List of Card companies in Web3 (2026)

Xverse Card is a consumer payment card enabling spending of stablecoins and Bitcoin-collateralised credit at point-of-sale merchants. Users can spend stablecoins or borrow against their Bitcoin holdings without selling their position, connecting onchain balances to everyday purchases.

Quidax Qards is a virtual card product that will let users make cross-border payments for subscriptions, bills, and shopping using converted fiat and crypto balances. It is designed to offer competitive exchange rates when spending internationally. The product is not yet publicly available and remains in a waitlist stage.

Laso Prepaid Cards provide instantly issued Visa prepaid cards through cryptocurrency deposits without KYC verification. The system supports multiple blockchains and integrates with mobile payment platforms including Apple Pay, Google Pay, and Samsung Pay while maintaining user privacy through advanced compliance technology.

The International Prepaid Card is a cryptocurrency-funded prepaid card for spending crypto without a bank account or credit check. It is issued instantly from a crypto wallet deposit, without identity document upload, and loads directly onto a card usable online and in-store. The card integrates with mobile payment wallets for contactless tap-to-pay, and is usable across a wide range of countries.

The USA Prepaid Card is a cryptocurrency-funded prepaid card for spending crypto instantly inside the United States. It is delivered immediately after ordering, with no identity verification, bank account, or credit check required, and charges no deposit fee. The card integrates with mobile wallet apps for contactless payment and works at merchants across the country that accept prepaid cards.

CoinJar Card is a prepaid Mastercard that converts cryptocurrency holdings to fiat currency at the point of sale for merchant transactions. The card lives inside the CoinJar app, letting users select which crypto asset funds their spending and manage balances, spend history, and card controls from their device. It integrates with Apple Pay and Google Pay for contactless payments and is also available as a physical card usable anywhere Mastercard is accepted, including ATM withdrawals. Users earn reward points on purchases that can be applied toward future trades or redeemed in a rewards store.

ForgingBlock Point of Sale Terminal is a point-of-sale application and hardware terminal that extends the payment gateway into physical retail locations. It integrates pre-certified card readers with cloud-based fleet management, letting customers pay with either fiat or cryptocurrency at checkout. Merchants use it to unify online and offline sales channels through a single crypto-enabled terminal system.

Mirocard is a virtual payment card service that lets users fund a Visa or Mastercard card with cryptocurrency for spending on international online services. Users top up their balance with crypto, which is automatically converted to a fiat balance, and receive card details for immediate use at merchants worldwide. The card supports 3D Secure authentication and integrates with mobile wallets, allowing checkout without a traditional bank account.

Solflare Card is a self-custody debit card that lets users spend a dollar-backed stablecoin held in their wallet as everyday fiat currency. The card converts balances at the point of sale so holders never surrender custody of their funds to a separate custodial account, and it runs on an established payment card network to enable acceptance at merchants worldwide. It targets self-custody wallet users who want to spend crypto directly without transferring assets to an exchange first.

Wirex App, also presented under the Wirex One branding, is a self-custody wallet and multi-currency account platform for holding, exchanging, and spending digital and traditional currencies. Users exchange between cryptocurrencies and fiat, access flexible and fixed-term savings and short-duration dual-currency investment products, and use crypto-backed borrowing against their holdings. A linked debit card lets holders spend balances directly at merchants with cashback rewards, and a premium membership tier unlocks priority support and expanded features for qualifying balances. The app combines these functions within a single account and interface rather than as separate services. It serves individual consumers seeking one place to manage, grow, borrow against, and spend both crypto and fiat money.

Virtual USD Cards are Visa-compatible payment cards that convert loaded stablecoin or fiat balances into spendable USD for point-of-sale and online purchases. Users fund the cards from a wallet balance, external crypto wallets, or bank transfer, and can spend anywhere Visa is accepted, including subscriptions and everyday transactions. The cards target crypto holders who want to spend digital assets as easily as cash without separate off-ramping steps.

Young Platform is a centralized exchange for buying and selling cryptocurrencies with euros via bank transfer, card, Apple Pay, or Google Pay. It includes recurring purchase automation, staking, Smart Trades for automated order execution, an OTC desk for institutional transactions, and Sub-accounts for business management. A tiered Club loyalty program gates fee discounts and staking bonuses behind YNG token locking. Young Platform Pro, sharing the same account system, adds professional trading with TradingView charting, complex order types, and API access, charging volume-tiered fees cut up to ninety percent for Club members. On Pro the company executes orders as an intermediary rather than as counterparty, with one-to-one custody and two-factor authentication.

NonKYC Prepaid Card is a cryptocurrency spending card offered through a third-party partnership, enabling users to convert crypto holdings for point-of-sale spending without identity verification. It provides non-reloadable card variants for different regions, allowing users to load funds and spend at traditional merchants. NonKYC facilitates access to the card program but does not directly operate or affiliate with the issuing partner.

Fasset Card is a prepaid Visa card enabling holders to spend cryptocurrency balances at merchants accepting Visa globally. Users top up the card with USDT from their Fasset wallet and make payments in-store or online, including through Apple Pay and Google Pay. Purchases earn OWN Points cashback at rates that vary across multiple card tiers.

Solayer Emerald Card implements direct cryptocurrency spending through on-chain transaction processing, enabling global purchases with digital currencies and ATM access. The system integrates with digital wallets while providing optional yield from sUSD deposits.

BVNK Payments is a payments infrastructure and orchestration platform that lets businesses accept, send, and manage stablecoin and fiat payments through a single integration. It supports global payment acceptance with automatic conversion between stablecoins and fiat currencies, unified account balances, and payout capabilities to individuals and businesses worldwide. The platform also offers card issuance linked to stablecoin balances and reward mechanisms on idle balances, consolidating multiple payment capabilities into one account and interface used by fintechs, brokerages, marketplaces, and other businesses.

Slash Card is a Japan-only crypto card that users top up from a wallet; the card balance is held in USDC and can be issued as a physical or virtual card.

Kingdom Bank Cards are physical and virtual debit cards linked to a client's bank account for everyday and business spending. Cardholders can convert digital assets or fiat balances at the point of sale and access funds through global ATM networks. Spending controls, limits, and transaction history are managed through the associated online banking platform.

Holyheld Card is a crypto debit card that enables users to spend cryptocurrency at any Mastercard-accepting merchant directly from self-custodial wallets. Users can top up from multiple blockchain networks without bridging, use Apple Pay and Google Pay for contactless payments, and send SEPA transfers via a personal IBAN. The card operates through gasless transactions, allowing users to approve payments without paying gas fees.

Tangem Pay is a non-custodial payment account integrated into the Tangem Wallet app, providing a virtual Visa card for spending cryptocurrency at merchants that accept Visa, including via Apple Pay and Google Pay. Users fund the account with native USDC on the Polygon network, and funds remain on-chain in a smart contract account until a purchase is made, at which point the equivalent USDC is deducted and settled through the Visa network in US dollars. Access requires identity verification, with the account and card kept separate from the main self-custodial wallet. The card program is delivered by a third-party payment service provider and card issuer, with identity verification and transaction monitoring handled by specialized third-party providers.

Peanut Card is a virtual payment card that lets users spend digital dollars held in their Peanut account directly at merchants. The card draws on the same self-custodial balance used for peer-to-peer transfers, converting funds at the point of sale without requiring a separate bank account. It follows its own eligibility and fee schedule distinct from the core transfer service and is currently accessible through a closed waitlist.

Belo is a self-custody-adjacent neobank application offering consumers in Latin America a combined fiat and cryptocurrency account. Users hold balances in local currencies and digital assets, make QR code and Pix payments, exchange between currencies, buy gift cards, automate recurring purchases and savings, pay bills, and spend through an associated payment card. The app processes deposits and withdrawals across multiple blockchain networks and supports a range of cryptocurrencies and stablecoins.

Utorg App is a self-custody crypto wallet and payment hub for consumers. It lets users store crypto assets, buy crypto through an integrated purchase flow, and swap between tokens directly within the application. The app also serves as the access point for obtaining a non-custodial Visa card that converts crypto balances to fiat at the point of sale, letting holders spend at physical terminals, online stores, and through mobile pay wallets, with the card currently available to users in EEA countries. The app is available on Android with an iOS release pending.

BoundlessPay is a consumer neobank offering a mobile wallet for holding, buying, and selling multiple cryptocurrencies alongside cross-border money transfers with local bank settlement. Users can grow savings individually or in groups through flexible, fixed, and target savings plans that pay interest, pay bills such as airtime, data, and utilities, and spend through physical or virtual payment cards. The app is aimed at individuals sending and managing money across borders using stablecoin-backed rails via licensed financial partners.

Treasure Card is a virtual and physical payment card enabling daily spending with stablecoins and fiat currencies on the Visa network across multiple countries and regions. Users top up with fiat or stablecoins and make online and offline payments, with cash withdrawal support on the physical card. It is compatible with major mobile wallet and payment apps for point-of-sale use.

TP Card is a cryptocurrency debit card that lets users spend digital assets held in an on-chain wallet at traditional merchants. Deposits into the card are converted from crypto into fiat, and the card links to a wallet account represented by a non-fungible token, so balances and identity verification occur on-chain. It integrates with mobile payment services and traditional card networks, allowing holders to shop online and offline as with a conventional bank card.

Reap Corporate Card is a Visa corporate credit card secured by stablecoin collateral, letting businesses access spending credit without a traditional bank account or credit history. Companies fund the card program using stablecoin balances, which back virtual and physical cards issued to employees. Spend limits and approval workflows can be set per cardholder, with the card usable at Visa merchants worldwide.

Chainpaye is a WhatsApp-based payments platform for cross-border transfers and stablecoin off-ramps aimed at individuals and families moving money across Africa and abroad. Users issue chat commands to send, receive, and convert multiple fiat currencies, generate payment links, and off-ramp stablecoins directly to a bank account or mobile money. Settlement routes through stablecoins across multiple blockchains, with crypto-to-bank conversions completing in under a minute. The platform also offers a tiered spending card that lets users pay with stablecoin balances at physical and online merchants.

Oobit App is a self-custody mobile wallet that lets users spend stablecoins and other crypto through NFC tap-to-pay and card-based checkout. It converts crypto to local currency at the moment of purchase, allowing payments at Visa-accepting merchants worldwide. Users can also send crypto directly to bank accounts as local currency and earn cashback rewards on purchases.

Oobit Corporate Cards is a business card issuance product that lets companies issue unlimited stablecoin-funded cards for employees and, optionally, autonomous AI agents. Cards settle directly against a stablecoin treasury balance, avoiding banking conversions, and can be spent at Visa-accepting merchants globally through mobile wallets. A shared dashboard lets administrators set programmable spending rules and visibility across all cardholders, including agent-held cards.

Trustee Card is a cryptocurrency payment card that enables direct spending from crypto balances with automatic conversion to fiat, supporting contactless payments and ATM withdrawals.

E Money Card is a payment card that lets users spend crypto assets at merchants accepting standard card networks. It converts cryptocurrency balances at the point of sale, enabling purchases without manually selling holdings first. Cardholders earn crypto-denominated rewards on transactions and can add the card to mobile tap-to-pay wallets. Ordering the card requires identity verification and is completed through the wallet application.

Busha is a consumer cryptocurrency exchange app that lets individuals buy, sell, and convert a wide range of digital assets using local currency on-ramps. It offers automated recurring purchases, instant conversions between assets, and peer-to-peer sending and receiving of crypto and stablecoin balances. The app also includes savings plans with an interest-free option, crypto-backed loans collateralised by supported digital assets, a stablecoin-backed virtual USD card for global spending, and bill payment tools. All these features operate within a single account and interface, giving users a combined trading, saving, borrowing, and spending experience.

OrbitX Business is a corporate banking platform built for stablecoin-native treasury and expense operations. It provides multi-currency business accounts, self-custodial corporate cards for teams, vendor and payroll payment tools, and a unified dashboard for managing finances across entities. Companies use it to convert between crypto and fiat, control spending, and manage global treasury from a single balance.

Lemon Card is a payment card product offering both a prepaid VISA card and a credit VISA card for spending pesos and fiat currencies while linked to a Lemon account. The prepaid card converts wallet balances at the point of sale and rewards purchases with Bitcoin cashback, while the credit card extends a peso credit line backed by pledged Bitcoin holdings, repayable monthly without selling the underlying collateral. Both card types integrate with the Lemon wallet for real-time spending, contactless payments, and configurable limits. The product serves users who want to spend digital assets or access short-term credit without liquidating their crypto holdings.

CoinPay Debit Card is a physical and virtual payment card that enables users to spend their cryptocurrency and fiat holdings directly without a separate conversion step beforehand. The card operates on an international card network and can be loaded with cryptocurrencies or fiat currencies for worldwide spending and cash withdrawals. It is requested and managed through its own dedicated request flow tied to a user's CoinPay.cr account.

Machines Cash is a secured virtual card platform that converts crypto deposits into Visa and Mastercard compatible spending balances. It issues unlimited, disposable virtual cards funded by converting deposited crypto or fiat into stablecoin collateral, which is liquidated to settle card transactions at point of sale. Users and autonomous agents manage wallets, cards, balances, and spend limits through a unified dashboard, while single-use deposit and withdrawal addresses and a separate alias account mask wallet identity from card activity.

SarafCard is a consumer virtual card service providing non-reloadable Visa or Mastercard digital payment cards for online purchases and international transactions. The service allows users to generate digital cards for e-commerce and remote purchases without requiring a physical card.

Ready Card is a crypto-linked payment card that lets users spend digital assets like cash at merchants accepting Mastercard, with automatic conversion at the point of sale. It is offered in Metal and Lite tiers, providing cashback in points, reduced or zero foreign exchange fees, and free or paid ATM withdrawals depending on tier. Cardholders can freeze the card instantly and reach customer support directly through the Ready app.

Bleap App is a non-custodial Web3 wallet paired with a Mastercard debit card that lets users hold, send, and spend digital assets. It converts crypto or fiat balances at the point of sale, offering cashback on purchases, ATM withdrawals without added fees, and no foreign exchange markups. The wallet uses account abstraction to manage keys and authorize card-linked transactions while keeping funds under user control.

OneSafe Corporate Cards provide virtual and physical payment cards for business expenses, enabling spending controls and cryptocurrency funding. The system supports multi-currency transactions and integrates with digital wallets for contactless payments.

Chipper Card is a virtual Visa debit card enabling Chipper Cash users to shop, stream, and subscribe online anywhere Visa is accepted globally. Users load the card directly from their Chipper account, setting a prepaid spending limit tied to the loaded balance. The card is designed for online purchases and provides a digital alternative to a physical bank card.

SwissBorg Card is a cryptocurrency debit card that lets users spend digital assets at the point of sale through automatic conversion to local currency. Linked to a user's SwissBorg app account, it draws from a selected primary cryptoasset or stablecoin, with backup assets available if the primary balance is insufficient. Cardholders earn cashback in the platform's native token on purchases and can manage the card, including freezing it or adding it to mobile wallets, from within the app.

BingX Card is a cryptocurrency payment card issued as a Visa debit card that lets users spend digital assets through Visa's global merchant and ATM network. Users load supported cryptocurrencies onto the card, which are converted for point-of-sale spending, and can additionally use the card with mobile contactless payment services. The card is aimed at BingX users seeking everyday spending utility for their crypto holdings, with tiered benefits available to higher-volume account holders.

BiYaPay EasyCard is a virtual payment card that lets users make online payments, subscriptions, and purchases using digital assets converted to fiat at the point of transaction. Users fund the card, select a card segment, and spend at merchants and subscription services covering numerous countries and currencies. It is used for everyday online spending, streaming and software subscriptions, and payments for AI services and games.

Tuyo Card is a Visa spending card linked to users balance, accepted everywhere Visa is accepted globally including Apple Pay and Google Pay. Users spend directly from their holdings, including funds deployed in Earn strategies with no card fees and a small FX spread when converting between currencies.

EFYCard is a physical and virtual Visa payment card that lets EFY Finance users spend their account balance globally with automatic conversion at the point of sale. It offers spending controls including customizable limits, instant activation and freezing, and real-time transaction tracking through the EFY app. Users request both virtual and physical versions for everyday purchases, online subscriptions, and international travel expenses.

KOSH is a stablecoin-backed neobank offering multi-currency virtual accounts, a global spending card, and business payment tools through a single mobile application. Users open named USD, EUR, and AED accounts to receive funds via ACH, wire, or SWIFT, hold balances in stablecoins, and spend through physical or virtual cards accepted internationally with foreign-exchange conversion. The app also supports sending and receiving payments, tracking transactions, generating invoices, and issuing global payouts to employees and contractors. Signups currently route through a partner platform ahead of a planned relaunch under the KOSH brand.

Endl Cards are stablecoin-backed Visa corporate cards that let businesses issue unlimited virtual and physical cards for team spend. Each card draws from a unified stablecoin or fiat wallet, with administrators setting per-card spend limits, locking categories, and viewing real-time transaction activity. The product is designed for global teams needing per-user accountability and controlled corporate spending funded by fiat or stablecoin balances.

Stable.com Accounts is a multi-currency payment account offering combining a neobank-style account with card issuance for retail and business users. It lets users hold balances, send and receive transfers, and convert between fiat currencies through an electronic money institution licensed provider, accessed via a dedicated login separate from the swap product. A linked payment card, including Apple Pay and Google Pay support, enables spending from the account balance across supported currencies and countries.

Cypher Card is a non-custodial crypto payment card that lets users spend digital assets at merchants and withdraw cash from ATMs. It converts crypto to fiat at the point of transaction while users retain control of their funds until spent, and it integrates with mobile pay wallets for everyday purchases. The card is used by individual crypto holders seeking to spend across multiple blockchains without giving up custody of their assets. The service is being wound down, with card loading and new issuance already disabled and card spending scheduled to end shortly, ahead of a full platform shutdown.

Cypher Business is a spend management platform that enables Web3 teams to issue crypto payment cards and manage expenses directly from a self-custodial treasury wallet. It links card spending to on-chain treasury accounts held in multi-signature wallets or hardware wallets, letting administrators set per-card spending limits, restrict merchant categories, and freeze cards in real time. The platform provides expense analytics, exportable reporting, and team access controls for organizations spending crypto without transferring custody to a third party. The service is being wound down as part of the broader platform shutdown, with businesses advised to withdraw balances and download records before the deadline.

Cypher Agent Pay is a payment infrastructure product that provisions virtual payment cards to autonomous AI agents so they can complete purchases on a user's behalf. Users fund an agent wallet, set per-transaction and daily spending caps, and connect any AI platform, after which the agent can transact at merchants that accept card payments without direct access to the user's keys. It provides a dashboard streaming authorizations, declines, and refunds with structured receipts for spend tracking. The service is being wound down alongside the rest of the Cypher platform, with users directed to withdraw agent wallet funds and complete integrations before shutdown.

Truther Wallet is a self-custody wallet that lets users hold and spend stablecoins and other digital assets in daily transactions. It converts crypto holdings to local currency and connects to local instant payment networks, letting users pay bills, withdraw cash, and make purchases directly from their wallet balance. A companion card, issued through a payment network partner, extends spending to point-of-sale purchases without requiring users to give up custody of their keys.

Monica is a mobile application that converts cryptocurrency into Nigerian naira and provides everyday financial services. It lets users send crypto to a personal deposit address and receive naira payouts to a bank account shortly after on-chain confirmation, alongside bill payments, airtime and data top-ups, gift card purchases, a virtual dollar card, and person-to-person transfers. The app targets Nigerian consumers seeking a faster alternative to peer-to-peer crypto trading or exchange withdrawals.