List of Merchant Payment Gateway companies in Web3 (2026)

GemRails is a merchant payment gateway enabling Nigerian businesses to accept stablecoin payments and receive naira settlement directly to bank accounts. Customers pay with USDT or USDC by scanning a merchant QR code, and GemRails automatically converts the payment to NGN and settles within seconds. The platform provides a merchant dashboard for real-time transaction monitoring and supports API and checkout integration for online merchants.

Monstrè enables businesses to accept cryptocurrency payments through NFC-enabled devices including playbands, gift cards, and POS systems.

Coinsub Payment Platform provides cryptocurrency payment processing through subscription billing, invoicing, and recurring payments. The system integrates with multiple wallets and blockchains while offering white-label API solutions for merchants and developers.

Acctual provides cross-border payment processing through crypto and fiat integration, enabling multi-currency invoicing and accounts payable automation. The platform connects with accounting systems like QuickBooks and Xero while supporting stablecoin payments across multiple blockchain networks.

Payment gateway enabling businesses to accept traditional payment methods and USDT cryptocurrency across Southeast Asian and Latin American markets. The API supports bank transfers, QR codes, e-wallets, virtual accounts, and USDT transactions with multi-network support including ERC20, BEP20, TRC20, and OMNI protocols.

Yumi Buy Now Pay Later is a checkout SDK and API for merchants and PSPs to offer pay‑in‑4 with crypto. It evaluates applicants with onchain and offchain data, authorizes a limit, splits payment between shopper and Yumi, and settles to the merchant in stablecoins or fiat.

Nummun is Minos Global's crypto payment gateway enabling merchants to accept cryptocurrency payments in the currency of their choice, with integrated custody and brokerage for seamless settlement.

ShieldPay facilitates B2B cryptocurrency payment processing through licensed VASP operations, enabling businesses to accept digital asset payments while receiving fiat wire transfers. The platform provides payment buttons, invoicing templates, and real-time transaction monitoring with KYC/KYB compliance.

XKOVA is a white-label consumer payments platform for protocols and stablecoins that provides email-based transfers, ecommerce integrations, rewards, and compliance features.

LocalPayment API implements payment processing infrastructure through REST endpoints, enabling businesses to accept payments via payins and send payouts across emerging markets. The system provides unified access to credit cards, bank transfers, cash payments, digital wallets, and alternative payment methods while maintaining compliance with regional financial regulations across Latin America.

A payment processing system enabling private financial transactions with instant settlement through IronWeave's blockchain architecture. Transaction details remain confidential between parties using Private-Shared-Blocks where only participants can access payment information. The system processes fast settlements with near-instant finality, maintains regulatory compliance frameworks, and supports cross-border transactions. All payment data is encrypted individually with keys known only to transacting parties, preventing visibility on public explorers while ensuring verifiable settlement.

SpicePay is a merchant payment gateway enabling businesses to accept cryptocurrency payments through e-commerce plugins, a payment API, iFrame, and hosted checkout pages. Received funds are deposited to a built-in BitGo-backed wallet and can be automatically converted to fiat currencies for withdrawal via wire transfer, SEPA, or PayPal. The platform includes a merchant dashboard for tracking transactions and managing payouts, alongside an affiliate program for earning commission on referred merchants.

Venta Payments is a Solana-based payment platform with optimized transaction routing, enabling merchants to accept cryptocurrency at point-of-sale. The system integrates with existing payment infrastructure while maintaining sub-second transaction finality through Solana's architecture.

Keychain is a merchant payment gateway that lets businesses accept pay-by-bank and USDC payments at a flat 1% fee. It runs alongside existing point-of-sale systems, settles the same day, and includes customer rewards without monthly or per-transaction fees.

A mobile payment platform that accepts cryptocurrency and fiat payments for restaurant and retail purchases, distributing USDC rewards to consumers while facilitating merchant payment processing.

Decal is a merchant payment gateway that enables payment acceptance on any device and includes customer loyalty features. Users can take payments quickly and reward customers without complex setup or high fees.

RaiPOS is a software-based payment acceptance solution that transforms Android mobile phones into secure contactless payment terminals, enabling merchants to accept card payments and digital wallet transactions through NFC technology without requiring dedicated hardware.

Estia Payments Gateway is a merchant payment platform integrating with retailer POS terminals and online store checkout systems to accept multi-currency payments. It provides a consumer-facing mobile wallet supporting QR code, NFC, and online payment channels. The system includes real-time transaction analytics, reporting dashboards, and a loyalty rewards program that returns cashback on consumer purchases.