List of Payments Infrastructure & Orchestration companies in Web3 (2026)

Immutable Checkout is a Payment infrastructure for games and marketplaces that aggregates on-ramps, currency swaps, and asset purchases into a configurable checkout interface. Players can add funds and complete asset purchases within a single transaction flow, with smart routing guiding users through the required steps without leaving the game experience. Supports multiple global payment methods across many countries.

Nexus is an API-powered platform for compliant tokenization, stablecoin issuance, and payment processing. It enables businesses to issue and manage digital tokens across multiple blockchain networks with integrated KYC/AML compliance, cross-chain operations, and configurable payment workflows.

BlindPay API is a stablecoin payments infrastructure platform that lets businesses send and receive cross-border payments through a single interface. It orchestrates stablecoin transfers, local payment rails, and virtual account issuance, converting between fiat currencies and stablecoins in real time. Businesses use it to move funds internationally, open named multi-currency virtual accounts for their customers, and screen transactions through integrated identity verification and monitoring. The platform is accessed through a developer API and dashboard covering payins, payouts, quotes, and wallet registration across multiple blockchain networks and traditional bank rails.

Alfred Pay Platform is a cross-border payments infrastructure product that connects stablecoin rails to local banking systems across Latin America. It provides businesses with virtual local bank accounts, converts between stablecoins and local fiat currencies, and settles cross-border payments in near real time through a single API. Fintechs, crypto platforms, and trade and logistics companies use it to collect and disburse local payments and manage multi-currency operations without establishing local entities. The platform also connects to a partner cash-out network, letting digital wallet holders convert balances into cash at physical agent locations.

Global Payments is a cross-border payment API that lets businesses collect and send funds across multiple currencies and jurisdictions. It converts incoming local payments into stablecoins for settlement, then converts back to local currency for payouts, routing transfers through local banking rails in each supported market. Businesses use it to consolidate collections and payouts into a single integration instead of managing separate banking relationships per country. Built-in screening and reporting tools help maintain regulatory compliance across the markets it serves.

GoPay REST API is a developer tooling product that provides OAuth2.0-authenticated endpoints for integrating the GoPay Payment Gateway into merchant websites and applications. It supports payment creation, status checks, refunds, captures, and recurring payment management through sandbox and production environments. Developers can build against the API using available libraries and pre-built modules for common e-commerce platforms.

OwlPay is a comprehensive payment infrastructure platform that enables businesses to manage cross-border transactions, reconciliation, and mass payouts through APIs. The system supports multiple payment methods including fiat currencies, commercial cards, account payables, and stablecoins for real-time clearance and settlement.

Whop Payments is a payment infrastructure and orchestration layer for digital businesses. It routes each transaction through multiple payment service providers to maximize authorization rates, and automatically retries declined transactions through an alternative processor. Merchants can accept cards, digital wallets, buy-now-pay-later financing, regional bank transfers, and cryptocurrency. Integration options include shareable checkout links, embeddable checkout components, and a no-code store page builder. Payouts are available across multiple territories via bank transfer, ACH, cryptocurrency, and mobile wallets.

HoneyCoin is a payment orchestration platform aggregating multiple payment providers, processors, and blockchain rails into unified API infrastructure for cross-border business payments. Users hold funds in multi-currency wallets supporting fiat and stablecoins, collect payments via bank transfers and mobile money, execute payouts across various markets, convert currencies through an OTC desk, issue virtual cards for expenses, and process bulk payouts for payroll operations.

Novacrust Business is a financial services platform providing businesses with APIs for card issuance, payment collections, and payouts across multiple countries and currencies. It lets companies issue virtual USD cards for team or customer spending, accept payments via bank transfer, mobile money, cards, or stablecoins, and send payouts to vendors and staff in multiple currencies. The platform provides multi-currency wallets holding several fiat currencies and stablecoins alongside currency exchange, letting businesses build payment workflows into their own operations through a single dashboard and API.

Swift Connectivity Solutions is a tiered portfolio of interface products for back-office integration with the Swift network. Alliance Cloud provides managed cloud connectivity, Alliance Lite2 serves small-to-medium institutions, Alliance Access offers on-premises installation, and Alliance Messaging Hub handles enterprise message routing and transformation. The suite supports FIN, FileAct, InterAct, and ISO 20022 message formats with Hardware Security Module and 3Skey authentication.

Ping is a payments infrastructure platform that provides unified APIs, hosted checkout sessions, embeddable payment widgets, and a fiat-to-crypto on-ramp for accepting cryptocurrency payments across multiple blockchains. It uses cross-chain intent routing so payers can pay in any supported currency while payees receive their preferred asset, with checkout links, card-based payment acceptance, and a command-line tool available. The platform is designed for merchants, developers, and autonomous agents needing borderless payment flows, and additional features such as recurring subscriptions and an account layer are in development.

Blocktank is a Lightning Service Provider that supplies on-demand channels and capacity so wallets can connect to the Bitcoin Lightning Network for low-cost instant payments.

1Konto Trading Platform delivers institutional-grade digital asset and FX trading through unified API, web application, and OTC desk infrastructure. The system provides best-price execution through multi-venue liquidity sourcing while enabling single-account settlement for digital assets, stablecoins, and G12 fiat currencies.

Payouts Platform is a unified payments infrastructure and orchestration platform that lets businesses move, manage, and automate money through one ledger and API. It routes payouts and collections across dozens of banking rails, cards, and on-chain stablecoin transfers, while automating accounts payable and receivable, tax form collection, reconciliation, and approval workflows. Vendors, clients, and internal teams access dedicated portals, and the same functionality is exposed to AI agents through a Model Context Protocol interface and agent payment protocols. Businesses use it to consolidate global disbursements, collections, compliance checks, and card issuance within a single audited system.

Juicyway API is a developer-facing payments infrastructure product that lets applications integrate customer management, payment collection, transfers, and currency exchange. It exposes REST endpoints for initializing and capturing payments, bulk and internal transfers, market-maker driven exchange rates, and a wallet-as-a-service module for creating and managing customer wallets. Webhooks deliver real-time notifications for transaction and payment events, letting businesses embed multi-rail payment and stablecoin transfer capabilities directly into their own products.

Rail Payment Infrastructure is a payments orchestration platform that lets businesses accept, convert, and settle funds across fiat currencies and stablecoins through a single API. It aggregates deposit accounts, currency exchange, on-ramp and off-ramp conversions, embedded wallets, and collections into one unified account structure, routing transactions across multiple banking partnerships and blockchain networks. Businesses use it to move value across borders, hold multi-currency balances, and access request-for-quote pricing for large conversions without integrating each capability separately.

OpenVPP is a payments and tokenization platform for the electric utility sector. It provides routing for distributed energy resources, registry management, integration APIs, stablecoin payment processing for micropayments, and energy asset tokenization for cross-border transactions.

Velocity Platform is an enterprise payments infrastructure for cross-border payments, real-time settlement, and treasury management using stablecoin rails. It connects banks, blockchains, and payment networks to enable real-time fund movement across multiple fiat currencies and supported stablecoins. The platform delivers payments processing, settlement orchestration, FX conversion, and treasury management tools through a unified API and dashboard with integrations for Treasury Management Systems and ERP platforms. Businesses use it to send and receive funds globally, manage multi-asset balances, reduce pre-funding requirements, and earn yield on stablecoin holdings.

Tylt CPG is a crypto-asset payment gateway that lets businesses accept, transfer, and settle stablecoin payments through a unified API. It supports hosted checkouts, payment buttons, links, forms, and point-of-sale integrations, and allows merchants to initiate bulk or API-based payouts. The gateway settles transactions in stablecoins across multiple blockchain networks, giving merchants visibility into balances and transaction status through a dashboard.

Walapay is API-first payment infrastructure that lets businesses issue virtual multi-currency accounts, move funds across fiat currencies and stablecoins, and manage customer compliance from a single integration. It supports fiat-to-fiat, fiat-to-stablecoin, stablecoin-to-fiat, and stablecoin-to-stablecoin transfers, combining traditional banking rails with stablecoin networks for cross-border settlement. Businesses such as fintechs, payment service providers, payroll platforms, and enterprise finance teams use it to collect, hold, and disburse funds globally, with automated KYC and KYB verification built into onboarding.

APS Payment Processing Platform is a payments infrastructure and orchestration service that lets online merchants and brokers accept payments through a single integration. It aggregates card processing, digital-asset checkout methods, and alternative local payment methods, then routes settlement in fiat or supported digital assets. Merchants use it to accept card payments and crypto-linked payment methods while APS handles currency conversion, compliance, and settlement across multiple blockchain networks.

Lideflow Payment API is a payments infrastructure platform that connects stablecoins with traditional bank rails and mobile money services for cross-border transfers. It provides unified API and Model Context Protocol tools for sending and receiving payments, converting currencies, opening virtual accounts, routing transactions across payment rails, and running automated compliance checks. Businesses and financial agents use it to settle payments across multiple currencies and stablecoins, including bank and mobile money payouts in African markets. The platform also supports payroll, payment links, subscriptions, card issuance, and an OTC desk alongside its core payment and conversion functions.

Bitpace Whitelabel Solution is a payments infrastructure and orchestration offering that lets businesses launch a custom-branded crypto payment gateway powered by Bitpace's underlying technology. It provides ready-to-deploy payment technology with configurable branding while Bitpace manages backend operations, liquidity, and settlement processing. Clients integrate through documented APIs to offer their own customers a branded crypto payment and settlement experience without building the infrastructure themselves.

Flutterwave Collect Payments is a payment processing platform that enables businesses to accept payments from customers worldwide through multiple payment methods including cards, bank transfers, mobile money, and digital wallets. The platform provides online checkout integration, point-of-sale systems, and supports transactions in multiple currencies across several countries.

Madhouse Wallet is an on/off ramp that converts stablecoins into local fiat currencies across multiple currencies and payment rails, including mobile money, real-time bank transfer schemes, and traditional bank transfers. Partners integrate through a REST API or an embeddable widget, depositing stablecoins from multiple blockchains into a single address and receiving fiat payouts to a bank account or mobile wallet. The platform locks live foreign-exchange quotes for a short window before settlement and provides a business dashboard for recipient management, transfer history, and compliance onboarding. It also offers a virtual USD account that accepts bank transfers and settles balances in a stablecoin, and supports agent-initiated payments where a client pays per API call using a stablecoin instead of a traditional API key.

Zynta Enterprise is a cross-border payments infrastructure platform for businesses moving funds between Africa and Europe. It provides over-the-counter liquidity for large cryptocurrency trades, near-instant international transfers over stablecoin rails, named virtual accounts in multiple fiat currencies, and fiat-to-crypto on and off ramps. Enterprise clients access these services through an API or web portal after completing a master service agreement, with built-in compliance screening for onboarding.

Fuze is a digital asset infrastructure platform that enables businesses to integrate crypto services through unified APIs, covering embedded trading, payments processing, OTC trading, stablecoin orchestration, fiat-crypto conversion, and AI-powered compliance automation.

InFlow Pay provides payments infrastructure through unified API endpoints, enabling shareable payment links, checkout integration, business IBAN accounts, and merchant dashboard management. The platform supports open banking, PayPal, and credit card processing with automated yield generation on payment flows.

Skyline Digital API is a payments infrastructure and orchestration product that lets partner platforms embed crypto and fiat settlement into their own products. It provides a unified interface for wallet provisioning, off-ramping, cross-border payments, and batch payroll, allowing partners to accept payment in any token and settle in any fiat currency. Web3 platforms and wallets use it to add offramping and third-party payment features without building their own banking or currency-conversion infrastructure.

Manteca API Platform is a payments infrastructure and orchestration service that lets fintech companies integrate crypto, brokerage, payment, and banking services across Latin America through unified APIs. It aggregates crypto deposits and withdrawals, brokerage account onboarding, QR-based payments, fiat-crypto ramp conversion, bill payments, and virtual account issuance behind a single integration layer. The platform handles regulatory compliance, identity verification, and multi-currency settlement, and is used by businesses seeking to embed financial services without building backend infrastructure. It supports crypto operations across multiple blockchains and connects to regional payment rails and banking systems throughout Latin America.

Trace Finance Payment API is a payments infrastructure platform that lets exchanges, fintechs, and financial institutions move money into and out of Latin America through a single set of API endpoints. It provides multi-currency accounts in BRL, USD, and EUR, converts between fiat and stablecoins through instant local payment rails, and executes cross-border payments over multiple regional and international rails. Businesses use it to onboard beneficiaries, lock foreign-exchange rates, and settle deposits, swaps, and withdrawals without operating a local entity. The platform also functions as an embedded financial services layer, giving partner platforms account and settlement capabilities they can offer to their own customers.

Kem for Business is a stablecoin payment infrastructure platform that lets merchants and companies accept USDT payments and manage payroll through a dedicated dashboard and API. It provides hosted checkout pages and shareable payment links for accepting payments without building a storefront, consolidating funds settled across multiple blockchain networks into one business balance. Businesses can run cross-border payroll, process full or partial refunds, and export settlement and analytics data for reconciliation. The platform also offers instant off-ramps converting stablecoin balances to fiat for withdrawal to bank accounts. It operates as a separate merchant-facing offering with its own sign-in, dashboard domain, and developer tools distinct from the consumer app.

CiroTRX simplifies stablecoin transactions on the Tron network by eliminating the requirement for users to hold TRX or energy in their wallets. The system automatically replenishes contract energy through Brutus Finance's resource rental platform API whenever energy falls below a threshold, charging a small commission on stablecoin transfers.

Pay Protocol Platform is a non-custodial payment infrastructure and wallet-as-a-service platform for businesses accepting cryptocurrency payments. It deploys smart contract based sub-contract wallets for each customer deposit, isolating funds and sweeping them into cold and hot contracts under multi-signature control, so merchants never hand custody of assets to the platform. The system records every transaction on-chain, uses assembly-level contract optimization to lower gas costs, and exposes an API for businesses to integrate collections, payouts, settlements, and treasury operations across multiple blockchain networks. Retailers and fintechs use it to acquire, manage, self-custody, and disburse crypto while retaining full in-house control.

Checker API is a provider-agnostic orchestration platform that gives financial institutions a single integration point to access stablecoin and digital asset liquidity across exchanges, OTC desks, banks, and payment providers. The system routes each order to the optimal execution venue based on price, speed, and reliability, then returns standardized responses covering order confirmation, fill status, and real-time tracking. It supports trading, cross-border payments, treasury management, and credit operations, with settlement extending across multiple blockchains and stablecoins through a unified API.

Legend Gateway is a payment-as-a-service infrastructure enabling fiat-to-crypto transactions for crypto exchanges, wallets, NFT marketplaces, and dApps through API integration. The system supports bank transfers and card payments across multiple fiat currencies in numerous countries globally, processing transactions with institutional-grade pricing and deep liquidity for large-volume trades. The platform maintains banking network connections and settlement systems for web and mobile application integration.

Sarafa API is a RESTful interface enabling developers and businesses to integrate Sarafa's cross-border payment capabilities including stablecoin transfers, mobile money, and multi-currency settlement into their own platforms. It supports wallet management, fund collection, and disbursement operations. Endpoints return JSON-formatted responses for all supported operations.

Netaro is a B2B payments infrastructure platform that settles cross-border fiat transactions using stablecoins as a backend clearing layer, bypassing correspondent banking rails. It provides programmable multi-currency accounts, an FX conversion engine, corridor-aware routing, and global payout APIs, delivering local fiat to recipient bank accounts within about an hour without recipients needing to hold digital assets. Embedded KYC, KYB, and AML compliance checks run within the transaction flow, and payment purpose, approval, and delivery evidence stay attached to a single transaction record that writes back to enterprise accounting systems. The platform serves multi-entity enterprises and industrial supply chains for overseas operating funding and supplier settlement.

Conduit Platform is a payment network that connects local banking rails with stablecoin infrastructure through a unified API and dashboard. It lets fintechs, payment service providers, and banks open multi-currency USD accounts and wallets, move funds through fiat rails or stablecoins, and manage compliance and settlement from one system. Businesses integrate the API to embed accounts and payments, while treasury and finance teams use a no-code dashboard for the same underlying accounts and transfers. The platform supports multiple stablecoins and blockchains alongside conventional payment rails, and handles KYB, AML, and transaction monitoring by default.

HIFI API is a payments infrastructure and orchestration platform that lets developers build cross-border stablecoin and fiat payment flows through a single integration. It provisions custodial multi-chain wallets, processes virtual account deposits and fiat onramps and offramps, and executes transfers, bridging, and swaps across supported blockchain networks. The platform also handles KYC and KYB verification, settlement rules, batch transfers, and transfer approvals, giving businesses a unified way to move value between fiat and stablecoins. It is used by developers and businesses building payment products without operating their own banking or blockchain infrastructure.

Fincra APIs is a payments infrastructure platform providing developers with unified REST endpoints for collecting, converting, and disbursing funds across multiple currencies and payment methods. Businesses integrate checkout pages, payment links, virtual accounts, and direct debit into their own applications to accept customer payments, then use payout and money transfer endpoints to send funds to beneficiaries across many countries. The platform also offers currency conversion between supported currencies and identity verification to validate customer information during onboarding. Authentication, webhooks, and rate limiting support integration into fintech, e-commerce, payroll, and remittance applications.

QuickRemit is an off-ramp payout API that lets partner businesses convert digital assets into fiat and settle funds to end-user bank accounts. It provides partners with sandbox and production environments, onboarding, and identity verification workflows to build controlled payout journeys. The API supports real-time exchange rate quotes, bank wire payouts, and transaction status tracking for partner-integrated remittance flows.

Mandioca is a cross-border payments platform that converts cryptocurrency into US dollars for international transactions. It lets clients send supported digital assets to a secure address, applies AML and KYC compliance checks, and delivers the equivalent USD amount to a verified bank account. The platform includes a dashboard for tracking balances, deposits, withdrawals, and wallet activity, serving importers, exporters, and other non-crypto-native businesses moving money across borders.

A blockchain-based infrastructure platform enabling financial institutions to integrate stablecoin and digital asset capabilities into existing banking operations. The platform utilizes Finxact core processing as the underlying ledger with connections to orchestration, payment, and banking systems for fiat-to-digital asset interoperability. The infrastructure supports institutional access to FIUSD and other stablecoins, cryptocurrency buy-sell-hold functionality, tokenized deposits, and digital asset wallet management through unified APIs.

UnblockPay is a payments infrastructure platform that lets businesses move money between fiat currencies and stablecoins across borders. It provides on and off ramps, virtual accounts, and stablecoin wallets through a single API, connecting to local fiat payment rails and multiple blockchains. Businesses use it to collect, convert, hold, and pay across markets while compliance screening and onboarding are handled within the same platform.

Nuvion is a neobank and embedded finance platform providing multi-currency business accounts, card issuing, payment acceptance, global payouts, and stablecoin rails for freelancers, businesses, and marketplaces. It operates through a single account and API surface, letting platforms issue accounts, move funds, accept payments, and convert between fiat and stablecoins without integrating banks or liquidity providers directly. The platform combines licensed fiat infrastructure with blockchain-based settlement across multiple networks, offering regulatory coverage across several markets. Businesses use it to manage cross-border money movement, issue physical and virtual cards, and access new markets from one unified dashboard.

Neoflow Payment Gateway is a payment acceptance service aggregating cards, local payment methods, and cryptocurrencies through a single API integration. Supported methods include Visa, Mastercard, Amex, PIX, UPI, PayNow, bank transfers, and multiple cryptocurrencies, with smart routing to optimize transaction success rates and costs. Settlements flow directly to multi-currency accounts in the corresponding local currency or a preferred currency.

Easy Platform implements payment orchestration through programmable, non-custodial infrastructure, enabling transaction processing and financial automation. The system integrates multiple payment rails while maintaining security through third-party tokenization and encryption.

Dropp is a payment platform for merchants combining Pay-by-Bank and Pay-by-Stablecoin acceptance. The platform operates on real-time banking rails including RTP and FedNow alongside Hedera distributed ledger infrastructure for stablecoin and HBAR transactions. Merchants accept payments via QR code, POS integration, or embedded checkout. Balances settle via RTP and ACH through Truist Bank with consumer funds held in a Truist Omni account. The platform includes B2B invoice management, merchant offers, referral programs, and integrations with Pinnacle Affiniti Cloud POS and RapidRMS for fuel and convenience retail.