List of On/Off Ramp companies in Web3 (2026)

CoinDCX Exchange is a centralized cryptocurrency trading platform that provides spot, margin, futures, and options trading alongside instant INR-to-crypto purchases and passive earning features. Users deposit funds into platform-controlled accounts and place orders that are matched through a centralized order book, with automated KYC onboarding for INR users. The platform also offers instant buy and sell of cryptocurrencies using UPI or IMPS and access to global futures markets from a single account. It supports a wide range of digital assets across multiple blockchains.

Noble Express is an interface for Circle's Cross-Chain Transfer Protocol (CCTP) that enables native USDC transfers between Noble and other blockchain networks without custodial bridging.

Radom is a merchant payment gateway that enables businesses to accept cryptocurrency and stablecoin payments through hosted checkout pages, payment links, and invoicing tools. The platform lets merchants manage recurring subscription billing, generate dedicated deposit addresses for customer attribution, and connect bank-led collection through virtual accounts and open banking. It also provides crypto-to-fiat conversion, stablecoin settlement, and bulk payout tools for disbursing funds across multiple blockchains and currencies. Businesses and payment service providers use the platform's dashboard and APIs to embed these payment, collection, and treasury functions into their own products.

Belo is a self-custody-adjacent neobank application offering consumers in Latin America a combined fiat and cryptocurrency account. Users hold balances in local currencies and digital assets, make QR code and Pix payments, exchange between currencies, buy gift cards, automate recurring purchases and savings, pay bills, and spend through an associated payment card. The app processes deposits and withdrawals across multiple blockchain networks and supports a range of cryptocurrencies and stablecoins.

ChainRails is a merchant payment gateway that lets businesses accept cryptocurrency and fiat payments from any supported blockchain, token, or currency through a single integration. It processes transactions with an intent-based architecture that escrows funds on-chain, automatically routes and swaps or bridges them, and settles to the recipient's preferred chain, token, or bank account. Businesses integrate through an embeddable payment modal, direct API and SDK calls, or contract-level integration, and can generate shareable payment links, manage deposits and withdrawals, and sponsor network fees for end users through a paymaster feature. A dashboard provides visibility into volume, revenue, and API configuration. Fiat conversion and identity verification are handled through integrated ramp and KYC flows.

UTORG On-Ramp is a fiat-to-crypto purchase service for consumers and a merchant integration for Web3 apps. It supports card and local payment methods with built-in KYC/AML and fraud protection, while businesses embed a widget or API and rely on UTORG for compliance, verification, and user support. The service also offers embedded on/off-ramp infrastructure that lets partner platforms give their own users access to multiple local payment methods for fiat-to-crypto onboarding.

Utorg App is a self-custody crypto wallet and payment hub for consumers. It lets users store crypto assets, buy crypto through an integrated purchase flow, and swap between tokens directly within the application. The app also serves as the access point for obtaining a non-custodial Visa card that converts crypto balances to fiat at the point of sale, letting holders spend at physical terminals, online stores, and through mobile pay wallets, with the card currently available to users in EEA countries. The app is available on Android with an iOS release pending.

AX ONE is a payments infrastructure platform offering multi-currency accounts and cross-border stablecoin and fiat settlement for institutions. It supports major currencies with continuous inflow and outflow, routing transfers over stablecoin and local payment rails with on/off ramp capabilities under compliance screening. The platform anchors a multi-chain institutional stablecoin network connecting banks, payment service providers, virtual asset exchanges, and liquidity providers for real-time global settlement.

CCPayment Payment Gateway is a merchant payment gateway that lets businesses accept cryptocurrency payments through an API or no-code checkout links. It converts incoming payments across multiple blockchains and tokens, applies volume-based service fees, and settles funds to merchant balances without exposure to chargebacks. Merchants can also access built-in token swaps, crypto-to-fiat settlement, discounted network-fee funding for withdrawals, and invoicing tools from the same account. The gateway is used by e-commerce, SaaS, and forex brokerage businesses seeking to accept and manage crypto payments alongside traditional settlement needs.

Daimo Pay is a payments infrastructure product that lets stablecoin applications accept deposits from users across multiple countries and payment methods. It routes incoming funds from bank transfers, card payments, exchanges, and self-custody wallets, converting and bridging them automatically to a destination stablecoin on a chosen blockchain. Neobanks and stablecoin apps use it to onboard users through localized payment rails without building country-specific integrations themselves.

Rain Cards is a payments infrastructure platform that provides businesses with a unified API for stablecoin-native financial services. It enables wallet provisioning, fiat on-ramps and off-ramps, virtual accounts, payments, and card issuance through a single integration and shared account verification. Businesses use it to build card programs and payment products without managing separate banking or blockchain integrations for each function. Reward mechanics for cardholders are built natively into the issuing capability rather than offered as a separate service.

KiiChain Pay is a hybrid centralized-decentralized exchange and payments platform for onchain foreign-exchange trading and cross-border settlement, formerly operated as KIIEX. It sources liquidity across multiple blockchain ecosystems while using a centralized pricing engine to hedge and rebalance positions, enabling continuous FX swaps and instant cross-border payment finality using local stablecoins. Users and businesses access the platform through a hosted account or developer APIs to execute swaps, payments, and fiat conversions without relying on traditional banking rails. The platform also provides on and off ramps for converting between fiat currencies and onchain balances.

On & Off-Ramping is a conversion service that enables movement between fiat currencies, stablecoins, and other digital assets. It functions as a white-glove OTC service where users select a currency pair, fund a trade, and receive the purchased currency either into their platform balance or a third-party account. The product serves businesses and wealth structures needing high-value fiat-to-crypto and crypto-to-fiat settlement.

Crypto.AM Exchange is a physical cryptocurrency exchange service enabling in-person buying and selling of digital assets in Yerevan, Armenia. Users can exchange Armenian Dram or other fiat currencies for cryptocurrencies, or sell their digital assets for cash through an over-the-counter trading facility that requires customers to visit their office location in Yerevan's Citadel Business Center to complete transactions. The service supports popular cryptocurrencies including Bitcoin, Ethereum, and USDT. Transactions are completed through a three-step process: customers contact the office and arrive in person, provide payment or cryptocurrency wallet addresses, and receive their exchanged assets after transaction completion. The service emphasizes transaction speed, advertising completion times under five minutes. Crypto.AM charges no minimum transaction amount but applies a $20 fixed commission for transactions under $1,000.

Chainpaye is a WhatsApp-based payments platform for cross-border transfers and stablecoin off-ramps aimed at individuals and families moving money across Africa and abroad. Users issue chat commands to send, receive, and convert multiple fiat currencies, generate payment links, and off-ramp stablecoins directly to a bank account or mobile money. Settlement routes through stablecoins across multiple blockchains, with crypto-to-bank conversions completing in under a minute. The platform also offers a tiered spending card that lets users pay with stablecoin balances at physical and online merchants.

FinchPay On-Ramp & Off-Ramp is an on/off ramp service that lets individuals and businesses convert between fiat currencies and cryptocurrencies. It operates through an embeddable web widget and partner APIs, supporting card payments, bank transfers, and other local payment methods across multiple countries. Businesses can integrate a white-label calculator or a Telegram-based checkout flow, with webhook notifications for transaction status, while the service supports conversion into a range of digital assets across multiple blockchains.

FinchPay Business is a white-label on/off ramp solution that lets crypto wallets, exchanges, media platforms, and banks embed fiat-to-crypto and crypto-to-fiat conversion into their own products. It provides an adaptive, customizable widget combining currency conversion, payment processing, and identity verification, alongside a partner API for deeper integration. Partners access an administration dashboard to monitor transactions, track statistics, and withdraw revenue, with support for card payments and several regional payment methods.

Busha Business is a B2B financial services platform that gives African businesses fiat-to-crypto on and off-ramp access, multi-currency treasury accounts, and corporate card issuance. It enables companies to convert between local currency and digital assets, hold and manage balances across currencies, and issue cards for business spending. The platform also provides asset-backed credit through partner arrangements and a developer API for programmatic access to accounts, payments, and transfers. It is accessed through its own signup flow and dashboard, separate from the consumer Busha app.

BTC Direct is a retail cryptocurrency broker enabling users to buy and sell crypto assets using European payment methods including bank transfer, iDEAL, Bancontact, Sofort, Visa, and Mastercard. The platform acts as a direct counterparty on all transactions on a non-custodial basis, with users retaining custody of their own wallets. Supported assets include Bitcoin, Ethereum, XRP, Solana, BNB, and dozens of other cryptocurrencies.

ForumPay is a merchant payment gateway that lets businesses accept cryptocurrency payments online and in person. It provides checkout widgets, payment buttons, payment links, and a virtual terminal that convert crypto payments instantly into a merchant's preferred fiat currency. The platform also supports recurring subscription billing, automated mass payouts and disbursements, invoice-based billing, over-the-counter trading, remittance transfers, and fiat-to-crypto conversion. Businesses across e-commerce, retail, and service industries use it to accept and send multiple cryptocurrencies without exposure to price volatility.

CoinFlip ATMs is a network of physical kiosks, staffed cashier locations, and an online checkout that let people convert cash or a debit card into cryptocurrency and back. Users insert cash or scan a wallet address at a kiosk, complete an online debit-card purchase, or visit a staffed cashier location for larger, human-assisted transactions, with all purchases confirmed on-chain and delivered to a specified wallet. Each channel relies on the same account and identity verification, and cashier locations support larger daily transaction amounts than a self-service kiosk. The service serves individuals who prefer in-person, cash-based, or quick online purchases across several supported digital assets.

CoinFlip Gradual is a workplace program that lets employees automatically convert a portion of each paycheck into bitcoin and other digital assets using post-tax income. Employers add a payroll deduction with no system integration required, while employees select allocation amounts that adjust each pay period. The program is aimed at organizations seeking to offer a recurring crypto-purchase benefit to their workforce.

CFX Payment Infrastructure is a payments infrastructure and orchestration platform that aggregates multiple U.S. and international money movement rails, including retail cash deposits, ACH, wire, and cross-border transfers, behind unified APIs. It lets developers and businesses convert between fiat currency and digital dollars, issue and manage stablecoin balances, and settle transactions across supported blockchains. The platform includes hosted wallet infrastructure that lets partners embed self-custodial balances and cash acceptance into their own apps, alongside built-in identity verification for onboarding. Businesses can also route idle balances into a treasury feature that converts supported stablecoins into yield-bearing balances. Additional tools cover a customer dashboard, transaction webhooks, and a rewards engine for driving user activity.

A regulated fiat-to-crypto exchange platform combining on-ramp, off-ramp, and swap services through a custodial wallet system. Users deposit euros via bank transfer, card, or digital payment methods to purchase cryptocurrencies that are sent to user-controlled wallets, or sell crypto back to fiat with same-day bank settlement. The platform routes all fiat-to-crypto purchases through USDC as an intermediary before converting to the target cryptocurrency, aggregates liquidity across decentralized exchanges for optimal swap pricing, and stores user funds in insured custodial wallets with optional semi-custody backup recovery.

Anchor in a Box enables fintechs to join the Stellar ecosystem as licensed money service businesses through fiat-to-crypto conversion infrastructure. The system provides KYC integration, SEP-6, SEP-24, and SEP-31 compliance for on-ramp and off-ramp operations.

Azza AI is a WhatsApp-based agent that lets users buy, sell, swap, and bridge crypto through chat commands. It converts crypto to local currency and back, enabling instant cashouts to bank accounts or mobile money, and lets users send crypto to contacts using a phone number instead of a wallet address. The agent also lets users track balances and manage assets without leaving WhatsApp, requiring a brief identity verification step before trading.

Crystal Trade Exchange implements automated cryptocurrency swap operations through dual-rate pricing mechanisms, processing deposits across multiple digital assets without mandatory user registration. The platform executes exchanges using floating market-based rates or fixed locked-in rates, with transaction settlement requiring 10-30 minutes following network confirmations.

AllTrust.me Exchange Platform is a centralized on/off ramp letting individuals convert cryptocurrency to fiat and back through a website, mobile app, or physical offices in Tbilisi and Batumi. Users complete KYC verification, then exchange via card payment, bank transfer, or cash across multiple supported blockchains and assets, with transactions typically settling within minutes. The service operates under a licence from the National Bank of Georgia and offers a discount when transactions are made through the mobile app rather than the website.

Fuze OS is a digital asset infrastructure platform that lets banks, fintechs, and other businesses embed crypto trading, custody, payments, and stablecoin services into their own products. It provides unified APIs for wallet creation, fiat and crypto account management, trading execution, and compliance monitoring. The platform handles order execution, custody orchestration, and reconciliation while giving operators a dashboard to track transactions and compliance events. It supports fiat-to-crypto conversion, cross-border settlement, and AI-assisted compliance automation. Businesses use it to launch branded trading, payment, and wallet experiences without building regulatory or custody infrastructure themselves.

Fuze Business is a cross-border payments platform that lets companies pay, collect, and convert funds across multiple fiat currencies and stablecoins from a single account. It provides multi-currency balances, real-time conversion between fiat and stablecoins, and a dashboard for tracking transactions and settlements. Businesses operating across trade corridors with limited banking access use it to settle payments faster and reconcile balances in one place.

Partna API is a payments infrastructure and orchestration platform that connects African currencies to global stablecoin markets. It lets businesses collect payments in local currency, convert between fiat and stablecoins, and settle in USD or stablecoins through a single programmatic interface, including pre-built onramp and offramp widgets for embedding conversion flows. Developers integrate the API to build onramp, offramp, collection, and payout features within their own products, with compliance and KYC handling managed by the platform. It supports conversions across multiple stablecoins and settlement currencies for businesses operating between African markets and global counterparties.

Swypt is an on/off-ramp platform that converts between cryptocurrencies and fiat currencies using mobile money payments. Users deposit fiat to purchase crypto or send crypto to receive mobile money payouts, with self-custodial wallet connections and social login options. The platform routes conversions across multiple blockchain networks and settles payouts through local mobile money and banking rails.

meCash Ramp is a digital asset conversion service that enables users to convert between digital assets and fiat currencies. The platform provides on-ramp and off-ramp capabilities, allowing transfers between crypto wallets and traditional currency accounts across multiple blockchain networks.

Crypto Exchange Service is an in-branch on/off ramp operated by Rex Change in Geneva, letting individuals and professionals convert cash into cryptocurrency and back without an appointment. Staff verify client identity and wallets on site and apply anti-money-laundering and know-your-customer checks once transaction amounts cross regulatory thresholds. The service handles a range of major cryptocurrencies and stablecoins, with certain stablecoins settled across multiple blockchain networks. Tiered rates apply depending on transaction size, and funds can also be settled by bank transfer in Swiss francs, euros or pounds.

ChangeHero Fiat On-Ramp provides cryptocurrency purchase functionality through integrated third-party payment providers, supporting card payments and various regional payment methods. The service routes transactions through licensed providers including UAB FINCH TECHNOLOGIES and MONEYMAPLE TECH LTD, enabling fiat-to-crypto conversions without platform custody of user funds.

Stripe Fiat-to-Crypto Onramp facilitates cryptocurrency purchases through embedded or standalone interfaces, enabling users to buy crypto assets with card payments or bank transfers while handling KYC and compliance requirements.

Toobit Trading platform is a centralized exchange for buying, selling, and trading cryptocurrencies. It offers spot trading, perpetual futures, event and prediction contracts, and a decentralized exchange aggregator for on-chain tokens, all accessible from a single account. Users can also access a launchpad for new token listings, instant asset conversion, copy trading, automated trading bots, peer-to-peer trading, card and third-party fiat purchases, yield products, and API-based trading automation. The platform additionally provides AI-driven market insights and integration with third-party charting tools for order execution.

Fonbnk Pay Widget is an on/off-ramp product that converts mobile money, airtime, and bank payments into stablecoins and back. Users select a funding source such as bank transfer, mobile money, or airtime, provide a wallet address, and the system routes the order to an agent who settles the transaction. The widget supports on-ramp and off-ramp flows across many countries and blockchains, and can be embedded by third-party wallets or apps.

Fonbnk Server-to-Server API is a developer tooling product that lets businesses integrate on-ramp and off-ramp crypto conversion directly into their own applications. Developers authenticate through the merchant dashboard, sign requests, and call endpoints to create orders, check statuses, and receive webhook notifications as transactions progress. It exposes the same underlying mobile-money-to-stablecoin conversion logic as the Pay Widget but without a hosted user interface, allowing wallets and platforms to build custom flows.

Shiga is a multichain stablecoin-to-fiat on/off ramp that lets individuals exchange, buy, sell, and transfer stablecoins into local fiat currencies. It works through a consumer mobile app connected to multiple blockchain networks and settlement rails including Faster Payments, SEPA, Fedwire, and ACH, converting between crypto and fiat in real time. Users access instant conversions, swaps between supported stablecoins, and self-custody wallet balances from a single dashboard.

Rampnow Platform is a technology layer that connects apps, wallets, and businesses to fiat-to-crypto and crypto-to-fiat conversion services across multiple blockchains. It lets users buy and sell digital assets through a widget or hosted flow, with licensed partners handling identity verification and payment processing. The platform also routes payouts for payroll, remittances, and mass disbursements with foreign-exchange handling, and provides swap and bridge routing that finds pricing across many networks for token swaps and cross-chain transfers. Funds settle directly to user wallets on a non-custodial basis rather than through platform-held accounts.

Bitcoin ATM is a network of self-service kiosks enabling Bitcoin purchases and sales with Vietnamese cash across Ho Chi Minh City and Vung Tau. The hardware operates without mandatory identity verification and provides anonymous transactions through physical locations.

SGB Banking Platform is a licensed digital bank offering personal and business banking through a mobile application. It provides multi-currency accounts, virtual accounts, fixed deposits, and integrated digital asset services including custody, stablecoin mint and redeem, and stablecoin-to-fiat conversion, alongside direct funding links to third-party crypto exchanges. Individuals and businesses use it for everyday banking, cross-border payments, and moving between fiat and digital assets within a single regulated account.

Itez Buy Crypto is an on-ramp and off-ramp widget that lets users purchase cryptocurrency with a bank card and convert crypto back into a fiat currency of their choice. The widget provides a checkout-style interface with transparent fees, supporting numerous fiat currencies for entry and exit from crypto markets. Businesses can also embed the widget to offer their own customers a fiat-to-crypto gateway.

BucksBus Payment Gateway is a non-custodial merchant payment gateway that lets businesses accept cryptocurrency payments directly to their own wallets. It connects merchants, customers, and licensed payment partners through an API-based interface supporting invoices, deposits, recurring payments, and offline QR code payments. The gateway also offers an on-ramp allowing customers to pay by card, with automatic conversion and settlement into cryptocurrency, plus an internal exchange for swapping between supported assets. Merchants configure payment thresholds, white-label checkout pages, and receive real-time payment notifications across multiple supported blockchains.

Ivorypay On & Off Ramp is a fiat-to-crypto conversion service bridging crypto rails and African banking systems. It converts local currency to crypto for supplier payments and converts received crypto back to cash for settlement to bank accounts or mobile money. Remittance providers, fintechs, and businesses with international operations use it to move value between African currencies and cryptocurrencies without forex bureaus or bank wire delays. The service is accessible via dedicated APIs for white-label integration into other applications.

SRD Exchange is a decentralized trading platform that combines multi-venue futures trading, cross-chain token swaps, and peer-to-peer fiat conversion in one self-custody interface. It routes leveraged futures orders across multiple external liquidity venues so traders can compare leverage, fees, and pricing for the same pair without leaving the platform. Its swap feature moves tokens across several blockchains in a single transaction with fees covered by the platform, while its fiat module lets users in India trade USDT for INR directly with other users through bank transfer or cash deposit, secured by smart-contract escrow. All three functions are accessed through one wallet-based account rather than separate apps.

Stable.com is a self-custodial stablecoin swap platform providing 1:1 exchanges across multiple blockchains with no protocol fees or slippage. Users connect self-custodial wallets to swap stablecoins on multiple chains through protocol-owned liquidity pools, with atomic cross-chain transfers handled via hash time lock contracts. Fiat on-ramp and off-ramp functionality for purchasing and selling stablecoins is included, facilitated through regulated partner entities under separate terms.

Fundable is a payment infrastructure platform that lets organizations distribute, stream, and convert cryptocurrency payments across multiple blockchains. It supports bulk token distributions to many recipients in a single transaction, automated payment streaming for payroll, grants, and recurring transfers, and conversion of supported digital assets into local currency for bank withdrawal. The platform serves businesses, decentralized organizations, and distributed teams that need to pay contributors or communities across borders without manual wallet-by-wallet operations. Separate chain-specific dashboards give users access to the same distribution, streaming, and offramp tools on their preferred network.

Financial Account is a global USD account product for businesses, accessible through its own sign-in at app.dakota.xyz separately from the Dakota developer platform. It lets companies hold and move USD and stablecoin balances, settle cross-border payouts, and convert between fiat and onchain assets across bank rails and blockchains. The account targets businesses operating across multiple regions that need dependable USD access without local banking relationships.

Truther API is a developer integration layer that lets platforms and financial institutions process stablecoin payments programmatically. It provides modular endpoints for on-ramp and off-ramp conversions, connecting stablecoin transactions to local instant payment systems while supporting compliance checks. Institutions and fintechs use it to receive payments in local currency and settle in stablecoins across multiple markets without building settlement infrastructure themselves.

The Monica Off-Ramp API is a developer platform that lets registered businesses programmatically convert customer cryptocurrency deposits into naira settlements. It issues per-user deposit wallets, tracks on-chain deposits through webhooks, locks a conversion rate on confirmation, and pays out naira to a corporate bank account within seconds. Businesses undergo a separate know-your-business onboarding and are charged a per-transaction fee capped at a fixed dollar amount, distinct from the consumer app experience.

Mular App is an on/off ramp that converts cryptocurrency into Naira for everyday spending and payments in Nigeria. Users fund the app with crypto or a Naira card, then send, swap, or spend directly from their crypto balances, with conversions settling to a linked Nigerian bank account. It serves crypto traders, freelancers, and diaspora users who want to avoid peer-to-peer trading when moving digital assets into local currency. The app also supports bill payments, global payment links, and USD-denominated saving as a hedge against Naira volatility.

BlockWyre Payments is a B2B payment orchestration platform that lets businesses accept and send funds across bank rails and blockchain networks through a unified API and dashboard. It processes pay-ins and pay-outs in stablecoins alongside major cryptocurrencies, converting between fiat and digital assets and settling transactions on-chain or via traditional rails. Technology providers, e-commerce platforms, remittance operators, and payment companies embed the infrastructure to automate collection, disbursement, cross-border settlement, and reconciliation workflows at scale.

Crypto To Fiat Rails provides infrastructure for converting between cryptocurrency and traditional Mexican peso payments, supporting hybrid payment processing for businesses operating in Mexico. The system enables pay-ins and payouts using MXNB tokens.