List of Financial Services Platform companies in Web3 (2026)

ShieldPay is a business payment platform that lets international wholesalers and trade businesses accept stablecoin payments, hold multi-currency balances, and access credit. It converts incoming stablecoin transfers into same-day USD wires or ACH settlements through a named virtual business account with its own US routing and account numbers. Businesses can also send outbound wire, ACH, or stablecoin payments to suppliers, and apply for business credit cards with limits based on company revenue rather than personal credit history. All account activity, including cards and payments, runs through one Shield account protected by KYC and KYB checks, sanctions screening, and wallet risk screening.

Sigma is a global payroll platform that lets United States businesses hire, pay, and manage contractors and employees in multiple countries. It handles onboarding through chat-based verification, compensation via traditional bank transfers or stablecoin payouts, and compliance tasks such as tax form processing and misclassification protection. The platform also provides a dollar-denominated wallet for workers to hold or withdraw funds, along with localized benefits and invoicing and reporting tools for employers.

Graph Connect is Graph Finance's developer API that enables businesses to integrate card issuance, account creation, and payment processing. The API provides access to multi-currency accounts, virtual card management, payouts, deposits, and conversion services.

UTGL Trust Platform is a Hong Kong private trust platform that consolidates client assets—including fiat currencies, securities, precious metals, and digital assets—within a fiduciary structure under the Trustee Ordinance (Cap. 29). Users hold multi-currency accounts in Hong Kong, Singapore, and the United States, access global stock, bond, and fund markets, pay cross-border invoices, convert assets, and spend via a Mastercard credit card collateralized by trust-held assets. UTGL acts as licensed trustee holding legal title on behalf of settlors. Trust structures under Hong Kong law carry no capital gains, inheritance, or gift tax and do not require public registration.

Caliza Dashboard is a platform for managing cross-border payments and treasury operations. Supports payouts via stablecoins, SWIFT, and local methods, provides business USD accounts, and offers 24/7 FX and liquidity management.

Elyps Banking is a financial services platform providing multi-currency corporate accounts, international payments, and cross-border foreign exchange execution for businesses operating across multiple regions. It issues European IBAN-based accounts, processes high-value cross-border transfers, and supports fiat-to-stablecoin settlement for international trade where compliant. The platform serves multi-entity corporate structures, holding companies, and high-net-worth individuals through both a web platform and mobile applications. It also exposes application programming interfaces that let businesses embed multi-currency payments, onboarding, and stablecoin settlement into their own systems.

Loula is a financial services platform that enables businesses to send, receive, convert, and pay globally using multiple currencies including USD, USDC, and ARS. The platform facilitates cross-border payments for importers, exporters, service providers, and logistics companies with features including fast transfers, currency conversion, supply-chain financing, and USD account services.

Munify Infrastructure is a B2B API suite enabling developers and platforms to embed global payouts, pay-ins, and USDC card issuance, with real-time money movement across MENA, transparent FX rates, and RESTful APIs backed by direct bank relationships.

Artoh Treasury Platform delivers instant USD and EUR liquidity to businesses operating in FX-restricted emerging markets through stablecoin-powered settlement infrastructure. The system converts local currency deposits into stablecoins through partner financial institutions, enabling cross-border payments that settle in hours rather than weeks. Users access multi-currency treasury accounts supporting SWIFT and SEPA transfers while maintaining real-time visibility of cash positions. The platform processes payments from Africa to global destinations including Europe, North America, Middle East, and Asia through blockchain rails, bypassing traditional correspondent banking delays and USD allocation backlogs.

The Network Bank is a full-reserve bank operating in a special economic zone that provides multi-currency accounts, lending, card issuance, and foreign exchange services for businesses and individuals. It also offers a merchant payment gateway for accepting payments and open APIs that let other companies embed banking, card issuance, and payment features into their own platforms. The bank supports self-custody digital wallet linking, enabling account holders to interact with their own digital assets alongside traditional balances. Its services are delivered through a unified digital platform covering account management, payments, and card operations.

Felix Business is a B2B API enabling US-based financial institutions and fintech platforms to embed cross-border remittance capabilities into their products. Partners integrate a send button for US-based outbound transfers or a request button allowing Latin American users to initiate inbound remittance requests. Felix handles messaging, compliance, KYC, and delivery across the full payment flow.

RD Enterprise Solution is a B2B payment infrastructure layer enabling businesses and fintechs to provision dedicated multi-currency RD Wallet virtual accounts for their own underlying customers, with instant wallet-to-wallet settlement, FX, and collect/disburse capabilities, built on RD's SVF-licensed platform.

Wyden Infinity provides end-to-end digital asset trading infrastructure for banks and brokers through cloud-native architecture. The system supports agency and principal trading models, automated treasury management, central limit order book matching, and digital asset accounting. Built for sell-side institutions to scale compliant digital asset banking and brokerage operations with seamless core banking system integration.

OpenPayd Platform is a banking-as-a-service platform providing multi-currency accounts, virtual IBANs, domestic and international payment rails, foreign exchange conversion, stablecoin on-off ramps, and Open Banking services through a unified REST API for businesses to embed financial infrastructure.

Lead Bank Partner Platform is a composable Banking-as-a-Service infrastructure enabling fintechs to embed FDIC-insured banking capabilities via API, covering lending (term loans, lines of credit, BNPL), card issuing, global money movement (ACH, wires, instant, stablecoin), and depository account structures.

MONFI Digital Banking is a digital banking platform licensed by the Labuan Financial Services Authority. It offers multi-currency accounts, international money transfers, Visa-powered payment cards, and a digital asset trading service with asset-backed multi-token support. Users access the platform through a mobile application or web portal, with two-factor authentication and no monthly account fees.

Zuba Platform provide multi-currency accounts for businesses to hold USD, EUR, and GBP alongside local African currencies. Provides dedicated account details for receiving international payments, real-time currency conversion with rate locking, global payout capabilities, role-based team access, and transaction history with CSV export.

Centric is BNP Paribas CIB's digital banking platform for corporate clients. It provides cash management, liquidity management, trade finance, and global markets services through a single interface. The platform includes NOA, an AI-powered virtual assistant that helps users locate payment information, navigate platform functions, and route queries to the appropriate support team.