List of Payments Infrastructure & Orchestration companies in Web3 (2026)

USDCKit implements programmatic USDC payment automation through a developer SDK for Circle Wallets. The toolkit processes high-volume transactions, configures fund movements, and executes cross-chain transfers. The system manages gas sponsorship and compliance requirements while supporting integration across multiple blockchains.

Mt Pelerin Crypto-Fiat API Gateway provides developers with middleware for integrating crypto-fiat exchange capabilities into applications, enabling seamless onboarding and trading functionality.

Fireblocks Network connects liquidity providers, exchanges, and counterparties for secure digital asset transfers and settlement. The network provides direct connectivity, automated address verification, and instant settlement capabilities between institutional participants.

The POTLOCK Cross-Chain Widget provides embeddable, no-code donation infrastructure via a configurable HTML snippet that routes multi-chain payments to NEAR accounts without requiring wallet connections. Powered by NEAR Intents, the system delivers transparent fee breakdowns, QR-based payment flows, and TypeScript customization options.

Faraday is a stablecoin payment infrastructure with cross-chain routing and compliance automation, enabling secure multi-token transfers and real-time risk assessment. The system provides unified APIs for stablecoin transactions while maintaining automated fraud detection and regulatory compliance across blockchain networks.

Bridge Orchestration enables cross-chain stablecoin transfers and conversions between fiat and digital assets through a unified API, allowing businesses to integrate stablecoin payments without handling blockchain complexities.

Onmeta White-Labeled Infrastructure enables businesses to offer branded on/off ramps, remittance, and checkout solutions using OnMeta's modular APIs and dashboards without building infrastructure from scratch.

OxaPay Payout Service provides REST API infrastructure for automated mass cryptocurrency transfers through payout API authentication. The system processes batch payments to multiple recipient addresses simultaneously for payroll, affiliate commissions, and vendor settlements. Users configure scheduled or instant withdrawals with internal zero-fee transfers between OxaPay accounts and standard blockchain fees for external addresses. The service supports transaction tracking, payout history logging, and webhook notifications for completed transfers through API integration.

x402 Protocol enables instant cryptocurrency payments through HTTP headers using the HTTP 402 Payment Required status code. The protocol allows clients to pay for resources via API without registration or complex authentication, settling transactions on blockchain networks within seconds. Services can accept payments with minimal code integration while maintaining chain and token agnostic support across multiple blockchain networks.

BityCaaS (Crypto as a Service) is a B2B API solution enabling businesses to integrate cryptocurrency trading capabilities into their platforms. The service provides zero integration and maintenance fees, allowing banks, fintechs, e-commerce platforms, and investment advisors to offer crypto services to their customers.

Simplex Banking is a EU-regulated accounts offering SEPA Instant, SWIFT and crypto funding for businesses and individuals, complementing the on-ramp solution.

Bitso Business provides blockchain-based payment infrastructure for enterprises, enabling cross-border settlements, pay-ins, payouts, and API integration for businesses operating in Latin America.

CaaS Manager enables financial institutions to integrate digital asset solutions with full compliance and governance through API-first infrastructure, automated workflows, and regulatory compliance features.

Orionx Business Payments is a stablecoin-based payment infrastructure that enables companies to send, receive and convert funds across Chile, Perú, Colombia and México without local bank accounts.

Orbital API provides RESTful integration endpoints for cryptocurrency and traditional payment processing, enabling developers to embed payment functionality with support for pay-ins, pay-outs, and real-time transaction reporting.

Aquanow Trade provides electronic trading infrastructure and OTC services through consolidated order books and deep liquidity. It enables financial institutions to offer crypto trading with real-time market data, advanced order types, and a 24/7 trading desk plus post-trade clearing and settlement.

Meld White-Label API is a payments infrastructure API that aggregates multiple crypto on/off ramp providers into a single developer interface. Developers build custom UIs on top of the API while Meld routes transactions to optimal providers based on price, coverage, and conversion rates. The API includes webhook events, transaction status tracking, and support for multiple downstream applications.

PDAX provides enterprise blockchain and crypto infrastructure services for businesses integrating digital asset capabilities, enabling access to tokenized assets and seamlessly manage, trade, and grow portfolio on PDAX.

Beam API enables programmatic payment workflows for treasury management and customer transactions. The system supports automated conversions between crypto and fiat while providing compliance monitoring tools.

EukaPay Payment Platform implements cryptocurrency payment processing through unified merchant infrastructure, enabling digital asset acceptance and fiat conversion. The system provides multi-channel payment collection via POS terminals, online checkouts, payment links, and API integrations while maintaining exchange rate guarantees and compliance monitoring.

CoinJar Payout is a rewards distribution API that enables businesses to offer cryptocurrency payouts for cashback, loyalty programs, and customer rewards. The system provides institutional-grade custody with customizable API integration for cryptocurrency reward fulfillment.

Metal Pay Connect provides white-label cryptocurrency payment infrastructure for businesses through API integration, enabling customizable fiat-to-crypto on-ramps with regulatory compliance.

Pretium APIs provides a unified API that simplifies access to fragmented fiat/crypto payment rails across Africa. With this API, organizations can accept and disburse crypto payments.

Avenia API provides cross-border payment infrastructure through unified API endpoints, enabling real-time settlement between BRL, USD and local payment systems. The platform processes PIX transactions, SPEI transfers, and stablecoin conversions while maintaining built-in compliance and automation features.

Due Stablecoin Payments API is a developer integration that connects digital assets and traditional finance for businesses, enabling stablecoin swaps, collection and conversion, global payouts via local rails, virtual account management, bulk payouts, and payout links.

LINK Platform provides FX and stablecoin payment infrastructure through unified APIs and dashboard, enabling businesses to on/off-ramp USDC and USDT via bank transfers and mobile money, access OTC liquidity for large transactions, process merchant payments, settle global payouts, and monitor balances with real-time exchange rates. The system supports multiple blockchain networks including Stellar, Polygon, Solana and Base, while handling compliance, routing, and team permission controls through widget and API implementations.

Balmy DCA Protocol automates dollar cost averaging in crypto, allowing users to set recurring investments between any ERC20 tokens with customizable frequencies. The protocol executes trades at regular intervals, spreading purchases over time to reduce market volatility impact and enabling better average entry prices. Users can deposit funds once and let the protocol handle execution, removing the need to time the market or monitor fluctuations.

BVNK Payments enables global payment processing across traditional and blockchain rails, supporting virtual accounts, cryptocurrency acceptance, and cross-border transfers with automatic currency conversion between fiat and stablecoins.

Raise API Solutions is a B2B platform that provides businesses with API access to distribute digital gift cards across multiple brands. The service enables companies to integrate gift card rewards and incentives into their existing loyalty programs, employee recognition systems, and customer engagement platforms. It includes sandbox testing environments, risk management tools, dashboard reporting, and support for various use cases including referral programs and research incentives.

Mesh Payment Network coordinates cryptocurrency payment operations through unified API infrastructure connecting exchanges, wallets, and financial platforms. The system enables merchant payment acceptance with SmartFunding conversion technology aggregating multiple funding sources, facilitates customer deposits from external accounts through embedded authentication flows, implements wallet ownership verification for regulatory compliance through Satoshi Test micro-deposits and KYC-lite matching with MiCA and EBA Travel Rule standards, and processes cryptocurrency payouts with programmatic address retrieval and transfer status monitoring across supported networks.

Mesh Platform provides embedded financial infrastructure through APIs connecting to hundreds of exchanges and wallets. The platform includes Mesh Pay for crypto payment processing with SmartFunding technology, Mesh Deposit for embedded crypto deposits with intelligent routing, Mesh Payout for automated disbursements, Mesh Portfolio for real-time account aggregation and data analytics, Mesh Ramp for fiat-to-crypto conversion, and Mesh Verify for wallet ownership verification and compliance tools.

Bando Widget provides embeddable spending functionality for wallets and dApps, allowing developers to integrate crypto payment capabilities through customizable JavaScript components with wallet control and styling options.

CoinPay White Label Solution provides businesses with customizable payment and transfer services that can be branded and tailored to meet specific customer needs. The solution includes access to a personalized payment platform for business partners with customization options for payment and transfer services.

CFX Payment Infrastructure provides digital dollar infrastructure through unified APIs that aggregate payment rails including ACH, Wire, and FedWire with stablecoin settlement capabilities. The system enables developers to access wholesale money services, implement KYC/KYB verification, and facilitate cross-border transactions through FDIC-backed custodial accounts and blockchain technology.

Lightspark Connect provides Lightning Network infrastructure through managed nodes and APIs, enabling businesses to send and receive Bitcoin payments without managing Lightning complexity. The system handles liquidity, routing, and channel management while offering enterprise-grade security and compliance features.

Grid is an open and modular payment intent protocol designed to handle on-chain payment operations through standardized messaging and execution frameworks.

Cross-chain payment infrastructure enabling merchants and apps to accept crypto and fiat with one SDK.

Busha Business provides stablecoin-powered payment infrastructure and APIs for fintechs, banks, importers, exporters, and corporations operating across Africa. It enables crypto deposits and fiat payouts, cross-border payments via NGN, KES, GHS, UGX, TZS, XOF, and RWF corridors, OTC trading, and USD corporate treasury and card issuance via REST APIs.

A cross-chain payment routing service facilitating stablecoin deposits from multiple sources into target blockchain applications. The system processes transactions from exchanges, wallets, and payment applications across multiple networks while handling automated swapping and bridging operations for destination chain settlement.

GoPay REST API provides developers with OAuth2.0 authenticated endpoints for payment processing, transaction management, and gateway integration. The API supports payment creation, status checking, refunds, recurring payments, and captures with comprehensive SDKs for PHP, .NET, Java, and Python.

x402 Facilitator is a payment infrastructure that routes pay-per-use API transactions and microtransactions through unified endpoints across multiple blockchains, enabling fast settlement for agents and services.

Rain Platform is a stablecoin-native payment infrastructure that enables businesses to deploy card programs, process fiat conversions, and facilitate cross-border transfers through unified APIs. The platform supports on-ramps, off-ramps, card issuance, and wallet-to-wallet payments with multi-blockchain settlement capabilities.

Borderless Network enables conversions between stablecoins and local banking rails across multiple countries. The system connects financial institutions, payments companies, fintechs, and corporates to facilitate cross-border transfers, collections, payouts, and on/off-ramp services through a unified API integration with regulated financial institutions worldwide.

OwlPay is a comprehensive payment infrastructure platform that enables businesses to manage cross-border transactions, reconciliation, and mass payouts through APIs. The system supports multiple payment methods including fiat currencies, commercial cards, account payables, and stablecoins for real-time clearance and settlement.

1Konto Trading Platform delivers institutional-grade digital asset and FX trading through unified API, web application, and OTC desk infrastructure. The system provides best-price execution through multi-venue liquidity sourcing while enabling single-account settlement for digital assets, stablecoins, and G12 fiat currencies.

Align API provides payment orchestration infrastructure enabling cross-chain stablecoin transfers, fiat on-ramps, and multi-currency processing through unified REST endpoints. The system handles automated bridging between blockchain networks while managing compliance screening and settlement operations.

Juicyway API enables developers to integrate payment processing, currency exchange, and transfer capabilities into applications. The system provides REST endpoints for customer management, stablecoin payments, bulk transfers, and real-time rate data with webhook notifications for transaction events.

Ledig API first infrastructure enables fintechs, PSPs and platforms to embed Ledig liquidity directly into their systems. It supports stablecoin and fiat conversion, liquidity routing, virtual fiat account orchestration through regulated partners, reconciliation and settlement tracking. Both on-demand and RFQ workflows are available through a unified API with consistent pricing logic across API and UI. It is built for partners that need emerging market execution without building internal liquidity infrastructure.

OpenVPP is a payments and tokenization platform for the electric utility sector. It provides routing for distributed energy resources, registry management, integration APIs, stablecoin payment processing for micropayments, and energy asset tokenization for cross-border transactions.

Payouts Platform provides automated vendor payment processing through unified financial infrastructure, enabling mass payouts, compliance management, and multi-currency transactions. The system integrates AP automation, vendor portals, and diverse payment methods including crypto, fiat transfers, and prepaid cards within a single dashboard.

Pulsar Money Web App is a multi-chain payments and trading platform that uses social media integrations and smart contract infrastructure on MultiversX and Starknet to enable social payments, token swaps, staking, airdrops, and gamified quests. Users can send crypto via X and Discord, swap 5,000+ trading pairs, manage payment links, and earn rewards through campaigns and challenges.

Rail Payment Infrastructure provides unified cross-border payment processing through a single API, enabling instant settlements between fiat currencies and stablecoins across multiple banking partnerships and blockchain networks. The platform includes wallet-as-a-service capabilities, on/off-ramp conversions, virtual accounts for USD/EUR/GBP, OTC desk functionality, and request-for-quote systems for exchange rate management.

Bitpace Whitelabel Solution enables businesses to offer branded cryptocurrency payment gateway services powered by Bitpace infrastructure. The platform provides ready-to-deploy payment technology with customizable branding while Bitpace handles backend operations and liquidity management.

Local collections, payouts, virtual account issuing and stablecoin wallet infrastructure in our supported markets with compliance coverage.

Fractal API provides payment infrastructure through REST endpoints, enabling programmatic stablecoin transfers, fiat conversions, and cross-chain bridging. The system handles compliance screening, automated settlements, and multi-currency processing across supported blockchain networks.

Payment processing infrastructure enabling online card payments, blockchain transactions, and corporate digital wallet solutions. APS supports traditional fiat methods alongside Web3 settlements across multiple blockchain networks.

CiroTRX simplifies stablecoin transactions on the Tron network by eliminating the requirement for users to hold TRX or energy in their wallets. The system automatically replenishes contract energy through Brutus Finance's resource rental platform API whenever energy falls below a threshold, charging a small commission on stablecoin transfers.

Eluter API enables developers to integrate fintech services through standardized endpoints, facilitating currency swaps, wallet creation, and payment processing functionality. The system provides sandbox environments and widget-based no-code integration options for rapid deployment.

Fern API is a payments infrastructure platform that enables developers to integrate global money movements across fiat, stablecoins, and cryptocurrencies. The system provides multiplex currency conversion, wallet provisioning, virtual accounts, and compliance management through a unified API serving users in over 180 countries.

Fuze is a digital asset infrastructure platform that enables businesses to integrate crypto services through unified APIs, covering embedded trading, payments processing, OTC trading, stablecoin orchestration, fiat-crypto conversion, and AI-powered compliance automation.

InFlow Pay provides payments infrastructure through unified API endpoints, enabling shareable payment links, checkout integration, business IBAN accounts, and merchant dashboard management. The platform supports open banking, PayPal, and credit card processing with automated yield generation on payment flows.

Legend Gateway is a payment-as-a-service infrastructure enabling fiat-to-crypto transactions for crypto exchanges, wallets, NFT marketplaces, and dApps through API integration. The system supports bank transfers and card payments across multiple fiat currencies in numerous countries globally, processing transactions with institutional-grade pricing and deep liquidity for large-volume trades. The platform maintains banking network connections and settlement systems for web and mobile application integration.

Pay Protocol Platform provides keyless self-custody payment infrastructure through smart contract architecture, enabling merchants to accept cryptocurrency payments with multi-signature security. The system deploys sub-contract wallets for transaction isolation, implements automated fund aggregation with cold-hot wallet separation, and reduces gas costs through assembly-level contract optimization. Merchants maintain full asset control without private key management, while the platform handles payment processing, order tracking, and blockchain settlement across EVM and TVM networks.

A blockchain-based infrastructure platform enabling financial institutions to integrate stablecoin and digital asset capabilities into existing banking operations. The platform utilizes Finxact core processing as the underlying ledger with connections to orchestration, payment, and banking systems for fiat-to-digital asset interoperability. The infrastructure supports institutional access to FIUSD and other stablecoins, cryptocurrency buy-sell-hold functionality, tokenized deposits, and digital asset wallet management through unified APIs.

HIFI API provides developer infrastructure for cross-border payments through fiat-to-stablecoin conversion and vice versa. The system facilitates virtual bank account creation, automated KYC processing, and multi-currency transaction routing across global payment networks.

Manteca API Platform aggregates crypto, broker, payment, and ramp services through unified APIs, enabling fintech companies to integrate financial services without backend complexity. The system provides regulated compliance, identity verification, and multi-currency support across Latin America.

M.PAY is a payment and rewards service that lets users spend MeconCash and other supported coins online or offline and withdraw cash via ATMs.

Anclap Infrastructure provides API-based payment rails and banking capabilities, including operational accounts, KYC, API Bank, and DEX access for businesses in emerging markets.

Easy Platform implements payment orchestration through programmable, non-custodial infrastructure, enabling transaction processing and financial automation. The system integrates multiple payment rails while maintaining security through third-party tokenization and encryption.

Nexus is an enterprise-grade blockchain payment infrastructure enabling businesses to issue, manage and process digital assets and stablecoins.

Apaylo Payment Hub provides centralized payment orchestration through a unified API connecting businesses to Canadian banking systems and payment rails. The platform facilitates electronic funds transfers, e-transfers, wire transfers, billpay transactions, and cryptocurrency remittances including USDT, USDC, and Bitcoin via ERC20 or TRC20 networks. The system offers batch processing capabilities, real-time settlements, and merchant portal access for transaction management.

Cashu implements Chaumian blind signatures to create a digital bearer token system that preserves user privacy. The protocol enables instant peer-to-peer transactions and integrates with Bitcoin through mints where users can deposit and withdraw funds.

Eversend Business API delivers payment processing infrastructure through REST APIs, enabling enterprise collections, automated payouts to mobile money and bank accounts, multi-currency exchange, stablecoin settlement, business account management, and working capital solutions for global payment operations.

Halliday Payments is an end-to-end payments suite for L1s, L2s, and apps to fund users on any chain. Provides fiat on/off-ramps, cross-chain swaps, bridging, and exchange-to-network funding via SDKs, a modal, or embedded UI. It's non-custodial and wallet-agnostic with one integration for payments across chains.

iTransfr is a stablecoin-powered API and orchestration platform that provides instant cross-border payments, FX conversions, virtual accounts, and payment infrastructure for businesses across 50+ countries. The platform integrates traditional payment rails like SWIFT, SEPA, ACH, and local systems including PIX, SPEI, and PSE with stablecoin technology to enable fast, cost-effective global money movement.

Payouts is an instant payout solution that enables businesses to send real-time payments to customers' bank accounts via SEPA, Faster Payments, and other payment rails, including stablecoin payouts for global settlements.

Orchestration implements automated workflow execution through programmable triggers, detecting crypto and fiat deposits to execute conditional payouts. The system enables rule-based automation for payment processing and fund distribution.

Bead is a payment infrastructure platform that enables businesses to accept cryptocurrency, digital wallet, and buy-now-pay-later payments through hosted payment pages and APIs. The system handles QR generation, network selection, and customer messaging while providing settlement in USD with reduced fraud risk and lower fees than traditional methods.

Cedar Partners API is a developer-focused API platform that enables partners to integrate Cedar's cross-border payment capabilities into their own applications. The API supports payout transactions, merchant onboarding, receiver account management, and provides comprehensive documentation for crypto-to-fiat payment processing.

APIs provide developers with REST-based endpoints for integrating payment processing, virtual account creation, currency conversion, and payout functionality. The system includes authentication, webhooks, rate limiting, and SDKs for multiple programming languages.

Flincap is a borderless payments platform for businesses, offering APIs for stablecoin payments, local collections, payouts, and an OTC desk to convert between stablecoins and local currencies.

Merge API Platform provides Web3 companies with banking and payment infrastructure through a single API integration. The system enables multi-currency account creation, stablecoin on/off ramp services, global real-time payments across nine blockchain networks, intelligent payment reconciliation, and sub-account management. The platform supports instant payments via local rails including SEPA, Faster Payments, PIX, and UPI while managing compliance requirements through automated KYB, KYT, and sanctions screening.

Pockyt Payout enables businesses to make global payouts to individuals and businesses across various countries using their preferred payment methods and currencies. The system supports payouts to local wallets, cards, bank accounts, faster payment networks, and Web3 wallets through both portal-based and API-driven implementations.

Stable OS is a programmable financial platform that unifies payments, treasury, and financing operations through stablecoin infrastructure. The system enables COBO and POBO transactions via SWIFT rails across multiple countries, provides onshore USD accounts with ACH, Fedwire, and SWIFT capabilities, offers deep USD liquidity access in emerging markets, and allows users to earn up to 5.5% APY through institutional-grade regulated tokenized funds.

Abroad Payment Infrastructure provides real-time stablecoin-to-fiat conversion through open-source APIs, enabling wallets and financial institutions to orchestrate instant cross-border payments. The system integrates USDC with traditional payment rails while maintaining regulatory compliance and fraud protection.

Caliza API is to integrate cross-border payments, provision USD accounts, manage instant global payouts, and access stablecoin infrastructure with built-in compliance.

Checker API provides unified access to stablecoin liquidity through intelligent routing across several providers. The system processes orders by selecting optimal execution venues based on price, speed, and reliability parameters, then returns standardized responses with order confirmation, fill status, and transaction tracking capabilities via dashboard or API endpoints.

Flutterwave Collect Payments is a comprehensive payment processing platform that enables businesses to accept payments from customers worldwide through multiple payment methods including cards, bank transfers, mobile money, and digital wallets. The platform provides online checkout integration, point-of-sale systems, and supports transactions in over 150 currencies across multiple countries.

HoneyCoin is a payment orchestration platform aggregating multiple payment providers, processors, and blockchain rails into unified API infrastructure for cross-border business payments. Users hold funds in multi-currency wallets supporting fiat and stablecoins, collect payments via bank transfers and mobile money, execute payouts across various markets, convert currencies through an OTC desk, issue virtual cards for expenses, and process bulk payouts for payroll operations.

Lideflow Payment API is a payments infrastructure platform that connects cross-chain stablecoins with traditional banking systems, enabling businesses to process global transfers through unified API endpoints. The system supports USDT transactions on BSC network while facilitating payouts to bank accounts and mobile money services.

Niobi is a payments infrastructure platform that aggregates mobile money operators, bank transfer rails, and local payment channels across multiple African countries into a unified API and business portal. Businesses collect and disburse funds in currencies including KES, UGX, TZS, ZMW, XOF, XAF, and SLE via supported operators such as M-Pesa, MTN MOMO, Airtel, and Orange. The platform provides signature-based API authentication, webhook callbacks for transaction confirmation, and a self-serve portal at payments.niobi.co for non-developer access.

Partna API enables B2B payment collection and payouts in local African currencies while providing cryptocurrency onramp and offramp functionality. The system supports USDT, USDC and cUSD conversions across Nigeria and Ghana with integrated KYC and compliance handling.

R3 Offline Payments implements digital currency transaction processing for areas with limited internet connectivity through hardware security modules. The system enables CBDC and digital currency transactions via smart cards and mobile devices without network connectivity requirements.

Modulr is an API-first payments platform for creating accounts, collecting funds, making payouts, issuing virtual and physical cards, and managing fraud and risk through a single interface or API.

Payman AI Platform provides secure payment infrastructure through dedicated AI accounts with configurable policies, enabling automated financial transactions while maintaining human oversight and compliance controls.

Bastion Move is a cross-border payment orchestration platform enabling instant global transfers, payroll processing, treasury management, and product integrations. The system facilitates fiat on/off-ramps and stablecoin conversions across jurisdictions.

Codego BaaS Platform provides white-label banking infrastructure through core banking systems, card issuing programs, and payment processing capabilities. The system supports IBAN provisioning, multi-currency accounts, KYC verification, and transaction monitoring while maintaining regulatory compliance across multiple jurisdictions.

Infinite implements a stablecoin-based payment infrastructure through unified APIs, enabling cross-border B2B transactions with integrated account management, embedded wallet functionality, automated compliance workflows, card issuance, invoicing tools, and payment orchestration capabilities for businesses managing global payment operations.

Iron Stablecoin API provides unified payment infrastructure enabling businesses to integrate global stablecoin operations through standardized endpoints. The system facilitates on/offramp services, cross-border payments, virtual account management, and multi-currency treasury operations with regulatory compliance features.