List of Financial Services Platform companies in Web3 (2026)

BP Ventures is a B2B stablecoin payment infrastructure platform providing banks, fintechs, NGOs, and global organizations with multi-chain wallets, instant crypto exchange (ICE) for USDC/USDT and cross-chain swaps, mass payout systems for global disbursements, cross-chain settlement rails, and stablecoin issuance and treasury tools, all MiCA-aligned and built on blockchain payment networks.

Seamount is a multi-chain financial platform for cross-border payments and digital asset management, settling transactions via USDS stablecoin on Algorand Mainnet. The platform provisions wallets across multiple networks with fiat on/off-ramps via Flutterwave and Paystack for local currency conversion. Users earn yield through Prime and Alpha investment tiers managed by third-party fund managers. Business services include asset tokenization, digital treasury management, on-chain analytics, and regulatory compliance.

Dakota Platform is a B2B stablecoin infrastructure platform providing enterprise-grade APIs for building, moving, and managing digital dollar products at scale. Businesses use Dakota as the foundational layer for issuing, transferring, and scaling stablecoin-based financial operations.

ARQ Business is a financial services platform for companies operating across Latin America and abroad. It provides multi-currency business accounts for holding digital dollars and euros, account details for receiving international payments, corporate cards with spending controls, and bulk payment processing for paying vendors and contractors. Businesses access these functions through a dedicated web platform and account separate from the consumer app.

BlindPay API is a stablecoin payments infrastructure platform that lets businesses send and receive cross-border payments through a single interface. It orchestrates stablecoin transfers, local payment rails, and virtual account issuance, converting between fiat currencies and stablecoins in real time. Businesses use it to move funds internationally, open named multi-currency virtual accounts for their customers, and screen transactions through integrated identity verification and monitoring. The platform is accessed through a developer API and dashboard covering payins, payouts, quotes, and wallet registration across multiple blockchain networks and traditional bank rails.

Alfred Pay Platform is a cross-border payments infrastructure product that connects stablecoin rails to local banking systems across Latin America. It provides businesses with virtual local bank accounts, converts between stablecoins and local fiat currencies, and settles cross-border payments in near real time through a single API. Fintechs, crypto platforms, and trade and logistics companies use it to collect and disburse local payments and manage multi-currency operations without establishing local entities. The platform also connects to a partner cash-out network, letting digital wallet holders convert balances into cash at physical agent locations.

Named Virtual Accounts is a multi-currency virtual account product for businesses operating across borders. It provisions bank accounts with local banking details, such as IBANs, ACH routing numbers, and CLABE identifiers, held under the business or customer name for each supported jurisdiction. This lets businesses collect and send payments directly on local rails without opening accounts with local banks. Accounts are created and managed through an API, with real-time settlement tracking and webhook notifications for back-office reconciliation.

Personal USD banking accounts for individuals from over 150 countries, enabling users to manage traditional banking alongside digital assets in a single account with ACH, wire transfers, and cross-border payment capabilities.

Stablecore is a banking infrastructure platform that enables banks to integrate stablecoin and digital asset products into their existing core systems. The platform provides custody, compliance, blockchain infrastructure, and operational tools to help banks offer digital asset accounts, USD-to-stablecoin conversion, and stablecoin payment products while maintaining security and regulatory compliance standards.

Meow MCP is a financial services platform that exposes Meow's banking functions to AI agents and developers through a Model Context Protocol server and command-line interface. Agents can list accounts, review transactions and balances, manage contacts, issue virtual cards, create invoices, and draft ACH, wire, or stablecoin payments for human approval. Businesses connect assistants such as chat-based tools or coding agents to automate financial workflows while payments remain gated behind manual approval, and developers can integrate the underlying API into their own applications.

Novacrust Business is a financial services platform providing businesses with APIs for card issuance, payment collections, and payouts across multiple countries and currencies. It lets companies issue virtual USD cards for team or customer spending, accept payments via bank transfer, mobile money, cards, or stablecoins, and send payouts to vendors and staff in multiple currencies. The platform provides multi-currency wallets holding several fiat currencies and stablecoins alongside currency exchange, letting businesses build payment workflows into their own operations through a single dashboard and API.

Kaprex is a financial services platform that combines stablecoin rails with traditional banking infrastructure to facilitate cross-border payments, currency conversion, and merchant settlement. Users receive virtual accounts for USD, EUR, and GBP deposits, hold balances as stablecoins across multiple blockchain networks, and convert between fiat and crypto at market rates. The platform also provides a stablecoin-funded payment card, local payout rails for African markets, stablecoin savings yield, and API access for business integrations.

Infini is a financial services platform that provides businesses with stablecoin and fiat payment acceptance, corporate card issuance, invoicing, payroll, multi-currency accounts, and treasury yield tools through a single dashboard. Merchants accept payments via hosted checkout, payment links, and invoices, while corporate cards let teams fund spending from fiat or stablecoin balances with budget controls. The platform also issues multi-currency virtual accounts for cross-border collection and payouts, and lets businesses allocate idle stablecoin balances to market-neutral yield strategies. Payroll and vendor settlement tools automate bulk stablecoin payouts, and all functions are accessible from one account across multiple supported blockchains.

Myaza Business is a merchant payment gateway and business account that lets African companies collect payments, hold multi-currency balances, and pay suppliers globally. Merchants accept crypto payments in-store and online through generated payment addresses and QR codes, with the platform converting received stablecoins to fiat for settlement or retaining them directly. The service runs on stablecoin rails across multiple blockchain networks, backed by an API providing wallet generation, cross-chain bridging, staking, and address monitoring, and integrates with e-commerce plugins and corporate card issuance for team spend control. Businesses can also send batch payouts and payroll to suppliers and staff across dozens of countries using the same multi-currency and stablecoin infrastructure.

CiNKO Enterprise is a business-facing stablecoin infrastructure platform that lets companies embed digital dollar accounts, card issuance, and payment rails into their own products through a single API. It provides stablecoin wallets, virtual USD accounts with local routing details, card issuance backed by stablecoin balances, and cash network access for deposits and withdrawals across partner locations. Businesses use it to offer their customers dollar-denominated accounts and spending tools without building the underlying custody, compliance, and settlement infrastructure themselves.

Walapay is API-first payment infrastructure that lets businesses issue virtual multi-currency accounts, move funds across fiat currencies and stablecoins, and manage customer compliance from a single integration. It supports fiat-to-fiat, fiat-to-stablecoin, stablecoin-to-fiat, and stablecoin-to-stablecoin transfers, combining traditional banking rails with stablecoin networks for cross-border settlement. Businesses such as fintechs, payment service providers, payroll platforms, and enterprise finance teams use it to collect, hold, and disburse funds globally, with automated KYC and KYB verification built into onboarding.

APS Corporate Payments is a multi-currency digital account and settlement solution for businesses handling cross-border payment flows. It lets corporate clients deposit, convert, and withdraw fiat and digital currencies, with same-day settlement in a chosen currency and built-in over-the-counter conversion between traditional and digital assets. Businesses use it to manage liquidity across multiple regions and currencies without maintaining separate banking relationships in each market.

Depasify Platform is a VASP-registered Web3 financial infrastructure platform providing banks and Web3 startups with API access to virtual IBANs, fiat-crypto exchange, on/off ramps, stablecoin payroll, cross-border and SEPA payments, KYC/AML compliance, and portfolio management. Businesses integrate modular digital asset capabilities through a single API.

PrimeVault is a digital asset custody and treasury infrastructure platform for institutions, fintechs, and developers. It provides multi-chain, self-custodial wallets secured through multi-party computation key management within hardware-based trusted execution environments, combined with a formally verified, programmable policy engine for governance, spend limits, and approval workflows. The platform supports stablecoin treasury operations, smart order routing and trade execution across centralized and decentralized venues, institutional DeFi access, token issuance and lifecycle management, and automated workflows across a large number of blockchains. Clients interact with the platform through a web console or REST APIs, with SDKs available for building embedded wallet and custody experiences into their own applications.

DitoBanx Empresas is a financial services platform that provides businesses with digital accounts in USDC, USDT, and Bitcoin, Mastercard business cards, cross-border payments, mass payment disbursement, institutional treasury management, lending, and investments. It serves SMEs, startups, corporations, and fintechs across Latin America through a web-based platform.

Fideum Institutional Platform provides banking and custody infrastructure for financial institutions to manage digital assets. The platform supports versatile currency operations, tailored institutional setups, secure vault storage, and full reserve banking alongside OTC trading capabilities, staking services with flexible options, and global remittance solutions for cross-border transfers.

Takenos Business is a corporate account platform for sending and receiving international payments from a single dashboard. It provides a dedicated USD-denominated business account with interest accrual, supports payroll disbursement to employees across multiple countries, and offers a corporate Visa card for operational expenses. The platform serves companies that need to consolidate cross-border transfers, payroll, and card spending under one account, separate from the individual consumer wallet.

Manteca API Platform is a payments infrastructure and orchestration service that lets fintech companies integrate crypto, brokerage, payment, and banking services across Latin America through unified APIs. It aggregates crypto deposits and withdrawals, brokerage account onboarding, QR-based payments, fiat-crypto ramp conversion, bill payments, and virtual account issuance behind a single integration layer. The platform handles regulatory compliance, identity verification, and multi-currency settlement, and is used by businesses seeking to embed financial services without building backend infrastructure. It supports crypto operations across multiple blockchains and connects to regional payment rails and banking systems throughout Latin America.

Trace Finance Payment API is a payments infrastructure platform that lets exchanges, fintechs, and financial institutions move money into and out of Latin America through a single set of API endpoints. It provides multi-currency accounts in BRL, USD, and EUR, converts between fiat and stablecoins through instant local payment rails, and executes cross-border payments over multiple regional and international rails. Businesses use it to onboard beneficiaries, lock foreign-exchange rates, and settle deposits, swaps, and withdrawals without operating a local entity. The platform also functions as an embedded financial services layer, giving partner platforms account and settlement capabilities they can offer to their own customers.

Integral Platform provides SaaS trading infrastructure for currency operations through cloud-based technology. The system offers distribution capabilities for global trading, risk management with warehousing and internalization, configurable pricing through rules-based rate engines, ultra-low latency MT4 and MT5 connectivity, real-time monitoring and analytics, market data feeds for currencies and metals, and white-label solutions for branded single-dealer platforms.

Kem App is a financial services platform that lets individuals manage stablecoins, other digital assets, and gold alongside traditional currencies in a single mobile application. Users can send money to contacts or across borders, swap between crypto, gold, and local currencies, and hold assets in a built-in wallet secured with multi-signature protection. The app also connects to linked payment cards for everyday spending and to bank accounts for withdrawals. It is aimed at consumers seeking a unified interface for cross-border transfers, currency conversion, and asset custody.

Abra Prime is an institutional-grade custody and trading platform providing qualified custody, OTC execution, and portfolio management tools for family offices, RIAs, and high-net-worth clients managing digital asset portfolios.

Checker API is a provider-agnostic orchestration platform that gives financial institutions a single integration point to access stablecoin and digital asset liquidity across exchanges, OTC desks, banks, and payment providers. The system routes each order to the optimal execution venue based on price, speed, and reliability, then returns standardized responses covering order confirmation, fill status, and real-time tracking. It supports trading, cross-border payments, treasury management, and credit operations, with settlement extending across multiple blockchains and stablecoins through a unified API.

Shakesco is a self-custody crypto wallet and payments app that lets individuals and businesses buy, send, and receive Bitcoin, Ethereum, and stablecoin-based assets. It is built on an ERC-4337 smart contract wallet, using multi-party computation to secure account recovery and account abstraction to remove seed phrase management and gas handling for users. The app bundles payment links, point-of-sale checkout, a loyalty token marketplace, recurring payments, split payments, and privacy features such as stealth addresses and Bitcoin silent payments into one interface.

Mobilum Banking Solutions is a banking-as-a-service platform providing virtual IBANs, multi-currency accounts, and banking connectivity for businesses to embed financial services into their own products. It supports account issuance for individuals and entities and enables platforms to offer bank-like features such as B2B and consumer payments. The service is aimed at crypto wallets and exchanges seeking to add banking capabilities without becoming a licensed bank themselves.

Fiat Republic provides Banking-as-a-Service platform through developer-friendly RESTful API, enabling crypto platforms to automate fiat deposits, withdrawals, and treasury operations. The system integrates virtual accounts, EagleNet instant settlement network, Oxygen compliance monitoring, KYC/AML checks, and real-time FX conversion via single API integration.

Eluter API is a fintech-as-a-service platform that lets financial institutions and other businesses embed multi-currency accounts, currency conversion, and payment capabilities into their own products. It exposes on-ramp and off-ramp functions, virtual account issuance such as CVU for Argentine pesos and vIBAN for euros, USD accounts, crypto wallet creation, QR payments, and webhooks for automated notifications through a developer API. It also supports identity verification and compliance checks, and offers card issuance in partnership with a card program provider. The platform is aimed at fintechs and platforms seeking to integrate financial infrastructure without building it themselves.

Mandioca White Label is a financial services platform that lets companies launch their own branded cross-border payment service without building the underlying technology themselves. Partners deploy a fully branded solution under their own name and logo, enabling their clients to send and receive international payments using stablecoin settlement combined with traditional bank rails. The infrastructure includes compliance-ready capabilities such as AML and KYC checks, transaction monitoring, sanctions screening, and treasury workflows, letting payment providers, fintechs, and trade-focused businesses scale import and export payment flows.

Esca Platform is a financial services platform that provides multi-currency virtual accounts, currency conversion, and cross-border payment infrastructure for businesses operating in emerging markets. It lets businesses accept deposits in local currency, automatically convert balances into stable currencies and supported cryptocurrencies, and withdraw funds to bank accounts or wallets across multiple countries. The platform also offers named multicurrency accounts, forward contracts for hedging currency risk, and yield-bearing balances, alongside a developer API that exposes account creation, conversions, payouts, and real-time rate and webhook data. Businesses use it to manage treasury, payroll, and settlement operations without establishing local banking entities in each market.

Aptos Ascend provides permissioned blockchain infrastructure and digital asset controls for financial institutions. The system offers regulatory compliance tools, zero-knowledge privacy features, and customizable network configurations for institutional DeFi adoption.

Trever Digital Asset Operating System is a platform for financial institutions to manage digital assets. It provides order and execution management across venues, treasury and settlement for moving funds and managing risk, and bookkeeping and reporting for audit‑ready records. The system connects to exchanges, custodians, liquidity providers, and core banking systems.

Nuvion is a neobank and embedded finance platform providing multi-currency business accounts, card issuing, payment acceptance, global payouts, and stablecoin rails for freelancers, businesses, and marketplaces. It operates through a single account and API surface, letting platforms issue accounts, move funds, accept payments, and convert between fiat and stablecoins without integrating banks or liquidity providers directly. The platform combines licensed fiat infrastructure with blockchain-based settlement across multiple networks, offering regulatory coverage across several markets. Businesses use it to manage cross-border money movement, issue physical and virtual cards, and access new markets from one unified dashboard.

Airtm Enterprise Platform enables businesses to distribute USDC payouts to global workers through Stellar blockchain infrastructure. The system processes cross-border payments via Bridge API integration and supports both direct and third-party payout flows.

Eversend for Business is a cross-border business account that gives companies local collection, payout, and multi-currency holding capabilities under a dedicated business login. Businesses collect payments from customers across multiple markets on local rails, hold and convert several currencies, pay suppliers and staff locally or abroad, and issue virtual cards for team spending. The account is accessed separately from the consumer app through its own business portal and onboarding flow.

A cryptocurrency-enabled digital banking account integrating stablecoin management with traditional payment infrastructure through a prepaid Mastercard, enabling instant Pix transfers, bill payments, and point-of-sale transactions using digital assets with commercial exchange rates.

0 Finance Platform provides automated treasury management through high-yield USDC savings accounts, AI-powered invoicing, and programmable banking infrastructure. The system enables ACH, wire, and SEPA transfers while automatically allocating idle funds to vetted yield strategies backed by insurance coverage up to $1M. Users access the platform through web dashboard, CLI tools, MCP server integration, and RESTful API.

Cross River Banking Platform is an API-based financial services platform that enables fintechs, neobanks, and enterprises to embed banking services into their products. The platform runs on the proprietary Cross River Operating System (COS) and provides FDIC-insured deposit accounts, multi-rail payment capabilities including ACH, wire, RTP, FedNow, and push-to-card, and acquiring BIN sponsorship through a unified API integration.

WeWire is a financial services platform that lets businesses embed cross-border payment and banking capabilities into their operations. It provides virtual IBAN accounts, multi-currency wallets, and stablecoin settlement rails, enabling collections and payouts across fiat and stablecoin channels through a unified API and web application. Additional modules cover corporate card issuance, an over-the-counter liquidity desk, smart invoicing, and treasury management. The platform serves businesses handling international trade and payroll, converting between fiat currencies and stablecoins across multiple blockchain networks.

Niobi is a financial services platform that provides payments and banking infrastructure for businesses operating across Africa. It unifies collections, payouts, multi-currency virtual accounts, foreign exchange conversion, and treasury management behind a single dashboard and API, with settlement available in local currencies, major fiat currencies, or stablecoins. The platform also includes finance operations tools such as invoicing, bill payment, payroll, and expense management, letting finance teams manage cash flow and reconciliation from one account. Businesses integrate once to accept dozens of local payment methods and move funds between African markets without opening accounts with multiple banks.

Colurs is a global payments and treasury platform enabling real-time cross-border money movement through combined fiat and cryptocurrency infrastructure. The system processes international wire transfers, real-time payments via RTP, multi-currency foreign exchange conversion, and integrated cryptocurrency wallet services for Bitcoin and Tether storage and transfers.

Rapyd is a financial services platform that lets businesses embed payments, payouts, card issuance, and multi-currency accounts into their own applications through a unified API and account. It processes online and in-store checkout payments across local payment methods and currencies, and issues virtual and physical cards with configurable spending controls. The platform also handles cross-border payouts through bank transfers, card disbursements, and digital wallet transfers, including settlement in stablecoins. A multi-currency business account underlies all these functions, letting businesses hold, convert, and move balances across currencies from a single dashboard. Businesses across industries use it to accept customer payments, pay employees or partners internationally, and issue cards, all managed through one merchant account and integration.

Bloque is a payments infrastructure platform that provides programmable accounts, Visa card issuance, and cross-border payment rails through a TypeScript SDK, CLI, and macOS app. Users can create multi-currency accounts with local payment integrations across COP, BRL, and USD, issue Visa virtual cards with per-card spending policies, and move funds between stablecoins and local fiat. Bloque manages KYC, AML, and compliance while product teams compose the financial stack.

BlockIQ is an embedded finance marketplace that lets credit providers create, match, and distribute financial offers to consumers. A matching engine connects users with relevant offers using privacy-preserving algorithms that avoid exposing personal data to unselected providers, and transactions settle through multiple fiat and stablecoin rails with automated revenue attribution across the provider network. Providers access the marketplace through tiered APIs with sandbox and production environments, paying only on successful transaction outcomes.

Pave Bank Programmable Banking is a developer platform enabling businesses to upload custom code to automate and manage financial operations directly within the bank, offering an SDK, centralised app store, webhooks, pre-built integrations, and automated money management.

Minos B2B Crypto Platform is a white-label platform enabling financial institutions to offer digital asset custody, brokerage, and payment services to their clients. The system integrates cold storage security infrastructure, real-time trading capabilities, and crypto payment processing for merchants through a unified API. Designed for B2B deployment, the platform supports multiple networks while maintaining regulatory compliance under Banco de España registration and EU MiCA standards.