List of Merchant Payment Gateway companies in Web3 (2026)

BitPay Business Payment Gateway is a merchant payment processing service that enables businesses to accept cryptocurrency online, in-store, or via email invoicing. It integrates with common e-commerce platforms and converts incoming crypto payments to fiat, crypto, or a mix at settlement. Businesses use it to receive and move funds without relying on traditional banking rails.

OxaPay Merchant Service is a merchant payment gateway that lets businesses accept cryptocurrency payments through invoices, white-label checkout pages, static deposit addresses, and a browser-based point-of-sale terminal for in-person transactions. It works through REST API integration using a merchant key, enabling webhook notifications, auto-conversion to stablecoins, and configurable underpaid coverage. Invoices give merchants trackable payment requests for online orders, while the white-label option presents a branded checkout under the merchant's own domain. Static addresses assign a permanent deposit address per customer for recurring transactions, and the point-of-sale terminal generates scannable QR codes for in-person payments on any device without extra hardware. Merchants connect through official plugins for common e-commerce platforms and settle in multiple cryptocurrencies.

Lyzi Payment Gateway is a merchant payment gateway that lets retailers, e-commerce sites, brands, PSPs, banks, and nonprofits accept cryptocurrency and stablecoin payments. It connects to point-of-sale systems, checkout flows, and banking partners through a single API, routing transactions across multiple blockchains and wallets or exchanges before converting proceeds to fiat or stablecoins for merchant payout. The platform also provides payment links, buy buttons, and e-commerce plugins for online integration, alongside an administrative backoffice for merchants to manage balances, transfers, and identity verification.

Nimiq Pay is a mobile payment app for real-world cryptocurrency purchases, letting users hold and spend NIM and a dollar-pegged stablecoin at merchants accepting compatible payment methods. It automatically selects the right network for each checkout, supports scanning payment links and QR codes, and offers cash-back and loyalty rewards through partner integrations. The app also embeds mini apps such as games, shops, and tools built on Nimiq and other compatible networks, and can connect to the Nimiq Wallet for account access.

B2BinPay is a cryptocurrency payment platform that lets merchants, financial institutions, and other businesses accept, hold, and move digital assets under a single account and dashboard. It provides merchant checkout integration with automatic settlement, wallet infrastructure for storing and transferring assets, and crypto-to-fiat conversion tools accessible through a unified API. The platform also offers custody, staking, and instant crypto-to-crypto conversion services, and can be deployed under a client's own branding as a white-label solution. Businesses across industries such as e-commerce, gaming, and gambling use the platform to accept payments across multiple blockchains and hold or grow digital asset balances.

Kinesis Pay is a merchant payment gateway enabling businesses to accept payments in gold, silver, and multiple digital assets. Merchants install a website plugin to connect their online store to the Kinesis payment system, and payments are processed as peer-to-peer transfers within the platform with no transaction fees for merchants or customers. A merchant dashboard provides real-time payment tracking, yield visibility on accumulated metal holdings, and reporting integration.

ZinariPay is a financial platform for the African market that combines peer to peer cryptocurrency trading, instant crypto swaps, cross-border payments, and a gift card marketplace in one app. Users list or buy cryptocurrencies at self-set prices with funds held in platform escrow to prevent payment disputes, or convert crypto to local currency and between crypto assets instantly at platform-set rates. Cross-border transfers send local currency payouts to recipients across several African countries through bank transfers or mobile money. A gift card marketplace lets users purchase from a wide range of retail brands using crypto, alongside airtime and data top-ups. Businesses can additionally integrate a payment gateway to accept stablecoin payments through an API for online checkout.

Uniwire Payment Gateway is a cryptocurrency payment processor that lets businesses accept, convert, and pay out digital assets through a dashboard, REST API, JavaScript SDK, or WooCommerce plugin. It generates invoices, processes multi-chain deposits, and executes automatic crypto-to-crypto conversion and withdrawals to blockchain addresses or bank accounts based on configurable thresholds. The system provisions MPC-based wallets for each merchant, supports Bitcoin transaction processing without waiting for confirmations, and integrates the Lightning Network's LNURL protocol alongside connections to third-party exchanges and on/off-ramp providers.

AstraPay is a non-custodial Web3 payment protocol enabling businesses and creators to accept cryptocurrency payments through checkout buttons, payment links, or direct API integration. The system generates temporary wallet addresses per transaction and automatically transfers funds to the merchant designated receiving wallet, with fees starting at 0.5 percent per transaction.

Lunu Terminal is a point-of-sale device for accepting cryptocurrency payments in physical stores. It processes crypto transactions alongside traditional card schemes and mobile wallets, connecting via Wi-Fi, Bluetooth, or a cellular data connection. Merchants use it to accept multiple cryptocurrencies and stablecoins from customer wallets while receiving settlement in fiat currency.

A low‑code payment integration and hosted checkout to enable fiat‑to‑crypto on‑ramp, crypto‑to‑fiat off‑ramp, and NFT purchases, integrated with providers like Transak, MoonPay, and Ramp Network.

Maya Business is a merchant payment acceptance platform enabling Philippine businesses to accept QR payments, card transactions, and digital wallet payments through point-of-sale integrations and online checkout. Merchants onboard through the Maya Center with no monthly fees and access real-time transaction history alongside additional tools for invoicing, payroll, and business financing. The platform also offers a buy now pay later checkout option that lets customers split purchases into installments.

Aquanow Pay provides payment links, checkout pages, and crypto payout methods so merchants can accept digital asset payments with automatic fiat conversion. It handles KYC collection, multi-asset support, and real-time settlement with no chargebacks.

White-label crypto payment platform that enables businesses to deploy branded payment services under their own identity. The system handles transaction processing, wallet infrastructure, and asset conversion, allowing operators to offer crypto payment acceptance without managing the underlying technical stack.

OnRamp Crypto Payment is a merchant payment gateway enabling businesses to accept cryptocurrency from customers via QR code or wallet transaction, with real-time invoice generation. Merchants choose to settle in fiat currency or stablecoins, eliminating exposure to crypto price volatility. Integration is available via API and plugins compatible with standard e-commerce platforms.

Foxbit Pay is a merchant payment gateway that enables businesses to accept cryptocurrency payments and receive settlement in their preferred currency. Merchants generate QR codes and payment links that customers use to pay directly from a crypto wallet, with transactions processed instantly. The service is accessible through a dedicated mobile application for business use.

MaxelPay Payment Gateway is a merchant payment gateway that lets businesses accept cryptocurrency payments and route them to a payout wallet the merchant controls. It works through an API and plugin-based integration that embeds crypto checkout into websites and applications, offering QR code, in-wallet, and direct wallet transfer payment options without requiring buyer identity verification. Merchants can also generate itemized invoices and e-invoices with set amounts and expiration terms, sent as payment links or email, and track settlement status from a dashboard. A self-custodial wallet component lets merchants store and manage received funds directly, retaining control of private keys while connecting to the same dashboard for payment tracking. The platform supports payments across multiple blockchain networks and a range of tokens for businesses of varying sizes.

xMoney is a payment processing platform enabling merchants to accept cryptocurrency payments with fiat conversion capabilities and banking integration.

Flexa Payments implements instant digital asset authorization through onchain collateralization, enabling merchants to accept payments in cryptocurrencies across multiple blockchain networks. The system guarantees funds within 500ms while processing blockchain confirmations in the background, eliminating chargebacks and volatility risk through Amp collateral backing.

ForgingBlock Lightning Network Gateway is a Bitcoin Lightning Network payment implementation that provides instant transaction confirmation and micropayment support. It operates Lightning nodes enabling low-fee, near-instant transfers for retail point-of-sale terminals and device-to-device payments. The product is used by merchants needing fast settlement for small-value Bitcoin transactions.

Basqet is a merchant payment gateway that lets businesses accept digital asset and cryptocurrency payments at checkout. It handles payment acceptance and settlement for merchants integrating cryptocurrency as a payment method. The product is aimed at businesses seeking to offer crypto payment acceptance to their customers.

Fipto Payment Platform is enterprise stablecoin payments infrastructure that lets businesses send, receive, hold, and convert funds across fiat and stablecoin rails. It provides multi-currency business accounts, global payouts, and instant conversion between currencies with continuous settlement. The platform serves payment service providers, crypto brokers, and enterprise treasury teams operating across multiple blockchains and fiat currencies.

AurasPay is a non-custodial crypto payment platform that lets businesses accept digital-asset payments across online and in-person channels. Merchants create payment links, QR checkouts, invoices, and point-of-sale requests through a merchant dashboard, with an accompanying REST API and commerce plugins for embedding checkout into existing platforms. Payments settle directly to merchant-controlled wallets across multiple blockchains without AurasPay taking custody of funds. The platform also offers white-label deployment for businesses that want a branded payment experience on shared infrastructure.

Tender Merchant is a merchant payment gateway that lets businesses accept cryptocurrency payments across physical and online checkout flows. Merchants integrate the platform through point-of-sale terminals, APIs, plugins, payment links, and software development kits, with a dashboard providing sales metrics and transaction analytics. The gateway also converts incoming crypto into local fiat settlement, converts fiat into crypto through an on-ramp pipeline, issues wallet-as-a-service subwallets for end users, and supports bulk disbursements to pay multiple recipients at once. All of these capabilities are accessed through the same merchant account and dashboard rather than as separate applications.

Heleket is a cryptocurrency merchant payment gateway that enables businesses to accept crypto payments online. It provides invoice-based checkout, static wallet assignment, and QR code payment forms, alongside API integration and CMS plugins for easy setup. The platform auto-converts received crypto to stablecoins, supports mass payouts, includes an integrated swap feature, and sends webhook notifications for real-time transaction tracking across multiple blockchain networks.

Crypto processing is a crypto payment processing service for merchants and businesses. It accepts payments in multiple cryptocurrencies and settles funds in fiat currencies, including EUR, USD, and GBP via bank transfer. Features include dedicated wallet addresses per client, payment link generation, automatic top-up requests when a customer underpays, refund processing in the original cryptocurrency, and real-time transaction monitoring through a merchant dashboard. Integration is available via REST API.

Fystack's crypto payment gateway lets businesses accept and process digital asset payments across multiple blockchains through a single integration. It detects incoming deposits in real time, automates settlement flows, and handles the full transaction lifecycle with auditability built in.

AEON Pay is a merchant payment gateway that lets users pay with crypto at physical retail and dining locations by scanning a merchant's existing QR code or using other local payment methods. It converts crypto held in a wallet or exchange account into the fiat payment the merchant receives, so no merchant onboarding or new hardware is required. The service is embedded into wallets, exchanges, and applications, allowing their users to spend crypto at a wide range of everyday merchants without holding a physical card.

Koywe Payments is a payments infrastructure product that lets businesses collect and pay funds internationally across multiple Latin American markets and beyond. It processes pay-ins through payment links, hosted checkout, and in-person QR payments, and pay-outs to suppliers and other third parties, using local payment methods in each country. Companies, fintechs and payment service providers access the service through a single platform or API, receiving fee and exchange-rate quotes before confirming each transaction. The product also enables merchants to accept point-of-sale payments from foreign customers in the customer's local currency while settling in the merchant's own currency.

Request Network Protocol is a decentralized payment infrastructure that lets businesses and developers create, send, and accept crypto payment requests. It combines on-chain anchoring with distributed storage to generate verifiable invoices and payment links, track their settlement status, and route funds directly between wallets across multiple blockchain networks. Users access the system through a shared dashboard and API that support both collecting payments from customers and sending payouts to recipients, including cross-chain and crypto-to-fiat settlement options.

Radom is a merchant payment gateway that enables businesses to accept cryptocurrency and stablecoin payments through hosted checkout pages, payment links, and invoicing tools. The platform lets merchants manage recurring subscription billing, generate dedicated deposit addresses for customer attribution, and connect bank-led collection through virtual accounts and open banking. It also provides crypto-to-fiat conversion, stablecoin settlement, and bulk payout tools for disbursing funds across multiple blockchains and currencies. Businesses and payment service providers use the platform's dashboard and APIs to embed these payment, collection, and treasury functions into their own products.

ChainRails is a merchant payment gateway that lets businesses accept cryptocurrency and fiat payments from any supported blockchain, token, or currency through a single integration. It processes transactions with an intent-based architecture that escrows funds on-chain, automatically routes and swaps or bridges them, and settles to the recipient's preferred chain, token, or bank account. Businesses integrate through an embeddable payment modal, direct API and SDK calls, or contract-level integration, and can generate shareable payment links, manage deposits and withdrawals, and sponsor network fees for end users through a paymaster feature. A dashboard provides visibility into volume, revenue, and API configuration. Fiat conversion and identity verification are handled through integrated ramp and KYC flows.

INXY Payments Platform is a cryptocurrency payment processing platform that lets businesses accept, send, and exchange digital currencies through a single account and API. It provides merchant checkout integration for accepting crypto and stablecoin payments with automatic conversion to fiat, automated mass payout tools for distributing bulk crypto or stablecoin transfers to recipients worldwide, and an OTC desk for converting between crypto and fiat currencies. Businesses access these functions through a unified dashboard or host-to-host API, with settlement available in fiat via bank transfer. The platform also offers a white label API infrastructure that lets fintech companies embed stablecoin payment, payout, and conversion rails into their own products without operating their own blockchain infrastructure.

CCPayment Payment Gateway is a merchant payment gateway that lets businesses accept cryptocurrency payments through an API or no-code checkout links. It converts incoming payments across multiple blockchains and tokens, applies volume-based service fees, and settles funds to merchant balances without exposure to chargebacks. Merchants can also access built-in token swaps, crypto-to-fiat settlement, discounted network-fee funding for withdrawals, and invoicing tools from the same account. The gateway is used by e-commerce, SaaS, and forex brokerage businesses seeking to accept and manage crypto payments alongside traditional settlement needs.

Triple-A Digital Currency Payments is a merchant payment gateway that lets businesses accept stablecoins and other digital currencies at checkout, through invoices and payment links, and via named multicurrency accounts. Merchants integrate the checkout flow into existing storefronts, generate payment links or invoices for business-to-business collection, and receive settlement to a named account in stablecoins or local currency. Real-time conversion between digital and fiat currencies allows recipients to settle in their preferred currency without holding crypto directly. The product is aimed at e-commerce, travel, gaming, trading platforms, and other businesses seeking to accept digital-currency payments alongside conventional rails.

MugglePay Payment Gateway is a non-custodial cryptocurrency payment gateway and merchant API that lets businesses accept stablecoin and native crypto payments across multiple blockchains. It settles payments directly to the merchant without holding custody of funds, and supports checkout integrations, payment links, and plugins for common e-commerce platforms. Businesses use it for use cases such as AI agent payments, NFT presales, decentralized physical infrastructure device sales, buy-now-pay-later checkout, crypto debit card or wallet deposits, and customer cashback programs.

NAKA Accepting Payments is a merchant payment gateway that lets businesses accept fiat, stablecoin, and cryptocurrency payments across point-of-sale, online, and in-app channels. It combines point-of-sale hardware supporting card, tap-to-pay, and QR payments with e-commerce tools such as hosted checkout pages, API payment requests, and deep links. Payments settle instantly on-chain within closed-loop environments, letting merchants avoid traditional interchange and acquiring fees.

Crypto Payment Processing is a merchant payment gateway that lets businesses accept cryptocurrency and stablecoin payments with automatic conversion to fiat. It offers two deposit flows: a fixed-rate invoicing flow for one-time payments and a channel flow that assigns dedicated wallet addresses for recurring or high-frequency deposits. Businesses in sectors such as iGaming, affiliate marketing, and financial services use it to accept customer and partner payments without holding volatile crypto assets, with settlement processed to their fiat accounts.

PassimPay Payment Gateway is a merchant payment gateway that lets online businesses accept cryptocurrency payments. It processes payments across multiple supported digital assets and stablecoins, converting them automatically and settling to a merchant preferred currency. Businesses integrate the gateway through an API, CMS plugins, static wallet addresses, or payment invoices, with support for transaction batching and automated withdrawals to cold storage.

Confirmo is a stablecoin payment platform for businesses, delivered through a unified dashboard and API. It combines a merchant checkout for accepting one-off payments via hosted invoices, embeddable payment buttons, and email invoicing, with a deposits feature that issues permanent per-customer wallet addresses for recurring inbound transfers. A payouts module lets businesses send on-demand, bulk, or scheduled outbound transfers to crypto wallets or bank accounts, converting between stablecoins and fiat as needed. A subscription billing feature lets merchants create recurring stablecoin billing plans, with each subscription isolated in its own smart contract carrying a scoped, one-time customer approval that can be canceled independently on-chain. All modules settle into a single merchant balance across multiple supported blockchains and stablecoins.

Chainpaye for Business is a merchant payment API that lets platforms and businesses accept cross-border stablecoin payments through an embeddable payment widget. Merchants integrate the widget into their website, platform, or mobile app to receive customer payments from anywhere and settle instantly into local currencies. The product also provides a large-volume over-the-counter stablecoin purchase service for institutional buyers.

DePay is a wallet-connect payment service that lets self-custody wallet holders pay Visa-accepting merchants directly from their own wallets without moving funds into custody first. Users connect a supported wallet, set a one-time spending approval, and DePay settles the transaction on-chain while the merchant receives local currency through the Visa network. The service abstracts the underlying blockchain steps so checkout feels the same as a standard card payment, and it supports funding across several blockchain networks.

Trustee Pay API is a merchant payment gateway that lets businesses integrate cryptocurrency payment acceptance and login authentication into their own services. It provides a GraphQL-based interface for creating invoices, generating payment requests, and processing crypto transactions from customer wallets. Businesses can choose server-side or client-side integration depending on their security requirements, enabling checkout flows such as QR-code or mobile deeplink payments.

Paymento Payment Gateway is a non-custodial merchant payment gateway that lets businesses accept cryptocurrency payments directly to their own wallets. It processes payments through API integration and prebuilt e-commerce plugins, settling funds without the provider ever holding merchant keys or balances. Merchants using the gateway can accept a wide range of crypto assets across multiple blockchains through a single integration.

Ezeebit Pay is a merchant payment gateway that lets businesses accept cryptocurrency and stablecoin payments in-store, online, and through over-the-counter channels. It processes payments via ePOS devices, static QR codes, e-commerce plugins, and a developer API, converting incoming crypto to stablecoins at the moment of payment and settling merchants in stablecoin or local fiat currency the next business day. The platform includes a merchant portal for transaction management, API authentication, and payment tracking, and operates under financial services regulation in its home market.

BTC Direct Onramp is a B2B fiat-to-crypto and crypto-to-fiat gateway that integrates into third-party exchanges, wallets, and crypto platforms via API, embeddable widget, or hosted checkout. Partners offer users local European payment methods including iDEAL, Bancontact, Sofort, and Giropay while BTC Direct handles KYC, AML compliance, and customer support. Known integrations include Coinomi, Ledger, KuCoin, and Gate.io.

Breeze Payment Platform is a merchant of record payment gateway that lets businesses accept card, digital wallet, and crypto payments through a single API integration. It hosts checkout pages and payout flows, handling payment processing, chargeback and fraud liability, sales tax collection and remittance, and KYC-driven compliance on behalf of merchants. The platform settles merchant balances in stablecoins or fiat and supports recurring subscription billing alongside one-time payins and payouts across multiple blockchains.

ForumPay is a merchant payment gateway that lets businesses accept cryptocurrency payments online and in person. It provides checkout widgets, payment buttons, payment links, and a virtual terminal that convert crypto payments instantly into a merchant's preferred fiat currency. The platform also supports recurring subscription billing, automated mass payouts and disbursements, invoice-based billing, over-the-counter trading, remittance transfers, and fiat-to-crypto conversion. Businesses across e-commerce, retail, and service industries use it to accept and send multiple cryptocurrencies without exposure to price volatility.

CryptAPI Payment Gateway is a merchant payment gateway that lets online businesses accept cryptocurrency payments without requiring account registration or API keys. It works through REST API endpoints and prebuilt e-commerce plugins, generating payment addresses, invoices, and webhook callbacks that forward funds directly to a merchant-supplied wallet. The gateway calculates network fees and converts amounts using real-time price feeds, letting merchants receive settlement across a wide range of supported cryptocurrencies and stablecoins.

Coinflow is a payment infrastructure platform that enables businesses to accept customer payments and send payouts to users worldwide. It processes credit and debit cards, bank transfers, digital wallets, and stablecoin payments, and settles funds to a merchant wallet or bank account through instant or standard rails. The platform also handles fraud protection, chargeback indemnification, and regulatory compliance for merchants. Additional capabilities include recurring subscription billing and multi-party marketplace payments with split settlements and automated seller payouts.