List of On/Off Ramp companies in Web3 (2026)

AvanChange is an on/off-ramp exchange service that lets users buy, sell, and swap cryptocurrencies with fiat through bank cards, bank transfers, e-wallets, and cash, as well as crypto-to-crypto exchanges.

TryBit Crypto Payment Gateway is a merchant payment gateway that lets businesses accept cryptocurrency payments online through API integration, CMS plugins, and HTML widgets. It generates invoices, supports donation links, offers a white label solution for platforms embedding the checkout flow, and automatically withdraws settled funds to merchant wallets while mitigating stablecoin volatility. Users can also connect via WalletConnect and access built-in balance conversion or a card-based option to acquire crypto within the same account. The gateway serves e-commerce, SaaS, education, gaming, and other online businesses across multiple blockchains and stablecoins.

API Suite is a payments infrastructure product that lets businesses integrate stablecoin and fiat payment processing into their own systems or manage payments through a no-code treasury dashboard. It unifies stablecoin settlement with local payment rails through a single API, enabling cross-border payments, local currency collection and payout, virtual USD and EUR accounts, and digital asset wallet functionality, while a companion portal provides the same capabilities through a managed dashboard with multi-currency balance management, team permissioning, and invoice-to-pay workflows. Fintechs, banks, telecoms, and corporates use the API to modernize payouts and treasury workflows without building blockchain infrastructure themselves, while finance and treasury teams use the portal for reconciliation and cross-border payouts without writing code. Webhooks and sandbox testing support automated, real-time financial workflows and faster integration.

BiLira Kripto is a centralized exchange for buying and selling cryptocurrencies against Turkish lira. It lets users deposit lira or supported crypto assets, complete identity verification, and trade a range of digital assets through custodial accounts matched on the platform. The exchange also lets users convert Turkish lira to crypto and back within the same account, functioning as an on-ramp and off-ramp for market entry and exit. It is accessible via a web application and a mobile app for iOS and Android.

DashX Gateway is a payments infrastructure and orchestration platform that helps businesses and independent contractors move money across borders. It provides virtual bank accounts in multiple currencies and routes payouts to local bank accounts in dozens of countries, alongside conversion between stablecoins and fiat currency handled through licensed partners. The platform connects to domestic transfer networks and international wire systems through a single application programming interface, letting payroll, remittance, and fintech companies route payments without building their own banking relationships. Identity verification and compliance monitoring, performed by regulated partners, screen users and transactions before funds settle. Developers integrate the platform through application programming interfaces and software development kits to embed cross-border payment flows into their own products.

Interlace CryptoConnect is an on/off-ramp wallet product that lets enterprise and Web3 businesses convert between cryptocurrency and fiat, transfer funds, and make payments from a single account. It supports multiple crypto assets alongside fiat storage held at insured commercial banks, combined with anti-theft monitoring and risk controls for crypto holdings. Businesses use it to manage on-chain and fiat transactions together without operating separate systems for each.

Pretium APIs is a payments infrastructure product that provides a unified REST API for converting between stablecoins and African fiat currencies. It aggregates local payment rails such as mobile money and bank transfers with on-chain stablecoin settlement, allowing developers and businesses to accept and disburse crypto and fiat payments through a single integration. The API abstracts routing across multiple markets and blockchain networks, and also supports fiat-to-stablecoin on-ramp and off-ramp conversion.

Ripio App is a self-custody cryptocurrency wallet that lets individuals buy, sell, hold, and manage digital assets and local-currency stablecoins from a mobile application. It provides an integrated Visa card for spending crypto balances with cashback rewards, and connects deposited assets to third-party protocols so users can earn yield without leaving the app. Users in Latin America also access peer-to-peer transfers, QR payments, and direct crypto trading against fiat within the same account. The app consolidates buying, spending, and earning into a single interface rather than separate standalone products.

Banxa Checkout is an on/off-ramp product that lets users convert between fiat currencies and cryptocurrencies through a hosted checkout interface. It processes buy and sell orders with integrated payment methods, wallet handling, and KYC/AML compliance checks. Businesses embed the checkout via iframe, redirect, or SDK to offer fiat-to-crypto and crypto-to-fiat conversion to their own users across multiple blockchain networks.

DigiFinex P2P Trading is a peer-to-peer marketplace where users buy and sell cryptocurrency directly with one another using local payment methods. Merchants post advertisements with pricing and payment terms, and buyers select an offer to complete a trade with escrow-style protection from the platform. The service operates through its own listing and order interface distinct from the exchange's order book.

Swipelux OnRamp is a fiat-to-crypto payment gateway that lets businesses accept card, mobile wallet, and open banking payments and convert them into digital assets. It routes each transaction across multiple payment providers, selecting the best available path by country and method with automatic fallback. Merchants embed the widget into checkout flows to collect funds locally across a range of currencies and settle into crypto or stablecoins on multiple blockchains.

INBESTGO App is a self-custody cryptocurrency wallet and investment platform for individuals and businesses in Latin America. It lets users buy, sell, send, and receive a wide range of cryptocurrencies across multiple blockchains, fund accounts with local currency or dollars, and earn rewards on holdings through an integrated yield feature. A membership tier offers preferential withdrawal fees, and the app also manages linked crypto-funded payment cards. Businesses can access on and off-ramp services to convert stablecoins into local currency for payments.

Orbital Platform is a payment network that unifies stablecoin and traditional payment rails for enterprises moving money across borders. It provides multi-currency accounts, named virtual IBANs, stablecoin wallets, and real-time currency exchange, with automated settlement for business transactions. Businesses receive, hold, exchange, and send funds across stablecoins, fiat currencies, and exotic currencies through a single web platform, initiating transfers via the web interface, bulk files, or a dedicated trading desk for large or complex trades. The dedicated desk negotiates tailored pricing for high-value or non-standard currency exchanges outside the standard automated flow.

Cryptomus Payment Gateway is a merchant payment gateway that lets businesses accept cryptocurrency payments online. It processes checkout payments through API integration, e-commerce plugins, and payment links, with automatic settlement to preferred currencies. Merchants use it to generate invoices, track payments, and manage crypto payouts alongside built-in AML monitoring.

Cryptomus Wallet is a self-custody wallet that stores and manages cryptocurrencies across multiple blockchain networks. It includes built-in staking, a converter for swapping assets without network fees, and an on-ramp for buying crypto with a card, alongside two-factor authentication and other account security features. Individuals use it to hold, convert, transfer, and earn yield on their digital assets within one interface.

Meru Wallet is a neobank for Latin American freelancers and remote workers that provides US bank accounts with ACH and Wire routing, European IBANs with SEPA, and self-custodial crypto storage across multiple tokens. Users receive payments from freelance and payment platforms, deposit through local rails or crypto, and earn yield on stablecoin balances through DeFi. The app also enables cash withdrawals through a global remittance network and spending via an integrated Visa card.

TruBit Pro is a centralized exchange offering spot trading, perpetual contracts, and a peer-to-peer marketplace for Latin American users. It matches user orders through exchange-controlled order books and provides integrated fiat on-ramps through local bank transfers and card payments. The platform also includes copy trading, letting users replicate the trades of other participants, and a grid trading bot that automates buy-low sell-high strategies.

StraitsX Wallet is a self-custody digital asset wallet for buying, selling, and swapping stablecoins. Users convert between fiat and stablecoins and instantly swap between different stablecoins within a single regulated account, with live rate updates and transaction limits for larger swaps. The wallet serves individuals and businesses seeking liquidity or point-of-sale settlement across supported stablecoins.

B2BinPay is a cryptocurrency payment platform that lets merchants, financial institutions, and other businesses accept, hold, and move digital assets under a single account and dashboard. It provides merchant checkout integration with automatic settlement, wallet infrastructure for storing and transferring assets, and crypto-to-fiat conversion tools accessible through a unified API. The platform also offers custody, staking, and instant crypto-to-crypto conversion services, and can be deployed under a client's own branding as a white-label solution. Businesses across industries such as e-commerce, gaming, and gambling use the platform to accept payments across multiple blockchains and hold or grow digital asset balances.

Abarai is a non-custodial cryptocurrency exchange that lets users buy, sell, and swap digital assets without an account or platform-held funds. Purchases route through multiple payment methods, including credit and debit cards, bank transfers, Revolut Pay, and Apple Pay, with assets delivered directly to a wallet address the user controls. A built-in swap module converts between numerous crypto pairs, and the site bundles reference tools such as live price tracking, a converter, a profit and loss simulator, a tax calculator, a Bitcoin dominance tracker, and a transaction verifier alongside an educational academy.

Abarai POS is a point-of-sale device that lets partner retail businesses exchange cash for Bitcoin and Bitcoin for cash at a physical location. Partners purchase the device and set their own transaction commission while operating under Abarai's regulatory authorization. The unit includes a 3G modem, Wi-Fi connectivity, and a 5.5-inch IPS display, with 48 hours of continuous operation and 30-day standby.

ZinariPay is a financial platform for the African market that combines peer to peer cryptocurrency trading, instant crypto swaps, cross-border payments, and a gift card marketplace in one app. Users list or buy cryptocurrencies at self-set prices with funds held in platform escrow to prevent payment disputes, or convert crypto to local currency and between crypto assets instantly at platform-set rates. Cross-border transfers send local currency payouts to recipients across several African countries through bank transfers or mobile money. A gift card marketplace lets users purchase from a wide range of retail brands using crypto, alongside airtime and data top-ups. Businesses can additionally integrate a payment gateway to accept stablecoin payments through an API for online checkout.

EMCD Account is a custodial multi-asset platform account that stores, sends, receives, and swaps digital assets across multiple blockchain networks through a single login and dashboard. From the same account, users access savings under the Coinhold or Grow brand for daily-credited yield, peer-to-peer crypto-to-fiat trading, a centralized exchange for instant swaps, fiat on and off ramps, a crypto-backed lending product called OnLock, and a linked spending card. The account also provides delegated staking for select proof-of-stake assets, an index and real-world-asset investment offering marketed as Indesk or Portfolio, and tokenized U.S. equities and pre-IPO exposure branded xStocks, all settled through the same trading account. Every capability is reached through the shared web and mobile sign-in rather than a separate account or standalone application.

Regulated E-Money Infrastructure implements authorized electronic money issuance through European EMI licensing, enabling multi-currency blockchain transactions with direct traditional banking integration. The system provides regulated stablecoin issuance including EURe, USDe, GBPe, and ISKe tokens, Web3 IBAN accounts for automatic fiat-to-token conversion, and developer APIs for programmatic access to compliant cross-border payment infrastructure

El Dorado is a consumer super app that lets users in Latin America hold, send, and spend money through a set of mini apps. It provides peer-to-peer stablecoin trading with instant local payments, a dollar-denominated account, an international payment card, and a feature for buying and holding crypto, plus a yield-earning option, all managed from one account. Users can exchange between local currencies and stablecoins, pay through local QR codes and instant payment networks, and top up an international card funded from their balance. The app targets people seeking dollar access, remittances, and everyday spending without relying on a traditional bank.

El Dorado API and Widget is a developer integration product that lets businesses embed cryptocurrency onramp and offramp functionality into their own websites and applications. It provides a prebuilt widget for no-code embedding alongside a full API for custom integrations, both connecting to local payment methods and multiple blockchain networks across Latin America. Businesses use it to let their customers convert between local currencies and stablecoins without building their own compliance or liquidity infrastructure.

Lunu On-Ramp is a fiat-to-crypto conversion service that lets businesses offer cryptocurrency purchases to their customers using cards and other payment methods. It handles the exchange process through an application programming interface that partners integrate into their own products. Customers select a payment method and receive digital assets after completing the purchase.

Lunu Off-Ramp is a crypto-to-fiat conversion service that allows users to sell digital assets and receive payouts to a bank account or card. Settlement is processed through methods such as ACH, SEPA, and push-to-card transfers depending on the recipient's location. The service converts cryptocurrency into local currency without requiring the user to hold a traditional trading account.

OnRamp Fiat On/Off Ramp is a B2B API and iframe integration enabling Web3 platforms, wallets, and non-custodial apps to offer instant fiat-to-crypto and crypto-to-fiat conversion. Businesses connect via a single embed and gain access to KYC, AML compliance, and licensing coverage across multiple jurisdictions. The service supports a range of major cryptocurrencies with card, bank transfer, and alternative payment method settlement.

Ramp Network is a payment infrastructure that enables buying cryptocurrencies with fiat currency, selling cryptocurrencies back to fiat, and swapping between digital assets across multiple blockchains. It operates through a single embeddable widget that businesses integrate into their applications, and a consumer application that individuals use directly. The platform also provides a self-custodial wallet built into its mobile application, allowing users to store and manage supported digital assets without giving up control of their private keys.

CoinW Buy & Sell Crypto is an on/off ramp that lets users convert between fiat currencies and digital assets through the CoinW platform. It supports peer-to-peer trading, quick purchases, and over-the-counter deals using multiple payment methods and competitive rates. The service is designed for users who want to enter or exit crypto holdings without opening a separate trading account.

Trillion Digital OTC Trading provides institutional execution services for high-value digital asset transactions across multiple trading pairs including digital assets, stablecoins, and fiat currencies. The desk supports voice trading, chat execution, and API connectivity with market, limit, stop-limit, and custom orders. Settlement options include intraday, net, and multi-currency facilities with MPC-based security and real-time risk oversight

Unlimit Fiat On/Off-Ramp is a service that converts fiat currency to cryptocurrency and back for businesses and their customers. It processes transactions through a single API, a customizable widget, or a white-label integration, drawing on a large portfolio of payment methods including e-wallets, instant bank transfers, QR codes, and cards. The service applies modular KYC checks and handles fraud and anti-money-laundering screening directly, supporting multiple digital assets and blockchain networks.

Quidax Ramp is an on/off ramp infrastructure product that lets businesses convert local currencies to stablecoins and crypto and back within seconds. It provides embeddable, low-code checkout interfaces alongside a white-label API for exchanges, wallets, and remittance apps to launch local payment flows. The product bundles automated compliance, including identity verification and fraud detection, so integrating businesses can accept multiple local payment methods without building their own conversion infrastructure.

Metal Pay is an on/off-ramp mobile application that lets users buy, sell, and trade cryptocurrency using a debit or credit card. It supports direct fiat-to-crypto purchases and instant peer-to-peer transfers within a regulatory-compliant framework. The app is used by retail consumers seeking a simple way to enter and exit multiple digital assets.

Push to Card is an on/off-ramp service that converts cryptocurrency into fiat currency delivered directly to a user's existing debit card. Users connect a crypto wallet, enter an amount, and receive a secure payout link to complete the transfer, with funds arriving on the card within seconds. The service requires no bank account, identity verification, or intermediary exchange, and supports payouts in multiple fiat currencies.

Linka is a payment infrastructure platform for Latin America, enabling on/off ramp, cross-border settlement, and stablecoin payment processing through a unified API. The platform connects local banking rails across Latin American markets with stablecoin networks on multiple blockchains, allowing businesses to move value across borders without managing individual local banking relationships. REST and WebSocket APIs are available with SDKs for multiple programming languages, alongside automated KYC and AML workflows, real-time transaction monitoring, and MPC-based custody integrated into the platform.

Tender Merchant is a merchant payment gateway that lets businesses accept cryptocurrency payments across physical and online checkout flows. Merchants integrate the platform through point-of-sale terminals, APIs, plugins, payment links, and software development kits, with a dashboard providing sales metrics and transaction analytics. The gateway also converts incoming crypto into local fiat settlement, converts fiat into crypto through an on-ramp pipeline, issues wallet-as-a-service subwallets for end users, and supports bulk disbursements to pay multiple recipients at once. All of these capabilities are accessed through the same merchant account and dashboard rather than as separate applications.

Wirex Business is a stablecoin-native corporate banking platform providing companies with multi-currency accounts, corporate and payroll payment cards, and one-to-one fiat-to-stablecoin conversion. It unifies balances across accounts, cards, and stablecoin holdings, and connects idle corporate funds to onchain lending markets to generate yield. The platform is accessed by registered businesses through a dedicated web portal separate from the consumer app. It supports treasury management, payroll, and payment operations for companies operating across multiple currencies.

Onboard Exchange is a peer-to-peer marketplace that connects crypto holders with local currency traders through smart contract escrow. It matches users with verified merchants to buy or sell digital assets across multiple currencies and local payment methods, with funds held non-custodially in escrow until trade completion. The service works with self-custody wallets, including Onboard Wallet, and offers a low-code and API-based integration option for third-party apps and merchants seeking access to crypto liquidity.

On/Off-Ramp is a wholesale fiat-to-stablecoin and stablecoin-to-fiat conversion service built for institutions. It converts fiat currencies into dollar stablecoins and back using firm wholesale foreign exchange rates and institutional liquidity, moving funds between local bank rails and stablecoin balances. Payment service providers, fintechs, and other institutions use it to settle across multiple currencies and corridors.

Stillman Digital is an institutional digital asset trading platform offering market making, OTC execution, custody, and stablecoin settlement services. It operates as a principal OTC desk executing bilateral trades through RFQ workflows, alongside algorithmic market making that supplies continuous liquidity across centralized venues. Clients connect through a web interface or via FIX, WebSocket, and REST APIs, with co-located infrastructure supporting low-latency execution. Digital assets are protected through multi-party computation and cold-storage custody arrangements. A stablecoin settlement network handles cross-border fund transfers and treasury operations across multiple blockchain networks.

Bitcoin.com Buy is a fiat-to-crypto gateway supporting credit cards, bank transfers, and payment apps for cryptocurrency purchases across a broad range of countries through integrated payment processors.

Onramp Money is a fiat-to-crypto payment infrastructure that lets individuals and businesses convert between local currencies and cryptocurrencies. It processes fiat purchases and sales of digital assets through local payment methods, and also lets users swap between supported tokens across multiple blockchains, spend crypto through gift cards at a range of merchants, and move value through stablecoin-based payouts. The service is accessible through a website widget, mobile applications, and an API or SDK that other wallets and exchanges embed for their own users. Identity verification and compliance checks are built into the transaction flow across the countries it serves.

Sardine's cryptocurrency on-ramp service that allows users to purchase digital assets using fiat currency. The platform provides secure payment processing and compliance verification for cryptocurrency purchases.

Koywe Payments is a payments infrastructure product that lets businesses collect and pay funds internationally across multiple Latin American markets and beyond. It processes pay-ins through payment links, hosted checkout, and in-person QR payments, and pay-outs to suppliers and other third parties, using local payment methods in each country. Companies, fintechs and payment service providers access the service through a single platform or API, receiving fee and exchange-rate quotes before confirming each transaction. The product also enables merchants to accept point-of-sale payments from foreign customers in the customer's local currency while settling in the merchant's own currency.

Koywe Stablecoins is an on/off-ramp product that lets businesses convert local currency to and from stablecoins for cross-border treasury operations. It offers a self-serve Ramp for smaller, instant conversions and a dedicated OTC desk with specialist-assisted execution for high-volume trades, both accessed through the same platform and API. Users can buy or sell stablecoins across multiple supported blockchain networks, hold balances for operational use, and withdraw converted funds to local bank accounts. The service targets companies needing faster and cheaper alternatives to traditional wire transfers for moving money across Latin America and other regions.

Vortex is an on/off ramp application that lets individuals buy and sell cryptocurrency directly against local fiat currencies. It routes transactions through a decentralized exchange built for stablecoin-to-stablecoin conversion, connecting local payment rails such as bank transfers to crypto settlement across multiple blockchains. The service is non-custodial, meaning user funds move directly between wallets and regulated local partners rather than through Vortex-held accounts, with fees advertised as low as 0.25 percent.

Vortex API and Widget is a business-facing integration layer that lets companies embed fiat-crypto on-ramp and off-ramp functionality directly inside their own applications. It provides a hosted checkout widget along with a programmatic exchange API and software development kit, handling quoting, KYC and KYB, compliance, and settlement so partner businesses can add ramp functionality without building their own infrastructure. The system connects to regulated local partners and stablecoin liquidity routes to convert between fiat currencies and cryptocurrencies, and supports both manual widget embedding and automated, backend-driven settlement triggered from custody wallets, multisigs, or smart contracts.

Amber Premium Digital Wealth Management is a managed investment platform for institutional and high-net-worth clients seeking structured digital asset exposure. It offers structured investment products such as dual currency strategies and regulated strategic funds that combine centralized and decentralized liquidity. The platform also provides collateralized lending against digital asset holdings and a regulated fiat on/off-ramp for converting between crypto and fiat currencies. Clients access these services through dedicated web and mobile applications supported by a personal relationship management model.

Deskoin Web3 Infrastructure is a fiat on-ramp and off-ramp solutions with MiCA-compliant payment processing, enabling crypto-to-euro conversion and token sale facilitation. The system provides treasury management, ICO distribution, and seamless Web3 user onboarding for startups.

Kingdom Bank Currency Exchange is a foreign exchange service that lets account holders convert between a wide range of fiat currencies and select digital assets. Users select a source account, enter an amount, and confirm a quoted rate for instant conversion within their bank account. The service is built into the online banking platform and supports business and personal foreign exchange needs alongside a dedicated account manager.

Ivy Treasury is a multi-asset treasury management stack via API, supporting real-time FX execution across major fiat pairs and 24/7 fiat-to-stablecoin conversion. Businesses can automate asset conversion on receipt or payout, hold balances across local multi-currency IBANs, and trigger configurable USDC settlements to external wallets. The system operates outside banking hours, removing cut-off time constraints from treasury and settlement workflows.

OSL Pay is a VASP-licensed crypto payment infrastructure providing on-ramp and off-ramp services for global businesses. The platform offers a full-stack API suite for customized integrations, crypto OTC trading, and access to institutional-grade liquidity from over ten global providers with personalized support.

Revolut Ramp is an on/off ramp service that lets users buy cryptocurrency directly into self-custody wallets through partner integrations. It converts fiat funds from Revolut balances or cards into crypto, supporting multiple tokens, blockchains, regions, and fiat currencies. The service is aimed at businesses and their customers who need a fast, integrated way to purchase crypto without separate KYC steps for existing Revolut users.

Mesh Payment Network is a payments infrastructure and orchestration platform that connects merchants, wallets, and financial platforms through a single API integration. It enables customers to pay, deposit, and receive payouts directly from their existing exchange and wallet accounts, converting between crypto, stablecoins, and fiat currencies across multiple blockchains. The platform also verifies wallet and exchange account ownership for compliance purposes and routes stablecoin-based settlement to reduce cost and latency compared to legacy payment rails. Businesses use it to accept crypto payments, fund user accounts, send global payouts, and offer embedded on- and off-ramp conversion without building separate integrations for each function.