List of Card companies in Web3 (2026)

Mirocard is a virtual payment card service that lets users fund a Visa or Mastercard card with cryptocurrency for spending on international online services. Users top up their balance with crypto, which is automatically converted to a fiat balance, and receive card details for immediate use at merchants worldwide. The card supports 3D Secure authentication and integrates with mobile wallets, allowing checkout without a traditional bank account.

Solflare Card is a self-custody debit card that lets users spend a dollar-backed stablecoin held in their wallet as everyday fiat currency. The card converts balances at the point of sale so holders never surrender custody of their funds to a separate custodial account, and it runs on an established payment card network to enable acceptance at merchants worldwide. It targets self-custody wallet users who want to spend crypto directly without transferring assets to an exchange first.

Wirex App, also presented under the Wirex One branding, is a self-custody wallet and multi-currency account platform for holding, exchanging, and spending digital and traditional currencies. Users exchange between cryptocurrencies and fiat, access flexible and fixed-term savings and short-duration dual-currency investment products, and use crypto-backed borrowing against their holdings. A linked debit card lets holders spend balances directly at merchants with cashback rewards, and a premium membership tier unlocks priority support and expanded features for qualifying balances. The app combines these functions within a single account and interface rather than as separate services. It serves individual consumers seeking one place to manage, grow, borrow against, and spend both crypto and fiat money.

Virtual USD Cards are Visa-compatible payment cards that convert loaded stablecoin or fiat balances into spendable USD for point-of-sale and online purchases. Users fund the cards from a wallet balance, external crypto wallets, or bank transfer, and can spend anywhere Visa is accepted, including subscriptions and everyday transactions. The cards target crypto holders who want to spend digital assets as easily as cash without separate off-ramping steps.

NonKYC Prepaid Card is a cryptocurrency spending card offered through a third-party partnership, enabling users to convert crypto holdings for point-of-sale spending without identity verification. It provides non-reloadable card variants for different regions, allowing users to load funds and spend at traditional merchants. NonKYC facilitates access to the card program but does not directly operate or affiliate with the issuing partner.

Fasset Card is a prepaid Visa card enabling holders to spend cryptocurrency balances at merchants accepting Visa globally. Users top up the card with USDT from their Fasset wallet and make payments in-store or online, including through Apple Pay and Google Pay. Purchases earn OWN Points cashback at rates that vary across multiple card tiers.

Solayer Emerald Card implements direct cryptocurrency spending through on-chain transaction processing, enabling global purchases with digital currencies and ATM access. The system integrates with digital wallets while providing optional yield from sUSD deposits.

BVNK Payments is a payments infrastructure and orchestration platform that lets businesses accept, send, and manage stablecoin and fiat payments through a single integration. It supports global payment acceptance with automatic conversion between stablecoins and fiat currencies, unified account balances, and payout capabilities to individuals and businesses worldwide. The platform also offers card issuance linked to stablecoin balances and reward mechanisms on idle balances, consolidating multiple payment capabilities into one account and interface used by fintechs, brokerages, marketplaces, and other businesses.

Slash Card is a Japan-only crypto card that users top up from a wallet; the card balance is held in USDC and can be issued as a physical or virtual card.

Kingdom Bank Cards are physical and virtual debit cards linked to a client's bank account for everyday and business spending. Cardholders can convert digital assets or fiat balances at the point of sale and access funds through global ATM networks. Spending controls, limits, and transaction history are managed through the associated online banking platform.

Holyheld Card is a crypto debit card that enables users to spend cryptocurrency at any Mastercard-accepting merchant directly from self-custodial wallets. Users can top up from multiple blockchain networks without bridging, use Apple Pay and Google Pay for contactless payments, and send SEPA transfers via a personal IBAN. The card operates through gasless transactions, allowing users to approve payments without paying gas fees.

Tangem Pay is a non-custodial payment account integrated into the Tangem Wallet app, providing a virtual Visa card for spending cryptocurrency at merchants that accept Visa, including via Apple Pay and Google Pay. Users fund the account with native USDC on the Polygon network, and funds remain on-chain in a smart contract account until a purchase is made, at which point the equivalent USDC is deducted and settled through the Visa network in US dollars. Access requires identity verification, with the account and card kept separate from the main self-custodial wallet. The card program is delivered by a third-party payment service provider and card issuer, with identity verification and transaction monitoring handled by specialized third-party providers.

Peanut Card is a virtual payment card that lets users spend digital dollars held in their Peanut account directly at merchants. The card draws on the same self-custodial balance used for peer-to-peer transfers, converting funds at the point of sale without requiring a separate bank account. It follows its own eligibility and fee schedule distinct from the core transfer service and is currently accessible through a closed waitlist.

Utorg App is a self-custody crypto wallet and payment hub for consumers. It lets users store crypto assets, buy crypto through an integrated purchase flow, and swap between tokens directly within the application. The app also serves as the access point for obtaining a non-custodial Visa card that converts crypto balances to fiat at the point of sale, letting holders spend at physical terminals, online stores, and through mobile pay wallets, with the card currently available to users in EEA countries. The app is available on Android with an iOS release pending.

Treasure Card is a virtual and physical payment card enabling daily spending with stablecoins and fiat currencies on the Visa network across multiple countries and regions. Users top up with fiat or stablecoins and make online and offline payments, with cash withdrawal support on the physical card. It is compatible with major mobile wallet and payment apps for point-of-sale use.

TP Card is a cryptocurrency debit card that lets users spend digital assets held in an on-chain wallet at traditional merchants. Deposits into the card are converted from crypto into fiat, and the card links to a wallet account represented by a non-fungible token, so balances and identity verification occur on-chain. It integrates with mobile payment services and traditional card networks, allowing holders to shop online and offline as with a conventional bank card.

Reap Corporate Card is a Visa corporate credit card secured by stablecoin collateral, letting businesses access spending credit without a traditional bank account or credit history. Companies fund the card program using stablecoin balances, which back virtual and physical cards issued to employees. Spend limits and approval workflows can be set per cardholder, with the card usable at Visa merchants worldwide.

Chainpaye is a WhatsApp-based payments platform for cross-border transfers and stablecoin off-ramps aimed at individuals and families moving money across Africa and abroad. Users issue chat commands to send, receive, and convert multiple fiat currencies, generate payment links, and off-ramp stablecoins directly to a bank account or mobile money. Settlement routes through stablecoins across multiple blockchains, with crypto-to-bank conversions completing in under a minute. The platform also offers a tiered spending card that lets users pay with stablecoin balances at physical and online merchants.

Oobit App is a self-custody mobile wallet that lets users spend stablecoins and other crypto through NFC tap-to-pay and card-based checkout. It converts crypto to local currency at the moment of purchase, allowing payments at Visa-accepting merchants worldwide. Users can also send crypto directly to bank accounts as local currency and earn cashback rewards on purchases.

Trustee Card is a cryptocurrency payment card that enables direct spending from crypto balances with automatic conversion to fiat, supporting contactless payments and ATM withdrawals.

E Money Card is a payment card that lets users spend crypto assets at merchants accepting standard card networks. It converts cryptocurrency balances at the point of sale, enabling purchases without manually selling holdings first. Cardholders earn crypto-denominated rewards on transactions and can add the card to mobile tap-to-pay wallets. Ordering the card requires identity verification and is completed through the wallet application.

OrbitX Business is a corporate banking platform built for stablecoin-native treasury and expense operations. It provides multi-currency business accounts, self-custodial corporate cards for teams, vendor and payroll payment tools, and a unified dashboard for managing finances across entities. Companies use it to convert between crypto and fiat, control spending, and manage global treasury from a single balance.

Lemon Card is a payment card product offering both a prepaid VISA card and a credit VISA card for spending pesos and fiat currencies while linked to a Lemon account. The prepaid card converts wallet balances at the point of sale and rewards purchases with Bitcoin cashback, while the credit card extends a peso credit line backed by pledged Bitcoin holdings, repayable monthly without selling the underlying collateral. Both card types integrate with the Lemon wallet for real-time spending, contactless payments, and configurable limits. The product serves users who want to spend digital assets or access short-term credit without liquidating their crypto holdings.

CoinPay Debit Card is a physical and virtual payment card that enables users to spend their cryptocurrency and fiat holdings directly without a separate conversion step beforehand. The card operates on an international card network and can be loaded with cryptocurrencies or fiat currencies for worldwide spending and cash withdrawals. It is requested and managed through its own dedicated request flow tied to a user's CoinPay.cr account.

Machines Cash is a secured virtual card platform that converts crypto deposits into Visa and Mastercard compatible spending balances. It issues unlimited, disposable virtual cards funded by converting deposited crypto or fiat into stablecoin collateral, which is liquidated to settle card transactions at point of sale. Users and autonomous agents manage wallets, cards, balances, and spend limits through a unified dashboard, while single-use deposit and withdrawal addresses and a separate alias account mask wallet identity from card activity.

SarafCard is a consumer virtual card service providing non-reloadable Visa or Mastercard digital payment cards for online purchases and international transactions. The service allows users to generate digital cards for e-commerce and remote purchases without requiring a physical card.

Ready Card is a crypto-linked payment card that lets users spend digital assets like cash at merchants accepting Mastercard, with automatic conversion at the point of sale. It is offered in Metal and Lite tiers, providing cashback in points, reduced or zero foreign exchange fees, and free or paid ATM withdrawals depending on tier. Cardholders can freeze the card instantly and reach customer support directly through the Ready app.

Bleap App is a non-custodial Web3 wallet paired with a Mastercard debit card that lets users hold, send, and spend digital assets. It converts crypto or fiat balances at the point of sale, offering cashback on purchases, ATM withdrawals without added fees, and no foreign exchange markups. The wallet uses account abstraction to manage keys and authorize card-linked transactions while keeping funds under user control.

OneSafe Corporate Cards provide virtual and physical payment cards for business expenses, enabling spending controls and cryptocurrency funding. The system supports multi-currency transactions and integrates with digital wallets for contactless payments.

Chipper Card is a virtual Visa debit card enabling Chipper Cash users to shop, stream, and subscribe online anywhere Visa is accepted globally. Users load the card directly from their Chipper account, setting a prepaid spending limit tied to the loaded balance. The card is designed for online purchases and provides a digital alternative to a physical bank card.

BingX Card is a cryptocurrency payment card issued as a Visa debit card that lets users spend digital assets through Visa's global merchant and ATM network. Users load supported cryptocurrencies onto the card, which are converted for point-of-sale spending, and can additionally use the card with mobile contactless payment services. The card is aimed at BingX users seeking everyday spending utility for their crypto holdings, with tiered benefits available to higher-volume account holders.

BiYaPay EasyCard is a virtual payment card that lets users make online payments, subscriptions, and purchases using digital assets converted to fiat at the point of transaction. Users fund the card, select a card segment, and spend at merchants and subscription services covering numerous countries and currencies. It is used for everyday online spending, streaming and software subscriptions, and payments for AI services and games.

Tuyo Card is a Visa spending card linked to users balance, accepted everywhere Visa is accepted globally including Apple Pay and Google Pay. Users spend directly from their holdings, including funds deployed in Earn strategies with no card fees and a small FX spread when converting between currencies.

EFYCard is a physical and virtual Visa payment card that lets EFY Finance users spend their account balance globally with automatic conversion at the point of sale. It offers spending controls including customizable limits, instant activation and freezing, and real-time transaction tracking through the EFY app. Users request both virtual and physical versions for everyday purchases, online subscriptions, and international travel expenses.

KOSH is a stablecoin-backed neobank offering multi-currency virtual accounts, a global spending card, and business payment tools through a single mobile application. Users open named USD, EUR, and AED accounts to receive funds via ACH, wire, or SWIFT, hold balances in stablecoins, and spend through physical or virtual cards accepted internationally with foreign-exchange conversion. The app also supports sending and receiving payments, tracking transactions, generating invoices, and issuing global payouts to employees and contractors. Signups currently route through a partner platform ahead of a planned relaunch under the KOSH brand.

Endl Cards are stablecoin-backed Visa corporate cards that let businesses issue unlimited virtual and physical cards for team spend. Each card draws from a unified stablecoin or fiat wallet, with administrators setting per-card spend limits, locking categories, and viewing real-time transaction activity. The product is designed for global teams needing per-user accountability and controlled corporate spending funded by fiat or stablecoin balances.

Cypher Card is a non-custodial crypto payment card that lets users spend digital assets at merchants and withdraw cash from ATMs. It converts crypto to fiat at the point of transaction while users retain control of their funds until spent, and it integrates with mobile pay wallets for everyday purchases. The card is used by individual crypto holders seeking to spend across multiple blockchains without giving up custody of their assets. The service is being wound down, with card loading and new issuance already disabled and card spending scheduled to end shortly, ahead of a full platform shutdown.

Truther Wallet is a self-custody wallet that lets users hold and spend stablecoins and other digital assets in daily transactions. It converts crypto holdings to local currency and connects to local instant payment networks, letting users pay bills, withdraw cash, and make purchases directly from their wallet balance. A companion card, issued through a payment network partner, extends spending to point-of-sale purchases without requiring users to give up custody of their keys.

Monica is a mobile application that converts cryptocurrency into Nigerian naira and provides everyday financial services. It lets users send crypto to a personal deposit address and receive naira payouts to a bank account shortly after on-chain confirmation, alongside bill payments, airtime and data top-ups, gift card purchases, a virtual dollar card, and person-to-person transfers. The app targets Nigerian consumers seeking a faster alternative to peer-to-peer crypto trading or exchange withdrawals.

Nevermined Pay is a merchant payment gateway that lets AI agents transact autonomously using delegated virtual cards and usage-based billing. Users set spending mandates with amount caps, expiry, and transaction limits, after which agents authorize purchases through the x402 protocol without manual card entry. Enrolled cards are issued as virtual card credentials, including Visa-powered virtual cards, usable at any merchant accepting that card network rather than a single platform. The system meters usage in real time and settles payments across fiat and crypto rails, while also billing AI service providers for agent consumption on their APIs.

Teroxx Pay is a digital asset payment card enabling Teroxx customers to spend their digital asset holdings through physical and virtual cards with Apple Pay integration. Users link their Teroxx account to spend directly at merchants wherever Visa and Apple Pay are accepted.

Fizen Crypto Card is a stablecoin-funded payment card that lets users spend cryptocurrency at traditional point-of-sale terminals and online merchants. Users load the card with a stablecoin balance and spend it through a virtual or physical card accepted at a wide network of merchants, with support for mobile wallet payments and local scan-to-pay options in several countries. It is aimed at crypto holders who want to convert their holdings into everyday and travel spending without manually converting to fiat beforehand. Multiple card tiers offer different funding limits, cashback rates, and physical card materials.

Crypto Life Card is a payment card that converts digital assets held in a self-custody wallet into fiat at the point of purchase, letting users spend crypto at merchants worldwide. Users top up and manage the card from a connected web3 wallet or the platform's web application, earning cashback on purchases. The platform also provides a crypto-backed credit line and a fixed-term loan, letting users borrow against crypto holdings as collateral without selling them. Borrowing terms and spending limits can be improved by staking the platform's native token.

Kredete Spend Card is a stablecoin-backed payment card that enables users to spend USDC through the Visa network across 41+ African countries and 150+ million merchants worldwide. The system provides real-time blockchain settlement on Stellar network with instant FX conversion at point of purchase, allowing users to store value in digital dollars and spend globally.

Wenia Card is a digital Mastercard solution enabling global cryptocurrency spending at point of sale.

dtcpay Card is a Visa-network debit card enabling stablecoin-funded spending and withdrawals at global acceptance locations. The card converts stablecoin balances to fiat at the point of transaction, with virtual and physical card options and real-time balance tracking. It is offered to individual, business, and institutional customers as a payment card service.

Accrue Business is a financial services platform that provides businesses with dedicated USD and EUR accounts, local collections, and cross-border vendor payouts across Africa and the United States. It lets companies issue virtual USD cards for employees and vendors, send invoices, and pay contractors through bank transfer, mobile money, or stablecoins. An application programming interface allows other businesses to embed wallets, cards, and stablecoin deposit and withdrawal rails into their own products. Businesses manage funds through a single balance across fiat and stablecoin rails without needing crypto expertise.

DeCard is a payment card with a stablecoin-funded credit limit for use at Visa-accepting merchants and ATMs worldwide through card and QR-based payments. Users deposit stablecoins across multiple networks into the D-Vault account, which manages top-ups, payment tracking, and spending limit controls, with balances available for real-time spending. Cards are managed through the DCS DeCard mobile app and web interface. It includes a standard tier with no annual fee and a DePoints rewards program, alongside DeCard Luminaries, a premium metal tier offering tiered cashback up to 10% monthly, airport lounge access, travel insurance, and concierge services.

Freedom Card is a Visa-branded payment card that lets users top up with digital assets converted to fiat and spend at merchants accepting Visa worldwide. Cardholders earn rewards and gain access to tiered benefits and privileges based on usage and holdings. The card bridges cryptocurrency balances held on the exchange with everyday point-of-sale spending.

Pionex Card is a crypto payment card available in personal and corporate variants, enabling cryptocurrency spending at point-of-sale merchants through automatic conversion at transaction time. The card links to a Pionex exchange account balance, earns hourly yield on held funds, provides instant cashback, and carries no opening or annual fees. Visa and Mastercard network variants support global merchant acceptance.