List of Payments companies in Web3 (2026)

SurgePay

Payments

The world is moving fast. Your money should too.

SurgePay is a fintech company providing multi-currency wallets, cross-border payments, and virtual cards built on blockchain technology. It serves African users and the global diaspora who need fast, low-fee international money transfers.

Amulets

Payments

Connecting crypto and the real world

Amulets is a crypto payments company offering a mobile wallet and prepaid card. It lets users spend stablecoins and other digital assets at merchants worldwide.

Collaborate, cost split and settle in Bitcoin.

Cowbolt is a Bitcoin payments company offering a cost-splitting and team chat app. It lets teams, friends, and families settle shared expenses peer to peer using a non-custodial wallet.

Stablecoin payments rails that work

ElementPay lets businesses and consumers in Africa convert between stablecoins and mobile money through APIs and a consumer app.

Macropod, Value that Moves with You

Macropod issues AUDM, a 1:1 AUD-backed payment token, for on-chain payments, cross-border settlements, and treasury operations.

Global money infrastructure

Voltage lets businesses send and receive Bitcoin and USD instantly over the Lightning Network using a developer API.

Accept digital assets, get Naira instantly

GemRails is a payment platform that lets Nigerian merchants accept stablecoin payments and receive instant settlement in Naira.

Buy, send, receive, and store digital dollars around the world

Sling is a fintech company that provides a mobile app for sending and receiving money.

Onboarding to Web3 never felt so easy

Web3 payments infrastructure provider enabling easy crypto access and transactions.

Web3 payments and onboarding.

Monstrè provides NFC-enabled payment solutions for events, using devices like Playbands and NFC cards to enable seamless, closed-environment transactions.

Unleash your payments potential

Worldpay is a payments platform for businesses to accept, manage, and process transactions across in-store, online, and mobile channels.

The stablecoin offramp for Asia

Ripe is a stablecoin payments company that helps crypto users spend digital assets at everyday merchants. It converts stablecoins to local currency at the point of sale across Southeast Asia.

Fintech infrastructure for the future of global money movement

Merge is a fintech infrastructure company that provides API-based stablecoin and fiat payment services. It helps Web3 and enterprise businesses move money globally by combining banking rails with stablecoin settlement.

Love you, pay me

Acctual is a fintech company offering invoicing and accounts payable automation for crypto and fiat payments. It helps freelancers, agencies, and businesses send and receive global payments with flexible settlement options.

Fast. Secure. Seamless.

Levl is a regulated payments infrastructure company providing cross-border payment services in fiat currencies and stablecoins to businesses globally.

Pioneering the future of payments by bringing crypto, digital wallets and BNPL into one seamless and secure network.

Bead helps merchants accept crypto, digital wallet, and BNPL payments both online and in-store through one platform.

Fast, secure, and scalable cross-border payments and collections for businesses.

Cedar Money is a B2B cross-border payments company. It helps businesses send and collect international payments using stablecoin-backed infrastructure with competitive exchange rates.

The future of digital payments is here.

SpendTheBits helps users send money globally and spend digital currencies through a mobile app with integrated Mastercard functionality.

Move your money forward, globally

Cybrid is a payments infrastructure company that provides API tools connecting traditional banking with stablecoin and Bitcoin payment rails. It serves fintechs, banks, and enterprises building cross-border payment and remittance products.

Send and receive business payments across Africa using stablecoins

Flincap is a stablecoin payments company for African markets. It helps businesses send, receive, and settle cross-border payments using stablecoins.

Global payments, locally optimized

SmilePayz is a payment gateway provider for businesses operating in emerging markets. It offers local payment methods and card acceptance for merchants in the iGaming and Forex sectors across Asia, Latin America, Africa, the United States, and Europe.

Live like the 1%

XPlace lets users spend crypto through a credit card by borrowing against their portfolio without selling assets, earning yield and rewards on Solana.

Buy now, Pay Later for the Next Generation of Money

Yumi Finance helps merchants and card programs offer credit payments and pay‑in‑4 at checkout through SDK and API integrations.

MIMO

Payments

Digital asset transformation solutions

MIMO is a licensed digital asset conversion service in Da Nang, Vietnam. It lets users convert USDT to Vietnamese dong and back through a non-custodial process.

Hizo

Payments

Connecting Africa with every transfer

Hizo is a fintech company that lets Nigerians spend and send Naira across African countries. It converts currency in real time for payments, transfers, and card spending.

The neobank for explorers

SuperCash is a self-custody crypto neobank for QR payments. It lets users spend stablecoins at local merchants across Southeast Asia while keeping control of their funds.

Moving money for better

Western Union helps users send and receive money globally through digital platforms and a network of agent locations worldwide.

Seamless payments for ambitious businesses

YoguPay is a cross-border payments company that helps businesses collect, convert, and send funds globally. It settles transactions within 12 to 24 hours through an API or dashboard for fintechs, remittance firms, and trading companies.

Book anything, anywhere

TRAVLS is a travel platform that lets users book flights, hotels, and experiences using cryptocurrency without traditional banking fees.

Collect payments from anyone, anywhere in just 15 minutes

Nuvia Networks is a cross-border payments and invoicing platform for African businesses. It helps enterprises, SMEs, and freelancers collect international payments and issue compliant e-invoices through a single dashboard.

Fast. Easy. Reliable. MoneyGram.

MoneyGram enables cross-border money transfers through retail locations, digital channels, and stablecoin-enabled payment infrastructure serving users globally.

Imagine a Stable World

Stable is a digital wallet company offering a global United States dollar account for cross-border payments. It provides fee-free international transfers, peer-to-peer payments, and a card for spending worldwide.

Fast, Safe Global Payments

Espresso Cash helps users send money globally through a mobile payment app using USDC stablecoin with QR codes and payment links.

Take Back Control of Your Capital

Limited provides self-custody stablecoin banking services with premium cards and global payment solutions.

US bank accounts for international wholesalers

Shield is a fintech company offering banking and payment services for international wholesalers and exporters. It provides stablecoin payment acceptance, virtual US bank accounts, and business credit cards.

Move money faster

OpenFX is a cross-border payment infrastructure provider. It helps institutional clients settle FX transactions in real time with transparent pricing.

Sigma helps you hire, pay and retain anyone

SigmaRemote is a global payroll company for contractors and employees. It helps businesses hire, pay, and manage global workers using stablecoin and traditional payment rails.

Liquidity is power

TCR Finance is a crypto payments company that intermediates international transfers using stablecoins alongside traditional banking rails. It serves businesses moving money between Brazil, other Latin American markets, and the United States.

The Stablecoin Settlement Layer for Latin America

Minteo helps businesses transfer money across Latin America using locally-pegged stablecoins backed by regulated reserves.

The iPhone moment for B2B finance

Keyrails is a payments company that provides trade payment infrastructure for emerging markets. It connects stablecoin rails with SWIFT and local settlement systems for banks, fintechs, and trade operators.

A stablecoin powered peer-to-peer payments network for Africa

Stablepay is a stablecoin-powered payments network for Africa. It connects wallets, telcos, fintechs, and financial institutions to enable onchain consumer and merchant payments settled in local currency.

Real-Time YouTube & Instant TikTok Payouts

Talentir provides real-time YouTube AdSense payouts with options for stablecoin or bank transfers, plus yield, Content ID, and tax tools for creators and agencies.

Blockchain Powered Escrow

Nexus Protocol helps freelancers and businesses secure payments through blockchain-powered escrow services on Solana.

Get Paid Globally. Pay Anyone, Anywhere.

Graph helps businesses make global payments by providing multi-currency accounts, virtual cards, and payment APIs for cross-border transactions.

Borderless finance for the global workforce

Payd helps freelancers and businesses send and receive global payments instantly using digital currencies and traditional payment methods.

Because money shouldn't need permission

Off Grid helps users spend cryptocurrency privately by offering a crypto card that works with Apple Pay and Google Pay.

Shop Amazon with Stablecoins

SP3ND enables users to purchase Amazon products with USDC stablecoins on Solana without KYC requirements or fiat conversion.

Wherever you are — move freely, locally and globally

LocalPay is a self-custodial stablecoin wallet for everyday payments. It lets users pay at local merchants by scanning existing QR codes while keeping full control of their assets.

Logistics payments done right

CargoBill is a stablecoin payment platform for logistics and supply chain operators. It enables cross-border payments to settle continuously, regardless of timezone or transaction size.

MultiKassa lets users exchange digital assets for cash or rubles through office visits, courier delivery, and transfers to other countries.