List of Card companies in Web3 (2026)

Crypto Life Card is a payment card that converts digital assets held in a self-custody wallet into fiat at the point of purchase, letting users spend crypto at merchants worldwide. Users top up and manage the card from a connected web3 wallet or the platform's web application, earning cashback on purchases. The platform also provides a crypto-backed credit line and a fixed-term loan, letting users borrow against crypto holdings as collateral without selling them. Borrowing terms and spending limits can be improved by staking the platform's native token.

Crypto Life Card with MetaMask is a self-custody payment card that lets users spend crypto directly from their MetaMask wallet without moving funds to a custodial account. Each purchase is recorded on-chain and converts supported tokens to fiat at the moment of payment, with the user setting a spending cap approved from within the wallet. The card is aimed at MetaMask wallet holders who want to make everyday purchases using balances they continue to hold and control themselves.

Kredete Spend Card is a stablecoin-backed payment card that enables users to spend USDC through the Visa network across 41+ African countries and 150+ million merchants worldwide. The system provides real-time blockchain settlement on Stellar network with instant FX conversion at point of purchase, allowing users to store value in digital dollars and spend globally.

Airtm Digital Wallet is a neobank platform for freelancers and remote workers that provides digital dollar accounts and payment tools. Users fund accounts through hundreds of local payment methods, hold balances in a dollar-pegged stablecoin, and cash out via peer-to-peer exchange or bank withdrawal. The platform also issues a US Virtual Account with ACH details, a Euro Virtual Account, a USD virtual card, QR-based payments, shareable payment links, and access to yield-bearing investment options and credit. Direct integration with a separate payout service allows users to withdraw funds from connected accounts.

Wenia Card is a digital Mastercard solution enabling global cryptocurrency spending at point of sale.

dtcpay Card is a Visa-network debit card enabling stablecoin-funded spending and withdrawals at global acceptance locations. The card converts stablecoin balances to fiat at the point of transaction, with virtual and physical card options and real-time balance tracking. It is offered to individual, business, and institutional customers as a payment card service.

Accrue Business is a financial services platform that provides businesses with dedicated USD and EUR accounts, local collections, and cross-border vendor payouts across Africa and the United States. It lets companies issue virtual USD cards for employees and vendors, send invoices, and pay contractors through bank transfer, mobile money, or stablecoins. An application programming interface allows other businesses to embed wallets, cards, and stablecoin deposit and withdrawal rails into their own products. Businesses manage funds through a single balance across fiat and stablecoin rails without needing crypto expertise.

DeCard is a payment card with a stablecoin-funded credit limit for use at Visa-accepting merchants and ATMs worldwide through card and QR-based payments. Users deposit stablecoins across multiple networks into the D-Vault account, which manages top-ups, payment tracking, and spending limit controls, with balances available for real-time spending. Cards are managed through the DCS DeCard mobile app and web interface. It includes a standard tier with no annual fee and a DePoints rewards program, alongside DeCard Luminaries, a premium metal tier offering tiered cashback up to 10% monthly, airport lounge access, travel insurance, and concierge services.

The Sera Stablecoin Card is an announced payment card that would let holders spend stablecoins converted through the Sera protocol at point of sale. It is referenced through a waitlist and navigation entry on the Sera website without a live product interface. The card would connect to Sera's foreign-exchange settlement engine to handle currency conversion at the time of spend.

Freedom Card is a Visa-branded payment card that lets users top up with digital assets converted to fiat and spend at merchants accepting Visa worldwide. Cardholders earn rewards and gain access to tiered benefits and privileges based on usage and holdings. The card bridges cryptocurrency balances held on the exchange with everyday point-of-sale spending.

Pionex Card is a crypto payment card available in personal and corporate variants, enabling cryptocurrency spending at point-of-sale merchants through automatic conversion at transaction time. The card links to a Pionex exchange account balance, earns hourly yield on held funds, provides instant cashback, and carries no opening or annual fees. Visa and Mastercard network variants support global merchant acceptance.

Cashinout is a neobank offering multi-currency wallet accounts, virtual card issuance, and crypto-to-fiat conversion through a single account. Users hold and exchange multiple currencies, top up balances, withdraw to payment cards, and pay at physical merchants by scanning QR codes that trigger automatic cryptocurrency-to-fiat conversion. Business account holders can accept payments through a merchant center, generate payment links, integrate acceptance via an API, and process batch payouts for salaries, commissions, or rewards. The platform is accessible through a web app, mobile apps, and a Telegram bot, and also issues virtual cards for advertising and media-buying spend.

EagleX Payment Card is a cryptocurrency-linked payment card issued in physical and virtual formats. The card draws from a user's exchange account balance topped up in a stablecoin and supports mobile contactless payment integrations for spending at merchants globally. Applicants complete identity verification before receiving a card, and cardholders manage top-ups, activation, and transaction history through the exchange's application.

RedotPay Card is a Visa-based prepaid card that lets users spend cryptocurrency at merchants worldwide. The card converts crypto balances to local currency automatically at the point of payment, removing the need to manually sell holdings before spending. It is offered in both virtual and physical formats, with the virtual card enabling instant checkout for online purchases and the physical card supporting in-store payments and ATM withdrawals.

ARQ is a digital financial account for consumers that provides digital dollar and euro balances alongside a payment card. It converts local currency into digital dollars or euros, issues account details for receiving international transfers, and provides a card for spending abroad and domestically with cashback rewards. Users in Latin America also access peer-to-peer transfers, bill payments, and Brazil-specific instant payments through the same app. The platform supports balances denominated in multiple stablecoins across several blockchain networks.

Asterium Card is a crypto-linked payment card issued on the Humo, Visa, or Mastercard networks, available in physical and virtual formats. It lets holders spend digital assets directly at merchants and withdraw cash at ATMs, converting balances at the point of sale without requiring a separate manual exchange step. The Humo variant is usable only domestically, while Visa and Mastercard versions are accepted internationally, giving users a bridge between crypto holdings and everyday retail spending.

FV Bank Cards provides Visa credit and debit cards, enabling businesses and individuals to spend USD and digital asset balances worldwide at any Visa-accepting merchant. Users access physical and virtual cards linked directly to their FV Bank accounts with crypto-spending capabilities.

Meow Corporate Card is a Visa corporate card that lets businesses issue unlimited virtual and physical cards with individual spend limits and approval workflows. Cardholders earn cashback on eligible spend, and administrators manage controls through the Meow dashboard without requiring a credit check. It is used by teams that need to distribute company spending across employees while retaining central oversight.

Apex is a consumer cryptocurrency exchange and payments app that lets users buy, sell, and swap digital assets alongside everyday financial tasks. The app supports fiat and crypto wallets, gift card trading, utility bill and airtime payments, and issuance of a virtual USD card for online spending. It is aimed at individual retail users seeking a single mobile and web platform for crypto trading and day-to-day payment needs. Users fund wallets through bank transfer, peer-to-peer transfer, or crypto deposits across supported blockchain networks.

Apex Business is a business-facing financial management platform that lets companies accept payments, issue virtual cards, and manage transactions. Users create branded invoices, generate payment request links, and manage crypto holdings through a vault covering wallets, addresses, and payment operations from one dashboard. The platform also supports virtual USD card issuance for customers and role-based team permissions for organized account access. It targets retail businesses, startups, and digital creators seeking to receive and manage crypto and fiat payments.

HoneyCoin is a payment orchestration platform aggregating multiple payment providers, processors, and blockchain rails into unified API infrastructure for cross-border business payments. Users hold funds in multi-currency wallets supporting fiat and stablecoins, collect payments via bank transfers and mobile money, execute payouts across various markets, convert currencies through an OTC desk, issue virtual cards for expenses, and process bulk payouts for payroll operations.

Novacrust Business is a financial services platform providing businesses with APIs for card issuance, payment collections, and payouts across multiple countries and currencies. It lets companies issue virtual USD cards for team or customer spending, accept payments via bank transfer, mobile money, cards, or stablecoins, and send payouts to vendors and staff in multiple currencies. The platform provides multi-currency wallets holding several fiat currencies and stablecoins alongside currency exchange, letting businesses build payment workflows into their own operations through a single dashboard and API.

Roqqu is a cryptocurrency exchange and wallet that lets users buy, sell, swap, and store digital assets. The app also provides crypto-backed loans, fixed-return savings products, virtual debit cards for spending crypto, and a Web3 wallet section for self-custody and onchain interactions. It serves individual users across Africa managing trading, saving, borrowing, and spending from a single mobile application.

Young Platform is a centralized exchange for buying and selling cryptocurrencies with euros via bank transfer, card, Apple Pay, or Google Pay. It includes recurring purchase automation, staking, Smart Trades for automated order execution, an OTC desk for institutional transactions, and Sub-accounts for business management. A tiered Club loyalty program gates fee discounts and staking bonuses behind YNG token locking. Young Platform Pro, sharing the same account system, adds professional trading with TradingView charting, complex order types, and API access, charging volume-tiered fees cut up to ninety percent for Club members. On Pro the company executes orders as an intermediary rather than as counterparty, with one-to-one custody and two-factor authentication.

Kaprex is a financial services platform that combines stablecoin rails with traditional banking infrastructure to facilitate cross-border payments, currency conversion, and merchant settlement. Users receive virtual accounts for USD, EUR, and GBP deposits, hold balances as stablecoins across multiple blockchain networks, and convert between fiat and crypto at market rates. The platform also provides a stablecoin-funded payment card, local payout rails for African markets, stablecoin savings yield, and API access for business integrations.

The Bolt Card is an NFC-enabled physical card for contactless Bitcoin payments over the Lightning Network. Tapping the card on a point-of-sale terminal displaying a Lightning invoice initiates an instant Bitcoin payment settled in seconds. The card can be configured as a debit card linked to a CoinCorner account or as a prepaid gift card loaded with Bitcoin.

SwissBorg Card is a cryptocurrency debit card that lets users spend digital assets at the point of sale through automatic conversion to local currency. Linked to a user's SwissBorg app account, it draws from a selected primary cryptoasset or stablecoin, with backup assets available if the primary balance is insufficient. Cardholders earn cashback in the platform's native token on purchases and can manage the card, including freezing it or adding it to mobile wallets, from within the app.

Immersve is a card issuance infrastructure platform that lets businesses issue crypto-funded Mastercard payment cards. Partners integrate through APIs and on-chain funding contracts to manage cardholder verification, link stablecoin funding sources, and issue virtual, physical, or mobile-wallet cards. It supports both custodial integrations, where the partner manages user balances, and non-custodial integrations, where users fund cards directly from self-custodied wallets. Issued cards are accepted at Mastercard merchant locations and can be provisioned into mobile payment wallets.

Payouts Platform is a unified payments infrastructure and orchestration platform that lets businesses move, manage, and automate money through one ledger and API. It routes payouts and collections across dozens of banking rails, cards, and on-chain stablecoin transfers, while automating accounts payable and receivable, tax form collection, reconciliation, and approval workflows. Vendors, clients, and internal teams access dedicated portals, and the same functionality is exposed to AI agents through a Model Context Protocol interface and agent payment protocols. Businesses use it to consolidate global disbursements, collections, compliance checks, and card issuance within a single audited system.

Kolan Card is a consumer virtual payment card issued by a bank partner under a card network license, funded directly from a user's Kolan account balance. It is collateralized by stablecoins held across multiple blockchains, letting users spend online and pay for subscriptions without prior transfers to a separate bank account. Users can freeze or unfreeze the card, set spending limits, and track transactions in real time.

Infini is a financial services platform that provides businesses with stablecoin and fiat payment acceptance, corporate card issuance, invoicing, payroll, multi-currency accounts, and treasury yield tools through a single dashboard. Merchants accept payments via hosted checkout, payment links, and invoices, while corporate cards let teams fund spending from fiat or stablecoin balances with budget controls. The platform also issues multi-currency virtual accounts for cross-border collection and payouts, and lets businesses allocate idle stablecoin balances to market-neutral yield strategies. Payroll and vendor settlement tools automate bulk stablecoin payouts, and all functions are accessible from one account across multiple supported blockchains.

SFx Money App is a neobank offering stablecoin-based accounts, transfers, and payments for users moving money between Africa, Turkey, the US, Europe, and the UK. It provides multi-currency virtual accounts, a self-custodial style wallet holding stablecoins, and a virtual Visa card for online and offline spending. Users fund and settle balances through bank transfers, mobile money, or stablecoin deposits, with transfers routed across multiple blockchains for onchain settlement. The app also offers basic savings functionality alongside its transfer and card features.

LBank Exchange is a centralized cryptocurrency exchange offering spot and futures trading, along with margin, leveraged tokens, and tokenized traditional-market instruments settled in a dollar stablecoin. The platform provides copy trading that lets users mirror strategies from other traders, automated grid trading bots, peer-to-peer transfers, and a token launchpad for early-stage projects. It also offers flexible and locked staking programs, fiat on-ramps across multiple payment methods and currencies, and a linked payment card for spending crypto balances at merchants. Users manage all of these functions through a single account and interface, with access via web, mobile apps, and API. The exchange supports trading across a wide range of cryptocurrencies and multiple blockchains.

DePINsim Payment Card is a planned payment card enabling users to spend crypto-linked balances at traditional merchants through automatic conversion at the point of sale. It is issued and operated through third-party licensed card partners, with DePINsim providing the identity, wallet connectivity, and authorization layer. The card is designed to support multiple crypto assets and integrates with the DePINsim app for balance viewing and spending management. It is currently in development and not yet available to users.

Myaza is a multi-currency digital wallet that lets individuals hold, send, and spend money across borders. Users hold balances in several currencies, convert between them at live market rates, and send funds to bank accounts, mobile money wallets, or other Myaza users across multiple African countries. The app also issues a USD virtual card accepted by international online merchants and subscription platforms, letting users spend globally without relying on a local card.

Myaza Business is a merchant payment gateway and business account that lets African companies collect payments, hold multi-currency balances, and pay suppliers globally. Merchants accept crypto payments in-store and online through generated payment addresses and QR codes, with the platform converting received stablecoins to fiat for settlement or retaining them directly. The service runs on stablecoin rails across multiple blockchain networks, backed by an API providing wallet generation, cross-chain bridging, staking, and address monitoring, and integrates with e-commerce plugins and corporate card issuance for team spend control. Businesses can also send batch payouts and payroll to suppliers and staff across dozens of countries using the same multi-currency and stablecoin infrastructure.

Traveeqo Cards is a virtual prepaid card service that lets users load cryptocurrency and spend at merchants worldwide through real-time fiat conversion. Cards are issued as Mastercard or Visa products across multiple tiers with differing spending limits, and support Apple Pay and Google Pay for point-of-sale use. Each card carries a fixed validity period and 3D Secure protection for online transactions.

EVAA is a decentralized lending protocol on the TON blockchain that lets users supply digital assets to earn yield or borrow against posted collateral through smart contracts. The system uses a master contract for global asset configuration alongside individual user contracts, with isolated lending pools separating risk across asset groups and price data delivered through decentralized oracle feeds. Borrowers must maintain overcollateralized positions, with an efficiency mode allowing higher borrowing power against correlated assets such as stablecoins or staked TON derivatives. Users access the protocol through a web application or a Telegram Mini App, and can swap tokens, bridge assets across chains, or spend deposited balances through an integrated card.

CiNKO Digital Wallet is a mobile app that lets consumers hold a USD balance alongside cryptocurrencies and convert between them. Users fund accounts through bank transfers, cash deposits at partner locations, or crypto transfers, then swap assets, send peer-to-peer payments, or spend directly with an attached Visa card accepted at merchants worldwide. The app also offers optional yield strategies that let users earn returns on idle USD-denominated balances, with the strategy selected determining the risk and return profile. It is aimed at individuals in Latin America seeking dollar exposure, everyday spending, and low-friction access to digital assets.

MiniPay Card is a consumer payment card enabling users to spend dollar stablecoin balances at merchants worldwide through a card network. It converts stablecoin balances into fiat at the point of sale, letting users spend without manually converting funds beforehand. Cashback rewards for qualifying purchases are paid out in a commodity-backed asset and stablecoins. Access to the card is currently offered through a waitlist rather than general availability.

Orbi Card is a physical and virtual payment card that draws on stablecoin balances held in a linked digital dollar account. The card converts stablecoin balances into fiat at the point of sale, allowing purchases anywhere a major card network is accepted. Users can pay online and in-store, make international purchases, and withdraw cash from ATMs directly against their digital dollar balance.

A cryptocurrency debit card that converts digital assets to fiat currency in real-time during transactions, enabling users to spend crypto at merchants accepting Mastercard or Visa payments. The card integrates with Apple Pay and Google Pay, supports ATM withdrawals globally, and processes conversions automatically without requiring users to manually exchange currencies before purchases. Multi-currency balances can be held within the Beans app and accessed through the card at point-of-sale.

TakeCard is a prepaid international Visa card issued in the United States for global online and in-person purchases. It draws funds directly from the connected Takenos wallet balance and applies a currency conversion at the point of transaction, with virtual and physical card options available. The card is aimed at users making cross-border purchases, subscriptions, and travel payments without incurring additional local card surcharges.

SpicyCard is a local prepaid Mastercard for Argentine peso transactions with optimized exchange rates. It functions as prepaid card infrastructure linked to a Takenos account, designed for domestic purchases within Argentina. The card provides an alternative to standard local bank cards for everyday spending in local currency.

UGLYCASH is a neobank application that lets users hold, spend, and move money through a stablecoin-based account. It converts deposited funds into stablecoins and pays yield on balances, while a cashback Visa card enables everyday spending and in-app purchases convert between fiat and crypto. Users can also send cross-border remittances and access a non-custodial trading feature to trade assets across multiple blockchains and follow other traders' positions from a single balance.

Stvble Card is an asset-linked credit card collateralized by stablecoins on a one-to-one basis after completion of identity verification. Cardholders can make purchases and withdraw cash globally, with a credit limit established against deposited collateral and no monthly billing or minimum payment requirements. The card is safeguarded by a licensed trust structure. The product is in development and not yet publicly accessible.

Amero Card is a cryptocurrency prepaid card that lets users load digital assets and spend them at merchants worldwide. It converts stablecoin balances to fiat at the point of sale and supports cash withdrawals from ATMs globally. The card is issued in both virtual and physical formats through Mastercard and Visa network partnerships.

Bankei is a multicurrency digital account and prepaid Mastercard offering for individual consumers in Brazil. It lets users hold balances in reais or digital currencies, pay bills and boletos, make instant Pix transfers, and spend via a prepaid card accepted internationally, with balances automatically converted at the point of transaction. Users can also buy and sell a small set of cryptocurrencies directly within the app and earn partner loyalty points on digital-currency purchases. The account targets retail customers seeking lower foreign-exchange costs when traveling or transacting with digital assets.

Kem Infinity Cards, also marketed as Kem Spend Cards, are Visa-backed virtual payment cards that let users spend crypto and other digital assets at any merchant accepting Visa. The cards convert stablecoin or crypto balances into fiat automatically at the point of sale and integrate with Apple Pay for contactless payments. They are issued by a third-party card issuer and can draw on multiple supported blockchain networks to fund purchases.

Stable.com Accounts is a multi-currency payment account offering combining a neobank-style account with card issuance for retail and business users. It lets users hold balances, send and receive transfers, and convert between fiat currencies through an electronic money institution licensed provider, accessed via a dedicated login separate from the swap product. A linked payment card, including Apple Pay and Google Pay support, enables spending from the account balance across supported currencies and countries.

Mobilum Pay is a mobile application combining a custodial crypto wallet with a Mastercard debit card that lets consumers store, manage, and spend cryptocurrency and fiat balances. Users load crypto or fiat into the app and spend directly at Mastercard-accepted merchants, with mobile wallet payment support and global ATM access. The app also allows conversion between crypto and fiat within the same interface. It is designed for individuals seeking a single account for holding, converting, and spending crypto without separate banking arrangements.

Rizon is a non-custodial neobank offering stablecoin-based wallet, payment, and card services for individual users outside the United States. The app lets users deposit funds via bank transfer, card, or stablecoins across multiple supported blockchains, hold balances in dollar or euro accounts, and send or receive money globally with fiat settlement to bank accounts in numerous countries. A linked Visa card, available in virtual, physical, and metal forms, lets users spend their balance worldwide with cashback rewards, while an integrated feature lets users buy fractional tokenized shares of public companies issued by a third party. Users retain control of funds through self-managed, biometric-protected wallets rather than custodial accounts.

Rizon Business is a business banking product that provides companies with USD-denominated accounts backed by stablecoin infrastructure. It lets businesses hold treasury balances in digital dollars, deposit funds from local currencies, and issue corporate Visa cards to employees and contractors for operating expenses such as subscriptions, advertising, and travel. The product operates as a distinct corporate account tier separate from the consumer app, aimed at reducing foreign-exchange complexity for global operations.

Finna is a centralized platform that provides stablecoin-backed fiat loans and currency conversion services through a single wallet application. Users deposit stablecoins as collateral to receive local currency loans at a fixed interest rate, with early repayment reducing total cost and withdrawals settled to local bank accounts. The same account and interface let users convert stablecoins to local fiat and back instantly without added fees, avoiding the need for a separate application. Payment and card features are also embedded within this wallet, allowing users to manage borrowing, conversion, and spending from one account.

Altitude Card is a corporate Visa card for teams running on stablecoins, offering global spend at Visa merchants worldwide with up to 2% cashback and integrated directly with Altitude's stablecoin accounts.