List of Merchant Payment Gateway companies in Web3 (2026)

IVPAY is a multi-channel cryptocurrency payment gateway for merchants, enabling crypto payments across NFC-capable physical POS terminals, mobile app-based terminals, e-commerce store plugins for WooCommerce and OpenCart, vending machine integrations, and a REST API for custom implementations. The platform supports 40+ cryptocurrencies with a 1% transaction fee and allows merchants to settle in crypto or convert to fiat. Additional tools include real-time invoicing with automatic PDF generation, webhooks for asynchronous payment status updates, and a merchant dashboard for transaction management.

DePay Payment Widgets enable cryptocurrency payments through embeddable JavaScript components, supporting automatic token conversion across multiple blockchains with direct wallet-to-wallet transfers and managed integrations for websites and applications.

Nodex implements non-custodial payment gateway infrastructure through smart contracts and decentralized liquidity pools, enabling merchants to accept cryptocurrency payments with instant settlement. The system optimizes routing and fetches best rates across multiple blockchain networks while maintaining zero merchant fees.

Merchant payment gateway providing cryptocurrency acceptance through multiple integration methods including point-of-sale terminals, e-commerce plugins for WooCommerce and Wix, invoice generation, and API access. The platform converts crypto payments to CHF or EUR fiat currency with two-day settlement to merchant bank accounts.

CoinRemitter Payment Gateway implements cryptocurrency transaction processing through hosted wallets with automated forwarding to external addresses at regular intervals. The system provides multiple integration methods including REST API with webhook notifications, open-source plugins for WordPress, WooCommerce, Magento, OpenCart, PrestaShop, Laravel, PHP, and Node.js platforms, and embeddable widgets for pricing tables, presale campaigns, payment buttons, and hosted payment pages. Merchants can generate dynamic invoices with QR codes and customizable expiry times, manage daily withdrawal limits and whitelisted domains for API access, and optimize transaction fees through dedicated gas balance management that automatically deducts fees during withdrawal operations.

CoinCorner Checkout is a Bitcoin payment gateway enabling businesses to accept Bitcoin and USDT payments in-store, online, or through email invoicing. Merchants choose from hosted or embedded checkout integrations and a point-of-sale app for in-store use. Supported e-commerce plugins include WooCommerce, Magento, OpenCart, NopCommerce, and ZenCart. Received payments settle in GBP or EUR.

SOL Pay SDK enables non-custodial Solana payments integration through a JavaScript frontend library. The system facilitates direct transactions between users and developers without intermediaries, supporting both one-time and streaming payments.

Fizen Pay is a crypto payment gateway for businesses to accept cryptocurrency payments with 0.5% fees, supporting both online and offline point-of-sale transactions.

A regulated stablecoin payment platform that enables businesses to accept cryptocurrency payments, process deposits and withdrawals, and convert between digital assets and fiat currencies through institutional-grade infrastructure.

Radom provides cryptocurrency payment processing through hosted checkout pages, payment links, and invoicing systems, enabling businesses to accept digital asset payments across multiple blockchains. The system supports recurring billing, bulk payouts, and crypto-to-fiat conversion while maintaining unified fee structures and webhook notifications.

Swypt Checkout is a merchant payment gateway that enables businesses to accept cryptocurrency payments through customizable checkout experiences. The platform provides SDK integration, QR codes, payment links, and embeddable checkout solutions for e-commerce stores and businesses.

Ramper NFT Checkout provides payment processing infrastructure for NFT purchases supporting both cryptocurrency and fiat transactions. The system handles wallet creation, chargeback management, and settlement in contract native tokens.

HWPay is non-custodial payment gateway infrastructure enabling businesses to accept USDT and USDC transactions across multiple blockchains. The system provides instant payment confirmation while maintaining merchant control over funds through integration with existing POS and e-commerce systems.

Bitpace Crypto Payment Gateway enables businesses to accept cryptocurrency payments through API integration or e-commerce plugins, providing automated conversion between crypto and fiat currencies including EUR, USD, and GBP. The system generates unique payment addresses for each transaction and offers customizable price freeze durations to protect against volatility.

A merchant payment gateway API enabling businesses to accept cryptocurrency payments across multiple digital assets with automated order processing, unique addresses per transaction, real-time exchange rate transparency, automatic fiat conversion, transaction tracking dashboard, and settlement options in crypto or fiat currency. Features no-KYC merchant onboarding, customizable payment pages, callback verification endpoints, and plugin integration for WooCommerce, OpenCart, WHMCS, and Shopware platforms.

Myaza POS is a merchant payment gateway that generates unique crypto payment addresses shared via QR codes for in-store and online acceptance. The system supports multiple cryptocurrencies across several blockchain networks, enabling merchants to convert received crypto to fiat instantly and settle to a bank account, or retain the crypto directly. Fund security relies on multi-signature wallet architecture. REST API endpoints and e-commerce plugins allow integration into existing checkout workflows.

Lyzi Payment Gateway processes cryptocurrency payments through stablecoin infrastructure and POS terminal integrations, enabling merchant acceptance of digital assets with instant fiat conversion. The system connects to payment terminals and e-commerce platforms while maintaining compliance with anti-money laundering requirements.

Walapay Platform provides API-first payment infrastructure through virtual accounts, cross-border payments, and compliance services. The system supports both traditional banking rails and stablecoin networks to enable multi-currency money movement with automated KYC verification and real-time settlement capabilities.

ChainPal is a merchant payment gateway and API for businesses to accept crypto payments and settle in fiat. It provides invoicing, split payouts, KYC/KYB workflows, and a dashboard to track transactions and balances, with a unified REST API, webhooks, and role-based access for teams.

A crypto payment gateway enabling businesses to accept cryptocurrency payments through QR codes, POS systems, and NFC tap-to-pay, with unified fiat and crypto account management, KYT compliance checks, and flexible payout options to bank accounts or crypto wallets.

Swapin is a crypto payment processing platform providing instant conversion between digital assets and fiat currencies through multiple integrated solutions for businesses and individuals. The platform processes crypto-to-fiat and fiat-to-crypto transactions via dedicated IBAN accounts, enabling merchants to accept cryptocurrency payments, users to pay bills with crypto, and Web3 platforms to integrate on-ramp and off-ramp functionality. Operating as a non-custodial solution, it maintains regulatory compliance under EU licensing while supporting SEPA transfers across European Economic Area countries.

Dexter x402 Facilitator implements the x402 payment protocol for AI agent micropayment settlement on Solana. The system validates tool requests through cryptographic verification, processes DEXTER token payments with millisecond confirmation times, generates on-chain receipts for audit trails, and maintains facilitator endpoints for autonomous agent-to-agent transactions. The implementation serves both as payment provider for Dexter services and payment consumer for external x402-compatible resources.

MCPay is an open-source payment layer for Model Context Protocol servers that lets users access paid APIs with pay-per-call pricing instead of subscriptions. It proxies requests, negotiates x402 payment, accepts on-chain payment, retries the MCP call after confirmation, and streams usage and revenue events.

BucksBus Payment Gateway implements non-custodial cryptocurrency payment processing through direct wallet-to-wallet transfers, enabling businesses to accept multiple cryptocurrencies via API integration. The system provides invoice generation, deposit processing, subscription payments, and offline QR code payments. Merchants configure payment thresholds, customize checkout design through white-label options, and access real-time payment notifications. The platform includes on-ramp functionality for credit card to crypto conversion and internal cryptocurrency exchange capabilities.

StableFlow is a merchant payment gateway enabling Nigerian businesses to accept USDC and USDT stablecoin payments through QR codes or payment links, with automatic conversion and settlement to naira bank accounts. The system processes transactions through a single static QR code per merchant, handling real-time foreign exchange conversion while providing 0.1% cashback rewards. The platform includes merchant discovery features and supports both physical retail and online commerce payment acceptance.

CryPay is a self-custodial merchant payment gateway enabling businesses to accept cryptocurrency payments directly into self-custody wallets. Merchants connect their own wallet addresses to receive funds without CryPay holding assets, using travel rule-compliant processing. Integration options include payment links, a REST API, and e-commerce plugins for PrestaShop, OpenCart, Magento, and WooCommerce, with optional crypto-to-fiat conversion through partner services.

PayLeaf provides mobile cryptocurrency payment processing for cannabis merchants through QR code scanning and Phantom wallet integration, enabling acceptance of PUFF, SOL, and USDC with automatic stablecoin conversion to avoid volatility.

Crypto Payment Processing is a payment solution that enables businesses to integrate cryptocurrency payments into their existing online payment systems with settlement capabilities.

ClockPay provides payment gateway services through payment link generation and API integration, enabling cryptocurrency transaction processing with real-time exchange rate calculations and secure wallet management.

Recurrente is a payment processing platform enabling businesses in Guatemala to accept card payments through physical terminals and mobile devices, generate shareable payment links, create online stores, automate subscription billing, and transact with USDT and USDC stablecoins. Users access all features through a unified dashboard with 4.5% card transaction fees and 24-hour bank settlement.

The 0fiat browser extension connects users cryptocurrency wallets to retailer checkout flows, enabling USDT and USDC payments across ERC-20, BEP-20, TRC-20, and SPL networks. Upon confirmed on-chain deposits, the system generates digital gift cards automatically redeemed at supported merchants through fiat settlement rails. The extension is self-custodial, requiring explicit wallet approval per transaction, with no private key storage or identity verification.

Dropp Pay Add-ons for WooCommerce, Shopify, WordPress are extensions that adds Dropp payment methods to online stores. Customers pay at checkout using Pay-by-Bank or stablecoin options with merchants receiving instant settlements via RTP.

CoinPal Payment Gateway enables merchants to accept cryptocurrency payments through checkout integration with e-commerce platforms. The system processes transactions across multiple digital assets and provides hosted payment pages with wallet connectivity. The platform integrates with major website builders through plugins and APIs.

ArcPay implements cryptocurrency payment processing for Telegram Mini Apps and web projects through TON Connect integration, facilitating acceptance of TON blockchain tokens including native TON and USDT with commission-based revenue sharing for merchants.

A payment system that allows paying for services with any token, with fast integration and custom solutions.

Gaian Payment Platform enables borderless QR code payments using multiple stablecoins with automatic fiat conversion. The system supports embedded wallet creation for users without crypto wallets and provides merchant integration through APIs and payment gateway services.

OlyPay is an API-driven B2B payment platform that enables businesses to accept cryptocurrency payments, convert them to fiat currencies, and withdraw funds globally.

Rapyd Disburse is a Financial Services Infrastructure product that implements cross-border payout distribution through bank transfers, card disbursements, and digital wallet transfers. The platform processes currency conversion, supports local payment rails and cryptocurrencies for international fund transfers.

ONE.io Fusion enables businesses to accept, trade, and convert cryptocurrency with integrated business accounts and fiat settlements. The system provides access to major cryptocurrencies with crypto-to-crypto trading pairs, OTC trading execution, and automated crypto payment processing with fiat conversion.

Smartpay processes digital asset payments across Brazil, Argentina, Colombia, and Angola, handling tens of millions of stablecoin transactions annually. The platform supports USDT, BTC, and ETH payments with instant fiat settlement, enabling merchants to accept digital assets while receiving fiat currency through integrated checkout rails.

A payment gateway enabling businesses to accept cryptocurrency payments through multiple integration methods including API connections, embeddable payment widgets, CMS plugins for WordPress and other platforms, and direct payment link generation. The system generates unique wallet addresses for each transaction, processes payments automatically with real-time status tracking and webhook notifications, and credits funds to merchant accounts. Merchants can enable optional fiat-to-crypto conversion for customers paying with bank cards, configure automated crypto-to-stablecoin hedging to protect against volatility, set withdrawal parameters, and manage all payment operations through a unified dashboard interface with transaction analytics and reporting capabilities.

WestWallet API implements a merchant payment gateway supporting cryptocurrency payment processing through RESTful API and pre-built e-commerce integrations. The system processes transaction callbacks, generates payment invoices, and facilitates 24/7 fund withdrawals with commission rates starting at 0.25 percent.

Sarafa Merchant is a web-based payment acceptance platform for businesses, enabling in-store and online collection via scannable QR codes and merchant-specific payment identifiers. The system processes multi-currency transactions and settles funds in the merchant's preferred currency. Merchants manage payment activity and configure their storefront through a dedicated web portal.

GemRails is a merchant payment gateway enabling Nigerian businesses to accept stablecoin payments and receive naira settlement directly to bank accounts. Customers pay with USDT or USDC by scanning a merchant QR code, and GemRails automatically converts the payment to NGN and settles within seconds. The platform provides a merchant dashboard for real-time transaction monitoring and supports API and checkout integration for online merchants.

Monstrè enables businesses to accept cryptocurrency payments through NFC-enabled devices including playbands, gift cards, and POS systems.

Coinsub Payment Platform provides cryptocurrency payment processing through subscription billing, invoicing, and recurring payments. The system integrates with multiple wallets and blockchains while offering white-label API solutions for merchants and developers.

Acctual provides cross-border payment processing through crypto and fiat integration, enabling multi-currency invoicing and accounts payable automation. The platform connects with accounting systems like QuickBooks and Xero while supporting stablecoin payments across multiple blockchain networks.

Payment gateway enabling businesses to accept traditional payment methods and USDT cryptocurrency across Southeast Asian and Latin American markets. The API supports bank transfers, QR codes, e-wallets, virtual accounts, and USDT transactions with multi-network support including ERC20, BEP20, TRC20, and OMNI protocols.

Yumi Buy Now Pay Later is a checkout SDK and API for merchants and PSPs to offer pay‑in‑4 with crypto. It evaluates applicants with onchain and offchain data, authorizes a limit, splits payment between shopper and Yumi, and settles to the merchant in stablecoins or fiat.

Nummun is Minos Global's crypto payment gateway enabling merchants to accept cryptocurrency payments in the currency of their choice, with integrated custody and brokerage for seamless settlement.