.