List of Card companies in Web3 (2026)

The Raenest USD Visa Card is a payment card that lets users spend dollar balances for online and offline purchases wherever Visa is accepted. It can be funded from naira, USD, GBP, EUR, or stablecoin balances, with card controls such as spending limits, freezing, and termination available through the app. The card is issued by a Visa Principal Member and is offered as a standalone product accessed through the Raenest platform interface.

Mastercard® debit card issued by The Bancorp Bank, N.A., linked to a user's Venmo balance. Accepted wherever Mastercard is accepted worldwide, with no monthly fee or minimum balance. Users earn cash back on purchases at a user-selected bundle of merchants through the Venmo Stash rewards program, with tiered rates based on auto-reload and Direct Deposit activity. A Teen Debit Card variant is available for users aged 13 to 17 through a parent- or guardian-managed sub-account, providing spending access with parental balance monitoring and card lock controls.

Visa® credit card, with qualifying applicants receiving the Visa Signature® tier, issued by Synchrony Bank and managed through the Venmo app. Earns cash back at 3% on the user's highest eligible spend category each calendar month, 2% on the second-highest, and 1% on all other eligible purchases across eight categories including travel, dining, groceries, entertainment, and bills and utilities. No annual fee. Cash back is deposited to the user's Venmo balance and can be configured to automatically purchase cryptocurrency.

Blockroll is a neobank for Nigerian freelancers, gig workers, and remote workers that combines multi-currency accounts with digital payment tools. Users hold and convert fiat currency and stablecoins in a single wallet, send and receive payments globally, pay bills and buy airtime, and generate invoices to collect client payments. The platform also issues a virtual spending card funded with stablecoins for online purchases and subscriptions, alongside a shareable profile hub for freelancers to list services and payment links.

Eversend Mobile App is a multi-currency wallet for individuals that holds multiple currencies and stablecoins in one account. It lets users send money to mobile money or bank accounts across multiple countries, convert between currencies at live rates, and spend from any balance using a virtual card. The app also supports holding and converting stablecoins alongside fiat balances for cross-border use.

Eversend for Business is a cross-border business account that gives companies local collection, payout, and multi-currency holding capabilities under a dedicated business login. Businesses collect payments from customers across multiple markets on local rails, hold and convert several currencies, pay suppliers and staff locally or abroad, and issue virtual cards for team spending. The account is accessed separately from the consumer app through its own business portal and onboarding flow.

Avici is a self-custodial crypto-backed Visa credit card where users deposit crypto as collateral, receive a matching credit line, and spend globally via virtual or physical Visa card with Apple Pay and Google Pay support, Visa rewards, and no gas or interchange fees, while retaining full custody of their underlying assets

WestWallet Card is a virtual and physical bank card that lets users spend cryptocurrency balances at traditional merchants. It converts crypto held in a linked wallet into the card's currency automatically when topping up or making a payment, and integrates with major mobile wallet apps for tap-to-pay use. Cardholders manage balances, spending limits, and card freezes directly from their account, subject to an advanced identity verification requirement.

Zoomex Card is a virtual payment card that links cryptocurrency holdings to everyday spending. It converts deposited stablecoin balances into fiat at the point of sale, enabling purchases at merchants worldwide through mobile payment methods. The card is issued on regulated banking infrastructure through a licensed financial partner and provides cashback on eligible transactions.

Pulsar Money App is a mobile fintech application that provides self-custodial USD and EUR accounts funded through stablecoins. It lets users hold, swap, and spend digital dollars and euros, fund balances at par with stablecoins, and pay through a virtual card accepted for subscriptions and international purchases. The app also offers stablecoin savings yield and global transfers using account details tied to underlying bank rails. It is built around regulated stablecoin infrastructure and is expanding onto a stablecoin-native settlement chain to support future automated, agent-driven payment features.

SolCard is a crypto-to-fiat payment card that lets users spend digital assets at merchants accepting Visa. Users fund the card with supported cryptocurrencies and stablecoins across multiple blockchains, and balances convert to local currency automatically at checkout or point of sale. It is offered in a virtual tier for online purchases and a physical tier that adds contactless payment and mobile wallet support for everyday spending.

ZAR Wallet is a self-custody stablecoin wallet that lets users convert local cash into dollar-backed stablecoins and hold, send, and spend them. It works through biometric authentication and peer-to-peer transfers, allowing users to move funds instantly, withdraw to a local bank, or receive international transfers into a dollar account. The wallet also issues a linked virtual and physical Visa card that converts stablecoin balances at the point of transaction, letting users spend dollars at merchants worldwide, withdraw local currency from ATMs, and pay via mobile contactless payments. Freelancers and remittance recipients use it to receive payments from platforms or family abroad without forced currency conversion, spend received dollars directly, or exchange into gold or bitcoin.

The ZAR Agent Network is an on/off ramp connecting local shops, airtime vendors, and remittance counters that exchange cash for dollar-backed stablecoins in person. Users find a verified nearby merchant, scan a QR code, and complete a cash-for-stablecoin exchange at rates set by the individual merchant. Merchants earn margins on exchange rates while facilitating access to digital dollars for people without direct access to stablecoin purchasing.

Wallib Wallet is a self-custody mobile wallet for Bitcoin and a dollar-pegged stablecoin, built on Lightning Network technology for instant, low-fee transactions. Users can buy, sell, send, and receive digital assets, and pay merchants directly from their balances through an integrated Visa debit card that converts crypto or local currency at the point of sale. The wallet awards cashback in Bitcoin on card purchases and supports funding through local bank transfers and mobile payment methods.

Littio Card is a Mastercard-branded payment card that lets users spend digital dollar, euro, and Colombian peso balances from their Littio account. The card converts balances at a one-to-one rate at the point of sale and supports both virtual and physical issuance with mobile wallet compatibility. Users manage spending limits, freeze the card, and receive transaction alerts through the Littio app, and can withdraw cash at ATMs worldwide.

Sentz App is a self-custody wallet for sending, saving, and receiving stablecoin payments. It lets users fund and withdraw balances via bank transfer or stablecoins, send payments using phone contacts, and generate invoices that clients can pay by card or stablecoin with automatic conversion. The app also offers a rewards feature that pays yield on stablecoin balances and supports a card for spending balances at merchants, with end-to-end encrypted transaction data.

Bloque is a financial services platform that lets businesses embed multicurrency accounts, cross-border payment rails, and branded debit card issuance into their own products. It provides programmable accounts for holding and moving funds across local payment rails and stablecoin rails, converting between currencies, and issuing virtual cards with spending controls. Product and engineering teams integrate the platform through a software development kit, command-line tooling, and an agent-accessible interface that lets AI agents initiate transfers and card actions under defined permissions. Bloque also manages the underlying compliance processes, including identity verification and anti-money-laundering checks, across the currencies and payment networks it supports.

Timon is a travel payments app offering physical and virtual Visa and Mastercard cards fundable with stablecoins or bank transfers, alongside a global multi-currency wallet, eSIMs for international data connectivity, and hotel and flight booking. It converts stablecoin balances into spendable currency and enables local and cross-border transfers to bank accounts and mobile money wallets across multiple regions. The app is designed for travelers, digital nomads, and users who need to spend, send, and stay connected internationally.

Amulets is a digital wallet and payment card that lets users spend stablecoin balances on everyday and cross-border purchases. Users fund their account with stablecoins or select crypto assets across multiple blockchains, and the card converts balances into local currency at the point of sale wherever the card network is accepted. It supports mobile wallet payment methods and rewards cardholders with cashback paid in a native token on approved purchases.

XPlace is a self-custodial crypto credit card platform enabling users to borrow USDC against cryptocurrency collateral for real-world spending via Visa card integration. The system maintains user assets in smart contract wallets generating yield while providing instant credit access through Apple Pay and Google Pay, with cashback rewards paid in crypto tokens and membership tiers offering lifestyle benefits.

Hizo is a mobile application for Naira-denominated cross-border payments and remittances across multiple African countries. Users fund a wallet via a virtual account and send money to recipients through mobile money or bank payouts, with the recipient receiving the equivalent in local currency and live exchange-rate conversion applied automatically. The app also issues a virtual dollar-equivalent prepaid card, funded directly in Naira, that account holders use for online and in-store payments on global platforms. Identity verification is required before wallet funding and transfers are enabled, and the service is supported by round-the-clock customer support.

ShieldPay is a business payment platform that lets international wholesalers and trade businesses accept stablecoin payments, hold multi-currency balances, and access credit. It converts incoming stablecoin transfers into same-day USD wires or ACH settlements through a named virtual business account with its own US routing and account numbers. Businesses can also send outbound wire, ACH, or stablecoin payments to suppliers, and apply for business credit cards with limits based on company revenue rather than personal credit history. All account activity, including cards and payments, runs through one Shield account protected by KYC and KYB checks, sanctions screening, and wallet risk screening.

BNKA is a neobank platform that provides multi-currency accounts for people living between Europe and Latin America. Users hold balances in euros alongside Argentine pesos, Peruvian soles, or Colombian pesos, receive a European IBAN for salary or client payments, and convert between currencies in real time. The platform supports cross-border transfers along corridors to Argentina, Peru, and Colombia, along with bill payment and mobile top-up services for accounts back home. A linked payment card is also available for spending in local currency. Underlying financial services, including account safeguarding and card issuance, are provided by regulated third-party institutions rather than by the platform operator itself.

Off Grid is a privacy-first crypto card that allows users to spend cryptocurrency globally without identity verification. Users fund the card with crypto from multiple blockchains, and the system converts and processes payments instantly. The card integrates with Apple Pay and Google Pay for contactless payments and works anywhere Visa is accepted.

Pouchers Virtual Dollar Card is a stablecoin-funded virtual USD card for Africans, instantly issued and usable for global online payments, fundable via Naira bank transfer or a dollar stablecoin.

UTGL Trust Platform is a private trust platform that consolidates client assets, including fiat currencies, securities, precious metals, and digital assets, within a fiduciary structure. Users hold multi-currency accounts across Hong Kong, Singapore, and the United States, access global stock, bond, and fund markets, pay cross-border invoices, and convert assets between currencies and asset classes. The platform also issues an asset-linked credit card collateralized by trust-held assets, allowing users to spend directly against their holdings. UTGL acts as licensed trustee holding legal title on behalf of settlors, administering the trust structure on their behalf.

Encrypto Card connects crypto wallets to enable direct spending through tap-to-pay functionality, converting cryptocurrency to fiat at point-of-sale for merchant acceptance while maintaining user wallet custody.

Plenti is a neobank offering a multi-currency global account for Latin American users, combining fiat balances in dollars, euros, and Colombian pesos with stablecoin-based transfers. The account enables users to open a United States bank account, exchange currencies, send and receive cross-border transfers, and fund international brokerage accounts without high wire fees. A linked multi-currency card lets users spend abroad, while balances earn variable rewards and can be used to fund investments in stocks, tokenized gold, or cryptocurrencies. The platform relies on stablecoin settlement to make currency conversion and transfers faster and more transparent than traditional banking channels.

Munify Cards are USDC-funded virtual cards for online and in-store spending globally, with instant issuance, unlimited card creation, per-card spending limits, and real-time transaction tracking, usable in any currency wherever cards are accepted.

Vancelian Wealth Card implements direct spending from investment portfolios through real-time asset liquidation, enabling users to make payments using cryptocurrencies, stocks, or fiat currencies via VISA network integration.

Virtual and physical payment cards for business expenses with mobile app management, spending controls, and team budget allocation. The system supports Apple Pay and Google Pay integration with customizable limits and real-time transaction monitoring.

Corn Access is a premium Visa card with stablecoin payment infrastructure that maintains self-custody of digital assets until the moment of spend. High spending limits are determined by digital asset holdings rather than credit checks or income verification. The metal card features personalized engraving and is accepted at over hundred of million merchants across more multiple countries. Cardholder benefits include access to airport lounges, priority security lanes at airports, curated luxury merchandise drops, in-demand restaurant reservations, private travel services, and access to major events.