List of Payment Links & Request Tools companies in Web3 (2026)

PayPal Links enables users to create one-time personalized payment links for sending or requesting money that can be shared via text messages, emails, or direct messages. Each link is private and expires after 10 days, with instant fund transfers to PayPal Balance accounts. The service supports both traditional currency and cryptocurrency transfers including Bitcoin, Ethereum, and PYUSD to PayPal, Venmo, and external crypto wallets, with friends-and-family transfers exempt from 1099-K tax reporting.

Binance Pay is a cryptocurrency payment solution enabling users to send, receive, and spend digital assets through QR codes, merchant APIs, and mobile applications with zero gas fees for peer-to-peer transactions.

0xProcessing Crypto Payment Gateway is a merchant payment gateway that lets businesses accept cryptocurrency payments online and at checkout. It supports API integration, wallet connections, static wallet addresses, payment forms and links, and virtual point-of-sale terminals, with a risk-control mechanism that converts incoming crypto into stablecoins to shield merchants from price volatility. Merchants can also issue business invoices, run recurring subscription billing, execute mass payouts, and deploy the gateway under their own branding. A unified dashboard provides transaction management, analytics, and withdrawal to bank accounts.

GCash is a mobile wallet application that enables Filipino users to store, send, and receive money digitally. It supports QR code payments, peer-to-peer transfers, bill payments, and mobile load top-ups through a smartphone app. The wallet also serves as the entry point to a range of financial services including savings, lending, insurance, investing, and cryptocurrency trading offered by affiliated partners.

DePay Payment Links is a no-code tool that lets merchants generate shareable payment requests for cryptocurrency without writing any integration code. Users create a link or QR code specifying a product, price, and optional data fields such as name or shipping address, then share it with a buyer who pays directly from a personal wallet. Payments settle peer-to-peer into the merchant's own wallet, with on-the-fly conversion allowing buyers to pay with tokens other than the one the merchant configured to receive. The tool also supports a donation variant where the payer chooses the amount rather than a fixed price.

MoonPay Commerce, formerly Helio, is a merchant payment gateway that lets businesses and creators accept cryptocurrency payments for online sales, subscriptions, and digital content. It provides checkout widgets, payment links, and deposit tools that plug into existing websites, apps, and e-commerce platforms, converting incoming crypto into stablecoins or fiat automatically. Merchants access a unified dashboard to manage transactions, generate payment links, issue invoices, and configure recurring billing without needing separate accounts for each function. The platform also supports headless payment integrations and agent-initiated payments for developers building custom checkout flows across multiple blockchains and digital assets.

Bitzaro WAAS Lite is a no-code wallet-as-a-service platform that lets businesses accept, screen, and manage cryptocurrency payments without holding private keys or paying network fees. It generates dynamic one-time payment links and QR codes for customer payments, automatically screening each incoming transaction and isolating flagged funds before they reach the merchant's available balance. Clean payments route instantly into the business balance, while a centralized dashboard provides visibility over transaction history and liquidity across multiple supported blockchains.

BlockBee Payment Links is a payment link and request tool that lets merchants create shareable payment pages without coding or website integration. Users generate custom links through the dashboard, set payment amounts and accepted cryptocurrencies, and share links with customers through any communication channel. Each link produces a hosted payment page where customers select a cryptocurrency and complete the transaction, with real-time payment notifications and support for one-time or reusable links.

JustMoney Pay is a decentralized cryptocurrency payment gateway for merchants and individuals. Customers pick a network and token, connect a wallet, and pay on-chain, and the payment is swapped so the merchant always receives USDT. Merchants accept payments through e-commerce checkout plugins and an API, a mobile payment terminal for in-person sales, donation buttons, and shareable payment links. Payments clear on-chain at once, without the gateway holding funds.

Bitnovo Business is a crypto payment gateway that lets merchants accept a range of cryptocurrencies on their website, by email, through payment links, or in person on a phone or tablet. Each payment is priced in euros, locked at the start of the transaction, converted automatically, and paid out to the merchant's bank account. Integration runs through a documented API and plugins for major e-commerce platforms. Retailers can also sell Bitnovo crypto vouchers at the till or through an in-store Bitnovo ATM, earning a commission on each sale.

OxaPay Wallet is a digital asset wallet that lets users store, send, and manage multiple cryptocurrencies through web, Telegram, and browser extension interfaces. It supports fee-free internal transfers between OxaPay addresses and a built-in swap feature that converts between supported assets at market price or through limit orders. Users can create shareable payment links and donation buttons to request funds, and pay OxaPay invoices directly from wallet balance without network fees.

Lyzi Payment Gateway is a merchant payment gateway that lets retailers, e-commerce sites, brands, PSPs, banks, and nonprofits accept cryptocurrency and stablecoin payments. It connects to point-of-sale systems, checkout flows, and banking partners through a single API, routing transactions across multiple blockchains and wallets or exchanges before converting proceeds to fiat or stablecoins for merchant payout. The platform also provides payment links, buy buttons, and e-commerce plugins for online integration, alongside an administrative backoffice for merchants to manage balances, transfers, and identity verification.

xRocket API gives developers and merchants programmatic access to xRocket trading and payments through REST and WebSocket interfaces. The Exchange API places and cancels orders, reads order books and rates, and streams market data, balances, and order events, while the Pay API creates cheques, invoices, payouts, mass payouts, and withdrawals. Signed webhooks report each status change, so payment integrations do not need to poll.

SatoshiTango QR Payments is an in-app service that lets users pay merchants in Brazil by scanning a Pix QR code or entering a Pix key. It converts the user's local-currency balance to reais at payment time.

Lunu Pay by Link is a payment link tool that allows merchants to request cryptocurrency payments without integrating a checkout system on their website. A merchant generates a shareable link specifying the payment amount and currency, then sends it via email, messaging apps, or invoices for the customer to complete. The recipient pays through Lunu's hosted payment widget using a supported cryptocurrency wallet.

Basqet is a merchant payment gateway that lets businesses accept digital asset and cryptocurrency payments at checkout. It handles payment acceptance and settlement for merchants integrating cryptocurrency as a payment method. The product is aimed at businesses seeking to offer crypto payment acceptance to their customers.

Fipto Payment Links is a tool that lets businesses generate shareable payment links to accept stablecoin payments while receiving settlement in euros. It automatically converts incoming stablecoins and handles payment discrepancies through automated refund processes. Businesses can create links without code or integrate the capability into their own checkout flows via an API.

Payment Links is a tool enabling merchants to accept cryptocurrency payments through shareable payment links. It generates ad-hoc payment requests that customers can pay using supported digital assets, with settlement processed through the provider's infrastructure. Businesses use it to accept crypto payments without building custom checkout integrations.

AurasPay is a non-custodial crypto payment platform that lets businesses accept digital-asset payments across online and in-person channels. Merchants create payment links, QR checkouts, invoices, and point-of-sale requests through a merchant dashboard, with an accompanying REST API and commerce plugins for embedding checkout into existing platforms. Payments settle directly to merchant-controlled wallets across multiple blockchains without AurasPay taking custody of funds. The platform also offers white-label deployment for businesses that want a branded payment experience on shared infrastructure.

Crypto processing is a merchant payment gateway that lets businesses accept cryptocurrency payments and settle in fiat currencies via bank transfer. It assigns a dedicated wallet address per client, automatically detects and credits deposits in real time, and issues automatic top-up requests when a customer underpays. Merchants can generate time-limited payment links for sending or requesting payments, with live status tracking through a dashboard. Integration and refund processing are available via a REST API.

Koywe Payments is a payments infrastructure product that lets businesses collect and pay funds internationally across multiple Latin American markets and beyond. It processes pay-ins through payment links, hosted checkout, and in-person QR payments, and pay-outs to suppliers and other third parties, using local payment methods in each country. Companies, fintechs and payment service providers access the service through a single platform or API, receiving fee and exchange-rate quotes before confirming each transaction. The product also enables merchants to accept point-of-sale payments from foreign customers in the customer's local currency while settling in the merchant's own currency.

Request Network Protocol is a decentralized payment infrastructure that lets businesses and developers create, send, and accept crypto payment requests. It combines on-chain anchoring with distributed storage to generate verifiable invoices and payment links, track their settlement status, and route funds directly between wallets across multiple blockchain networks. Users access the system through a shared dashboard and API that support both collecting payments from customers and sending payouts to recipients, including cross-chain and crypto-to-fiat settlement options.

Radom is a merchant payment gateway that enables businesses to accept cryptocurrency and stablecoin payments through hosted checkout pages, payment links, and invoicing tools. The platform lets merchants manage recurring subscription billing, generate dedicated deposit addresses for customer attribution, and connect bank-led collection through virtual accounts and open banking. It also provides crypto-to-fiat conversion, stablecoin settlement, and bulk payout tools for disbursing funds across multiple blockchains and currencies. Businesses and payment service providers use the platform's dashboard and APIs to embed these payment, collection, and treasury functions into their own products.

ChainRails is a payment gateway that lets businesses accept crypto and fiat payments from many chains, tokens, and currencies through one integration. It routes, swaps, or bridges incoming funds and settles them to the recipient's chosen chain, token, or bank account, with ramps and identity verification built in. Businesses integrate through an embeddable modal, API and SDK calls, or contract calls, and add payment links, a paymaster, and a dashboard.

Triple-A Digital Currency Payments is a merchant payment gateway that lets businesses accept stablecoins and other digital currencies at checkout, through invoices and payment links, and via named multicurrency accounts. Merchants integrate the checkout flow into existing storefronts, generate payment links or invoices for business-to-business collection, and receive settlement to a named account in stablecoins or local currency. Real-time conversion between digital and fiat currencies allows recipients to settle in their preferred currency without holding crypto directly. The product is aimed at e-commerce, travel, gaming, trading platforms, and other businesses seeking to accept digital-currency payments alongside conventional rails.

Figure Connect is a blockchain-based private credit marketplace that connects loan originators directly with whole-loan and securitization buyers across several asset classes. Originators can keep loans on balance sheet or sell standardized pools, and an AI tool validates loan data so tokenized assets flow straight into the marketplace. Buyers get real-time loan data and settlement in days rather than months.

Busha Pay is a merchant payment gateway that allows businesses to accept stablecoin payments through checkout integrations, e-commerce plugins, and payment SDKs. Customers can pay directly from a Busha wallet or from an external stablecoin wallet across multiple supported networks. Merchants can also generate shareable payment links for one-off transactions without building a full checkout integration. The product is accessed through its own dedicated page and API documentation, separate from the general business treasury dashboard.

Payment Links is a payment request tool that lets merchants and individuals accept cryptocurrency without operating a website. Users generate shareable links or QR codes specifying an amount and description, which customers pay directly from their own wallets. The tool supports webhook integration so merchants can automate order fulfillment upon payment confirmation.

ForumPay is a merchant payment gateway that lets businesses accept cryptocurrency payments online and in person. It provides checkout widgets, payment buttons, payment links, and a virtual terminal that convert crypto payments instantly into a merchant's preferred fiat currency. The platform also supports recurring subscription billing, automated mass payouts and disbursements, invoice-based billing, over-the-counter trading, remittance transfers, and fiat-to-crypto conversion. Businesses across e-commerce, retail, and service industries use it to accept and send multiple cryptocurrencies without exposure to price volatility.

PayAgent by LCX (Liberty Crypto Exchange) is non-custodial checkout for humans and AI agents: payment links, invoices, and on-chain settlement. PayAgent never holds keys and never takes a cut of the payment.

meCash Business is a payments infrastructure platform that enables businesses to process cross-border payments through a web dashboard and set of APIs. It provides fiat transfer capabilities alongside crypto-to-fiat conversion, virtual accounts, payment links, and invoicing tools for managing multi-currency transactions. Small and medium enterprises and larger corporates use the platform to send bulk payouts, receive payments, and reconcile transactions through the API or dashboard.

CoinRemitter is a merchant payment gateway that lets businesses accept cryptocurrency payments for goods, services, and donations. It processes payments through hosted wallets with automated forwarding to merchant-specified addresses, notifying merchants of activity via webhooks. Merchants integrate it through a REST API, open-source plugins for popular e-commerce and web platforms, or embeddable tools such as invoicing, pricing tables, presale campaigns, payment buttons, and hosted payment pages. It supports transactions across multiple blockchains and stablecoins.

ONE.io Fusion is a merchant payment gateway and crypto trading platform for businesses and institutional clients. It lets merchants accept payments in major cryptocurrencies through shareable payment links, converting and settling proceeds into a chosen fiat currency, while a linked OTC desk and automated trading platform let clients buy, sell, and convert crypto and crypto-to-crypto pairs at all-in rates. Both services connect to integrated business accounts for fiat settlement, giving businesses a single account through which to accept crypto payments and trade digital assets. The platform settles received cryptocurrency into fiat, typically on the next working day.

tip.md is a crypto tipping tool that lets developers add a markdown button and public profile to receive tips to their own wallets across multiple blockchains. Users sign in with GitHub or email, save wallet addresses, and supporters send tips via the profile page. The platform automates fee splitting between recipients and the platform on each transaction.

Mular App is an on/off ramp that converts cryptocurrency into Naira for everyday spending and payments in Nigeria. Users fund the app with crypto or a Naira card, then send, swap, or spend directly from their crypto balances, with conversions settling to a linked Nigerian bank account. It serves crypto traders, freelancers, and diaspora users who want to avoid peer-to-peer trading when moving digital assets into local currency. The app also supports bill payments, global payment links, and USD-denominated saving as a hedge against Naira volatility.

Jet is a cross-chain payment request platform that lets users create shareable payment links and QR codes for cryptocurrency transactions. The system automatically converts between different digital assets across supported blockchain networks, so a recipient can pay with any supported crypto regardless of what was requested. It also lets users spin up a wallet using only an email address, avoiding manual key or seed-phrase management, or connect an existing wallet.

Merchant Payment Acceptance is a business payment gateway that lets merchants accept stablecoin and traditional payments across in-store, online, and link-based checkout. It supports card, QR code, and stablecoin transactions through POS terminals and mobile point-of-sale interfaces, API and SDK integration for e-commerce checkout, and shareable payment links sent via email, SMS, or social media. Merchants receive settlement in local currency even when customers pay with stablecoins, and access all channels through a single merchant account.

Flipeet Pay is a stablecoin payment application and infrastructure platform that lets individuals and businesses send, receive, and spend stablecoins while paying and settling in local currency. It provides multi-currency virtual accounts, on-ramp and off-ramp conversion between fiat and stablecoins, and tools such as no-code payment links and a direct API for merchant checkout integration. Individuals can also access tokenized asset investing, including tokenized equities, directly within the app. The platform includes KYC and AML compliance checks and serves both personal users and businesses across multiple countries.

Apex Business is a business-facing financial management platform that lets companies accept payments, issue virtual cards, and manage transactions. Users create branded invoices, generate payment request links, and manage crypto holdings through a vault covering wallets, addresses, and payment operations from one dashboard. The platform also supports virtual USD card issuance for customers and role-based team permissions for organized account access. It targets retail businesses, startups, and digital creators seeking to receive and manage crypto and fiat payments.

Qash is a payments product enabling individuals and businesses to send and receive money using cryptocurrency across borders. Users make instant transfers, pay bills, and generate payment links to collect funds from others, all through the same Qash account. It supports personal remittances as well as merchant-style payment collection for businesses.

Ping is a payments infrastructure platform that provides unified APIs, hosted checkout sessions, embeddable payment widgets, and a fiat-to-crypto on-ramp for accepting cryptocurrency payments across multiple blockchains. It uses cross-chain intent routing so payers can pay in any supported currency while payees receive their preferred asset, with checkout links, card-based payment acceptance, and a command-line tool available. The platform is designed for merchants, developers, and autonomous agents needing borderless payment flows, and additional features such as recurring subscriptions and an account layer are in development.

CryPay is a self-custodial merchant payment gateway enabling businesses to accept cryptocurrency payments directly into self-custody wallets. Merchants connect their own wallet addresses to receive funds without CryPay holding assets, using travel rule-compliant processing. Integration options include payment links, a REST API, and e-commerce plugins for PrestaShop, OpenCart, Magento, and WooCommerce, with optional crypto-to-fiat conversion through partner services.

Depa Platform is a B2B financial infrastructure platform enabling banks and regulated businesses to connect fiat banking rails with stablecoin and blockchain settlement through one API. Its double-entry, multi-asset ledger tracks fiat and crypto transactions, while its execution layer connects bank accounts across multiple currencies to stablecoin rails and locks exchange rates for each transfer. A compliance engine screens transactions for identity, sanctions and velocity risks before execution. Its identity hub consolidates KYC and KYB checks into a unified identity across payment rails. Businesses can also create payment links and hosted checkout pages to accept fiat or stablecoin payments. Depasify, its former consumer service, has been discontinued, but the B2B platform remain active.

Lideflow Payment API is a payments infrastructure platform that connects stablecoins with traditional bank rails and mobile money services for cross-border transfers. It provides unified API and Model Context Protocol tools for sending and receiving payments, converting currencies, opening virtual accounts, routing transactions across payment rails, and running automated compliance checks. Businesses and financial agents use it to settle payments across multiple currencies and stablecoins, including bank and mobile money payouts in African markets. The platform also supports payroll, payment links, subscriptions, card issuance, and an OTC desk alongside its core payment and conversion functions.

Payment Links is a simple payment request tool that allows businesses to accept payments without writing code by generating shareable links or QR codes for ad-hoc transactions. Users can create instant payment requests that customers can access via web browsers to complete transactions using various payment methods.

Qash is a self-custodial business banking platform for crypto companies that unifies treasury management, payroll, invoicing, and payment tracking into a single workspace. It replaces the fragmented combination of multisig wallets, centralized exchanges, and spreadsheets that crypto companies typically rely on for financial operations. The platform uses multi-owner accounts requiring multiple approvals for fund movement and applies zero-knowledge proofs so payroll amounts, treasury balances, and transaction histories stay confidential on-chain, visible only to authorized team members. Businesses can run payroll with automatic invoice generation, issue and manage client invoices and bills, and share payment links for one-off collections, all from one self-custodial account structure.

Sarafa PayTag enables users to receive payments via a unique @username link and shareable QR codes, designed for freelancers, small businesses, and events to collect payments instantly without sharing bank details.

Shakesco is a self-custody crypto wallet and payments app that lets individuals and businesses buy, send, and receive Bitcoin, Ethereum, and stablecoin-based assets. It is built on an ERC-4337 smart contract wallet, using multi-party computation to secure account recovery and account abstraction to remove seed phrase management and gas handling for users. The app bundles payment links, point-of-sale checkout, a loyalty token marketplace, recurring payments, split payments, and privacy features such as stealth addresses and Bitcoin silent payments into one interface.

ClockPay provides payment gateway services through payment link generation and API integration, enabling cryptocurrency transaction processing with real-time exchange rate calculations and secure wallet management.

Recurrente is a payment processing platform that lets businesses in Guatemala accept card payments, bank transfers, and stablecoin payments through a single dashboard. It provides physical and mobile point-of-sale acceptance, shareable payment links, an online store builder, and automated subscription billing, alongside virtual bank accounts and inbound transfers from the United States, Mexico, and Europe. Users can also buy, sell, and accept payment in dollar-pegged stablecoins and tokenized gold, with funds settled to local bank accounts. The platform serves merchants, freelancers, and service businesses seeking card, transfer, and digital-asset payment acceptance in one system.