List of Card issuance companies in Web3 (2026)

Gnosis Pay is a white-label card issuance platform enabling fintechs, neobanks, wallets, and exchanges to launch stablecoin Visa card programs through a single API. The platform provides self-custodial Safe Smart Accounts, KYC/AML via Sumsub, SEPA and Pix payment rails, and DeFi-powered currency conversion across multiple chains. The infrastructure is MiCA-compliant and PSD2-ready, supporting USD, EUR, BRL, and ARS payment corridors.

Visa Card Network is a card issuance infrastructure product that lets financial institutions and fintech companies issue Visa-branded payment cards through partner integrations. It handles authorization, settlement, and merchant acceptance across the Visa network, enabling issued cards to function at merchant locations globally. Partners can configure funding sources and account types, including stablecoin-funded cards, while relying on Visa's processing rails.

Virtual Card Service lets businesses issue branded physical or virtual Web3 cards for their users. Cardholders top up balances with stablecoins and major cryptocurrencies, which are converted into fiat for spending online and in-store, including through mobile wallet payment services. The offering supports multiple regional card programs and gives partners a customizable, fast-issuance card solution for their token economies.

Bridge Card Issuance enables businesses to offer Visa cards to customers globally with a single integration, allowing users to spend stablecoin balances from wallets anywhere Visa is accepted.

Mercuryo Spend is a card issuance platform that enables crypto wallets and Web3 companies to offer co-branded virtual and physical payment cards to their users. It lets end users fund a card balance from connected crypto wallets and spend across multiple assets at merchants worldwide, with support for contactless mobile payment methods. The product is aimed at wallet providers and Web3 businesses seeking to add a spending feature for their existing user base without building card infrastructure themselves.

Interlace CaaS is a card-as-a-service infrastructure product that lets businesses issue crypto-backed virtual and physical payment cards through an API integration. It handles KYC and AML compliance, provides access to multiple card BIN options, and supports digital wallet tokenization alongside optional crypto rail connectivity. Companies use it to launch a branded card program on Visa or Mastercard networks without managing bank sponsorship or regulatory infrastructure themselves.

StraitsX Card Issuance is a card program infrastructure service enabling businesses to launch stablecoin-backed payment cards. It operates on established card network rails while using stablecoins as the underlying settlement layer, converting transactions into required network currencies through the issuing framework. The service targets businesses seeking to launch branded card programs across Asia backed by digital asset treasury operations.

Mastercard Crypto Card Program is a card issuance infrastructure service that lets financial institutions and crypto platforms launch branded prepaid, debit, or credit cards enabling consumers to spend cryptocurrency and stablecoins at merchant locations accepting Mastercard. It converts crypto balances to fiat before transactions reach the Mastercard network, providing predictable settlement and compliance. Partners receive card management, BIN sponsorship, design support, and optional rewards or self-custodial wallet integration.

Wirex Business is a stablecoin-native corporate banking platform providing companies with multi-currency accounts, corporate and payroll payment cards, and one-to-one fiat-to-stablecoin conversion. It unifies balances across accounts, cards, and stablecoin holdings, and connects idle corporate funds to onchain lending markets to generate yield. The platform is accessed by registered businesses through a dedicated web portal separate from the consumer app. It supports treasury management, payroll, and payment operations for companies operating across multiple currencies.

Wirex BaaS is a banking-as-a-service platform providing fintechs, banks, neobanks, and Web3 builders with a unified API for stablecoin accounts, payments, and yield. Partners can issue co-branded payment cards and provision virtual IBAN-linked accounts, while a dual-stablecoin settlement network moves value across banking and card rails. The service exposes onchain registration and wallet deployment endpoints so partners can embed stablecoin infrastructure into their own products. It is accessed through a developer portal and documentation site distinct from the consumer and business web platforms.

NAKA Card is a card issuance platform that lets businesses launch customizable payment card programs combining blockchain-based settlement with global card network acceptance. It supports both self-custodial and custodial models, letting cardholders spend directly from digital asset balances that convert to a dollar-pegged stablecoin at the moment of payment. The platform handles compliance and card management so partners can launch programs without building their own licensing or processing infrastructure.

Rain Corporate Cards is a card issuance service that provides businesses with self-branded physical and virtual corporate cards linked to digital asset balances. It gives finance teams spending controls, automated accounting integration, and multi-blockchain settlement without requiring a traditional bank account. The product operates as a standalone corporate card program with its own account and access point, distinct from the platform's developer-facing card issuing API.

Rain Cards is a payments infrastructure platform that provides businesses with a unified API for stablecoin-native financial services. It enables wallet provisioning, fiat on-ramps and off-ramps, virtual accounts, payments, and card issuance through a single integration and shared account verification. Businesses use it to build card programs and payment products without managing separate banking or blockchain integrations for each function. Reward mechanics for cardholders are built natively into the issuing capability rather than offered as a separate service.

Oobit Corporate Cards is a business card issuance product that lets companies issue unlimited stablecoin-funded cards for employees and, optionally, autonomous AI agents. Cards settle directly against a stablecoin treasury balance, avoiding banking conversions, and can be spent at Visa-accepting merchants globally through mobile wallets. A shared dashboard lets administrators set programmable spending rules and visibility across all cardholders, including agent-held cards.

Busha Business is a B2B financial services platform that gives African businesses fiat-to-crypto on and off-ramp access, multi-currency treasury accounts, and corporate card issuance. It enables companies to convert between local currency and digital assets, hold and manage balances across currencies, and issue cards for business spending. The platform also provides asset-backed credit through partner arrangements and a developer API for programmatic access to accounts, payments, and transfers. It is accessed through its own signup flow and dashboard, separate from the consumer Busha app.

OrbitX Card-as-a-Service is white-label infrastructure that lets fintech and Web3 companies launch their own branded crypto payment cards. It provides API-first integration, BIN issuance, compliance handling, and full card lifecycle management including creation, activation, and spend controls. Businesses use it to bring self-custodial crypto cards to market without building card issuing infrastructure themselves.

SarafCard Business is a B2B virtual card issuance platform enabling companies to create and manage non-reloadable Visa or Mastercard digital payment cards. The service supports corporate expense management, supplier payments, and business transaction use cases with global card acceptance through Visa and Mastercard networks.

BlockWyre Cards is a B2B card issuance infrastructure enabling businesses to launch virtual and physical card programmes for their own users through BlockWyre's regulated card issuing capabilities. Businesses integrate via API to provision cards, set spend controls, and manage card programmes with embedded compliance and monitoring. Cardholders can load issued cards into digital wallets for point-of-sale, online, and in-app payments.

APACX PowerCard provides virtual crypto payment cards through Visa and Mastercard networks, enabling instant fiat conversion and global spending capabilities. The system supports branded card issuance with KYC integration and real-time transaction controls for enterprise deployment.

DCS Cards is a card issuance platform that provides consumer and commercial credit and charge cards with cashback, rewards, and instalment options for cardholders in Singapore. Cards are accepted on the Diners Club International, Mastercard, UnionPay, and Visa networks.

Neoflow Cards is a card issuance service enabling businesses to create virtual and physical payment cards in any currency held within their accounts. Individual cards can be assigned per team member, campaign, or vendor with configurable spending limits and merchant restrictions linked to specific budgets. Cards are issued on major card networks and can be funded directly from multi-currency account balances.

Apex Business is a business-facing financial management platform that lets companies accept payments, issue virtual cards, and manage transactions. Users create branded invoices, generate payment request links, and manage crypto holdings through a vault covering wallets, addresses, and payment operations from one dashboard. The platform also supports virtual USD card issuance for customers and role-based team permissions for organized account access. It targets retail businesses, startups, and digital creators seeking to receive and manage crypto and fiat payments.

Immersve is a card issuance infrastructure platform that lets businesses issue crypto-funded Mastercard payment cards. Partners integrate through APIs and on-chain funding contracts to manage cardholder verification, link stablecoin funding sources, and issue virtual, physical, or mobile-wallet cards. It supports both custodial integrations, where the partner manages user balances, and non-custodial integrations, where users fund cards directly from self-custodied wallets. Issued cards are accepted at Mastercard merchant locations and can be provisioned into mobile payment wallets.

CiNKO Enterprise is a business-facing stablecoin infrastructure platform that lets companies embed digital dollar accounts, card issuance, and payment rails into their own products through a single API. It provides stablecoin wallets, virtual USD accounts with local routing details, card issuance backed by stablecoin balances, and cash network access for deposits and withdrawals across partner locations. Businesses use it to offer their customers dollar-denominated accounts and spending tools without building the underlying custody, compliance, and settlement infrastructure themselves.

Bankei Banking-as-a-Service is a white-label financial infrastructure platform that lets other businesses launch branded banking and payment products without building their own regulatory or technical infrastructure. Companies connect to a modular API to offer prepaid cards, digital accounts, cryptocurrency purchase and custody, Pix transfers, and bill payments under their own brand, while Bankei manages compliance, risk, and processing. It also offers an IT body-shop model, supplying on-demand technology teams to support partner integrations and expansion. The platform is aimed at businesses with an existing customer base seeking to add financial services and earn revenue from interchange, foreign-exchange, and transaction fees.

White-label Mobilum Cards is a card issuance platform enabling crypto exchanges, wallets, and token ecosystems to launch co-branded Mastercard-powered debit cards under their own branding. It provides web API access for customizing the user experience and issuing virtual and physical cards tokenized for mobile payments. The service targets businesses seeking to offer card spending to their own crypto customer bases.

Swipe Card Infrastructure is a card issuance platform that lets businesses launch cryptocurrency-funded debit card programs. It provides an API for issuing virtual and physical cards, supporting touchless payments through mobile wallets and configurable spending controls such as transaction locks and merchant category restrictions. The platform bundles identity verification and compliance checks with connectivity to major card payment networks, letting clients convert crypto or fiat balances into everyday spending.

Nuvion is a neobank and embedded finance platform providing multi-currency business accounts, card issuing, payment acceptance, global payouts, and stablecoin rails for freelancers, businesses, and marketplaces. It operates through a single account and API surface, letting platforms issue accounts, move funds, accept payments, and convert between fiat and stablecoins without integrating banks or liquidity providers directly. The platform combines licensed fiat infrastructure with blockchain-based settlement across multiple networks, offering regulatory coverage across several markets. Businesses use it to manage cross-border money movement, issue physical and virtual cards, and access new markets from one unified dashboard.

Cross River Card Issuing is a card issuance platform that enables companies to build and scale debit, credit, and prepaid card programs through BIN sponsorship with Visa and Mastercard networks. The platform is processor-agnostic, allowing partners to bring their own processor or use an integrated option, and supports virtual cards, unlimited subledgers, and advanced authorization controls.

Kulipa Card Issuance Platform is a white-label API platform that enables crypto wallets to issue branded payment cards with automatic stablecoin-to-fiat conversion. The platform offers both debit and prepaid card options, supporting multi-blockchain settlements across Ethereum, Solana, and Layer 2 networks. Features include Apple Pay and Google Pay integration, real-time card controls, comprehensive admin dashboard for fraud detection, dispute management, and user analytics.

Rapyd is a financial services platform that lets businesses embed payments, payouts, card issuance, and multi-currency accounts into their own applications through a unified API and account. It processes online and in-store checkout payments across local payment methods and currencies, and issues virtual and physical cards with configurable spending controls. The platform also handles cross-border payouts through bank transfers, card disbursements, and digital wallet transfers, including settlement in stablecoins. A multi-currency business account underlies all these functions, letting businesses hold, convert, and move balances across currencies from a single dashboard. Businesses across industries use it to accept customer payments, pay employees or partners internationally, and issue cards, all managed through one merchant account and integration.

Yumi Credit Cards Infrastructure is an API and SDK for crypto card programs to add credit backed by onchain underwriting without changing existing debit card rails. It handles per‑transaction authorization, provides a permit to withdraw funds from a Yumi vault, and offers repayment endpoints and servicing.

Pomelo implements card processing infrastructure for businesses with existing Mastercard or Visa licenses, enabling transaction authorization, credit management, and fraud prevention through modular API-driven components.

Pomelo provides comprehensive card issuance and processing services using their own Mastercard and Visa licenses, enabling businesses to launch card programs without obtaining their own network licenses.

StableStack Card Issuing is a card issuance platform that lets businesses issue physical or virtual debit cards through an API. Cardholders fund the cards with stablecoins, letting them spend digital assets at merchants worldwide. The service targets businesses that want to give users a way to convert stablecoin balances into everyday spending power.

Modulr Card is a white-label card issuance platform enabling businesses to issue branded virtual and physical Visa and Mastercard payment cards with API-driven controls for spend management, notifications, and reconciliation.