List of Payments companies in Web3 (2026)

Stable Regulated European

StablR lets you exchange euros and dollars as stable digital currencies, fully backed by cash and cash equivalents for stability.

Gift crypto to anyone, anywhere

BitGifty is a crypto payments platform. It lets users send cryptocurrency as gift cards via email and spend crypto on mobile top-ups, utility bills, and brand gift cards.

Your money, free and borderless with CiNKO

CiNKO is a digital payments company offering a wallet for USD and crypto. It serves freelancers and remittance users in Latin America with deposits, transfers, payments, and card services.

The global money movement API

Walapay is a payments company providing API infrastructure for cross-border money movement. It helps businesses and platforms collect, hold, and send funds using virtual accounts, fiat rails, and stablecoins.

We handle the payments. You handle the business.

Advanced Payment Solutions is a payment service provider for international businesses. It offers online, on-chain, and corporate payment services combining card processing with blockchain-based settlement.

Instant onchain and offchain voucher protocol

Longswipe is a payments company operating an onchain and offchain voucher protocol. It supports global gifting, remittance, and cross-border payments for individuals and businesses.

Agentic financial infrastructure for Africa

Lideflow is a fintech company providing a payment API for African markets. It connects businesses and AI agents to M-Pesa, NIBSS, mobile money, and stablecoin rails for cross-border payments.

Powering the infrastructure for Web3 affiliate earnings

Klink Finance is an online earnings platform and affiliate offer network. It lets users earn cash or crypto by completing tasks, offers, and social quests from partner brands.

Unlock the Future of Payments

Bitpace is a cryptocurrency payment gateway provider for businesses. It offers automated fiat conversion, global settlement, and liquidity routing across multiple digital currencies.

Secure your business for the future

ChainPal is a payments company that helps African businesses accept digital currency payments and receive payouts in local currency. It serves SMEs, startups, and freelancers through a payment gateway, invoicing tools, and developer APIs.

Endless possibilities for every business

Flutterwave helps businesses accept payments from customers worldwide through multiple currencies and payment methods.

MiddleM

Payments

Automated Crypto Middleman.

MiddleM is an automated cryptocurrency escrow service. It holds funds until both parties confirm a deal, offering anonymous, automated verification and release for peer to peer transactions.

Madhouse Wallet

Payments

Send Money Globally

Madhouse Wallet is a stablecoin off-ramp API provider for businesses. It helps wallet providers and exchanges convert stablecoins to local fiat across multiple currencies through a single integration.

Route Values for Web3

ValueRouter offers cross-chain asset swaps in one transaction.

Crypto to cash, Seamlessly

OneRamp was a payments company enabling conversion between cryptocurrencies and local mobile money in Sub-Saharan Africa. It supported multiple blockchain networks and local payment methods across several African markets.

Turn your business into a stablecoin-native company

Qash is a self-custodial business banking platform for crypto companies. It combines treasury management, payroll, invoicing, and payments with on-chain privacy.

Built for the flow of global trade

Zynta is a cross-border payments company that provides stablecoin settlement infrastructure between Africa and Europe. It offers OTC trading, virtual multi-currency accounts, and fiat on and off-ramps for businesses and individuals.

Do it all with stablecoins

MiniPay is a self-custodial dollar-stablecoin wallet built on the Celo blockchain. It lets users send, hold, and spend stablecoins using just a phone number.

Everyday Crypto

Orbi is a Mexican fintech offering digital dollar accounts backed by stablecoins. It lets users buy, hold, send, and spend digital dollars through a wallet and payment card.

Let money move like email

Beans enables users to send and receive money globally using blockchain technology, offering free cross-border transfers, multi-currency support, and yield opportunities.

Borderless Global Payments For Everyone

Bingtellar is a financial technology company offering cross-border payments and currency exchange services. It helps freelancers, remote workers, and businesses in Africa send money, convert currencies, and access crypto to fiat conversion.

Get Paid Anywhere, Cheaper, Faster

InFlow Pay helps businesses in emerging markets collect international payments at lower costs through fast cross-border payment processing.

Borderless payroll for global businesses and remote talent

BloccPay is a cross-border payroll and invoicing platform. It helps businesses pay remote teams and lets freelancers get paid in stablecoins or fiat.

The spiciest digital wallet of all

Takenos is a digital payments company serving Latin America. It helps freelancers and cross-border workers receive international payments and spend funds through digital wallets and cards.

Your bank won't do this

UGLYCASH is a stablecoin based financial services platform. It provides cross-border payments, virtual dollar accounts, and yield-bearing balances mainly for users in Latin America.

The Future of Decentralized Banking

Skyline Digital is a payments company offering a non-custodial crypto neobank platform. It helps Web3 businesses, DAOs, and high net worth individuals access traditional financial services alongside crypto payments.

Payments and stablecoin infrastructure for Brazil and LATAM

Trace Finance is a payments infrastructure company that connects banking rails and stablecoin settlement for cross-border transactions. It serves exchanges, fintechs, and global payment companies operating in Brazil and Latin America.

Tap to Pay. Powered by crypto.

Onta Network helps users pay with crypto for everyday purchases by connecting wallets to merchant payment flows.

Own Your Money. Spend Anywhere.

Kem is a digital payments platform that lets users send money, exchange currencies, gold, and crypto, and spend through digital cards. It serves individuals and businesses across the Middle East and beyond.

Decentralized crypto payment and wallet infrastructure for B2C enterprises

Pay Protocol is a decentralized crypto payment and wallet infrastructure provider for B2C enterprises. It lets retailers and fintechs accept, self-custody, manage, and disburse crypto through smart contract based accounts.

The best way for AI to access and pay for online services.

MCPay lets AI clients and developers use and monetize MCP servers with on-chain pay-per-call payments through a single account.

Unifying digital assets market for financial institutions

Checker is a stablecoin infrastructure company that gives financial institutions a single API to access digital asset liquidity, cross-border payments, treasury, and credit. It serves banks, neobanks, fintechs, and payment providers worldwide.

Buy Gift cards Online

SwiftRecharge is a payments platform for mobile top-ups, e-sims, and gift cards. It serves migrants and international users who pay with cards or cryptocurrencies across many countries.

StableFlow

Payments

Accept crypto with instant naira payouts

StableFlow is a crypto payments company that lets Nigerian businesses accept stablecoin payments. It automatically converts and settles funds as naira directly into merchant bank accounts.

Buy Bitcoin with Cash Now

Bitstop is a cryptocurrency ATM operator running a network of kiosks across the United States. It lets users buy Bitcoin and other digital currencies with cash at gas stations, convenience stores, and supermarkets.

Convert Crypto to Naira in Minutes

Ravasend is a crypto off-ramp that lets users in emerging markets convert USDT, USDC, and other cryptocurrencies to local bank accounts in minutes.

Simplifying money, unlocking opportunities

Sarafa is a fintech company operating a stablecoin payment platform for Africa and the Middle East. It helps individuals, businesses, and agents send, receive, and convert money using stablecoins and multi-currency accounts.

Netaro

Payments

Capital should work, not wait

Netaro is a cross-border payments infrastructure company operated by Elagon Inc. It provides an API-based settlement platform that lets enterprises fund overseas operations and pay suppliers in local fiat within minutes.

The global fiat + stablecoin operating system

Mesta is a cross-border payment network that lets businesses send and receive funds in fiat currencies and stablecoins across multiple countries.

Crypto that works like money

Shakesco is a crypto payment platform. It lets individuals and businesses buy, send, and receive Bitcoin, Ethereum, and stablecoins through private, self-custody payments.

Anything to anything

Codex is a stablecoin-native foreign exchange platform. It converts between fiat currencies and stablecoins for payment service providers, fintechs, and neobanks at wholesale rates.

Your Money, Your Rules

Monflo helps you manage EUR and crypto from one Web3 bank account with automatic conversion to blockchain-based euros.

Stablecorp

Payments

The business operating system for global entrepreneurs.

Stablecorp is an incorporation and business banking platform. It provides remote US company formation, business bank accounts, stablecoin invoicing, and tax filing for cross-border founders and businesses.

Your all-in-one crypto card

Mobilum is a crypto payments company. It helps users and businesses convert and spend digital assets through payment cards, wallets, and banking rails bridging Web3 and traditional finance.

A global money network

Conduit is a cross-border payments company that connects local banking rails with stablecoins. It helps fintechs, payment service providers, and banks move and hold USD value through multi-currency accounts and wallets.

Don't let anything or anyone limit you

Eluter is a fintech company providing multi-currency accounts and international payment services. It helps Argentine businesses operating globally receive, hold, and send funds across fiat currencies and crypto assets.

Infrastructure for Money

HIFI is a company providing infrastructure for money through developer APIs. It helps businesses move, convert, and route value across stablecoins and bank rails.

Global cryptocurrency debit card issuer

Swipe is a cryptocurrency card infrastructure provider for businesses. It offers API access to card issuing, compliance, and crypto to fiat conversion services.

Collect payments anywhere, anytime

Fincra is a payments infrastructure company. It helps businesses collect payments and make payouts across Africa and globally through APIs, virtual accounts, and payment processing tools.

Fintech 2.0: Real-Time Payments Infrastructure

Encryptus is a crypto-fiat conversion infrastructure provider for licensed financial institutions. It offers regulated on-ramp and off-ramp services, payouts, and compliance tools through an API-based platform.