List of On/Off Ramp companies in Web3 (2026)

AX ONE is a payments infrastructure platform offering multi-currency accounts and cross-border stablecoin and fiat settlement for institutions. It supports major currencies with continuous inflow and outflow, routing transfers over stablecoin and local payment rails with on/off ramp capabilities under compliance screening. The platform anchors a multi-chain institutional stablecoin network connecting banks, payment service providers, virtual asset exchanges, and liquidity providers for real-time global settlement.

CCPayment Payment Gateway is a merchant payment gateway that lets businesses accept cryptocurrency payments through an API or no-code checkout links. It converts incoming payments across multiple blockchains and tokens, applies volume-based service fees, and settles funds to merchant balances without exposure to chargebacks. Merchants can also access built-in token swaps, crypto-to-fiat settlement, discounted network-fee funding for withdrawals, and invoicing tools from the same account. The gateway is used by e-commerce, SaaS, and forex brokerage businesses seeking to accept and manage crypto payments alongside traditional settlement needs.

A platform that enables users to buy and sell cryptocurrencies using local fiat currencies in Latin America. The service processes transactions between bank accounts and crypto wallets with minimal friction.

Daimo Pay is a payments infrastructure product that lets stablecoin applications accept deposits from users across multiple countries and payment methods. It routes incoming funds from bank transfers, card payments, exchanges, and self-custody wallets, converting and bridging them automatically to a destination stablecoin on a chosen blockchain. Neobanks and stablecoin apps use it to onboard users through localized payment rails without building country-specific integrations themselves.

Rain Cards is a payments infrastructure platform that provides businesses with a unified API for stablecoin-native financial services. It enables wallet provisioning, fiat on-ramps and off-ramps, virtual accounts, payments, and card issuance through a single integration and shared account verification. Businesses use it to build card programs and payment products without managing separate banking or blockchain integrations for each function. Reward mechanics for cardholders are built natively into the issuing capability rather than offered as a separate service.

KiiChain Pay is a hybrid centralized-decentralized exchange and payments platform for onchain foreign-exchange trading and cross-border settlement, formerly operated as KIIEX. It sources liquidity across multiple blockchain ecosystems while using a centralized pricing engine to hedge and rebalance positions, enabling continuous FX swaps and instant cross-border payment finality using local stablecoins. Users and businesses access the platform through a hosted account or developer APIs to execute swaps, payments, and fiat conversions without relying on traditional banking rails. The platform also provides on and off ramps for converting between fiat currencies and onchain balances.

On & Off-Ramping is a conversion service that enables movement between fiat currencies, stablecoins, and other digital assets. It functions as a white-glove OTC service where users select a currency pair, fund a trade, and receive the purchased currency either into their platform balance or a third-party account. The product serves businesses and wealth structures needing high-value fiat-to-crypto and crypto-to-fiat settlement.

Crypto.AM Exchange is a physical cryptocurrency exchange service enabling in-person buying and selling of digital assets in Yerevan, Armenia. Users can exchange Armenian Dram or other fiat currencies for cryptocurrencies, or sell their digital assets for cash through an over-the-counter trading facility that requires customers to visit their office location in Yerevan's Citadel Business Center to complete transactions. The service supports popular cryptocurrencies including Bitcoin, Ethereum, and USDT. Transactions are completed through a three-step process: customers contact the office and arrive in person, provide payment or cryptocurrency wallet addresses, and receive their exchanged assets after transaction completion. The service emphasizes transaction speed, advertising completion times under five minutes. Crypto.AM charges no minimum transaction amount but applies a $20 fixed commission for transactions under $1,000.

Chainpaye is a WhatsApp-based payments platform for cross-border transfers and stablecoin off-ramps aimed at individuals and families moving money across Africa and abroad. Users issue chat commands to send, receive, and convert multiple fiat currencies, generate payment links, and off-ramp stablecoins directly to a bank account or mobile money. Settlement routes through stablecoins across multiple blockchains, with crypto-to-bank conversions completing in under a minute. The platform also offers a tiered spending card that lets users pay with stablecoin balances at physical and online merchants.

FinchPay On-Ramp & Off-Ramp is an on/off ramp service that lets individuals and businesses convert between fiat currencies and cryptocurrencies. It operates through an embeddable web widget and partner APIs, supporting card payments, bank transfers, and other local payment methods across multiple countries. Businesses can integrate a white-label calculator or a Telegram-based checkout flow, with webhook notifications for transaction status, while the service supports conversion into a range of digital assets across multiple blockchains.

BTC Direct is a retail cryptocurrency broker enabling users to buy and sell crypto assets using European payment methods including bank transfer, iDEAL, Bancontact, Sofort, Visa, and Mastercard. The platform acts as a direct counterparty on all transactions on a non-custodial basis, with users retaining custody of their own wallets. Supported assets include Bitcoin, Ethereum, XRP, Solana, BNB, and dozens of other cryptocurrencies.

ForumPay is a merchant payment gateway that lets businesses accept cryptocurrency payments online and in person. It provides checkout widgets, payment buttons, payment links, and a virtual terminal that convert crypto payments instantly into a merchant's preferred fiat currency. The platform also supports recurring subscription billing, automated mass payouts and disbursements, invoice-based billing, over-the-counter trading, remittance transfers, and fiat-to-crypto conversion. Businesses across e-commerce, retail, and service industries use it to accept and send multiple cryptocurrencies without exposure to price volatility.

A regulated fiat-to-crypto exchange platform combining on-ramp, off-ramp, and swap services through a custodial wallet system. Users deposit euros via bank transfer, card, or digital payment methods to purchase cryptocurrencies that are sent to user-controlled wallets, or sell crypto back to fiat with same-day bank settlement. The platform routes all fiat-to-crypto purchases through USDC as an intermediary before converting to the target cryptocurrency, aggregates liquidity across decentralized exchanges for optimal swap pricing, and stores user funds in insured custodial wallets with optional semi-custody backup recovery.

Azza AI is a WhatsApp-based agent that lets users buy, sell, swap, and bridge crypto through chat commands. It converts crypto to local currency and back, enabling instant cashouts to bank accounts or mobile money, and lets users send crypto to contacts using a phone number instead of a wallet address. The agent also lets users track balances and manage assets without leaving WhatsApp, requiring a brief identity verification step before trading.

Crystal Trade Exchange implements automated cryptocurrency swap operations through dual-rate pricing mechanisms, processing deposits across multiple digital assets without mandatory user registration. The platform executes exchanges using floating market-based rates or fixed locked-in rates, with transaction settlement requiring 10-30 minutes following network confirmations.

Partna API is a payments infrastructure and orchestration platform that connects African currencies to global stablecoin markets. It lets businesses collect payments in local currency, convert between fiat and stablecoins, and settle in USD or stablecoins through a single programmatic interface, including pre-built onramp and offramp widgets for embedding conversion flows. Developers integrate the API to build onramp, offramp, collection, and payout features within their own products, with compliance and KYC handling managed by the platform. It supports conversions across multiple stablecoins and settlement currencies for businesses operating between African markets and global counterparties.

Rio Stablecoin FX enables real-time conversion between stablecoins and local currencies across Latin America, offering sub-second execution and competitive spreads for businesses.

Swypt is an on/off-ramp platform that converts between cryptocurrencies and fiat currencies using mobile money payments. Users deposit fiat to purchase crypto or send crypto to receive mobile money payouts, with self-custodial wallet connections and social login options. The platform routes conversions across multiple blockchain networks and settles payouts through local mobile money and banking rails.

CFX Payment Infrastructure is a payments infrastructure and orchestration platform that aggregates multiple U.S. and international money movement rails, including retail cash deposits, ACH, wire, and cross-border transfers, behind unified APIs. It lets developers and businesses convert between fiat currency and digital dollars, issue and manage stablecoin balances, and settle transactions across supported blockchains. The platform includes hosted wallet infrastructure that lets partners embed self-custodial balances and cash acceptance into their own apps, alongside built-in identity verification for onboarding. Businesses can also route idle balances into a treasury feature that converts supported stablecoins into yield-bearing balances. Additional tools cover a customer dashboard, transaction webhooks, and a rewards engine for driving user activity.

meCash Ramp is a digital asset conversion service that enables users to convert between digital assets and fiat currencies. The platform provides on-ramp and off-ramp capabilities, allowing transfers between crypto wallets and traditional currency accounts across multiple blockchain networks.

Bitcoin ATM is a network of self-service kiosks enabling Bitcoin purchases and sales with Vietnamese cash across Ho Chi Minh City and Vung Tau. The hardware operates without mandatory identity verification and provides anonymous transactions through physical locations.

ChangeHero Fiat On-Ramp provides cryptocurrency purchase functionality through integrated third-party payment providers, supporting card payments and various regional payment methods. The service routes transactions through licensed providers including UAB FINCH TECHNOLOGIES and MONEYMAPLE TECH LTD, enabling fiat-to-crypto conversions without platform custody of user funds.

AllTrust.me is a centralized exchange platform enabling cryptocurrency-to-fiat and fiat-to-cryptocurrency conversions through online banking transfers and physical office locations in Tbilisi and Batumi. The platform implements KYC verification, supports multiple blockchain standards per asset, and processes transactions within minutes. Users access services via website or mobile application with automatic discounts for app-based exchanges.

Stripe Fiat-to-Crypto Onramp facilitates cryptocurrency purchases through embedded or standalone interfaces, enabling users to buy crypto assets with card payments or bank transfers while handling KYC and compliance requirements.

Fonbnk Pay Widget is an on/off-ramp product that converts mobile money, airtime, and bank payments into stablecoins and back. Users select a funding source such as bank transfer, mobile money, or airtime, provide a wallet address, and the system routes the order to an agent who settles the transaction. The widget supports on-ramp and off-ramp flows across many countries and blockchains, and can be embedded by third-party wallets or apps.

Shiga is a multichain stablecoin-to-fiat on/off ramp that lets individuals exchange, buy, sell, and transfer stablecoins into local fiat currencies. It works through a consumer mobile app connected to multiple blockchain networks and settlement rails including Faster Payments, SEPA, Fedwire, and ACH, converting between crypto and fiat in real time. Users access instant conversions, swaps between supported stablecoins, and self-custody wallet balances from a single dashboard.

Rampnow Platform is a technology layer that connects apps, wallets, and businesses to fiat-to-crypto and crypto-to-fiat conversion services across multiple blockchains. It lets users buy and sell digital assets through a widget or hosted flow, with licensed partners handling identity verification and payment processing. The platform also routes payouts for payroll, remittances, and mass disbursements with foreign-exchange handling, and provides swap and bridge routing that finds pricing across many networks for token swaps and cross-chain transfers. Funds settle directly to user wallets on a non-custodial basis rather than through platform-held accounts.

Itez Buy Crypto is an on-ramp and off-ramp widget that lets users purchase cryptocurrency with a bank card and convert crypto back into a fiat currency of their choice. The widget provides a checkout-style interface with transparent fees, supporting numerous fiat currencies for entry and exit from crypto markets. Businesses can also embed the widget to offer their own customers a fiat-to-crypto gateway.

BucksBus Payment Gateway is a non-custodial merchant payment gateway that lets businesses accept cryptocurrency payments directly to their own wallets. It connects merchants, customers, and licensed payment partners through an API-based interface supporting invoices, deposits, recurring payments, and offline QR code payments. The gateway also offers an on-ramp allowing customers to pay by card, with automatic conversion and settlement into cryptocurrency, plus an internal exchange for swapping between supported assets. Merchants configure payment thresholds, white-label checkout pages, and receive real-time payment notifications across multiple supported blockchains.

Ivorypay On & Off Ramp is a fiat-to-crypto conversion service bridging crypto rails and African banking systems. It converts local currency to crypto for supplier payments and converts received crypto back to cash for settlement to bank accounts or mobile money. Remittance providers, fintechs, and businesses with international operations use it to move value between African currencies and cryptocurrencies without forex bureaus or bank wire delays. The service is accessible via dedicated APIs for white-label integration into other applications.

SRD Exchange is a decentralized trading platform that combines multi-venue futures trading, cross-chain token swaps, and peer-to-peer fiat conversion in one self-custody interface. It routes leveraged futures orders across multiple external liquidity venues so traders can compare leverage, fees, and pricing for the same pair without leaving the platform. Its swap feature moves tokens across several blockchains in a single transaction with fees covered by the platform, while its fiat module lets users in India trade USDT for INR directly with other users through bank transfer or cash deposit, secured by smart-contract escrow. All three functions are accessed through one wallet-based account rather than separate apps.

Truther API is a developer integration layer that lets platforms and financial institutions process stablecoin payments programmatically. It provides modular endpoints for on-ramp and off-ramp conversions, connecting stablecoin transactions to local instant payment systems while supporting compliance checks. Institutions and fintechs use it to receive payments in local currency and settle in stablecoins across multiple markets without building settlement infrastructure themselves.

The Monica Off-Ramp API is a developer platform that lets registered businesses programmatically convert customer cryptocurrency deposits into naira settlements. It issues per-user deposit wallets, tracks on-chain deposits through webhooks, locks a conversion rate on confirmation, and pays out naira to a corporate bank account within seconds. Businesses undergo a separate know-your-business onboarding and are charged a per-transaction fee capped at a fixed dollar amount, distinct from the consumer app experience.

Mular App is an on/off ramp that converts cryptocurrency into Naira for everyday spending and payments in Nigeria. Users fund the app with crypto or a Naira card, then send, swap, or spend directly from their crypto balances, with conversions settling to a linked Nigerian bank account. It serves crypto traders, freelancers, and diaspora users who want to avoid peer-to-peer trading when moving digital assets into local currency. The app also supports bill payments, global payment links, and USD-denominated saving as a hedge against Naira volatility.

BlockWyre Payments is a B2B payment orchestration platform that lets businesses accept and send funds across bank rails and blockchain networks through a unified API and dashboard. It processes pay-ins and pay-outs in stablecoins alongside major cryptocurrencies, converting between fiat and digital assets and settling transactions on-chain or via traditional rails. Technology providers, e-commerce platforms, remittance operators, and payment companies embed the infrastructure to automate collection, disbursement, cross-border settlement, and reconciliation workflows at scale.

Crypto To Fiat Rails provides infrastructure for converting between cryptocurrency and traditional Mexican peso payments, supporting hybrid payment processing for businesses operating in Mexico. The system enables pay-ins and payouts using MXNB tokens.

Velafi On/Off Ramp is a conversion service for businesses to move funds between fiat currencies and stablecoins or other digital assets. It converts incoming fiat deposits into stablecoins and stablecoin balances back into local fiat, settling to bank accounts or wallet addresses. Businesses use the same platform to accept stablecoin payments from customers, with dedicated wallet addresses and virtual fiat accounts provided for collection and settlement, accessible via dashboard or API.

Speed Wallet is a self-custody Lightning Network wallet for storing, sending, and receiving Bitcoin and other supported digital assets. It lets users buy assets instantly through cards or bank transfers, swap between Bitcoin, stablecoins, and a gold-backed token, and pay for goods and services at supporting merchants. The wallet targets everyday consumers seeking fast, low-fee transactions across multiple blockchains, with mobile, web, browser extension, and messaging-app access points.

Echo Money is a financial infrastructure platform for businesses. It provides multi-currency account issuance, cross-border payment routing across local bank rails, SWIFT, SEPA, and stablecoin corridors, card processing, treasury management, and a double-entry ledger with automated reconciliation, all accessible via a web dashboard and a whitelabel REST API. The platform connects to multiple local payment rails including UPI, PIX, M-Pesa, and SEPA Instant, and supports stablecoin settlement using USDC, USDT, and EURC across multiple networks. Payments are routed automatically to the fastest available rail, with most transactions settling in under one minute.

Fizen Super App is a non-custodial crypto wallet that lets users store, spend, and move digital assets for everyday and travel-related needs. It enables buying and selling crypto with local fiat, sending cross-border transfers, paying local merchants by scanning a QR code, and purchasing travel extras such as eSIM data plans, gift cards, and phone top-ups, with an added interface for browsing tokenized stock and ETF exposure issued by a third party. Users manage all of these functions through a single self-custody account without giving up control of their private keys. The app is aimed at individuals who want to use stablecoins and other crypto assets for daily spending and travel.

Deus X Pay is a regulated stablecoin payment gateway that enables businesses to accept cryptocurrency payments, process deposits and withdrawals, and convert digital assets to fiat currencies. It supports business wallets with static deposit addresses, dynamic invoicing, and API, SDK, and widget integrations for embedding crypto payments into existing checkout flows. Institutional clients can also execute programmatic over-the-counter crypto trades through the platform's trading desk. Access and administration are handled through a merchant console.

Borderless Network is a payments infrastructure platform that connects businesses to a network of regulated stablecoin on- and off-ramp providers for cross-border payments. It provides a single API that routes transactions to local partner financial institutions, enabling stablecoin-to-fiat conversions, collections, payouts, and transfers across multiple countries and currencies. The platform includes tools for provider selection, rate comparison, reliability tracking, compliance orchestration, and settlement across external custody or wallet infrastructure, letting fintechs, payment companies, and financial institutions manage an entire provider network from one operational layer.

Align API is a payments infrastructure platform that lets businesses collect and pay out funds across borders through named multi-currency bank accounts and stablecoin rails. It combines fiat-to-stablecoin and stablecoin-to-fiat conversion, cross-chain stablecoin transfers, and locally issued virtual accounts with IBANs or local account numbers behind a single set of API endpoints. Businesses use it to run global payment corridors, e-commerce settlement, payroll, and trade payments without opening local banking entities in each country. The platform manages currency conversion at prevailing market rates, connects to local clearing rails, and screens transactions for regulatory compliance.

CoinFlip ATMs provide physical cryptocurrency kiosks enabling cash-to-crypto transactions across global locations. The system supports multiple digital currencies and integrates with the CoinFlip Wallet for enhanced user experience.

Cashramp is a peer-to-peer stablecoin on and off ramp enabling cross-border payments across Africa. Agents in its network escrow stablecoins and set exchange rates between US dollars and local currencies to process deposits and withdrawals for users. The service settles transactions through an escrow-secured system, with agents earning fees on completed transactions.

Anchor in a Box enables fintechs to join the Stellar ecosystem as licensed money service businesses through fiat-to-crypto conversion infrastructure. The system provides KYC integration, SEP-6, SEP-24, and SEP-31 compliance for on-ramp and off-ramp operations.

Flipeet Pay is a stablecoin payment application and infrastructure platform that lets individuals and businesses send, receive, and spend stablecoins while paying and settling in local currency. It provides multi-currency virtual accounts, on-ramp and off-ramp conversion between fiat and stablecoins, and tools such as no-code payment links and a direct API for merchant checkout integration. Individuals can also access tokenized asset investing, including tokenized equities, directly within the app. The platform includes KYC and AML compliance checks and serves both personal users and businesses across multiple countries.

Swapin is a crypto payment platform that lets businesses and individuals convert between digital assets and fiat currencies. It provides payment links and API tools for merchants to accept crypto and stablecoin payments, personal tools to buy or sell crypto against fiat, and an embeddable widget that lets Web3 platforms offer on-ramp and off-ramp functionality within their own interfaces. The platform operates as a non-custodial service, settling fiat through dedicated bank accounts and cross-border transfers within Europe. Businesses can also use it to pay invoices or bills using cryptocurrency holdings.

Bullring Finance is an application programming interface and over-the-counter payments platform that lets businesses collect, convert, and pay out funds across borders. It combines local currency collection, cross-border settlement over stablecoin rails, and payouts in local currency into a single programmable layer, with fiat-to-stablecoin and stablecoin-to-fiat conversion handled through regulated partners. Businesses integrate through an application programming interface, web widgets, or plugins to manage multi-currency virtual accounts, process remittances, and view treasury positions across markets from one dashboard.

Pionex is a centralized cryptocurrency exchange integrating automated trading bot strategies, including Grid, Futures Grid, DCA, Infinity Grid, Leveraged Grid, and Signal Bot, that execute in the cloud. The platform provides spot trading, USDT-M and COIN-M perpetual futures, earn products including staking, savings, dual investment, and spot-futures arbitrage, tokenized real-world assets including stock and precious metals tokens, and fiat-to-crypto on-ramp services via card and bank transfer.