List of On/Off Ramp companies in Web3 (2026)

Shiga is a multichain stablecoin-to-fiat on/off ramp enabling individuals to exchange, buy, sell, and transfer stablecoins into local fiat currencies across African markets via Faster Payments, SEPA, Fedwire, and ACH rails. Users access blockchain-powered currency conversions through a consumer app supporting multiple blockchain networks with instant conversions and enterprise-grade security.

MoraBanc Off-Ramp Services enables conversion of digital assets to fiat currencies through regulated banking infrastructure, providing secure asset repatriation with full compliance and provenance verification.

Vortex bridges stablecoins with local fiat currencies through a forex-optimized DEX built on Pendulum, enabling low-cost cross-border payments and direct bank transfers with fees as low as 0.25%.

Finna Swap is an integrated currency exchange service that converts African fiat currencies to digital dollars and vice versa. The platform enables instant swaps with zero fees, allowing users to take advantage of currency volatility while preserving value through digital dollar savings. The swap functionality is built directly into the wallet application interface, providing seamless access to currency conversion without requiring separate applications or complex processes.

Mular App provides instant crypto-to-Naira conversion services and payment processing, enabling users to spend BTC, ETH, USDT, SOL, and BNB directly for everyday transactions in Nigeria with bank-grade security.

BlindPay API implements stablecoin payment processing through REST endpoints, enabling cross-border transfers and fiat conversions. The system supports multiple blockchain networks while handling KYC/AML compliance and local payment rail integration.

Swypt is an on/off-ramp platform that enables users to convert between cryptocurrencies and fiat currencies using mobile money payments. Users can deposit fiat to purchase crypto or withdraw crypto to receive mobile money transfers, with support for self-custodial wallet connections and social login options.

Bitpace Global Settlements processes crypto-to-fiat and crypto-to-crypto conversions with automated settlement in USD, EUR, and USDC. The platform uses real-time pricing algorithms across multiple liquidity providers and settles funds within seconds to minutes after blockchain confirmation.

Flutterwave Swap is a digital foreign exchange platform licensed by the Central Bank of Nigeria that provides individuals and businesses access to USD, EUR, and GBP at competitive exchange rates, integrated with Send App for seamless currency conversion and international transfers.

BitPapa operates a peer-to-peer cryptocurrency marketplace with integrated wallet storage and swap exchange capabilities through automated escrow mechanisms. The platform enables direct fiat-to-crypto and crypto-to-crypto transactions between users for multiple cryptocurrencies across several payment methods including bank transfers, card payments, and electronic wallets. Users create custom offers specifying rates and terms or select from existing marketplace listings, with seller assets automatically locked in escrow accounts until trade confirmation. The integrated wallet implements cold storage security infrastructure while swap functionality aggregates pricing from multiple exchanges for direct cryptocurrency conversion without fiat intermediaries.

Madhouse Wallet is an on/off ramp that converts stablecoins into local fiat currencies across multiple currencies and payment rails, including mobile money, real-time bank transfer schemes, and traditional bank transfers. Partners integrate through a REST API or an embeddable widget, depositing stablecoins from multiple blockchains into a single address and receiving fiat payouts to a bank account or mobile wallet. The platform locks live foreign-exchange quotes for a short window before settlement and provides a business dashboard for recipient management, transfer history, and compliance onboarding. It also offers a virtual USD account that accepts bank transfers and settles balances in a stablecoin, and supports agent-initiated payments where a client pays per API call using a stablecoin instead of a traditional API key.

Onramp/Offramp enables fiat-to-crypto conversion with integrated payment processing and settlement infrastructure. The platform supports multiple fiat currencies and digital assets with automated compliance verification. Users can convert between fiat and cryptocurrencies through standardized API endpoints with real-time exchange rates.

Bingtellar Ramp provides crypto on-ramp and off-ramp services enabling conversion between digital assets and local African currencies, operated through licensed partner transmitters.

A physical cryptocurrency exchange service enabling users to buy and sell digital assets for cash in multiple fiat currencies. The service provides on-site assistance for cryptocurrency transactions with regulatory compliance through AML and KYC procedures for transactions above certain thresholds.

Payment infrastructure supporting cryptocurrency purchases and cash-outs through multiple channels. The system integrates traditional payment methods including bank transfers, credit cards, and cash transactions at convenience stores. MoneyGram partnership enables crypto-to-cash conversions at physical locations across Latin America.

XEROF's on/off ramp service provides crypto‑to‑fiat and fiat‑to‑crypto conversion with Swiss regulatory compliance, enabling efficient bridging between digital assets and traditional currencies.

Amber Premium Payments combines a crypto-to-fiat on/off ramp with the Amber Premium Card, enabling clients to convert and spend digital assets with regulated, secure crypto payment infrastructure.

Vent App is a mobile and web application enabling self-custodial cryptocurrency off-ramping through automated wallet-to-bank conversions. Users generate unique deposit addresses for supported digital assets and receive instant Nigerian Naira payouts to linked bank accounts following blockchain confirmation. The platform supports multiple currencies, Bank Verification Number authentication and multiple bank account management capabilities.

Breet operates an automated cryptocurrency off-ramp platform enabling conversion from digital assets to fiat currency through generated wallet addresses and automated settlement processing. The system accepts deposits across multiple blockchains, executes currency conversion at fixed rates, and processes bank transfers or mobile money payouts to users in Nigeria and Ghana without peer-to-peer marketplace intermediation or manual vendor coordination.

Bitstop Bitcoin is a network of cryptocurrency ATMs located in gas stations, convenience stores, and supermarkets across the U.S. that enables users to purchase Bitcoin and other digital assets with cash. The ATMs support multiple cryptocurrencies and send purchased assets directly to user wallets. The mobile app provides account creation via Google or Apple ID, real-time transaction tracking, ATM location finder, and exclusive rewards as integrated features of the service.

Ravasend is an off-ramp product that converts USDT and USDC into local fiat currency and deposits funds directly to users' bank accounts. The service operates primarily on the Tron network and settles to Nigerian Naira within minutes of receiving a crypto deposit. Users access the service via a mobile app wallet, making it accessible to anyone with a smartphone and a local bank account for receiving fiat.

SkipShift Protocol is a peer-to-peer on and off-ramp that enables fiat-to-cryptocurrency conversions without KYC verification. Trades are coordinated through smart contracts and encrypted communications, with liquidity fulfilled by a network of registered providers who set their own spreads, payment methods, and availability schedules. Users collateralize each trade with RBX tokens, which are returned upon trade completion. The protocol supports multiple blockchains and accepts a wide range of fiat payment methods.

A distributed physical infrastructure leveraging corner shops, airtime vendors, mobile money agents, and remittance counters as cash-to-stablecoin exchange points. Merchants display QR codes enabling users to exchange local currency for digital dollars, with vendors earning margins on exchange rates and ZAR collecting transaction fees.

LocalRamp provide APIs and widgets for fiat-to-crypto conversion through local African payment methods including bank transfers and mobile money, supporting over multiple cryptocurrencies across multiple networks with instant settlement in USDT.

Mobilum Ramp provides fiat-to-crypto and crypto-to-fiat conversion services through customizable widgets for exchanges, wallets, and businesses with bank transfer and card payment support.

Taran App is an on/off ramp that enables users to convert stablecoins to and from local mobile money using a web portal and mobile apps. The service lets users buy and sell stablecoins and swap them across different blockchain networks, targeting individuals in East and Southern Africa who use mobile money accounts. Users create an account, select a conversion direction, enter transaction details, and confirm the exchange.

X Bridge is an on/off-ramp widget that enables businesses to integrate cryptocurrency market access with multiple payment methods for user onboarding.

Cryptonia is a stablecoin off-ramp application for converting USDT and USDC to Nigerian naira. The platform processes transactions in under 10 seconds with zero transfer fees, supporting cross-border payments and remittances for Nigerian users.

Tylt CrossRamp is an on-ramp and off-ramp service that enables merchants to embed fiat-to-stablecoin and stablecoin-to-fiat conversion within their applications. The service supports region-specific payment methods including PIX in Brazil, Open Banking in the EU, QRPh in the Philippines, and UPI in India, with all settlement occurring in stablecoins via regulated third-party fiat partners.

Neoflow Crypto is a business crypto management service enabling companies to accept, hold, and convert multiple cryptocurrencies, including BTC, ETH, and USDT, alongside fiat balances. Received payments can be converted to fiat at spot rates instantly or retained as crypto treasury, with multi-currency wallet addresses and bulk payout functionality for affiliates and contractors. All transactions are automatically screened for AML and KYC compliance.

Encryptus Trading Platform provides institutional crypto-fiat conversion services through API infrastructure, enabling licensed organizations to access compliant cryptocurrency onramp and offramp solutions. The platform integrates KYC/AML verification while supporting bank wire transfers across multiple fiat currencies.

Bithub provides fiat-to-crypto conversion services through bank card and wire transfer integration, enabling deposits and withdrawals in multiple currencies. The platform processes transactions with compliance checks while supporting business documentation requirements.

Payin implements fiat-to-stablecoin conversion through virtual account assignment, enabling customers to deposit local currencies and receive stablecoins. The system provides unique virtual accounts per customer and automated KYC processing.

iTransfr FX is a global currency settlement service that provides instant cross-border payments and FX conversions for high-volume business transactions. The service supports settlement in under 60 seconds across 170+ countries via multiple payment rails including domestic ACH & Fedwire for USD, SWIFT for global reach, Brazil PIX for BRL, and Colombia PSE for COP, with no transaction limits and 24/7 real-time trading capabilities.

Swapam is a financial services platform that enables users to convert cryptocurrency to fiat currency, manage virtual accounts, and pay utility bills including electricity, airtime, and cable services. The platform also supports funding betting accounts and provides comprehensive payment solutions for digital asset management.

Cajero is a cash-to-crypto service delivered via Bitcoin ATMs and retail points in Peru, enabling two-way conversions between fiat and digital assets.

Saber Money is a stablecoin-based payment infrastructure providing fiat-to-crypto onramp and crypto-to-fiat offramp services through REST APIs and a hosted SDK. The platform processes fiat payments via multiple local payment rails, converts funds at real-time exchange rates, and delivers crypto to virtual pool wallets or external blockchain addresses. Merchants integrate through APIs or prebuilt SDK widgets with built-in KYC/AML compliance modules, webhook-based transaction tracking, and a merchant dashboard for account and transaction management.

Element Pay API is a REST interface for bidirectional fiat-crypto conversion, supporting on-ramp orders where M-Pesa payments trigger ERC-20 token delivery to EVM wallet addresses, and off-ramp orders that withdraw tokens and settle fiat payouts to mobile money numbers, till numbers, or paybill accounts. The system locks exchange rates at order creation, validates ERC-20 allowances for off-ramp transactions, and delivers webhook notifications for order state transitions across sandbox and production environments.

Ripe converts stablecoins to local currency for QR code payments, allowing crypto wallet users to spend digital assets at traditional merchants. The system recognizes existing payment QR codes and processes crypto-to-fiat conversion automatically.

TETChange Cryptocurrency Gateway provides on-ramp and off-ramp services connecting users with verified counterparties for cryptocurrency exchanges. The platform facilitates USDT conversion with mandatory AML verification, offers consulting services and training seminars, and coordinates transactions through partner companies in Armenia, Russia, Georgia, UAE, USA, Iran, Germany, China, and France.

MIMO is a licensed on/off ramp platform for converting between USDT and fiat Vietnamese dong. It operates under a non-custodial model where users retain control of private keys, combined with eKYC identity verification and AML/KYT transaction monitoring. Conversions use QR-based flows and generate electronic invoices in line with local regulatory requirements. The service targets local users and visitors seeking compliant access to digital assets within an approved sandbox zone.

MoneyGram Ramps is an API-driven infrastructure enabling cash-to-crypto conversion through MoneyGram locations. The system processes USDC stablecoin deposits and withdrawals at participating retail sites, facilitating blockchain asset access through physical cash transactions. Developers integrate conversion functionality through standardized APIs supporting identity verification and compliance workflows.

TCR Finance Platform enables cross-border currency exchange through blockchain integration with local banking systems, supporting BRL, USD, USDT, MXN, ARS, and COP conversions. The system provides Pix integration for Brazilian users, REST API endpoints for business integration, white-label deployment options with KYC and 24/7 support, and real-time liquidity management across Latin American markets.

A fiat–crypto exchange service that enables users to swap digital assets for cash or bank transfers with optional courier delivery and office pickup across multiple locations.

Western Union Digital Asset Network is a crypto-to-fiat off-ramp service that connects digital asset wallets with cash payout locations globally. Wallet providers integrate with the network to enable their users to convert stablecoins and digital assets into local currency at Western Union retail locations across 150 countries and territories.

Kravata API provides crypto-as-a-service infrastructure through REST endpoints, enabling businesses to integrate on/off ramps, cross-border payments, custody services, and compliance tools for digital asset operations in Latin America.

Anzens is a platform that issues USDA, a fiat-backed stablecoin powered by EMURGO's tokenization platform. The platform enables users to access and utilize stablecoins backed by fiat currency reserves, providing a bridge between traditional currency and digital assets.

A decentralized on-ramp and off-ramp service enabling users to convert between fiat currency and cryptocurrency on the Solana blockchain without centralized intermediaries.