List of Payments Infrastructure & Orchestration companies in Web3 (2026)

Ping is a payments infrastructure platform providing unified APIs, hosted checkout sessions, embeddable payment widgets, and a fiat-to-crypto on-ramp SDK for multi-chain cryptocurrency acceptance. The system uses NEAR Intents for cross-chain routing, enabling payers to pay in any currency while payees receive their preferred asset across multiple blockchains. Offerings include payment links, a RESTful payments API, and a CLI tool designed for agent-to-agent payment flows.

Partna API enables B2B payment collection and payouts in local African currencies while providing cryptocurrency onramp and offramp functionality. The system supports USDT, USDC and cUSD conversions across Nigeria and Ghana with integrated KYC and compliance handling.

Bitpace Whitelabel Solution enables businesses to offer branded cryptocurrency payment gateway services powered by Bitpace infrastructure. The platform provides ready-to-deploy payment technology with customizable branding while Bitpace handles backend operations and liquidity management.

Flutterwave Collect Payments is a payment processing platform that enables businesses to accept payments from customers worldwide through multiple payment methods including cards, bank transfers, mobile money, and digital wallets. The platform provides online checkout integration, point-of-sale systems, and supports transactions in multiple currencies across several countries.

Velocity Platform is an enterprise payments infrastructure for cross-border payments, real-time settlement, and treasury management using stablecoin rails. It connects banks, blockchains, and payment networks to enable real-time fund movement across multiple fiat currencies and supported stablecoins. The platform delivers payments processing, settlement orchestration, FX conversion, and treasury management tools through a unified API and dashboard with integrations for Treasury Management Systems and ERP platforms. Businesses use it to send and receive funds globally, manage multi-asset balances, reduce pre-funding requirements, and earn yield on stablecoin holdings.

Cross-border payment and settlement platform for businesses, providing OTC liquidity for large-scale cryptocurrency trades, near-instant international transfers via stablecoin rails, virtual accounts in EUR, GBP, USD, and NGN, and fiat-to-crypto on/off ramps. Enterprise clients access the platform through an API or web portal following a master service agreement.

Fuze is a digital asset infrastructure platform that enables businesses to integrate crypto services through unified APIs, covering embedded trading, payments processing, OTC trading, stablecoin orchestration, fiat-crypto conversion, and AI-powered compliance automation.

InFlow Pay provides payments infrastructure through unified API endpoints, enabling shareable payment links, checkout integration, business IBAN accounts, and merchant dashboard management. The platform supports open banking, PayPal, and credit card processing with automated yield generation on payment flows.

Skyline Digital API is a payment infrastructure layer enabling partner platforms to settle invoices in both crypto and fiat, allowing blockchain businesses to pay with any token and receive in any currency.

Trace Finance implements payment processing APIs for Brazilian financial transactions, enabling PIX instant payments, TED transfers, and boleto payment generation. The system provides real-time account management and balance monitoring through unified API endpoints.

Payment processing infrastructure enabling online card payments, blockchain transactions, and corporate digital wallet solutions. APS supports traditional fiat methods alongside Web3 settlements across multiple blockchain networks.

Lideflow Payment API is a payments infrastructure platform that connects cross-chain stablecoins with traditional banking systems, enabling businesses to process global transfers through unified API endpoints. The system supports USDT transactions on BSC network while facilitating payouts to bank accounts and mobile money services.

CiroTRX simplifies stablecoin transactions on the Tron network by eliminating the requirement for users to hold TRX or energy in their wallets. The system automatically replenishes contract energy through Brutus Finance's resource rental platform API whenever energy falls below a threshold, charging a small commission on stablecoin transfers.

Pay Protocol Platform provides keyless self-custody payment infrastructure through smart contract architecture, enabling merchants to accept cryptocurrency payments with multi-signature security. The system deploys sub-contract wallets for transaction isolation, implements automated fund aggregation with cold-hot wallet separation, and reduces gas costs through assembly-level contract optimization. Merchants maintain full asset control without private key management, while the platform handles payment processing, order tracking, and blockchain settlement across EVM and TVM networks.

Legend Gateway is a payment-as-a-service infrastructure enabling fiat-to-crypto transactions for crypto exchanges, wallets, NFT marketplaces, and dApps through API integration. The system supports bank transfers and card payments across multiple fiat currencies in numerous countries globally, processing transactions with institutional-grade pricing and deep liquidity for large-volume trades. The platform maintains banking network connections and settlement systems for web and mobile application integration.

HoneyCoin is a payment orchestration platform aggregating multiple payment providers, processors, and blockchain rails into unified API infrastructure for cross-border business payments. Users hold funds in multi-currency wallets supporting fiat and stablecoins, collect payments via bank transfers and mobile money, execute payouts across various markets, convert currencies through an OTC desk, issue virtual cards for expenses, and process bulk payouts for payroll operations.

Netaro is a B2B cross-border payment infrastructure platform that uses stablecoins as a backend clearing layer to settle cross-border fiat transactions in under 60 minutes, bypassing the correspondent banking network. The platform includes programmable multi-currency accounts for managing fiat and stablecoin balances, a real-time FX conversion engine, global payout APIs for disbursements across APAC, the Middle East, and the US, and embedded KYC/KYB and AML compliance modules. Clients fund transactions in standard fiat currency and recipients receive local fiat directly into their bank accounts, with no requirement to hold digital assets. Pricing is based on transparent basis-point spreads on mid-market FX rates.

Manteca API Platform aggregates crypto, broker, payment, and ramp services through unified APIs, enabling fintech companies to integrate financial services without backend complexity. The system provides regulated compliance, identity verification, and multi-currency support across Latin America.

HIFI API provides developer infrastructure for cross-border payments through fiat-to-stablecoin conversion and vice versa. The system facilitates virtual bank account creation, automated KYC processing, and multi-currency transaction routing across global payment networks.

APIs provide developers with REST-based endpoints for integrating payment processing, virtual account creation, currency conversion, and payout functionality. The system includes authentication, webhooks, rate limiting, and SDKs for multiple programming languages.

Mandioca is a cross-border financial services platform that converts cryptocurrency to USD for international transactions with AML/KYC controls and secure bank payouts.

A blockchain-based infrastructure platform enabling financial institutions to integrate stablecoin and digital asset capabilities into existing banking operations. The platform utilizes Finxact core processing as the underlying ledger with connections to orchestration, payment, and banking systems for fiat-to-digital asset interoperability. The infrastructure supports institutional access to FIUSD and other stablecoins, cryptocurrency buy-sell-hold functionality, tokenized deposits, and digital asset wallet management through unified APIs.

Checker API is payments infrastructure that gives financial institutions a single integration point to access stablecoin and digital asset liquidity across multiple exchanges, OTC desks, banks, and payment providers. The system routes each order to the optimal execution venue based on price, speed, and reliability, then returns standardized responses covering order confirmation, fill status, and real-time tracking. It supports trading, cross-border payments, treasury management, and credit operations through a unified API.

Tylt CPG enables businesses to accept stablecoin payments from users through hosted checkouts, APIs, and integrations, with support for multiple networks and tokens. Businesses can manage incoming payments, automate payouts, and track transaction status across the entire flow. The gateway provides structured on-chain settlement with clear visibility into balances, transfers, and treasury movement.

Neoflow Payment Gateway is a payment acceptance service aggregating cards, local payment methods, and cryptocurrencies through a single API integration. Supported methods include Visa, Mastercard, Amex, PIX, UPI, PayNow, bank transfers, and multiple cryptocurrencies, with smart routing to optimize transaction success rates and costs. Settlements flow directly to multi-currency accounts in the corresponding local currency or a preferred currency.

Easy Platform implements payment orchestration through programmable, non-custodial infrastructure, enabling transaction processing and financial automation. The system integrates multiple payment rails while maintaining security through third-party tokenization and encryption.

Dropp is a payment platform for merchants combining Pay-by-Bank and Pay-by-Stablecoin acceptance. The platform operates on real-time banking rails including RTP and FedNow alongside Hedera distributed ledger infrastructure for stablecoin and HBAR transactions. Merchants accept payments via QR code, POS integration, or embedded checkout. Balances settle via RTP and ACH through Truist Bank with consumer funds held in a Truist Omni account. The platform includes B2B invoice management, merchant offers, referral programs, and integrations with Pinnacle Affiniti Cloud POS and RapidRMS for fuel and convenience retail.

Cross River Stablecoin Payments unifies fiat and stablecoin transaction flows through a single API-driven infrastructure integrated with Cross River's real-time banking core. The system enables automatic conversion between USD and approved stablecoins via ACH, wire transfers, and instant payment rails including RTP and FedNow. Users access network settlement, merchant payouts, on/off ramp functionality, and treasury management capabilities through bank-grade compliance frameworks with 24/7 settlement and real-time mint/burn operations.

UniPayment is a payment infrastructure platform for businesses to accept and settle fiat and cryptocurrency payments. The platform aggregates cards (Visa, Mastercard), local payment rails (SEPA, ACH, SWIFT), and digital currencies (USDT, USDC) through a single gateway with real-time FX conversion and smart routing. Named business accounts in USD and EUR support direct collection and settlement, while a multi-currency wallet manages fiat and digital assets from a unified dashboard. Pre-built plugins for WooCommerce, OpenCart, PrestaShop, and Magento, along with SDKs in PHP, Python, Java, Node.js, Go, and .NET Core, support developer integration. The platform operates under a FINTRAC-registered MSB in Canada and as an NBB-authorized EMI Agent in the EEA.

Coinbax is a programmable payment infrastructure layer for stablecoin and tokenized deposit transactions. It applies conditional logic to stablecoin payments via smart contracts on Base and Solana, enabling banks, credit unions, and fintech companies to embed multi-party approval workflows, programmable escrow, time-based locks, reversibility windows, and automated sanctions screening and KYC/KYB checks into each transaction. Pre-built workflow templates cover cross-border transfers, trade finance, lending disbursements, insurance payouts, and treasury operations. The platform integrates with core banking systems through the Jack Henry Fintech Integration Network and supports multiple stablecoins.

Iron Stablecoin API provides unified payment infrastructure enabling businesses to integrate global stablecoin operations through standardized endpoints. The system facilitates on/offramp services, cross-border payments, virtual account management, and multi-currency treasury operations with regulatory compliance features.

Cashu implements Chaumian blind signatures to create a digital bearer token system that preserves user privacy. The protocol enables instant peer-to-peer transactions and integrates with Bitcoin through mints where users can deposit and withdraw funds.

Orchestration implements automated workflow execution through programmable triggers, detecting crypto and fiat deposits to execute conditional payouts. The system enables rule-based automation for payment processing and fund distribution.

Halliday Payments is an end-to-end payments suite for L1s, L2s, and apps to fund users on any chain. Provides fiat on/off-ramps, cross-chain swaps, bridging, and exchange-to-network funding via SDKs, a modal, or embedded UI. It's non-custodial and wallet-agnostic with one integration for payments across chains.

Eversend Business API delivers payment processing infrastructure through REST APIs, enabling enterprise collections, automated payouts to mobile money and bank accounts, multi-currency exchange, stablecoin settlement, business account management, and working capital solutions for global payment operations.

iTransfr is a stablecoin-powered API and orchestration platform that provides instant cross-border payments, FX conversions, virtual accounts, and payment infrastructure for businesses across 50+ countries. The platform integrates traditional payment rails like SWIFT, SEPA, ACH, and local systems including PIX, SPEI, and PSE with stablecoin technology to enable fast, cost-effective global money movement.

Apaylo Payment Hub provides centralized payment orchestration through a unified API connecting businesses to Canadian banking systems and payment rails. The platform facilitates electronic funds transfers, e-transfers, wire transfers, billpay transactions, and cryptocurrency remittances including USDT, USDC, and Bitcoin via ERC20 or TRC20 networks. The system offers batch processing capabilities, real-time settlements, and merchant portal access for transaction management.

UnblockPay is a payments infrastructure API for converting between stablecoins and fiat via local rails. It supports on/off-ramps, wallet creation, webhooks, and bank payouts through a single developer interface.

Sarafa Payments API enables developers and businesses to integrate Sarafa's cross-border payment capabilities including stablecoin transfers, mobile money, and multi-currency settlement into their own platforms.

Voltage Payments is a Lightning Network payments API for businesses to send and receive Bitcoin and USD with near-instant settlement. The API provides endpoints for wallet management, payment initiation, BTC-to-USD quote locking, and real-time transaction tracking with webhook support. Businesses choose between two operating models: a credit-backed model where transactions settle at the end of a billing cycle without pre-funding, and a node model where clients operate cloud-hosted Lightning nodes with direct fund control. Includes a developer sandbox on MutinyNet for testing before production.

Ligero is private payments infrastructure for enterprises conducting stablecoin transactions on public blockchain networks. Zero-knowledge proofs shield transaction details including sender, recipient, amount, and payment type from public on-chain visibility. Compliance managers hold multi-signature cryptographic keys enabling selective decryption of transaction data for regulatory audits. The system integrates with existing payroll and treasury platforms without requiring workflow changes or new employee wallets.

Merge API Platform provides Web3 companies with banking and payment infrastructure through a single API integration. The system enables multi-currency account creation, stablecoin on/off ramp services, global real-time payments across nine blockchain networks, intelligent payment reconciliation, and sub-account management. The platform supports instant payments via local rails including SEPA, Faster Payments, PIX, and UPI while managing compliance requirements through automated KYB, KYT, and sanctions screening.

Levl is a B2B payments infrastructure platform enabling businesses to process cross-border payments in fiat currencies and stablecoins through a unified API. The platform provides named accounts in USD, GBP, and EUR for fund collection and reconciliation, currency conversion and fiat-stablecoin on/off ramp services, POBO (Payment on Behalf Of) accounts for executing outbound payments in clients' names, API-based cross-border remittances, crypto payment acceptance and processing, and card payment processing. Businesses integrate via API, dashboard, or OTC desk. The platform is operated by two regulated entities across Switzerland and Canada, with fiat accounts and card acquiring delivered through licensed banking partners.

Bead is a payment infrastructure platform that enables businesses to accept cryptocurrency, digital wallet, and buy-now-pay-later payments through hosted payment pages and APIs. The system handles QR generation, network selection, and customer messaging while providing settlement in USD with reduced fraud risk and lower fees than traditional methods.

Cedar Money Platform is a B2B cross-border payment solution that enables businesses to send and receive high-volume payments in over 130 currencies. The platform provides competitive exchange rates, supports transactions up to $30,000,000 daily, and offers T+1 settlement for faster business operations.

Cybrid Platform provides turnkey payment infrastructure through REST APIs, enabling businesses to integrate fiat and crypto payment processing with embedded compliance. The platform offers KYC and KYB verification, FBO account management, ACH and Wire connectivity, crypto wallet infrastructure with MPC security, and stablecoin conversion services. It supports multi-rail payments including RTP, FedNow, USDC, USDT, and Bitcoin Lightning Network, allowing developers to build compliant financial products without managing direct banking relationships.

Flincap is a borderless payments platform for businesses, offering APIs for stablecoin payments, local collections, payouts, and an OTC desk to convert between stablecoins and local currencies.

YoguPay is a cross-border payments infrastructure platform for global businesses, providing payment collections, mass payouts, FX and treasury management, and multi-currency global accounts through a unified API and business dashboard. Businesses can collect payments from multiple countries, disburse payouts to various countries across Africa, Asia, and LATAM via local payment rails including mobile money and bank transfers, convert between several currencies at competitive rates, and hold funds in multi-currency accounts. The platform also supports stablecoin settlement flows using USDT on Tron (TRC20) and USDT/USDC on Ethereum (ERC20) through a Wallets API.

Kalyssi API & Infrastructure provides a REST/JSON API with modular building blocks enabling fintechs, neobanks, and platforms to integrate wallets, payments, card issuance, crypto and FX exchange, compliance, and KLC rewards into their own products. The system provides a sandbox environment, signed webhooks, official SDKs for multiple programming languages, and scalable API packs with integrated KYC/KYB compliance hooks and configurable quotas from MVP to enterprise deployments.

R3 Offline Payments implements digital currency transaction processing for areas with limited internet connectivity through hardware security modules. The system enables CBDC and digital currency transactions via smart cards and mobile devices without network connectivity requirements.