List of Payments projects on Optimism (2026)

The Universal Payment Identifier for Stablecoin Infrastructure

Reveel is a cross-chain stablecoin payment infrastructure provider that enables universal payments through human-readable identifiers and AI assistance. It serves wallets, exchanges, and fintech operators seeking to embed stablecoin payments into messaging platforms.

Anything to anything

Codex is a stablecoin-powered wholesale FX platform for cross-border payments. It gives businesses fiat-to-stablecoin conversion and stablecoin-to-stablecoin swaps at wholesale rates.

Onramp Money

Payments

Converting Fiat to Web3 Money

Onramp Money is a fiat-to-crypto payment infrastructure provider. It lets users and businesses buy, sell, and swap cryptocurrencies across a wide range of countries using local payment methods.

Financial Intelligence

Koywe is a payments company that provides infrastructure for cross-border collections and payouts in Latin America. It lets businesses convert between local currencies and stablecoins without a local bank account.

A new crypto payment solution to transform your business.

Slash Vision Labs helps merchants accept crypto by offering a non-custodial payment gateway that routes through decentralized liquidity.

Accept and send crypto safely, directly and at scale

Request Network is a decentralized payment protocol for creating, storing, and verifying payment requests. It is used by businesses and developers to issue and settle invoices across multiple blockchains.

The first global crypto payments network

Mesh is a crypto payments infrastructure provider for businesses. It lets merchants, fintechs, and enterprises accept, send, and settle digital asset payments globally through a single API integration.

One card for all crypto

Holyheld lets users spend crypto anywhere with a debit card that connects to self-custodial wallets across multiple blockchains.

Buttery smooth global money

Peanut Protocol is a self-custodial digital dollar wallet and payments project. It lets users hold, send, and spend digital dollars globally, including through local payment rails in select regions.

Build apps anyone can fund.

Chainrails is a payment infrastructure protocol for developers. It lets applications accept deposits from any blockchain, token, or fiat currency through a single integration.

Crypto infrastructure for the global stablecoin economy

Utorg is a crypto payments infrastructure provider offering embedded fiat to crypto on ramps, wallet infrastructure, and stablecoin settlement. It serves businesses building crypto products as well as individual users through a consumer app and card.

CCPayment

Payments

Maximize Your Global Margins with Next-Gen Crypto Payments.

CCPayment is an enterprise-grade cryptocurrency payment infrastructure provider for global businesses. Its unified API supports payments, permanent deposit addresses, wallets, swaps, withdrawals, batch payouts, and stablecoin-to-fiat settlement across 900+ cryptocurrencies and 100+ blockchains. Real-time webhooks, transaction records, and KYT monitoring simplify cross-border collection, treasury management, reconciliation, and settlement business operations.

Earn Every Second

Superfluid is a money streaming protocol that enables real-time, continuous token transfers. It lets developers and users automate payments such as salaries, subscriptions, and rewards by the second.

Connecting LATAM to global finance.

Capa is an enterprise cross-border payments platform and stablecoin FX provider for Latin America. It helps fintechs, financial institutions, payment companies, and corporations move money across borders through an API, SDK, or dashboard.

The ramp for ambitious stablecoin apps

Daimo Pay is a stablecoin payments company that routes deposits from cards, bank transfers, and crypto wallets to a merchant's chosen chain and stablecoin. It serves stablecoin apps and neobanks seeking localized onboarding across multiple countries.

Stablecoin payments platform for the tokenized future

Rain is a stablecoin-powered card issuing and payments company. It helps enterprises, neobanks, and platforms launch compliant card programs and move stablecoins through a unified API.

Global money movements in record time

Fern is a financial infrastructure company for global money movements across fiat, stablecoins, and cryptocurrencies. It offers APIs and business banking services for cross-border payments and currency conversion.

Stablecoin payments. Globally trusted.

Confirmo is a stablecoin payment platform for global businesses. It lets companies accept, settle, and disburse stablecoins and cryptocurrencies across borders.

Onboard to Web3 in one click

Swapper Finance is a payment infrastructure layer that provides a white-label SDK for DeFi platforms to accept deposits from payment cards, crypto transfers, and Web3 wallets.

The first global crypto payments network

Mesh Connect enables crypto payments by connecting hundreds of exchanges, wallets, and payment providers through a single API.

AI-powered merchant of record

Breeze is a payments company operating as a merchant of record for card and crypto transactions. It helps businesses manage payouts, fraud, chargebacks, and compliance through a single integration.

Experience Borderless Banking

OrbitX is a stablecoin-powered banking platform. It provides crypto-linked Visa cards, multi-currency accounts, and cross-border payouts for individuals and businesses.

Turn your chats into cashouts

Azza is a crypto payments platform that operates a WhatsApp-based wallet for buying, selling, and sending digital assets. It targets users across Africa seeking simple mobile money conversion and cross-border transfers.

Tech-driven payment solutions for your business

Coinflow is a payments company that combines traditional payment rails with stablecoin settlement. It helps online businesses accept payments, settle funds instantly, and issue payouts globally.

Modern Payroll ‍for the Global Workforce

Rise Works is a global payroll and contractor compliance platform. It helps businesses hire and pay contractors and employees across many countries in local currency or crypto.

The only AI-Powered Crypto and Cash Wallet You'll Ever Need

NewMoney.ai helps users manage digital assets and cash through an AI-powered wallet accessible via messaging platforms like WhatsApp, Telegram, and Discord.

The Gateway to Borderless Finance.

Nodex is a non-custodial cryptocurrency payment gateway for merchants. It enables merchants to accept crypto payments across multiple blockchains with instant settlement and no KYC requirements.

The stablecoin settlement layer for global commerce.

Fonbnk is a stablecoin settlement company for global commerce. It converts prepaid mobile payments into stablecoins for cross-border payments and treasury flows in emerging markets.

Speed up your money

Tuyo provides self-custodial banking through a mobile app that enables users to spend USDC with a Visa card, receive money in multiple currencies, and earn yield on digital assets.

Crypto on‑ and off‑ramp infrastructure layer

Rampnow is a crypto on and off ramp technology provider. It connects apps, wallets, and platforms to fiat to crypto conversion services across multiple blockchains, with regulated services handled by licensed partners.

The global bank for individuals and businesses

KOSH, formerly CopperX, is a stablecoin-based neobank for cross-border payments. It provides individuals and micro-businesses with multi-currency accounts, global payouts, and a payment card.

Endl

Payments

Borderless Business Banking

Endl is a payments platform for cross-border business banking. It lets businesses and freelancers receive international payments in multiple fiat currencies or stablecoins, then hold, convert, or withdraw funds.

Let your agents pay and get paid. Autonomously.

Nevermined is a payments infrastructure provider for AI agents. It lets AI builders meter usage, delegate spending, and settle payments autonomously in fiat or crypto.

Send USDC to anyone with an email or @handle.

Loofta is a non-custodial crypto payments platform. It lets users send digital assets to anyone using an email address or social handle, with recipients choosing to claim in tokens or cash out to a bank account.

Stableyard

Payments

Don't change. Upgrade what already works.

Stableyard is a stablecoin commerce platform for businesses. It lets merchants accept stablecoin payments across online checkout, in-store, and in-app channels through a single integration.

The financial layer the world runs on

Echo Money is a cross-border payments platform that lets businesses send and receive money globally via local bank rails, SWIFT, SEPA, and stablecoin corridors.

Send money, Build credit

Kredete helps African immigrants in North America send money home to African countries while building credit through international transfers.

The orchestration network for global stablecoin payments

Borderless is a stablecoin payments orchestration company. It connects financial institutions, payments companies, and fintechs to local banking rails across multiple countries through a single API.

This is what money should feel like

Charter Labs is a fintech company building a non-custodial digital wallet for cross-border payments. It lets users send and receive money internationally, manage payroll, and save using stablecoin settlement.

Align

Payments

Full-stack financial infrastructure for stablecoins.

Align is a cross-border payments company that provides named IBAN accounts and stablecoin infrastructure. It helps businesses collect and pay out in fiat currencies and stablecoins through a single API.

Toku

Payments

Pay your people in every country you hire in, without losing a cut.

Toku is a stablecoin payroll infrastructure company. It helps businesses pay employees and contractors in stablecoins, fiat, or tokens across more than 100 countries while staying compliant.

Onchain token distribution

Sablier is an onchain token distribution protocol. It provides streaming payment infrastructure for vesting, payroll, airdrops, and grants used by DAOs and businesses.

Send and receive money across Africa and the US

Accrue is a cross-border payments company serving Africa and the US. It lets users send money internationally, hold US dollar accounts, and save with interest through a mobile app.

Pay with any token, anywhere, instantly

KIRAPAY is a cross-chain payment gateway for crypto transactions. It lets businesses accept payments across multiple blockchains through an API, SDK, or no-code payment links.

Saber Money

Payments

Cross-Border Payment Infrastructure for Asia, Powered by Stablecoins

Saber Money is a stablecoin-based cross-border payment infrastructure provider. It lets remittance companies, neobanks, and fintechs move funds internationally and settle into local bank accounts.

Onchain Social Payments

Payflow enables users to send and receive cryptocurrency through social platforms like Farcaster, ENS, and Lens using social identifiers.

Gaian Network

Payments

The stablecoin infrastructure for cross-border payments

Gaian Network is a stablecoin payment infrastructure provider for cross-border transactions. It connects global stablecoin liquidity with local banking rails so businesses and individuals can convert and settle funds into local currency across APAC markets.

Move money across Latin America in seconds, not days

Alfred Pay is a payments infrastructure company for Latin America. It connects stablecoins to local banking systems, letting businesses move cross-border payments and access local payment rails through a single API.

The future of international finance

HoneyCoin is a cross-border payments company that enables businesses and consumers to move value globally using stablecoin and fiat rails.

Novacrust

Payments

Turn crypto into cash. Send money to 50+ countries.

Novacrust is a financial technology platform that helps freelancers and remote workers receive international payments. Users can open USD accounts, get virtual cards, exchange currencies, and convert crypto to cash.