List of Payments Infrastructure & Orchestration companies in Web3 (2026)

StableFX is a permissioned stablecoin FX platform enabling institutional clients to convert USDC and EURC through a Request-for-Quote model with onchain settlement on Arc. Approved liquidity providers submit competing quotes via an offchain execution engine, and settlement occurs through smart contract escrow ensuring payment-versus-payment finality. The platform serves payment service providers, fintechs, OTC desks, and prime brokers requiring 24/7 stablecoin FX execution.

TON Payments is a payment infrastructure layer for processing Toncoin and stablecoin transactions within The Open Network. It operates through TON Pay, providing developers with APIs to embed payments into Telegram Mini Apps and bots. Transactions settle in under one second with near-zero fees.

Cosmos Tokenization Suite is a payments infrastructure enabling financial institutions to issue and manage bank-backed tokenized deposits on a digital ledger. The platform delivers quick settlement with pre-built adapters for core banking systems and native interoperability with IBC, Canton, and Ethereum payment rails. Deposits issued on the platform are FDIC-insured and include built-in compliance features such as sanctions screening and transfer limits.

Crossmint Stablecoin Orchestration is a payments infrastructure product that moves money globally using stablecoins. It provides a single API for accepting, sending, converting, and settling value across a wide range of countries, combining onramp, offramp, payout, and transfer functionality with built-in compliance checks. Fintechs and enterprises use it to build remittance, payout, and treasury movement products without integrating multiple payment rails directly.

Fireblock payments provides digital asset payment infrastructure with automated rebalancing, crypto-to-stablecoin conversion, and customized payment flow triggers. The platform enables businesses to manage working capital, protect against volatility, and automate digital asset transfers across accounts and exchanges.

Mt Pelerin Exchange is an on/off-ramp service for buying, selling, and swapping cryptocurrencies using bank transfers or card payments, delivered directly to a user's own wallet. It supports transactions up to certain limits without requiring identity verification and settles in a range of fiat currencies. A built-in cross-chain bridge lets users transfer supported assets between multiple blockchains with guaranteed delivery, and an embeddable version of the same exchange functionality can be integrated into third-party websites and apps through direct links, an embedded frame, or a mobile package. The service also lets users pay everyday invoices and bills, including rent, insurance, taxes, and utilities, directly with cryptocurrency, with automatic conversion and settlement to the recipient. It operates as a non-custodial intermediary that never holds user funds itself.

Transfero BaaSiC is a banking-as-a-service platform that provides a single API connecting fiat and crypto payment rails for businesses operating in Brazil and abroad. It enables companies to create and manage local digital accounts, process Pix pay-ins and pay-outs, and handle wire transfers and identity verification without holding a local banking license. The platform is aimed at fintechs, payment processors, marketplaces, and crypto platforms seeking to embed compliant local payment operations.

Kotani Pay API is a white-label REST API that connects blockchain applications to local African payment channels. It provides businesses with tools to integrate stablecoin on-ramp and off-ramp functionality directly into their own products, supporting mobile money networks across multiple African markets. Developers configure onboarding, KYC and KYB checks, and transaction flows to build customized payment experiences on top of the underlying infrastructure.

Swapped Connect is a payments infrastructure product that lets businesses accept crypto deposits directly from customers' external wallets and exchange accounts. It pre-fills wallet information, sponsors network fees, and automatically routes or converts unsupported tokens to simplify the deposit flow. Businesses monitor deposits and transactions and customize the integration through a dashboard, while end users deposit without needing to manage wallet addresses or networks manually.

CoinsPaid SaaS is a white-label payment infrastructure platform that lets businesses launch their own branded crypto payment services without building the software stack from scratch. It packages merchant dashboards, invoicing, APIs, reporting, and settlement logic into a deployable product, while the client retains its own brand, market positioning, and legal structure. The platform supports popular digital assets alongside fiat settlement options for businesses seeking to operate a payment service under their own name.

CoinGate Crypto Payouts enables businesses to programmatically send cryptocurrency payments to employees, vendors, or users. The system supports bulk payouts and automated distribution of digital assets across multiple blockchain networks, executed manually or via API on a one-time or scheduled basis.

AI Agents & MCP is an MCP server that exposes the Stables payments API as tools so AI assistants can build and run payment workflows using natural language. It lets agents create and verify customers, generate quotes, and orchestrate transfers and virtual accounts, while pausing any step that moves funds for explicit human approval. Money movement itself still executes through the Transfers product, preserving its compliance checks and transaction lifecycle.

Transak One is a payments infrastructure and orchestration product that lets users interact with smart contracts using fiat payments. It routes a fiat payment through processing and conversion so that a single transaction can complete an on-chain action such as staking, bridging, or providing liquidity. The service is designed for applications that want to offer direct smart contract interaction without requiring users to hold or manage cryptocurrency beforehand, across multiple blockchains.

Meld White-Label API is a payments infrastructure API that aggregates multiple crypto on/off ramp providers into a single developer interface. Developers build their own transaction UI while Meld routes each transaction to the optimal partner based on price, coverage, and conversion rates. The API supports webhook events, transaction status tracking, and multiple downstream applications from a single integration.

Faraday is a stablecoin payment infrastructure with cross-chain routing and compliance automation, enabling secure multi-token transfers and real-time risk assessment. The system provides unified APIs for stablecoin transactions while maintaining automated fraud detection and regulatory compliance across blockchain networks.

Bridge Orchestration enables cross-chain stablecoin transfers and conversions between fiat and digital assets through a unified API, allowing businesses to integrate stablecoin payments without handling blockchain complexities.

Morph Rails is a programmable payment middleware layer deployed on the Morph blockchain, abstracting on-chain operations into production-grade payment services via SDK, API, CLI, and MCP interfaces. It provides gas abstraction through AltFee, merchant order tracking via Reference Key, AI agent micropayments through the x402 Facilitator, and agent service discovery via a skill hub, alongside private stealth address transfers. The system is self-custodial and permissionless, supporting stablecoin-denominated transactions across merchant, AI agent, and cross-border payment workflows, and underpins the Morph Payments merchant product.

Onmeta White-Labeled Infrastructure is a payments infrastructure product that lets businesses launch branded fiat gateways for on-ramp, off-ramp, remittance, and checkout under their own domain. It provides modular application programming interfaces and dashboards that handle payment collection, identity verification, currency conversion, and settlement while clients control the branded user interface. Wallets, launchpads, token projects, and fintechs use it to offer regional fiat services without building their own backend infrastructure.

Spritz SDK is a developer platform providing a single API for embedding crypto-to-fiat payment rails into third-party applications. It gives businesses white-label access to on-ramps, off-ramps, bill pay, and crypto-funded cards, alongside identity verification, sanctions screening, and transaction monitoring handled by Spritz. Developers integrate one interface to move funds between stablecoins and traditional banking rails such as ACH, wire, and SEPA, without building their own compliance or settlement infrastructure. The platform also supports embedding non-custodial wallets with on-chain yield into a partner's own product.

x402 Protocol enables instant cryptocurrency payments through HTTP headers using the HTTP 402 Payment Required status code. The protocol allows clients to pay for resources via API without registration or complex authentication, settling transactions on blockchain networks within seconds. Services can accept payments with minimal code integration while maintaining chain and token agnostic support across multiple blockchain networks.

Pretium APIs is a payments infrastructure product that provides a unified REST API for converting between stablecoins and African fiat currencies. It aggregates local payment rails such as mobile money and bank transfers with on-chain stablecoin settlement, allowing developers and businesses to accept and disburse crypto and fiat payments through a single integration. The API abstracts routing across multiple markets and blockchain networks, and also supports fiat-to-stablecoin on-ramp and off-ramp conversion.

BityCaaS (Crypto as a Service) is a B2B API solution enabling businesses to integrate cryptocurrency trading capabilities into their platforms. The service provides zero integration and maintenance fees, allowing banks, fintechs, e-commerce platforms, and investment advisors to offer crypto services to their customers.

SpherePay Dashboard is a self-serve web application enabling businesses to manage global stablecoin payments without code. The dashboard provides interfaces for sending, receiving, converting, and ramping between fiat and stablecoins, with integrated compliance workflows, transaction tracking, and settlement management, accessed through a single business account. It is used by businesses seeking full on- and off-ramping functionality alongside broader payments support in a no-code interface.

x402 Facilitator is a payment settlement service on Abstract that enables AI agents and applications to transact using the x402 HTTP payment protocol. It verifies signed stablecoin payment authorizations and settles transactions on-chain, allowing HTTP servers and APIs to require per-request USDC payments without API keys or traditional billing infrastructure. The service runs as a public, gas-sponsored facilitator on Abstract mainnet and testnet, supporting any ERC-3009-capable token.

Nuvei Payment Platform is a B2B payment infrastructure platform providing merchants and enterprises with local acquiring across multiple countries, AI-powered transaction routing, fraud prevention, and tokenization through a single integration. Businesses access multiple payment methods including cards, wallets, real-time rails, BNPL, and crypto across multiple markets and currencies for pay-ins and payouts.

API Suite is a payments infrastructure product that lets businesses integrate stablecoin and fiat payment processing into their own systems or manage payments through a no-code treasury dashboard. It unifies stablecoin settlement with local payment rails through a single API, enabling cross-border payments, local currency collection and payout, virtual USD and EUR accounts, and digital asset wallet functionality, while a companion portal provides the same capabilities through a managed dashboard with multi-currency balance management, team permissioning, and invoice-to-pay workflows. Fintechs, banks, telecoms, and corporates use the API to modernize payouts and treasury workflows without building blockchain infrastructure themselves, while finance and treasury teams use the portal for reconciliation and cross-border payouts without writing code. Webhooks and sandbox testing support automated, real-time financial workflows and faster integration.

Due Stablecoin Payments API is a developer integration that connects digital assets and traditional finance for businesses. It enables stablecoin swaps, collection and conversion, global payouts through local payment rails, virtual account management, bulk payouts, and payout links through a single integration. Businesses use the API to move money across multiple blockchains and more than eighty countries with automatic settlement between stablecoins and local currency.

DashX Gateway is a payments infrastructure and orchestration platform that helps businesses and independent contractors move money across borders. It provides virtual bank accounts in multiple currencies and routes payouts to local bank accounts in dozens of countries, alongside conversion between stablecoins and fiat currency handled through licensed partners. The platform connects to domestic transfer networks and international wire systems through a single application programming interface, letting payroll, remittance, and fintech companies route payments without building their own banking relationships. Identity verification and compliance monitoring, performed by regulated partners, screen users and transactions before funds settle. Developers integrate the platform through application programming interfaces and software development kits to embed cross-border payment flows into their own products.

Bitso Business provides blockchain-based payment infrastructure for enterprises, enabling cross-border settlements, pay-ins, payouts, and API integration for businesses operating in Latin America.

Banxa APIs provide REST endpoints for on-ramp and off-ramp order creation, price quotes, payment method retrieval, KYC data sharing, and NFT order processing. The service aggregates multiple payment methods and crypto liquidity behind a unified interface, letting partners build custom fiat-to-crypto and crypto-to-fiat flows without managing settlement or compliance infrastructure themselves. It supports the same checkout functionality as Banxa Checkout but for embedding into partner-built interfaces.

CaaS Manager enables financial institutions to integrate digital asset solutions with full compliance and governance through API-first infrastructure, automated workflows, and regulatory compliance features.

Orionx Business Payments is a stablecoin-based payment infrastructure that enables companies to send, receive and convert funds across Chile, Perú, Colombia and México without local bank accounts.

LINK Platform is a payments infrastructure product that lets businesses accept, convert, and settle FX and stablecoin transactions through a unified API and dashboard. It supports on-ramp and off-ramp of stablecoins via bank transfers and mobile money, cross-border FX conversion across a wide range of currency pairs, and payouts across multiple markets. Fintechs, payment service providers, and global businesses use the platform to launch cross-border payment flows without building conversion, compliance, or routing infrastructure themselves. The system operates across multiple blockchain networks and handles compliance and routing behind a single integration.

Orbital API is a payments infrastructure product that provides RESTful integration endpoints for cryptocurrency and traditional payment processing. Developers use it to embed pay-in, payout, and exchange functionality with real-time transaction reporting into their own applications, independent of the Orbital web platform interface. The API connects to multiple blockchain networks and payment rails, letting businesses build custom crypto and fiat payment flows within their own products.

OxaPay Payout Service is a payments infrastructure and orchestration product providing an API for automated mass cryptocurrency transfers to multiple recipient addresses. It processes batch payments for use cases such as payroll, affiliate commissions, and vendor settlements, with scheduled or instant withdrawal options accessed through a dedicated payout key. Internal transfers between OxaPay accounts are free, while external transfers incur standard blockchain fees, and webhook notifications log payout history.

Zebec App provides a comprehensive financial infrastructure with real-time streaming payments, treasury management through secure multi-signature vaults, and continuous payment technologies for individuals and businesses.

StraitsX Accept and Send is a payments infrastructure and orchestration service built around Dedicated Virtual Accounts that bridges SWIFT USD and other fiat rails to stablecoin settlement. Businesses onboard customers to deposit and receive funds through dedicated virtual accounts with instant one-to-one settlement into stablecoins. It serves crypto-native platforms and institutions seeking programmable fund flows, compliance tooling, and liquidity for cross-border operations.

Avenia API is a payments infrastructure product that aggregates cross-border payment rails into unified API endpoints for developers and businesses. It processes local payment methods such as PIX and SPEI alongside stablecoin conversions, enabling real-time settlement between Brazilian reais, US dollars, and other currencies. Businesses use it to embed cross-border payment flows, currency conversion, and treasury operations directly into their own products.

Ripple Payments enables real-time global payments using stablecoins, crypto and local currencies through proven technology and a global network.

PDAX provides enterprise blockchain and crypto infrastructure services for businesses integrating digital asset capabilities, enabling access to tokenized assets and seamlessly manage, trade, and grow portfolio on PDAX.

Aquanow Trade provides electronic trading infrastructure and OTC services through consolidated order books and deep liquidity. It enables financial institutions to offer crypto trading with real-time market data, advanced order types, and a 24/7 trading desk plus post-trade clearing and settlement.

OnRamp Payment Orchestration is an infrastructure service aggregating multiple payment providers and settlement rails behind a single integration for businesses accepting cryptocurrency and fiat payments. It routes transactions across available rails to simplify global payment acceptance for merchants and platforms. The service is offered as a distinct integration path alongside OnRamp's other business products.

ZeroHash Payments Infrastructure is a payments product that enables stablecoin and crypto-based money movement for businesses through a unified API. It supports account funding, payouts, remittances, and on and off ramp conversion between fiat and supported stablecoins, with orchestration across multiple blockchain networks. Marketplaces, gaming platforms, and payment service providers use it to fund accounts, pay out earnings, and settle cross-border transfers without integrating each rail separately.

EukaPay Payment Platform is a payments infrastructure and orchestration service that lets merchants accept digital asset payments alongside fiat. It provides point-of-sale terminals, online checkouts, payment links, and e-commerce plugins through a unified merchant dashboard, converting incoming payments to fiat at a locked exchange rate. Businesses use it to accept payments across multiple channels while compliance and transaction monitoring run in the background.

Unlimit NFT Payment Integration is a payments infrastructure product that lets NFT marketplaces and mint-drop platforms accept fiat payments from buyers. It routes purchases through specialized merchant category coding to improve card conversion rates and supports checkout across multiple blockchain networks. The product includes modular KYC to reduce onboarding friction and can be customized through a white-label widget.

Metal Pay Connect is white-label payments infrastructure that lets businesses embed a customizable fiat-to-crypto onramp into their own products through an API. It provides authentication, transaction processing, and compliance handling so companies can offer branded crypto purchasing without building the underlying rails themselves. Businesses use it to accept payments, offer crypto access, and connect to digital banking infrastructure under their own brand.

Linka is a payment infrastructure platform for Latin America, enabling on/off ramp, cross-border settlement, and stablecoin payment processing through a unified API. The platform connects local banking rails across Latin American markets with stablecoin networks on multiple blockchains, allowing businesses to move value across borders without managing individual local banking relationships. REST and WebSocket APIs are available with SDKs for multiple programming languages, alongside automated KYC and AML workflows, real-time transaction monitoring, and MPC-based custody integrated into the platform.

CoinJar Payout is a rewards distribution API that lets businesses offer cryptocurrency payouts to customers for cashback, loyalty programs, or one-off prizes. The service handles crypto sales and custody in-house, giving businesses a customizable API to distribute payouts across a wide range of cryptocurrencies without building their own custody infrastructure. Settlement terms and timing are flexible, and the underlying assets are secured through the provider's institutional-grade custody facilities.

Wirex Pay is a modular payment chain built on Polygon zero-knowledge technology, enabling self-custodial stablecoin payments accepted across a large network of merchants. The system settles transactions with no user fees and distributes rewards on purchases made through the network. It is used by individuals and businesses seeking non-custodial stablecoin payment rails integrated with card networks.

Utila Payments facilitates crypto payment processing for institutions, enabling organizations to accept, orchestrate, and settle cryptocurrency transactions through secure MPC wallet infrastructure.